Fair Isaac Corporation (FICO) financial statements: income statement, balance sheet and cash flow
Fair Isaac Corporation's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Sep 30, 2025 · FY), Fair Isaac Corporation reported revenue of $2.0B (+15.9% year on year) and net income of $651.9M (+27.1% year on year).
Income statement
Fair Isaac Corporation income statement, fiscal years
Line item
Sep 30, 2025 · FY
Sep 30, 2024 · FY
Sep 30, 2023 · FY
Sep 30, 2022 · FY
Total revenues
$2.0B
$1.7B
$1.5B
$1.4B
Cost of revenues
$353.7M
$348.2M
$311.1M
$302.2M
Research and development
$188.3M
$171.9M
$159.9M
$146.8M
Selling, general and administrative
$513.0M
$462.8M
$400.6M
$383.9M
Amortization of intangible assets
$0
$917.0K
$1.1M
$2.1M
Restructuring charges
$10.9M
—
$0
—
Gain on product line asset sale
$0
$0
($1.9M)
$0
Total operating expenses
$1.1B
$983.9M
$870.7M
$834.9M
Operating income
$924.9M
$733.6M
$642.8M
$542.4M
Interest expense, net
($133.6M)
($105.6M)
($95.5M)
($69.0M)
Other income, net
$11.4M
$14.0M
$6.3M
($2.1M)
Income before income taxes
$802.6M
$642.0M
$553.6M
$471.3M
Provision for income taxes
$150.6M
$129.2M
$124.2M
$97.8M
Net income
$651.9M
$512.8M
$429.4M
$373.5M
Foreign currency translation adjustments
($421.0K)
$10.5M
$22.6M
($48.8M)
Comprehensive income
$651.5M
$523.3M
$451.9M
$324.7M
Basic (in dollars per share)
$26.90
$20.78
$17.18
$14.34
Diluted (in dollars per share)
$26.54
$20.45
$16.93
$14.18
Basic (in shares)
24.2M
24.7M
25.0M
26.0M
Diluted (in shares)
24.6M
25.1M
25.4M
26.3M
Fair Isaac Corporation income statement, quarters
Line item
Jun 30, 2026 · Q3
Mar 31, 2026 · Q2
Dec 31, 2025 · Q1
Jun 30, 2025 · Q3
Total revenues
$674.2M
$691.7M
$512.0M
$536.4M
Cost of revenues
$87.0M
$91.2M
$87.3M
$87.6M
Research and development
$53.7M
$53.9M
$49.9M
$47.2M
Selling, general and administrative
$170.8M
$144.1M
$140.7M
$139.1M
Total operating expenses
$311.6M
$289.2M
$277.9M
$273.9M
Operating income
$362.6M
$402.5M
$234.0M
$262.5M
Interest expense, net
($59.9M)
($44.6M)
($42.0M)
($32.9M)
Other income, net
$11.9M
($1.9M)
($112.0K)
$7.4M
Income before income taxes
$314.7M
$356.0M
$191.9M
$237.0M
Provision for income taxes
$77.5M
$91.6M
$33.6M
$55.2M
Net income
$237.2M
$264.5M
$158.4M
$181.8M
Foreign currency translation adjustments
($536.0K)
($3.4M)
($67.0K)
$13.0M
Comprehensive income
$236.6M
$261.0M
$158.3M
$194.8M
Basic (in dollars per share)
$10.46
$11.19
$6.68
$7.49
Diluted (in dollars per share)
$10.45
$11.14
$6.61
$7.40
Basic (in shares)
22.7M
23.6M
23.7M
24.3M
Diluted (in shares)
22.7M
23.7M
24.0M
24.6M
Balance sheet
Fair Isaac Corporation balance sheet, fiscal years
Line item
Sep 30, 2025 · FY
Sep 30, 2024 · FY
Sep 30, 2023 · FY
Sep 30, 2022 · FY
Cash and cash equivalents
$134.1M
$150.7M
$136.8M
$133.2M
Accounts receivable, net
$529.1M
$426.6M
$387.9M
$322.4M
Prepaid expenses and other current assets
$41.9M
$40.1M
$31.7M
$29.1M
Total current assets
$705.2M
$617.4M
$556.4M
$484.7M
Marketable securities
$54.6M
$45.3M
$33.0M
$24.5M
Property and equipment, net
$67.7M
$38.5M
$11.0M
$17.6M
Operating lease right-of-use assets
$26.2M
$29.6M
$25.7M
$36.7M
Goodwill
$783.3M
$782.8M
$773.3M
$761.1M
Deferred income taxes
$118.6M
$86.5M
$59.1M
$11.8M
Other assets
$112.5M
$117.9M
$114.5M
$102.5M
Total assets
$1.9B
$1.7B
$1.6B
$1.4B
Accounts payable
$32.3M
$22.5M
$19.0M
$17.3M
Accrued compensation and employee benefits
$115.4M
$106.1M
$102.5M
$97.9M
Other accrued liabilities
$114.6M
$79.8M
$59.5M
$66.2M
Deferred revenue
$187.4M
$156.9M
$136.7M
$120.0M
Current maturities on debt
$399.5M
$15.0M
$50.0M
$30.0M
Total current liabilities
$849.2M
$380.3M
$367.7M
$331.5M
Long-term debt
$2.7B
$2.2B
$1.8B
$1.8B
Operating lease liabilities
$19.2M
$22.0M
$23.9M
$39.2M
Other liabilities
$89.4M
$84.3M
$60.0M
$49.7M
Total liabilities
$3.6B
$2.7B
$2.3B
$2.2B
Preferred stock ($0.01 par value; 1,000 shares authorized; none issued and outstanding)
0
0
0
0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 23,764 and 24,392 shares outstanding at September 30, 2025 and September 30, 2024, respectively)
238.0K
244.0K
248.0K
252.0K
Additional paid-in-capital
$1.3B
$1.4B
$1.4B
$1.3B
Treasury stock, at cost (65,093 and 64,465 shares at September 30, 2025 and September 30, 2024, respectively)
-7.5B
-6.1B
-5.3B
-4.9B
Retained earnings
$4.6B
$3.9B
$3.4B
$3.0B
Accumulated other comprehensive loss
($92.0M)
($91.6M)
($102.1M)
($124.7M)
Total stockholders’ deficit
($1.7B)
($962.7M)
($688.0M)
($801.9M)
Total liabilities and stockholders’ deficit
$1.9B
$1.7B
$1.6B
$1.4B
Fair Isaac Corporation balance sheet, quarters
Line item
Jun 30, 2026
Mar 31, 2026
Dec 31, 2025
Jun 30, 2025
Cash and cash equivalents
$248.4M
$219.4M
$162.0M
$189.0M
Accounts receivable, net
$592.5M
$620.0M
$495.1M
$454.1M
Prepaid expenses and other current assets
$40.6M
$61.4M
$41.7M
$66.7M
Total current assets
$881.6M
$900.8M
$698.8M
$709.8M
Marketable securities
$56.1M
$53.0M
$55.9M
$50.7M
Property and equipment, net
$91.0M
$79.6M
$73.7M
$60.3M
Operating lease right-of-use assets
$23.1M
$25.0M
$24.7M
$28.0M
Goodwill
$791.8M
$781.4M
$783.5M
$785.4M
Deferred income taxes
$92.4M
$103.4M
$111.0M
$105.9M
Other assets
$101.4M
$105.0M
$106.6M
$121.8M
Total assets
$2.0B
$2.0B
$1.9B
$1.9B
Accounts payable
$26.9M
$36.3M
$26.6M
$29.3M
Accrued compensation and employee benefits
$110.9M
$87.3M
$76.8M
$95.9M
Other accrued liabilities
$102.0M
$98.5M
$75.6M
$74.3M
Deferred revenue
$205.4M
$183.2M
$173.4M
$171.7M
Current maturities on debt
$300.0M
$0
$399.7M
$399.3M
Total current liabilities
$745.2M
$405.3M
$752.1M
$770.6M
Long-term debt
$5.3B
$3.6B
$2.8B
$2.4B
Operating lease liabilities
$15.6M
$17.6M
$17.9M
$21.1M
Other liabilities
$91.3M
$88.0M
$95.2M
$87.5M
Total liabilities
$6.1B
$4.1B
$3.7B
$3.3B
Preferred stock ($0.01 par value; 1,000 shares authorized; none issued and outstanding)
0
0
0
0
Common stock ($0.01 par value; 200,000 shares authorized, 88,857 shares issued and 21,597 and 23,764 shares outstanding at June 30, 2026 and September 30, 2025, respectively)
216.0K
233.0K
238.0K
241.0K
Additional paid-in-capital
$1.1B
$1.3B
$1.3B
$1.3B
Treasury stock, at cost (67,260 and 65,093 shares at June 30, 2026 and September 30, 2025, respectively)
-10.3B
-8.3B
-7.7B
-7.0B
Retained earnings
$5.2B
$5.0B
$4.7B
$4.4B
Accumulated other comprehensive loss
($96.1M)
($95.5M)
($92.1M)
($88.3M)
Total stockholders’ deficit
($4.1B)
($2.1B)
($1.8B)
($1.4B)
Total liabilities and stockholders’ deficit
$2.0B
$2.0B
$1.9B
$1.9B
Cash flow statement
Fair Isaac Corporation cash flow statement, fiscal years
Line item
Sep 30, 2025 · FY
Sep 30, 2024 · FY
Sep 30, 2023 · FY
Sep 30, 2022 · FY
Net income
$651.9M
$512.8M
$429.4M
$373.5M
Depreciation and amortization
$15.0M
$13.8M
$14.6M
$20.5M
Share-based compensation
$156.7M
$149.4M
$123.8M
$115.4M
Deferred income taxes
($32.5M)
($27.3M)
($47.4M)
$7.8M
Net gain on marketable securities
($5.0M)
($9.8M)
($2.9M)
$9.3M
Non-cash operating lease costs
$9.6M
$12.4M
$14.7M
$15.9M
Provision of doubtful accounts
$1.5M
$1.7M
$1.5M
$2.8M
Gain on product line asset sale
$0
$0
($1.9M)
$0
Net loss on sales and abandonment of property and equipment
$210.0K
$438.0K
$547.0K
$193.0K
Accounts receivable
($100.4M)
($34.1M)
($70.1M)
($31.6M)
Prepaid expenses and other assets
$610.0K
($14.0M)
($11.9M)
$7.4M
Accounts payable
$9.8M
$3.3M
$2.2M
($2.8M)
Accrued compensation and employee benefits
$10.1M
$3.2M
$4.6M
($3.6M)
Other liabilities
$31.6M
$7.2M
($7.1M)
($28.8M)
Deferred revenue
$29.7M
$14.0M
$18.8M
$23.5M
Net cash provided by operating activities
$778.8M
$633.0M
$468.9M
$509.4M
Purchases of property and equipment
($8.9M)
($8.9M)
($4.2M)
($6.0M)
Capitalized internal-use software costs
($30.5M)
($16.7M)
—
—
Proceeds from sales of marketable securities
$2.2M
$15.9M
$5.0M
$8.1M
Purchases of marketable securities
($6.5M)
($18.4M)
($10.6M)
($10.0M)
Cash transferred, net of proceeds, from product line asset sale
$0
$0
($6.1M)
—
Net cash used in investing activities
($43.7M)
($28.0M)
($16.0M)
($5.7M)
Proceeds from revolving line of credit and term loans
$725.0M
$947.0M
$407.0M
$1.0B
Payments on revolving line of credit and term loans
($1.4B)
($602.0M)
($402.0M)
($988.3M)
Proceeds from issuance of senior notes
$1.5B
$0
$0
$550.0M
Payments on debt issuance costs
($17.2M)
($706.0K)
$0
($8.8M)
Payments on finance leases
($3.1M)
($1.3M)
$0
$0
Proceeds from issuance of treasury stock under employee stock plans
32.8M
25.0M
22.2M
16.0M
Taxes paid related to net share settlement of equity awards
($204.6M)
($139.2M)
($76.7M)
($50.9M)
Repurchases of common stock
($1.4B)
($821.7M)
($405.5M)
($1.1B)
Net cash used in financing activities
($750.3M)
($592.9M)
($455.0M)
($547.2M)
Effect of exchange rate changes on cash
($1.3M)
$1.8M
$5.6M
($18.8M)
Increase (decrease) in cash and cash equivalents
($16.5M)
$13.9M
$3.6M
($62.2M)
Cash and cash equivalents, beginning of year
$150.7M
$136.8M
$133.2M
$195.4M
Cash and cash equivalents, end of year
$134.1M
$150.7M
$136.8M
$133.2M
Cash paid for income taxes, net of refunds of $8,649, $859 and $640 during the years ended September 30, 2025, 2024 and 2023, respectively
$162.1M
$133.7M
$152.8M
$65.3M
Cash paid for interest
$103.6M
$106.4M
$96.9M
$57.2M
Unsettled repurchases of common stock
$18.4M
$13.4M
$1.8M
$0
Purchase of property and equipment included in accounts payable
$47.0K
$62.0K
$106.0K
$22.0K
Finance lease obligation incurred
$0
$11.7M
—
$0
Fair Isaac Corporation cash flow statement, quarters
Line item
Jun 30, 2026 · YTD
Mar 31, 2026 · YTD
Dec 31, 2025 · Q1
Jun 30, 2025 · YTD
Net income
$660.0M
$422.8M
$158.4M
$496.9M
Depreciation and amortization
$12.1M
$7.9M
$4.0M
$10.9M
Share-based compensation
$141.9M
$89.6M
$44.3M
$124.3M
Deferred income taxes
$25.7M
$14.7M
$7.9M
($19.4M)
Net gain on marketable securities
($2.8M)
$5.0M
$2.8M
($1.6M)
Non-cash operating lease costs
$7.2M
$4.7M
$2.3M
$7.4M
Provision for doubtful accounts
$0
($6.0K)
($357.0K)
$1.5M
Net loss on sales and abandonment of property and equipment
$26.0K
($5.0K)
$0
$93.0K
Accounts receivable
($50.8M)
($82.3M)
$39.8M
($32.8M)
Prepaid expenses and other assets
($1.4M)
($21.4M)
$208.0K
($25.1M)
Accounts payable
($5.5M)
$4.1M
($5.8M)
$4.3M
Accrued compensation and employee benefits
($4.4M)
($27.9M)
($38.4M)
($9.7M)
Other liabilities
($21.1M)
($16.1M)
($26.7M)
($16.6M)
Deferred revenue
$16.9M
($3.7M)
($14.3M)
$14.9M
Net cash provided by operating activities
$777.9M
$397.4M
$174.1M
$555.1M
Purchases of property and equipment
($1.4M)
($492.0K)
($226.0K)
($4.8M)
Capitalized internal-use software costs
($26.5M)
($17.3M)
($8.5M)
($21.8M)
Proceeds from sales of marketable securities
$16.6M
$6.1M
$948.0K
$1.9M
Purchases of marketable securities
($15.2M)
($9.5M)
($5.0M)
($5.7M)
Purchases of other investments
($12.8M)
—
—
—
Net cash used in investing activities
($39.3M)
($21.1M)
($12.7M)
($30.4M)
Proceeds from revolving line of credit and term loans
$3.0B
$880.0M
$260.0M
$450.0M
Payments on revolving line of credit and term loans
($1.0B)
($890.0M)
($120.0M)
($1.4B)
Proceeds from issuance of senior notes
$1.0B
$1.0B
—
$1.5B
Payments on senior notes
($400.0M)
($400.0M)
—
—
Payments on debt issuance costs
($12.1M)
($9.0M)
—
($17.2M)
Payments on finance leases
($3.0M)
($2.8M)
($66.0K)
($3.1M)
Proceeds from issuance of treasury stock under employee stock plans
14.9M
14.9M
2.1M
21.9M
Taxes paid related to net share settlement of equity awards
($111.3M)
($105.8M)
($104.4M)
($203.2M)
Repurchases of common stock, inclusive of excise tax and prepayment under accelerated share repurchase agreement
($3.0B)
($776.6M)
($171.2M)
($866.5M)
Net cash used in financing activities
($622.3M)
($289.2M)
($133.5M)
($486.8M)
Effect of exchange rate changes on cash
($2.0M)
($1.8M)
$32.0K
$426.0K
Increase in cash and cash equivalents
$114.3M
$85.3M
$27.9M
$38.4M
Cash and cash equivalents, beginning of period
$134.1M
$134.1M
$134.1M
$150.7M
Cash and cash equivalents, end of period
$248.4M
$219.4M
$162.0M
$189.0M
Cash paid for income taxes, net of refunds of $8,538 and $3,442 during the nine-month periods ended June 30, 2026 and 2025, respectively
$162.9M
$120.1M
$9.1M
$129.1M
Cash paid for interest
$162.4M
$93.2M
$78.8M
$101.1M
Purchase of property and equipment included in accounts payable
$213.0K
$67.0K
$68.0K
$2.6M
Unsettled repurchases of common stock, inclusive of excise tax accrued, but not yet paid