FIRST FINANCIAL BANCORP /OH/ (FFBC) stock score and earnings-call analysis

FIRST FINANCIAL BANCORP /OH/ (FFBC) has a MarketKingdoms composite score of 65.9 (B), an B-range rating. It ranks 729th of 1,866 covered companies, 121st of 330 in Financial (sector average 62.8) and 59th of 124 in Banks - Regional. Scores as of 2026-10-25.

Its strongest lenses are Industry opportunity at 79 (Financial average 76) and Catalyst watch at 75 (Financial average 69). Its weakest lenses are Quality (profitability) at 47 (sector average 49) and Expansion (growth) at 50 (sector average 51).

Lens scores

FFBC lens scores (0–100) against its sector and industry
LensTypeFFBCFinancial averageBanks - Regional averagePercentile in sector
Industry opportunityResearch signal79767989th
Stock selectionResearch signal68777914th
KPI momentumResearch signal56757712th
Catalyst watchResearch signal75697374th
Price (valuation)Fundamental lens67525974th
Expansion (growth)Fundamental lens50515053rd
Quality (profitability)Fundamental lens47494547th
Trend (momentum)Fundamental lens69495676th

Latest earnings call

The most recent call analysed was held on 2026-07-22 (fiscal 2026 Q2). After it the composite moved from 75.9 to 75.4. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 65.9.

Valuation and risk

The stock's valuation gap is +0.3%: its price is in line with the path its market, sector and industry moves explain. Factor sensitivity: market beta 0.94, sector beta -0.38, industry beta 1.48; the factor model explains 84% of its moves (R²).

Banks - Regional peers

CompanyCompositeGradeValuation gap
Grupo Cibest S.A. (CIB)76.9A--14.8%
ConnectOne Bancorp, Inc. (CNOB)73.8B++9.6%
UNITED COMMUNITY BANKS INC (UCB)73.1B+-0.1%
Amalgamated Financial Corp. (AMAL)72.6B++3.1%
WSFS FINANCIAL CORP (WSFS)72.4B++7.0%
ASSOCIATED BANC-CORP (ASB)72.2B+-1.8%
QCR HOLDINGS INC (QCRH)72.1B++9.5%
CATHAY GENERAL BANCORP (CATY)71.0B++1.3%

Near FFBC in the overall ranking

FIRST FINANCIAL BANCORP /OH/ financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.