FIRST HORIZON CORP (FHN) stock score and earnings-call analysis

FIRST HORIZON CORP (FHN) has a MarketKingdoms composite score of 63.6 (B-), an B-range rating. It ranks 962nd of 1,866 covered companies, 169th of 330 in Financial (sector average 62.7) and 82nd of 124 in Banks - Regional. Scores as of 2026-10-26.

Its strongest lenses are Industry opportunity at 79 (Financial average 76) and Stock selection at 73 (Financial average 77). Its weakest lenses are Trend (momentum) at 43 (sector average 49) and Expansion (growth) at 45 (sector average 51).

Lens scores

FHN lens scores (0–100) against its sector and industry
LensTypeFHNFinancial averageBanks - Regional averagePercentile in sector
Industry opportunityResearch signal79767989th
Stock selectionResearch signal73777926th
KPI momentumResearch signal68757726th
Catalyst watchResearch signal71697353rd
Price (valuation)Fundamental lens66525972nd
Expansion (growth)Fundamental lens45515042nd
Quality (profitability)Fundamental lens51494554th
Trend (momentum)Fundamental lens43495640th

Latest earnings call

The most recent call analysed was held on 2026-10-15 (fiscal 2026 Q3). After it the composite moved from 77.9 to 77.4. MarketKingdoms checks what management promised on each call against what it later delivered.

Recent score changes after earnings events

The composite at the time of each event; today's composite is 63.6.

Valuation and risk

The stock's valuation gap is -13.4%: its price is below the path its market, sector and industry moves explain (undervalued versus the model path). Factor sensitivity: market beta 1.18, sector beta -0.52, industry beta 1.50; the factor model explains 73% of its moves (R²).

Banks - Regional peers

CompanyCompositeGradeValuation gap
Grupo Cibest S.A. (CIB)77.0A--14.8%
ConnectOne Bancorp, Inc. (CNOB)74.4B++9.6%
UNITED COMMUNITY BANKS INC (UCB)73.1B+-0.1%
ASSOCIATED BANC-CORP (ASB)72.2B+-1.8%
Customers Bancorp, Inc. (CUBI)72.2B+-1.2%
QCR HOLDINGS INC (QCRH)72.1B++9.5%
Amalgamated Financial Corp. (AMAL)71.9B++3.1%
WSFS FINANCIAL CORP (WSFS)71.8B++7.0%

Near FHN in the overall ranking

FIRST HORIZON CORP financial statements · Financial sector ranking · Banks - Regional industry ranking · All covered companies

How MarketKingdoms scores companies

The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.

General information, not investment advice.