Best Financial stocks: sector ranking by MarketKingdoms score

330 Financial companies are scored. Their average composite is 62.8, and 3 are in the A range (76+). The leader is ENCORE CAPITAL GROUP INC (ECPG) at 77.0 (A-).

Financial lens averages

• Industry opportunity: 76
• Stock selection: 77
• KPI momentum: 75
• Catalyst watch: 70
• Price (valuation): 52
• Expansion (growth): 51
• Quality (profitability): 49
• Trend (momentum): 49

All Financial companies ranked

#	Company	Industry	Composite	Grade	Industry opportunity	Stock selection	KPI momentum	Catalyst watch	Price	Expansion	Quality	Trend	Valuation gap
1	ENCORE CAPITAL GROUP INC (ECPG)	Credit Services	77.0	A-	71	85	87	81	75	73	66	89	-0.8%
2	Grupo Cibest S.A. (CIB)	Banks - Regional	76.9	A-	79	86	87	81	70	61	66	93	-14.8%
3	Slide Insurance Holdings, Inc. (SLDE)	Insurance - Property & Casualty	76.0	A-	71	86	93	69	70	42	93	96	+28.8%
4	Atlanticus Holdings Corp (ATLC)	Credit Services	74.5	B+	71	82	79	60	72	88	82	63	-16.6%
5	Marex Group plc (MRX)	Capital Markets	74.5	B+	77	87	93	80	38	73	55	88	-27.6%
6	ConnectOne Bancorp, Inc. (CNOB)	Banks - Regional	74.4	B+	79	87	88	77	74	85	46	76	+9.6%
7	BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (BBVA)	Banks - Diversified	74.3	B+	88	80	75	79	56	55	62	75	-12.3%
8	Bank of N.T. Butterfield & Son Ltd (NTB)	Banks - Diversified	74.0	B+	88	80	75	76	65	41	75	75	+9.9%
9	Sezzle Inc. (SEZL)	Credit Services	73.6	B+	71	86	87	80	27	90	88	70	+22.3%
10	UNITED COMMUNITY BANKS INC (UCB)	Banks - Regional	73.2	B+	79	87	87	78	58	58	51	70	-0.1%
11	HCI Group, Inc. (HCI)	Insurance - Property & Casualty	73.0	B+	71	81	82	75	61	58	85	56	+3.5%
12	Ethos Technologies Inc. (LIFE)	Insurance Brokers	72.8	B+	79	72	68	73	10	92	59	97	-21.4%
13	ASSOCIATED BANC-CORP (ASB)	Banks - Regional	72.2	B+	79	84	88	76	70	68	42	61	-1.8%
14	Customers Bancorp, Inc. (CUBI)	Banks - Regional	72.2	B+	79	88	93	78	66	69	57	66	-1.2%
15	UNIVERSAL INSURANCE HOLDINGS, INC. (UVE)	Insurance - Property & Casualty	72.2	B+	71	77	79	52	68	40	72	86	-0.3%
16	ING GROEP NV (ING)	Banks - Diversified	72.1	B+	88	85	86	77	65	56	53	74	-9.5%
17	QCR HOLDINGS INC (QCRH)	Banks - Regional	72.1	B+	79	83	88	77	50	49	62	78	+9.5%
18	TRAVELERS COMPANIES, INC. (TRV)	Insurance - Property & Casualty	72.1	B+	71	80	72	75	55	46	70	87	-3.9%
19	UNITED FIRE GROUP INC (UFCS)	Insurance - Property & Casualty	72.1	B+	71	78	82	58	52	54	57	97	-3.4%
20	Amalgamated Financial Corp. (AMAL)	Banks - Regional	72.0	B+	79	82	80	79	44	53	58	93	+3.1%
21	FEDERAL AGRICULTURAL MORTGAGE CORP (AGM)	Credit Services	71.9	B+	71	79	77	67	74	59	71	64	-13.6%
22	Heritage Insurance Holdings, Inc. (HRTG)	Insurance - Property & Casualty	71.9	B+	71	76	69	73	71	33	80	88	-12.1%
23	WSFS FINANCIAL CORP (WSFS)	Banks - Regional	71.8	B+	79	81	82	75	56	49	54	80	+7.0%
24	Northern Trust Corp (NTRS)	Asset Management	71.7	B+	82	82	82	74	49	62	59	61	-10.8%
25	TORONTO DOMINION BANK (TD)	Banks - Diversified	71.7	B+	88	91	93	80	28	36	42	92	+10.4%
26	TWFG, Inc. (TWFG)	Insurance Brokers	71.7	B+	79	81	76	75	40	77	76	51	-21.6%
27	BREAD FINANCIAL HOLDINGS, INC. (BFH)	Credit Services	71.4	B+	71	82	75	77	84	39	53	76	-10.5%
28	BANK OF NOVA SCOTIA (BNS)	Banks - Diversified	71.4	B+	88	82	84	66	36	60	38	90	+12.6%
29	Bank of New York Mellon Corp (BNY)	Banks - Diversified	71.1	B+	88	86	87	75	33	61	56	66	-6.0%
30	SHINHAN FINANCIAL GROUP CO LTD (SHG)	Banks - Regional	71.1	B+	79	84	88	74	87	48	20	57	-13.0%
31	CITIGROUP INC (C)	Banks - Diversified	71.0	B+	88	85	81	79	76	66	24	51	-15.3%
32	CATHAY GENERAL BANCORP (CATY)	Banks - Regional	71.0	B+	79	83	87	78	57	55	60	84	+1.3%
33	VALLEY NATIONAL BANCORP (VLY)	Banks - Regional	71.0	B+	79	91	93	81	70	67	40	61	+4.8%
34	MITSUBISHI UFJ FINANCIAL GROUP INC (MUFG)	Banks - Diversified	70.8	B+	88	83	84	75	34	70	27	75	-7.3%
35	EAST WEST BANCORP INC (EWBC)	Banks - Regional	70.7	B+	79	83	87	78	42	48	73	67	-5.8%
36	Hamilton Insurance Group, Ltd. (HG)	Insurance - Reinsurance	70.7	B+	60	72	55	74	90	42	78	81	-14.2%
37	State Street Corp (STT)	Asset Management	70.7	B+	82	86	93	78	53	60	46	70	-9.6%
38	Enova International, Inc. (ENVA)	Credit Services	70.6	B+	71	80	78	76	72	77	64	47	-23.1%
39	CREDICORP LTD (BAP)	Banks - Regional	70.5	B+	79	85	87	81	34	66	68	80	-9.0%
40	CANADIAN IMPERIAL BANK OF COMMERCE /CAN/ (CM)	Banks - Diversified	70.5	B+	88	81	78	68	32	61	54	70	+5.2%
41	Intercorp Financial Services Inc. (IFS)	Banks - Regional	70.5	B+	79	80	81	78	68	56	71	64	-14.6%
42	Business First Bancshares, Inc. (BFST)	Banks - Regional	70.4	B+	79	89	99	75	67	46	40	73	+9.7%
43	MERCANTILE BANK CORP (MBWM)	Banks - Regional	70.4	B+	79	82	88	76	59	37	64	84	-1.3%
44	NBT BANCORP INC (NBTB)	Banks - Regional	70.4	B+	79	87	88	73	48	60	51	79	+1.5%
45	Hyperliquid Strategies Inc (PURR)	Capital Markets	70.4	B+	77	65	64	71	28	97	74	79	-23.2%
46	KEYCORP /NEW/ (KEY)	Banks - Regional	70.3	B+	79	86	88	78	61	75	40	48	-1.5%
47	Dime Community Bancshares, Inc. /NY/ (DCOM)	Banks - Regional	70.2	B+	79	84	93	78	44	79	31	92	+9.3%
48	FIRST CITIZENS BANCSHARES INC /DE/ (FCNCA)	Banks - Regional	70.2	B+	79	90	93	84	59	27	38	77	-3.2%
49	OFG BANCORP (OFG)	Banks - Regional	70.1	B+	79	69	59	72	70	36	65	73	-1.5%
50	NOMURA HOLDINGS INC (NMR)	Capital Markets	70.0	B+	77	78	87	62	63	54	42	65	-16.6%
51	Eastern Bankshares, Inc. (EBC)	Banks - Regional	69.9	B	79	76	72	71	62	81	48	68	+2.7%
52	PEOPLES BANCORP INC (PEBO)	Banks - Regional	69.9	B	79	83	84	77	71	41	40	70	+0.7%
53	XP Inc. (XP)	Capital Markets	69.8	B	77	76	72	72	32	49	87	77	+36.3%
54	Grupo Aval Acciones Y Valores S.A. (AVAL)	Banks - Regional	69.6	B	79	82	78	78	79	83	21	57	-29.5%
55	Jefferson Capital, Inc. / DE (JCAP)	Credit Services	69.6	B	71	82	81	67	89	27	81	43	-0.3%
56	PROVIDENT FINANCIAL SERVICES INC (PFS)	Banks - Regional	69.6	B	79	87	93	73	78	48	52	59	+3.8%
57	BYLINE BANCORP, INC. (BY)	Banks - Regional	69.4	B	79	72	62	71	59	46	58	78	+4.0%
58	NatWest Group plc (NWG)	Banks - Regional	69.4	B	79	89	93	78	81	46	56	55	-15.1%
59	SouthState Bank Corp (SSB)	Banks - Regional	69.4	B	79	87	87	79	70	56	54	59	0.0%
60	HANOVER INSURANCE GROUP, INC. (THG)	Insurance - Property & Casualty	69.3	B	71	81	93	65	52	42	66	82	-6.1%
61	UNIVEST FINANCIAL Corp (UVSP)	Banks - Regional	69.2	B	79	77	82	60	64	49	45	74	+3.9%
62	ALLSTATE CORP (ALL)	Insurance - Property & Casualty	69.0	B	71	76	78	61	70	40	74	66	-9.2%
63	Abacus Global Management, Inc. (ABX)	Insurance - Life	68.9	B	70	85	93	75	57	85	39	52	-15.2%
64	Virtu Financial, Inc. (VIRT)	Capital Markets	68.9	B	77	74	74	51	67	62	64	72	-18.5%
65	Jackson Financial Inc. (JXN)	Insurance - Life	68.7	B	70	84	88	64	73	64	17	78	-1.4%
66	StoneX Group Inc. (SNEX)	Capital Markets	68.6	B	77	78	78	67	48	51	69	44	-28.9%
67	PROSPERITY BANCSHARES INC (PB)	Banks - Regional	68.5	B	79	87	93	77	70	47	47	47	-1.0%
68	ROYAL BANK OF CANADA (RY)	Banks - Diversified	68.5	B	88	79	75	72	24	48	56	74	+9.9%
69	HANMI FINANCIAL CORP (HAFC)	Banks - Regional	68.4	B	79	79	79	61	72	59	48	66	+2.9%
70	UMB FINANCIAL CORP (UMBF)	Banks - Regional	68.4	B	79	80	82	69	60	69	56	56	-7.4%
71	Origin Bancorp, Inc. (OBK)	Banks - Regional	68.3	B	79	82	93	74	46	61	29	84	-6.6%
72	ZIONS BANCORPORATION, NATIONAL ASSOCIATION /UT/ (ZION)	Banks - Regional	68.3	B	79	77	65	74	67	41	63	59	-7.3%
73	HOPE BANCORP INC (HOPE)	Banks - Regional	68.1	B	79	82	84	68	64	78	23	80	+8.0%
74	Mastercard Inc (MA)	Credit Services	67.9	B	71	80	78	66	18	65	92	63	+0.9%
75	Neptune Insurance Holdings Inc. (NP)	Insurance Brokers	67.9	B	79	87	93	82	5	85	85	35	-21.5%
76	S&T BANCORP INC (STBA)	Banks - Regional	67.9	B	79	74	69	69	57	37	51	81	+8.1%
77	UBS Group AG (UBS)	Banks - Diversified	67.9	B	88	86	93	73	41	65	30	57	-13.1%
78	CENTRAL PACIFIC FINANCIAL CORP (CPF)	Banks - Regional	67.8	B	79	87	99	70	50	51	52	70	+4.4%
79	SiriusPoint Ltd (SPNT)	Insurance - Reinsurance	67.7	B	60	82	88	64	69	51	63	77	-7.1%
80	GOLDMAN SACHS GROUP INC (GS)	Capital Markets	67.5	B	77	86	87	75	53	67	70	35	-21.9%
81	RENAISSANCERE HOLDINGS LTD (RNR)	Insurance - Reinsurance	67.4	B	60	68	50	71	79	42	71	80	+2.7%
82	WESBANCO INC (WSBC)	Banks - Regional	67.4	B	79	78	69	79	70	65	45	66	+5.0%
83	Ameriprise Financial Inc (AMP)	Asset Management	67.3	B	82	77	73	70	66	55	74	37	-1.8%
84	FNB CORP/PA/ (FNB)	Banks - Regional	67.3	B	79	86	84	78	73	44	43	53	-1.4%
85	TRUSTMARK CORP (TRMK)	Banks - Regional	67.2	B	79	80	78	70	59	31	47	60	+2.9%
86	WEBSTER FINANCIAL CORP (WBS)	Banks - Regional	67.2	B	79	76	81	66	63	54	50	66	—
87	WELLS FARGO & COMPANY/MN (WFC)	Banks - Diversified	67.2	B	88	88	88	77	61	40	46	33	-2.8%
88	ASSURANT, INC. (AIZ)	Insurance - Property & Casualty	67.1	B	71	80	84	57	39	52	59	75	-6.8%
89	FULTON FINANCIAL CORP (FULT)	Banks - Regional	67.1	B	79	79	80	73	65	36	46	70	-1.6%
90	SCHWAB CHARLES CORP (SCHW)	Capital Markets	67.1	B	77	81	78	73	47	76	79	31	-21.5%
91	Skyward Specialty Insurance Group, Inc. (SKWD)	Insurance - Property & Casualty	67.1	B	71	82	82	66	36	77	61	66	-5.1%
92	Cboe Global Markets, Inc. (CBOE)	Financial Data & Stock Exchanges	67.0	B	77	85	93	76	17	61	77	62	+0.2%
93	US BANCORP DE (USB)	Banks - Regional	67.0	B	79	83	82	79	57	41	49	59	-0.4%
94	Ategrity Specialty Insurance Co Holdings (ASIC)	Insurance - Property & Casualty	66.9	B	71	85	84	74	44	83	63	70	-10.6%
95	CULLEN/FROST BANKERS, INC. (CFR)	Banks - Regional	66.9	B	79	83	93	72	36	34	59	66	-7.6%
96	Axos Financial, Inc. (AX)	Banks - Regional	66.8	B	79	81	83	64	62	54	69	39	-0.2%
97	Hagerty, Inc. (HGTY)	Insurance - Property & Casualty	66.8	B	71	88	99	74	14	35	69	82	+12.3%
98	OLD NATIONAL BANCORP /IN/ (ONB)	Banks - Regional	66.8	B	79	78	70	73	72	68	48	60	-13.1%
99	COLUMBIA BANKING SYSTEM, INC. (COLB)	Banks - Regional	66.7	B	79	73	58	73	72	48	45	59	+3.5%
100	Esquire Financial Holdings, Inc. (ESQ)	Banks - Regional	66.6	B	79	75	65	67	20	66	74	65	-10.3%

Financial leaders on each lens

• Industry opportunity: BAC 88, BBVA 88, BCS 88
• Stock selection: LYG 92, TD 91, VLY 91
• KPI momentum: ARES 99, ARX 99, BFST 99
• Catalyst watch: FCNCA 84, FDS 84, RIOT 83
• Price (valuation): QFIN 100, FINV 99, FG 96
• Expansion (growth): SBET 98, ABTC 97, PURR 97
• Quality (profitability): MC 93, SLDE 93, FUTU 92
• Trend (momentum): ARX 97, LIFE 97, UFCS 97

Industries in Financial

• Banks - Diversified: 18 companies, average composite 69.1
• Insurance - Reinsurance: 5 companies, average composite 66.6
• Banks - Regional: 124 companies, average composite 64.9
• Insurance - Property & Casualty: 32 companies, average composite 63.6
• Asset Management: 19 companies, average composite 62.1
• Credit Services: 28 companies, average composite 61.6
• Insurance Brokers: 13 companies, average composite 61.6
• Insurance - Life: 15 companies, average composite 61.2
• Financial Data & Stock Exchanges: 10 companies, average composite 61.1
• Insurance - Specialty: 11 companies, average composite 60.6
• Capital Markets: 38 companies, average composite 59.3
• Insurance - Diversified: 8 companies, average composite 58.2
• Financial Conglomerates: 3 companies, average composite 56.4
• Mortgage Finance: 6 companies, average composite 45.0

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.