Fair Isaac Corporation (FICO) stock score and earnings-call analysis

Fair Isaac Corporation (FICO) has a MarketKingdoms composite score of 62.8 (B-), an B-range rating. It ranks 1065th of 1,866 covered companies, 140th of 176 in Technology (sector average 67.1) and 18th of 23 in Software - Application. Scores as of 2026-10-26.

Its strongest lenses are KPI momentum at 90 (Technology average 84) and Quality (profitability) at 88 (Technology average 50). Its weakest lenses are Trend (momentum) at 10 (sector average 50) and Expansion (growth) at 41 (sector average 51).

Lens scores

FICO lens scores (0–100) against its sector and industry
LensTypeFICOTechnology averageSoftware - Application averagePercentile in sector
Industry opportunityResearch signal84888432nd
Stock selectionResearch signal86828077th
KPI momentumResearch signal90847970th
Catalyst watchResearch signal78767552nd
Price (valuation)Fundamental lens64505073rd
Expansion (growth)Fundamental lens41514336th
Quality (profitability)Fundamental lens88506299th
Trend (momentum)Fundamental lens1050483rd

Latest earnings call

The most recent call analysed was held on 2026-07-29 (fiscal 2026 Q3). MarketKingdoms checks what management promised on each call against what it later delivered.

Valuation and risk

The stock's valuation gap is -33.6%: its price is well below the path its market, sector and industry moves explain (strongly undervalued versus the model path). Factor sensitivity: market beta 1.51, sector beta -1.08, industry beta 1.09; the factor model explains 21% of its moves (R²).

Software - Application peers

CompanyCompositeGradeValuation gap
Adobe Inc. (ADBE)72.7B+-0.5%
DocuSign Inc. (DOCU)72.5B++6.8%
Snowflake Inc. (SNOW)70.5B+-36.2%
Workday Inc. (WDAY)70.3B+-5.0%
Salesforce Inc. (CRM)70.2B++1.3%
Autodesk Inc. (ADSK)67.2B-5.7%
Datadog Inc. (DDOG)66.8B-23.1%
Roper Technologies Inc. (ROP)66.8B+6.1%

Near FICO in the overall ranking

Fair Isaac Corporation financial statements · Technology sector ranking · Software - Application industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.