32 Insurance - Property & Casualty companies are scored. Their average composite is 63.6, and 1 is in the A range (76+). The leader is Slide Insurance Holdings, Inc. (SLDE) at 76.0 (A-). This industry belongs to the Financial sector.
| # | Company | Composite | Grade | Industry opportunity | Stock selection | KPI momentum | Catalyst watch | Price | Expansion | Quality | Trend | Valuation gap |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | Slide Insurance Holdings, Inc. (SLDE) | 76.0 | A- | 71 | 86 | 93 | 69 | 70 | 42 | 93 | 96 | +28.8% |
| 2 | HCI Group, Inc. (HCI) | 73.0 | B+ | 71 | 81 | 82 | 75 | 61 | 58 | 85 | 56 | +3.5% |
| 3 | UNIVERSAL INSURANCE HOLDINGS, INC. (UVE) | 72.2 | B+ | 71 | 77 | 79 | 52 | 68 | 40 | 72 | 86 | -0.3% |
| 4 | TRAVELERS COMPANIES, INC. (TRV) | 72.1 | B+ | 71 | 80 | 72 | 75 | 55 | 46 | 70 | 87 | -3.9% |
| 5 | UNITED FIRE GROUP INC (UFCS) | 72.1 | B+ | 71 | 78 | 82 | 58 | 52 | 54 | 57 | 97 | -3.4% |
| 6 | Heritage Insurance Holdings, Inc. (HRTG) | 71.9 | B+ | 71 | 76 | 69 | 73 | 71 | 33 | 80 | 88 | -12.1% |
| 7 | HANOVER INSURANCE GROUP, INC. (THG) | 69.3 | B | 71 | 81 | 93 | 65 | 52 | 42 | 66 | 82 | -6.1% |
| 8 | ALLSTATE CORP (ALL) | 69.0 | B | 71 | 76 | 78 | 61 | 70 | 40 | 74 | 66 | -9.2% |
| 9 | ASSURANT, INC. (AIZ) | 67.1 | B | 71 | 80 | 84 | 57 | 39 | 52 | 59 | 75 | -6.8% |
| 10 | Skyward Specialty Insurance Group, Inc. (SKWD) | 67.1 | B | 71 | 82 | 82 | 66 | 36 | 77 | 61 | 66 | -5.1% |
| 11 | Ategrity Specialty Insurance Co Holdings (ASIC) | 66.9 | B | 71 | 85 | 84 | 74 | 44 | 83 | 63 | 70 | -10.6% |
| 12 | Hagerty, Inc. (HGTY) | 66.8 | B | 71 | 88 | 99 | 74 | 14 | 35 | 69 | 82 | +12.3% |
| 13 | Palomar Holdings, Inc. (PLMR) | 66.6 | B | 71 | 85 | 86 | 75 | 26 | 80 | 72 | 63 | -19.1% |
| 14 | SELECTIVE INSURANCE GROUP INC (SIGI) | 66.0 | B | 71 | 74 | 64 | 70 | 57 | 45 | 56 | 66 | -0.1% |
| 15 | Bowhead Specialty Holdings Inc. (BOW) | 65.3 | B | 71 | 76 | 93 | 46 | 23 | 80 | 57 | 86 | -3.2% |
| 16 | Chubb Ltd (CB) | 64.7 | B | 71 | 73 | 66 | 67 | 46 | 42 | 60 | 64 | -4.3% |
| 17 | PROGRESSIVE CORP/OH/ (PGR) | 63.4 | B- | 71 | 80 | 88 | 51 | 41 | 32 | 72 | 55 | +3.8% |
| 18 | AMERICAN FINANCIAL GROUP INC (AFG) | 63.2 | B- | 71 | 79 | 78 | 62 | 42 | 36 | 63 | 64 | -5.1% |
| 19 | HORACE MANN EDUCATORS CORP /DE/ (HMN) | 62.1 | B- | 71 | 71 | 63 | 72 | 71 | 38 | 43 | 33 | -5.9% |
| 20 | TRUPANION, INC. (TRUP) | 61.9 | B- | 71 | 87 | 99 | 70 | 41 | 68 | 33 | 24 | -10.9% |
| 21 | RLI CORP (RLI) | 61.4 | B- | 71 | 72 | 59 | 62 | 31 | 26 | 70 | 59 | +0.1% |
| 22 | CINCINNATI FINANCIAL CORP (CINF) | 60.9 | B- | 71 | 69 | 64 | 47 | 46 | 56 | 70 | 47 | +2.6% |
| 23 | Kinsale Capital Group, Inc. (KNSL) | 60.8 | B- | 71 | 71 | 53 | 72 | 29 | 42 | 80 | 31 | -4.6% |
| 24 | Root, Inc. (ROOT) | 59.4 | B- | 71 | 71 | 69 | 63 | 34 | 65 | 63 | 11 | -33.1% |
| 25 | CNA FINANCIAL CORP (CNA) | 58.8 | B- | 71 | 68 | 59 | 61 | 71 | 39 | 43 | 41 | -7.9% |
| 26 | BERKLEY W R CORP (WRB) | 58.6 | B- | 71 | 70 | 60 | 64 | 30 | 32 | 65 | 45 | -2.8% |
| 27 | Porch Group, Inc. (PRCH) | 57.5 | C+ | 71 | 85 | 93 | 75 | 4 | 46 | 9 | 60 | -40.6% |
| 28 | OLD REPUBLIC INTERNATIONAL CORP (ORI) | 55.9 | C+ | 71 | 67 | 55 | 69 | 61 | 44 | 59 | 32 | -14.5% |
| 29 | STEWART INFORMATION SERVICES CORP (STC) | 53.8 | C+ | 71 | 66 | 50 | 69 | 79 | 59 | 38 | 8 | -31.1% |
| 30 | Lemonade, Inc. (LMND) | 53.3 | C+ | 71 | 85 | 99 | 67 | 4 | 95 | 4 | 11 | -31.7% |
| 31 | MARKEL GROUP INC. (MKL) | 52.1 | C+ | 71 | 65 | 54 | 54 | 49 | 26 | 50 | 27 | -11.0% |
| 32 | KEMPER Corp (KMPR) | 47.0 | C | 71 | 62 | 48 | 59 | 58 | 18 | 6 | 15 | +6.0% |
The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.
General information, not investment advice.