SEACOAST BANKING CORP OF FLORIDA (SBCF) stock score and earnings-call analysis

SEACOAST BANKING CORP OF FLORIDA (SBCF) has a MarketKingdoms composite score of 61.6 (B-), an B-range rating. It ranks 1162nd of 1,866 covered companies, 205th of 330 in Financial (sector average 62.7) and 94th of 124 in Banks - Regional. Scores as of 2026-10-26.

Its strongest lenses are KPI momentum at 88 (Financial average 75) and Stock selection at 80 (Financial average 77). Its weakest lenses are Quality (profitability) at 25 (sector average 49) and Price (valuation) at 43 (sector average 52).

Lens scores

SBCF lens scores (0–100) against its sector and industry
LensTypeSBCFFinancial averageBanks - Regional averagePercentile in sector
Industry opportunityResearch signal79767989th
Stock selectionResearch signal80777962nd
KPI momentumResearch signal88757788th
Catalyst watchResearch signal5369737th
Price (valuation)Fundamental lens43525935th
Expansion (growth)Fundamental lens63515075th
Quality (profitability)Fundamental lens25494515th
Trend (momentum)Fundamental lens50495651st

Latest earnings call

The most recent call analysed was held on 2026-07-29 (fiscal 2026 Q2). After it the composite moved from 79.2 to 78.7. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 61.6.

Valuation and risk

The stock's valuation gap is +3.0%: its price is in line with the path its market, sector and industry moves explain. Factor sensitivity: market beta 1.07, sector beta -0.05, industry beta 1.23; the factor model explains 70% of its moves (R²).

Banks - Regional peers

CompanyCompositeGradeValuation gap
Grupo Cibest S.A. (CIB)77.0A--14.8%
ConnectOne Bancorp, Inc. (CNOB)74.4B++9.6%
UNITED COMMUNITY BANKS INC (UCB)73.1B+-0.1%
ASSOCIATED BANC-CORP (ASB)72.2B+-1.8%
Customers Bancorp, Inc. (CUBI)72.2B+-1.2%
QCR HOLDINGS INC (QCRH)72.1B++9.5%
Amalgamated Financial Corp. (AMAL)71.9B++3.1%
WSFS FINANCIAL CORP (WSFS)71.8B++7.0%

Near SBCF in the overall ranking

SEACOAST BANKING CORP OF FLORIDA financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.