Primerica, Inc. (PRI) stock score and earnings-call analysis

Primerica, Inc. (PRI) has a MarketKingdoms composite score of 60.3 (B-), an B-range rating. It ranks 1274th of 1,866 covered companies, 226th of 330 in Financial (sector average 62.8) and 8th of 15 in Insurance - Life. Scores as of 2026-10-25.

Its strongest lenses are Quality (profitability) at 72 (Financial average 49) and Catalyst watch at 71 (Financial average 69). Its weakest lenses are Trend (momentum) at 31 (sector average 49) and Expansion (growth) at 35 (sector average 51).

Lens scores

PRI lens scores (0–100) against its sector and industry
LensTypePRIFinancial averageInsurance - Life averagePercentile in sector
Industry opportunityResearch signal70767011th
Stock selectionResearch signal67777612th
KPI momentumResearch signal5075726th
Catalyst watchResearch signal71697053rd
Price (valuation)Fundamental lens56526552nd
Expansion (growth)Fundamental lens35514121st
Quality (profitability)Fundamental lens72494185th
Trend (momentum)Fundamental lens31495026th

Latest earnings call

The most recent call analysed was held on 2026-08-06 (fiscal 2026 Q2). After it the composite moved from 69.6 to 68.9. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 60.3.

Valuation and risk

The stock's valuation gap is -7.3%: its price is below the path its market, sector and industry moves explain (undervalued versus the model path). Factor sensitivity: market beta 0.44, sector beta 0.02, industry beta 0.87; the factor model explains 51% of its moves (R²).

Insurance - Life peers

CompanyCompositeGradeValuation gap
Abacus Global Management, Inc. (ABX)68.9B-15.2%
Jackson Financial Inc. (JXN)68.7B-1.4%
METLIFE INC (MET)64.9B-7.9%
CNO Financial Group, Inc. (CNO)63.7B--6.2%
LINCOLN NATIONAL CORP (LNC)63.0B--7.2%
PRUDENTIAL FINANCIAL INC (PRU)62.9B--1.6%
MANULIFE FINANCIAL CORP (MFC)60.5B-+8.1%
AFLAC INC (AFL)59.9B-+2.4%

Near PRI in the overall ranking

Primerica, Inc. financial statements · Financial sector ranking · Insurance - Life industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.