Jack Henry develops core processing, digital banking, payments, and operational software for US banks and credit unions. Its platforms help financial institutions manage deposits, lending, transaction processing, customer interfaces, fraud controls, and regulatory workflows. It earns substantial recurring revenue from outsourced processing, maintenance, and hosted technology services.
Jack Henry & Associates, Inc. (JKHY) has a MarketKingdoms composite score of 66.8 (B), an B-range rating. It ranks 624th of 1,866 covered companies, 97th of 176 in Technology (sector average 67.1) and 4th of 20 in Information Technology Services. Scores as of 2026-10-26.
Its strongest lenses are Stock selection at 86 (Technology average 82) and Catalyst watch at 85 (Technology average 76). Its weakest lenses are Expansion (growth) at 25 (sector average 51) and Trend (momentum) at 50 (sector average 50).
| Lens | Type | JKHY | Technology average | Information Technology Services average | Percentile in sector |
|---|---|---|---|---|---|
| Industry opportunity | Research signal | 83 | 88 | 83 | 19th |
| Stock selection | Research signal | 86 | 82 | 81 | 77th |
| KPI momentum | Research signal | 82 | 84 | 80 | 39th |
| Catalyst watch | Research signal | 85 | 76 | 76 | 97th |
| Price (valuation) | Fundamental lens | 56 | 50 | 60 | 58th |
| Expansion (growth) | Fundamental lens | 25 | 51 | 33 | 16th |
| Quality (profitability) | Fundamental lens | 66 | 50 | 43 | 78th |
| Trend (momentum) | Fundamental lens | 50 | 50 | 41 | 51st |
The most recent call analysed was held on 2026-08-19 (fiscal 2026 Q4). MarketKingdoms checks what management promised on each call against what it later delivered.
The stock's valuation gap is -4.5%: its price is in line with the path its market, sector and industry moves explain. Factor sensitivity: market beta 0.39, sector beta -1.02, industry beta 0.85; the factor model explains 37% of its moves (R²).
| Company | Composite | Grade | Valuation gap |
|---|---|---|---|
| Penguin Solutions Inc. (PENG) | 74.8 | B+ | +14.2% |
| Innodata Inc. (INOD) | 70.7 | B+ | -22.0% |
| Accenture plc (ACN) | 67.5 | B | +5.0% |
| Ingram Micro Holding Corporation (INGM) | 66.3 | B | -14.4% |
| Gartner, Inc. (IT) | 66.1 | B | +4.5% |
| CACI International Inc (CACI) | 65.7 | B | -24.5% |
| CGI Inc. (GIB) | 64.7 | B | +5.4% |
| Cognizant Technology Solutions Corporation (CTSH) | 64.4 | B | -3.9% |
Jack Henry & Associates, Inc. financial statements · Technology sector ranking · Information Technology Services industry ranking · All covered companies
The composite score (0–100, graded A+ to D-) blends research signals from each earnings call with fundamental lenses from SEC filings and market prices. Research signals: Industry opportunity, Stock selection, KPI momentum and Catalyst watch, read from what management said and whether it delivered. Fundamental lenses: Price (valuation), Expansion (growth), Quality (profitability) and Trend (momentum). Scores are recalculated every night and after every earnings call. The valuation gap compares the actual price path with the path the stock's market, sector and industry moves explain; it is a model comparison, not a fair-value estimate.
General information, not investment advice.