NMI Holdings, Inc. (NMIH) has a MarketKingdoms composite score of 62.8 (B-), an B-range rating. It ranks 1062nd of 1,866 covered companies, 188th of 330 in Financial (sector average 62.7) and 5th of 11 in Insurance - Specialty. Scores as of 2026-10-26.
Its strongest lenses are KPI momentum at 78 (Financial average 75) and Price (valuation) at 78 (Financial average 52). Its weakest lenses are Catalyst watch at 28 (sector average 69) and Expansion (growth) at 33 (sector average 51).
| Lens | Type | NMIH | Financial average | Insurance - Specialty average | Percentile in sector |
|---|---|---|---|---|---|
| Industry opportunity | Research signal | 72 | 76 | 72 | 33rd |
| Stock selection | Research signal | 73 | 77 | 76 | 26th |
| KPI momentum | Research signal | 78 | 75 | 72 | 54th |
| Catalyst watch | Research signal | 28 | 69 | 61 | 1st |
| Price (valuation) | Fundamental lens | 78 | 52 | 70 | 90th |
| Expansion (growth) | Fundamental lens | 33 | 51 | 36 | 15th |
| Quality (profitability) | Fundamental lens | 77 | 49 | 56 | 91st |
| Trend (momentum) | Fundamental lens | 49 | 49 | 41 | 49th |
The most recent call analysed was held on 2026-07-30 (fiscal 2026 Q2). MarketKingdoms checks what management promised on each call against what it later delivered.
The stock's valuation gap is -6.8%: its price is below the path its market, sector and industry moves explain (undervalued versus the model path). Factor sensitivity: market beta 1.23, sector beta -0.55, industry beta 1.38; the factor model explains 70% of its moves (R²).
| Company | Composite | Grade | Valuation gap |
|---|---|---|---|
| MGIC INVESTMENT CORP (MTG) | 66.4 | B | -9.3% |
| Enact Holdings, Inc. (ACT) | 66.2 | B | +3.0% |
| RADIAN GROUP INC (RDN) | 65.7 | B | -1.9% |
| Essent Group Ltd. (ESNT) | 65.1 | B | -9.0% |
| AXIS CAPITAL HOLDINGS LTD (AXS) | 60.8 | B- | -0.9% |
| RYAN SPECIALTY HOLDINGS, INC. (RYAN) | 58.1 | B- | +7.6% |
| First American Financial Corp (FAF) | 57.4 | C+ | -6.4% |
| ASSURED GUARANTY LTD (AGO) | 57.0 | C+ | -13.3% |
NMI Holdings, Inc. financial statements · Financial sector ranking · Insurance - Specialty industry ranking · All covered companies
The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.
General information, not investment advice.