11 Insurance - Specialty companies are scored. Their average composite is 60.6, and 0 are in the A range (76+). The leader is MGIC INVESTMENT CORP (MTG) at 66.4 (B). This industry belongs to the Financial sector.
| # | Company | Composite | Grade | Industry opportunity | Stock selection | KPI momentum | Catalyst watch | Price | Expansion | Quality | Trend | Valuation gap |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 1 | MGIC INVESTMENT CORP (MTG) | 66.4 | B | 72 | 80 | 82 | 60 | 84 | 22 | 74 | 41 | -9.3% |
| 2 | Enact Holdings, Inc. (ACT) | 66.2 | B | 72 | 79 | 71 | 70 | 75 | 23 | 72 | 71 | +3.0% |
| 3 | RADIAN GROUP INC (RDN) | 65.7 | B | 72 | 85 | 86 | 72 | 86 | 54 | 71 | 36 | -1.9% |
| 4 | Essent Group Ltd. (ESNT) | 65.2 | B | 72 | 70 | 60 | 61 | 86 | 32 | 70 | 50 | -9.0% |
| 5 | NMI Holdings, Inc. (NMIH) | 62.8 | B- | 72 | 73 | 78 | 28 | 78 | 33 | 77 | 49 | -6.8% |
| 6 | AXIS CAPITAL HOLDINGS LTD (AXS) | 60.8 | B- | 72 | 77 | 77 | 60 | 82 | 39 | 64 | 36 | -0.9% |
| 7 | RYAN SPECIALTY HOLDINGS, INC. (RYAN) | 58.1 | B- | 72 | 70 | 58 | 64 | 18 | 67 | 47 | 36 | +7.6% |
| 8 | First American Financial Corp (FAF) | 57.4 | C+ | 72 | 71 | 62 | 70 | 68 | 54 | 52 | 28 | -6.4% |
| 9 | ASSURED GUARANTY LTD (AGO) | 57.0 | C+ | 72 | 85 | 93 | 70 | 87 | 11 | 47 | 16 | -13.3% |
| 10 | Employers Holdings, Inc. (EIG) | 54.2 | C+ | 72 | 65 | 50 | 50 | 43 | 30 | 15 | 73 | +8.1% |
| 11 | Fidelity National Financial, Inc. (FNF) | 52.7 | C+ | 72 | 78 | 78 | 70 | 68 | 32 | 31 | 12 | -12.0% |
The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.
General information, not investment advice.