Itau Unibanco Holding S.A. (ITUB) has a MarketKingdoms composite score of 62.8 (B-), an B-range rating. It ranks 1055th of 1,866 covered companies, 185th of 330 in Financial (sector average 62.8) and 88th of 124 in Banks - Regional. Scores as of 2026-10-25.
Its strongest lenses are Stock selection at 81 (Financial average 77) and Industry opportunity at 79 (Financial average 76). Its weakest lenses are Expansion (growth) at 24 (sector average 51) and Price (valuation) at 52 (sector average 52).
| Lens | Type | ITUB | Financial average | Banks - Regional average | Percentile in sector |
|---|---|---|---|---|---|
| Industry opportunity | Research signal | 79 | 76 | 79 | 89th |
| Stock selection | Research signal | 81 | 77 | 79 | 67th |
| KPI momentum | Research signal | 78 | 75 | 77 | 54th |
| Catalyst watch | Research signal | 65 | 69 | 73 | 22nd |
| Price (valuation) | Fundamental lens | 52 | 52 | 59 | 46th |
| Expansion (growth) | Fundamental lens | 24 | 51 | 50 | 6th |
| Quality (profitability) | Fundamental lens | 67 | 49 | 45 | 77th |
| Trend (momentum) | Fundamental lens | 74 | 49 | 56 | 85th |
The most recent call analysed was held on 2026-08-05 (fiscal 2026 Q2). After it the composite moved from 80.4 to 80.0. MarketKingdoms checks what management promised on each call against what it later delivered.
The composite at the time of each event; today's composite is 62.8.
The stock's valuation gap is +9.4%: its price is above the path its market, sector and industry moves explain (overvalued versus the model path). Factor sensitivity: market beta 1.23, sector beta 0.33, industry beta 0.06; the factor model explains 7% of its moves (R²).
| Company | Composite | Grade | Valuation gap |
|---|---|---|---|
| Grupo Cibest S.A. (CIB) | 76.9 | A- | -14.8% |
| ConnectOne Bancorp, Inc. (CNOB) | 73.8 | B+ | +9.6% |
| UNITED COMMUNITY BANKS INC (UCB) | 73.1 | B+ | -0.1% |
| Amalgamated Financial Corp. (AMAL) | 72.6 | B+ | +3.1% |
| WSFS FINANCIAL CORP (WSFS) | 72.4 | B+ | +7.0% |
| ASSOCIATED BANC-CORP (ASB) | 72.2 | B+ | -1.8% |
| QCR HOLDINGS INC (QCRH) | 72.1 | B+ | +9.5% |
| CATHAY GENERAL BANCORP (CATY) | 71.0 | B+ | +1.3% |
Itau Unibanco Holding S.A. financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies
The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.
General information, not investment advice.