SouthState Bank Corp (SSB) stock score and earnings-call analysis

SouthState Bank Corp (SSB) has a MarketKingdoms composite score of 69.4 (B), an B-range rating. It ranks 373rd of 1,866 covered companies, 57th of 330 in Financial (sector average 62.7) and 27th of 124 in Banks - Regional. Scores as of 2026-10-26.

Its strongest lenses are Stock selection at 87 (Financial average 77) and KPI momentum at 87 (Financial average 75). Even its lowest lenses, Quality (profitability) at 54 (sector average 49) and Expansion (growth) at 56 (sector average 51), are above the sector average.

Lens scores

SSB lens scores (0–100) against its sector and industry
LensTypeSSBFinancial averageBanks - Regional averagePercentile in sector
Industry opportunityResearch signal79767989th
Stock selectionResearch signal87777996th
KPI momentumResearch signal87757780th
Catalyst watchResearch signal79697395th
Price (valuation)Fundamental lens70525980th
Expansion (growth)Fundamental lens56515065th
Quality (profitability)Fundamental lens54494558th
Trend (momentum)Fundamental lens59495663rd

Latest earnings call

The most recent call analysed was held on 2026-10-22 (fiscal 2026 Q3). After it the composite moved from 80.5 to 80.0. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 69.4.

Valuation and risk

The stock's valuation gap is 0.0%: its price is in line with the path its market, sector and industry moves explain. Factor sensitivity: market beta 1.09, sector beta -0.08, industry beta 1.21; the factor model explains 81% of its moves (R²).

Banks - Regional peers

CompanyCompositeGradeValuation gap
Grupo Cibest S.A. (CIB)77.0A--14.8%
ConnectOne Bancorp, Inc. (CNOB)74.4B++9.6%
UNITED COMMUNITY BANKS INC (UCB)73.1B+-0.1%
ASSOCIATED BANC-CORP (ASB)72.2B+-1.8%
Customers Bancorp, Inc. (CUBI)72.2B+-1.2%
QCR HOLDINGS INC (QCRH)72.1B++9.5%
Amalgamated Financial Corp. (AMAL)71.9B++3.1%
WSFS FINANCIAL CORP (WSFS)71.8B++7.0%

Near SSB in the overall ranking

SouthState Bank Corp financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.