COLUMBIA BANKING SYSTEM, INC. (COLB) stock score and earnings-call analysis

COLUMBIA BANKING SYSTEM, INC. (COLB) has a MarketKingdoms composite score of 66.7 (B), an B-range rating. It ranks 640th of 1,866 covered companies, 98th of 330 in Financial (sector average 62.7) and 47th of 124 in Banks - Regional. Scores as of 2026-10-26.

Its strongest lenses are Industry opportunity at 79 (Financial average 76) and Stock selection at 73 (Financial average 77). Its weakest lenses are Quality (profitability) at 45 (sector average 49) and Expansion (growth) at 48 (sector average 51).

Lens scores

COLB lens scores (0–100) against its sector and industry
LensTypeCOLBFinancial averageBanks - Regional averagePercentile in sector
Industry opportunityResearch signal79767989th
Stock selectionResearch signal73777926th
KPI momentumResearch signal58757713th
Catalyst watchResearch signal73697364th
Price (valuation)Fundamental lens72525985th
Expansion (growth)Fundamental lens48515048th
Quality (profitability)Fundamental lens45494542nd
Trend (momentum)Fundamental lens59495663rd

Latest earnings call

The most recent call analysed was held on 2026-10-22 (fiscal 2026 Q3). After it the composite moved from 82.6 to 82.1. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 66.7.

Valuation and risk

The stock's valuation gap is +3.5%: its price is in line with the path its market, sector and industry moves explain. Factor sensitivity: market beta 1.36, sector beta -0.69, industry beta 1.82; the factor model explains 79% of its moves (R²).

Banks - Regional peers

CompanyCompositeGradeValuation gap
Grupo Cibest S.A. (CIB)77.0A--14.8%
ConnectOne Bancorp, Inc. (CNOB)74.4B++9.6%
UNITED COMMUNITY BANKS INC (UCB)73.1B+-0.1%
ASSOCIATED BANC-CORP (ASB)72.2B+-1.8%
Customers Bancorp, Inc. (CUBI)72.2B+-1.2%
QCR HOLDINGS INC (QCRH)72.1B++9.5%
Amalgamated Financial Corp. (AMAL)71.9B++3.1%
WSFS FINANCIAL CORP (WSFS)71.8B++7.0%

Near COLB in the overall ranking

COLUMBIA BANKING SYSTEM, INC. financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.