Itau Unibanco Holding S.A.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), Itau Unibanco Holding S.A. reported revenue of $167.8B (-0.2% year on year) and net income of $45.8B (+8.8% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Operating Revenues | $167.8B | $168.1B | $155.0B | $144.9B |
| Interest and similar income | $254.8B | $242.3B | $222.4B | $190.3B |
| Interest and similar expense | ($219.3B) | ($167.3B) | ($158.3B) | ($138.5B) |
| Income of Financial Assets and Liabilities at Fair Value through Profit or Loss | $58.1B | $32.0B | $29.1B | $34.2B |
| Foreign exchange results and exchange variations in foreign transactions | $19.2B | ($3.1B) | $4.4B | $1.3B |
| Commissions and Banking Fees | $47.0B | $47.1B | $45.7B | $46.4B |
| Income from Insurance Contracts and Private Pension | $8.7B | $7.0B | $6.6B | — |
| Income from Insurance Contracts and Private Pension, net of Reinsurance | $7.6B | $6.5B | $6.1B | — |
| Financial Income from Insurance Contracts and Private Pension, net of Reinsurance | ($42.1B) | ($23.7B) | ($28.6B) | — |
| Income from Financial Assets related to Insurance Contracts and Private Pension | $43.3B | $24.1B | $29.1B | — |
| Other income / (expenses) | ($672.0M) | — | — | — |
| Expected Credit Loss from Financial Assets | ($28.8B) | ($32.3B) | ($30.4B) | — |
| Expected Credit Loss with Loan and Lease Operations | ($32.6B) | ($29.5B) | ($31.6B) | ($28.1B) |
| Expected Credit Loss with Other Financial Asset, net | $3.8B | ($2.8B) | $1.1B | $413.0M |
| Operating Revenues Net of Expected Credit Losses from Financial Assets | $138.9B | $135.7B | $124.5B | — |
| Other operating income / (expenses) | ($88.7B) | ($88.2B) | ($84.8B) | ($78.0B) |
| General and administrative expenses | ($79.2B) | ($79.4B) | ($75.8B) | ($69.2B) |
| Tax expenses | ($10.9B) | ($9.8B) | ($10.0B) | ($9.5B) |
| Share of profit or (loss) in associates and joint ventures | $1.4B | $1.0B | $920.0M | $672.0M |
| Income / (loss) before income tax and social contribution | $50.3B | $47.6B | $39.7B | $37.5B |
| Current income tax and social contribution | ($10.7B) | ($9.4B) | ($8.7B) | ($6.6B) |
| Deferred income tax and social contribution | $6.3B | $4.0B | $2.9B | ($201.0M) |
| Net income / (loss) | $45.8B | $42.1B | $33.9B | $30.7B |
| Net income attributable to owners of the parent company | $44.9B | $41.1B | $33.1B | $29.7B |
| Net income / (loss) attributable to non-controlling interests | $992.0M | $1.0B | $772.0M | $1.0B |
| Earnings per share - basic (in brl per share) | $8.10 | — | — | — |
| Earnings per share - diluted (in brl per share) | $8.02 | — | — | — |
| Weighted average number of outstanding shares - basic (in shares) | 11.1B | — | — | — |
| Weighted average number of outstanding shares - diluted (in shares) | 11.2B | — | — | — |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash | $37.1B | $36.1B | $32.0B | $35.4B |
| Central Bank of Brazil deposits | $167.3B | $160.7B | — | — |
| Interbank deposits | $66.2B | $66.9B | $51.0B | $59.6B |
| Securities purchased under agreements to resell | $280.6B | $243.2B | $238.3B | $221.8B |
| Securities | $330.0B | $327.5B | $260.7B | $725.5B |
| Loan and lease operations | $1.1T | $1.0T | $910.6B | — |
| Other financial assets | $164.0B | $136.7B | $127.7B | $111.8B |
| (-) Provision for expected credit loss | ($49.1B) | — | — | — |
| At Amortized Cost | $2.0T | $1.9T | $1.7T | $1.6T |
| Securities | $132.5B | — | — | — |
| At Fair Value through Other Comprehensive Income | $132.5B | $106.3B | — | $121.1B |
| Securities | $628.8B | — | — | — |
| Derivatives | $73.4B | $92.4B | $55.3B | $78.2B |
| Other financial assets | $3.1B | $1.6B | $1.4B | $1.4B |
| At Fair Value through Profit or Loss | $705.3B | $654.2B | — | $464.7B |
| Financial assets | $2.9T | $2.7T | $2.4T | $2.2T |
| Insurance contracts | $212.0M | $66.0M | $141.0M | — |
| Income tax and social contribution - current | $3.0B | $2.6B | $993.0M | $1.6B |
| Income tax and social contribution - deferred | $63.5B | $58.9B | $53.7B | $51.5B |
| Other | $12.6B | $11.2B | $9.8B | $6.4B |
| Tax assets | $79.1B | $72.7B | $64.5B | $59.5B |
| Other assets | $21.6B | $29.1B | $20.0B | $17.5B |
| Investments in associates and joint ventures | $10.8B | $10.1B | $9.3B | $7.4B |
| Fixed assets, net | $12.6B | $9.2B | $9.1B | $7.8B |
| Goodwill and Intangible assets, net | $24.1B | $24.0B | $23.4B | $23.1B |
| Total assets | $3.1T | $2.9T | $2.5T | $2.3T |
| Deposits | $1.1T | $1.1T | $951.4B | $871.4B |
| Securities sold under repurchase agreements | $434.6B | $388.8B | $362.8B | $293.4B |
| Interbank market funds | $406.2B | $372.3B | $328.6B | $294.6B |
| Institutional market funds | $154.2B | $140.5B | $119.6B | $129.4B |
| Other financial liabilities | $241.4B | $192.4B | $181.8B | $583.0M |
| At Amortized Cost | $2.4T | $2.1T | $1.9T | $1.8T |
| Derivatives | $69.7B | $85.4B | $52.5B | $76.9B |
| Structured notes | $57.0M | $318.0M | $296.0M | $64.0M |
| Other financial liabilities | $1.6B | — | — | — |
| At Fair Value through Profit or Loss | $71.4B | $86.3B | $53.3B | $77.5B |
| Provisions for financial guarantees, credit commitments and credits to be released | $1.8B | — | — | — |
| Financial Liabilities | $2.4T | $2.2T | $2.0T | $1.8T |
| Insurance contracts and private pension | $353.3B | $306.9B | $271.5B | — |
| Provisions | $17.8B | $19.2B | $19.7B | $19.5B |
| Income tax and social contribution - current | $6.4B | $4.4B | $4.0B | $3.0B |
| Income tax and social contribution - deferred | $491.0M | $603.0M | $560.0M | $345.0M |
| Other | $4.7B | $6.4B | $4.7B | $3.4B |
| Tax liabilities | $11.6B | $11.3B | $9.2B | $6.7B |
| Other liabilities | $44.3B | $55.8B | $41.9B | $48.0B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Adjusted net income | $88.3B | $38.2B | $91.6B | $88.3B |
| Net income | $45.8B | $42.1B | $33.9B | $30.7B |
| Adjustments to net income: | $42.5B | ($3.9B) | $57.8B | $57.5B |
| Share-based payment | $178.0M | $217.0M | $200.0M | $234.0M |
| Effects of changes in exchange rates on cash and cash equivalents | $3.8B | ($8.4B) | $11.5B | $24.3B |
| Expected credit loss with financial assets | $28.8B | $32.3B | $30.4B | $29.3B |
| Income from interest and foreign exchange variation from operations with subordinated debt | $4.4B | ($1.8B) | $2.9B | $1.7B |
| Financial income from insurance contracts and private pension | $42.1B | $23.7B | $28.6B | — |
| Depreciation and amortization | $7.4B | $6.4B | $5.7B | $4.8B |
| Expense from update / charges on the provisions for civil lawsuits, labor and tax claims and social security lawsuits and other risks | $1.6B | $1.2B | $799.0M | $1.3B |
| Provisions for civil lawsuits, labor and tax claims and social security lawsuits and other risks | $3.6B | $5.1B | $4.4B | $2.9B |
| Revenue from update / charges on deposits in guarantee | ($957.0M) | ($775.0M) | ($913.0M) | ($1.0B) |
| Deferred taxes (excluding hedge tax effects) | $1.0B | $2.7B | $2.1B | $3.5B |
| Income from share in the net income of associates and joint ventures and other investments | ($1.4B) | ($1.0B) | ($920.0M) | ($672.0M) |
| Income from financial assets at fair value through other comprehensive income | $5.0B | $3.9B | $612.0M | $1.5B |
| Income from interest and foreign exchange variation of financial assets at fair value through other comprehensive income | ($12.9B) | ($45.8B) | ($20.1B) | ($16.9B) |
| Income from interest and foreign exchange variation of financial assets at amortized cost | ($39.1B) | ($20.0B) | ($7.7B) | ($7.4B) |
| Income from sale of investments and fixed assets | ($331.0M) | ($395.0M) | $1.3B | — |
| Other | ($847.0M) | ($1.3B) | ($1.1B) | $1.8B |
| Change in assets and liabilities | ($53.8B) | ($31.1B) | ($14.1B) | $41.7B |
| Interbank deposits | $37.3B | ($14.4B) | $4.6B | $10.4B |
| Securities purchased under agreements to resell | ($77.4B) | ($9.8B) | $3.1B | ($42.6B) |
| Central Bank of Brazil deposits | ($6.6B) | ($15.3B) | — | — |
| Loan and lease operations | ($91.6B) | ($146.2B) | ($34.2B) | ($107.0B) |
| Derivatives (assets / liabilities) | $4.4B | ($6.4B) | ($745.0M) | $4.5B |
| Financial assets at fair value through profit or loss | ($68.6B) | ($48.4B) | ($126.7B) | ($20.1B) |
| Other financial assets | ($27.8B) | ($8.5B) | ($16.9B) | ($15.6B) |
| Tax assets | ($1.8B) | ($3.0B) | ($2.8B) | ($409.0M) |
| Other assets | ($5.4B) | ($3.1B) | ($6.6B) | ($9.3B) |
| Deposits | $59.7B | $103.4B | $79.9B | $21.1B |
| Securities sold under repurchase agreements | $45.8B | $26.0B | $69.3B | $40.6B |
| Funds from interbank markets | $33.9B | $43.6B | $34.1B | $117.4B |
| Funds from institutional markets | $10.7B | $22.4B | ($1.9B) | $11.2B |
| Other financial liabilities | $50.1B | $10.6B | $15.1B | $33.0B |
| Financial liabilities at fair value through profit or loss | ($260.0M) | — | — | — |
| Insurance contracts and private pension | $5.1B | $12.1B | $9.1B | — |
| Provisions | ($7.6B) | $380.0M | $1.2B | ($1.6B) |
| Tax liabilities | $11.6B | $980.0M | $3.2B | ($347.0M) |
| Other liabilities | ($15.8B) | $13.9B | ($6.5B) | $5.3B |
| Payment of income tax and social contribution | ($9.7B) | ($9.5B) | ($8.1B) | ($5.9B) |
| Net cash from / (used in) operating activities | $34.5B | $7.1B | $77.5B | $130.0B |
| Dividends / Interest on capital received from investments in associates and joint ventures | $612.0M | $450.0M | $583.0M | $336.0M |
| (Purchase) / Funds from the sale of financial assets at fair value through other comprehensive income | ($13.3B) | $47.0M | $244.0M | — |
| (Purchase) / Redemptions of financial assets at amortized cost | $39.3B | $575.0M | $193.0M | $505.0M |
| (Purchase) / Sale of investments in associates and joint ventures | ($22.0M) | $270.0M | $134.0M | — |
Itau Unibanco Holding S.A. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.