WESBANCO INC's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), WESBANCO INC reported net income of $223.1M (+47.3% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Loans, including fees | $1.1B | $709.8M | $596.9M | $422.4M |
| Taxable | $116.3M | $70.6M | $73.4M | $66.1M |
| Tax-exempt | $18.7M | $18.1M | $18.8M | $18.8M |
| Total interest and dividends on securities | $135.0M | $88.6M | $92.3M | $84.9M |
| Other interest income | $39.7M | $27.2M | $22.4M | $6.3M |
| Total interest and dividend income | $1.3B | $825.6M | $711.5M | $513.7M |
| Interest bearing demand deposits | $121.0M | $107.7M | $72.9M | $12.2M |
| Money market deposits | $131.8M | $72.9M | $36.6M | $3.6M |
| Savings deposits | $35.2M | $31.1M | $23.9M | $4.1M |
| Certificates of deposit | $87.8M | $53.2M | $18.5M | $4.1M |
| Total interest expense on deposits | $375.8M | $264.9M | $151.8M | $23.9M |
| Federal Home Loan Bank borrowings | $58.4M | $62.5M | $59.3M | $4.0M |
| Other short-term borrowings | $3.4M | $4.0M | $2.5M | $568.0K |
| Subordinated debt and junior subordinated debt | $20.0M | $16.1M | $16.5M | $10.9M |
| Total interest expense | $457.6M | $347.4M | $230.2M | $39.3M |
| NET INTEREST INCOME | $814.3M | $478.2M | $481.3M | $474.3M |
| Provision for credit losses | $77.2M | $19.2M | $17.7M | ($1.7M) |
| Net interest income after provision for credit losses | $737.1M | $459.0M | $463.6M | $476.0M |
| Trust fees | $37.1M | $30.7M | $28.1M | $27.6M |
| Service charges on deposits | $41.4M | $30.0M | $26.1M | $26.3M |
| Digital banking income | $26.5M | $20.0M | — | — |
| Net swap fee and valuation income | $8.9M | $5.9M | $6.9M | — |
| Net securities brokerage revenue | $11.8M | $10.2M | $10.1M | $9.5M |
| Bank-owned life insurance | $15.1M | $9.5M | $11.0M | $10.7M |
| Mortgage banking income | $6.2M | $4.3M | $2.7M | $5.1M |
| Net securities gains | $3.4M | $1.4M | $900.0K | ($1.8M) |
| Net (losses)/gains on other real estate owned and other assets | ($424.0K) | $142.0K | $1.5M | $482.0K |
| Other income | $16.8M | $15.8M | $13.7M | $19.5M |
| Total non-interest income | $166.8M | $128.0M | $120.4M | $117.4M |
| Salaries and wages | $231.0M | $177.5M | $176.9M | $167.0M |
| Employee benefits | $67.0M | $46.1M | $46.9M | $37.8M |
| Net occupancy | $33.2M | $25.2M | $25.3M | $26.1M |
| Equipment and software | $62.6M | $41.3M | $36.7M | $32.5M |
| Marketing | $9.9M | $9.8M | $11.2M | $9.3M |
| FDIC insurance | $20.9M | $14.2M | $12.2M | $7.9M |
| Amortization of intangible assets | $29.1M | $8.3M | $9.1M | $10.3M |
| Restructuring and merger-related expense | $75.9M | $6.4M | $3.8M | $1.7M |
| Other operating expenses | $95.0M | $73.1M | $67.8M | $64.3M |
| Total non-interest expense | $624.6M | $401.9M | $390.0M | $357.0M |
| Income before provision for income taxes | $279.2M | $185.1M | $194.0M | $236.4M |
| Provision for income taxes | $56.1M | $33.6M | $35.0M | $44.3M |
| Net income | $223.1M | $151.5M | $159.0M | $192.1M |
| Preferred stock dividends | $20.5M | $10.1M | $10.1M | $10.1M |
| Net income available to common shareholders | $202.6M | $141.4M | $148.9M | $182.0M |
| Basic | $2.23 | $2.26 | $2.51 | $3.03 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Loans, including fees | $287.9M | $281.0M | $295.5M | $290.1M |
| Taxable | $32.1M | $31.4M | $31.5M | $31.1M |
| Tax-exempt | $4.8M | $4.8M | $4.7M | $4.6M |
| Total interest and dividends on securities | $36.9M | $36.3M | $36.2M | $35.7M |
| Other interest income | $8.2M | $8.4M | $11.2M | $10.6M |
| Total interest and dividend income | $333.1M | $325.6M | $342.9M | $336.4M |
| Interest bearing demand deposits | $30.6M | $29.4M | $31.4M | $30.4M |
| Money market deposits | $33.6M | $32.2M | $38.2M | $36.3M |
| Savings deposits | $11.0M | $10.1M | $9.6M | $8.7M |
| Certificates of deposit | $20.6M | $22.6M | $23.6M | $21.4M |
| Total interest expense on deposits | $95.8M | $94.2M | $102.7M | $96.8M |
| Federal Home Loan Bank borrowings | $10.4M | $11.3M | $17.3M | $16.7M |
| Other short-term borrowings | $565.0K | $598.0K | $766.0K | $816.0K |
| Subordinated debt and junior subordinated debt | $4.1M | $4.1M | $5.3M | $5.3M |
| Total interest expense | $110.9M | $110.2M | $126.2M | $119.6M |
| NET INTEREST INCOME | $222.2M | $215.4M | $216.7M | $216.8M |
| Provision for credit losses | $9.2M | ($897.0K) | $2.1M | $3.2M |
| Net interest income after provision for credit losses | $213.0M | $216.3M | $214.6M | $213.6M |
| Trust fees | $9.8M | $10.4M | $9.0M | $9.7M |
| Service charges on deposits | $11.5M | $11.0M | $11.2M | $10.5M |
| Digital banking income | $7.4M | $6.6M | $7.3M | $7.3M |
| Net swap fee and valuation income | $3.1M | $1.1M | $3.2M | $746.0K |
| Net securities brokerage revenue | $3.7M | $3.5M | $3.0M | $3.3M |
| Bank-owned life insurance | $4.3M | $3.8M | $3.8M | $3.5M |
| Mortgage banking income | $1.1M | $919.0K | $1.9M | $2.4M |
| Net securities gains | $1.6M | ($13.0K) | $1.2M | $1.4M |
| Net gains on other real estate owned and other assets | $2.0M | $546.0K | $329.0K | $111.0K |
| Other income | $9.0M | $4.0M | $4.0M | $5.1M |
| Total non-interest income | $53.6M | $41.8M | $44.9M | $44.0M |
| Salaries and wages | $66.4M | $64.0M | $60.6M | $60.2M |
| Employee benefits | $19.1M | $17.6M | $18.0M | $18.9M |
| Net occupancy | $7.9M | $8.5M | $8.8M | $8.1M |
| Equipment and software | $15.6M | $15.7M | $16.3M | $17.1M |
| Marketing | $2.3M | $1.5M | $3.0M | $1.9M |
| FDIC insurance | $4.2M | $4.8M | $5.8M | $5.5M |
| Amortization of intangible assets | $7.1M | $7.2M | $8.4M | $9.2M |
| Restructuring and merger-related expense | $1.0M | $3.7M | $11.4M | $41.1M |
| Other operating expenses | $25.4M | $23.7M | $23.8M | $24.7M |
| Total non-interest expense | $149.1M | $146.7M | $156.2M | $186.5M |
| Income before provision for income taxes | $117.5M | $111.4M | $103.3M | $71.0M |
| Provision for income taxes | $24.8M | $22.8M | $19.7M | $13.6M |
| Net income | $92.7M | $88.6M | $83.6M | $57.4M |
| Preferred stock dividends | $4.2M | $4.2M | $2.5M | $2.5M |
| Net income available to common shareholders | $88.4M | $84.4M | $81.0M | $54.9M |
| Basic | $0.92 | $0.88 | $0.84 | $0.57 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks, including interest bearing amounts of $751,249 and $425,866, respectively | $956.1M | $568.1M | $595.4M | $408.4M |
| Equity securities, at fair value | $30.8M | $13.4M | $12.3M | $11.5M |
| Available-for-sale debt securities, at fair value | $3.3B | $2.2B | $2.2B | $2.5B |
| Held-to-maturity debt securities (fair values of $1,035,957 and $1,006,817, respectively) | $1.1B | $1.2B | $1.2B | $1.2B |
| Allowance for credit losses, held-to-maturity debt securities | ($168.0K) | ($146.0K) | ($192.0K) | ($220.0K) |
| Net held-to-maturity debt securities | $1.1B | $1.2B | $1.2B | $1.2B |
| Total securities | $4.5B | $3.4B | $3.4B | $3.8B |
| Loans held for sale | $87.5M | $18.7M | $16.4M | $8.2M |
| Portfolio loans, net of unearned income | $19.2B | $12.7B | $11.6B | $10.7B |
| Allowance for credit losses - loans | ($218.7M) | ($138.8M) | ($130.7M) | ($117.8M) |
| Net portfolio loans | $19.0B | $12.5B | $11.5B | $10.6B |
| Premises and equipment, net | $263.2M | $219.1M | $233.6M | $220.9M |
| Accrued interest receivable | $106.7M | $78.3M | $77.4M | $68.5M |
| Goodwill and other intangible assets, net | $1.7B | $1.1B | $1.1B | $1.1B |
| Bank-owned life insurance | $557.5M | $360.7M | $355.0M | $352.4M |
| Other assets | $543.2M | $385.4M | $388.6M | $358.1M |
| Total Assets | $27.7B | $18.7B | $17.7B | $16.9B |
| Non-interest bearing demand | $5.4B | $3.8B | $4.0B | $4.7B |
| Interest bearing demand | $5.2B | $3.8B | $3.5B | $3.1B |
| Money market | $5.1B | $2.4B | $2.0B | $1.7B |
| Savings deposits | $3.2B | $2.4B | $2.5B | $2.7B |
| Certificates of deposit | $2.9B | $1.7B | $1.2B | $885.8M |
| Total deposits | $21.7B | $14.1B | $13.2B | $13.1B |
| Federal Home Loan Bank borrowings | $1.2B | $1.0B | $1.4B | $705.0M |
| Other short-term borrowings | $110.7M | $192.1M | $105.9M | $135.1M |
| Subordinated debt and junior subordinated debt | $308.5M | $279.3M | $279.1M | $281.4M |
| Total borrowings | $1.6B | $1.5B | $1.7B | $1.1B |
| Accrued interest payable | $19.1M | $14.2M | $11.1M | $4.6M |
| Other liabilities | $357.2M | $274.7M | $264.5M | $248.1M |
| Total Liabilities | $23.7B | $15.9B | $15.2B | $14.5B |
| Preferred stock | $224.2M | $144.5M | $144.5M | $144.5M |
| Common stock, $2.0833 par value; 200,000,000 shares authorized; 96,067,559 and 75,354,034 shares issued; 96,067,559 and 66,919,805 shares outstanding at December 31, 2025 and December 31, 2024, respectively | 200.1M | 157.0M | 141.8M | 141.8M |
| Capital surplus | $2.5B | $1.8B | $1.6B | $1.6B |
| Retained earnings | $1.3B | $1.2B | $1.1B | $1.1B |
| Treasury stock (0 and 8,434,229 shares at cost, respectively) | 0 | -292.2M | -303.0M | -309.0M |
| Accumulated other comprehensive loss | ($133.3M) | ($218.6M) | ($226.7M) | ($262.4M) |
| Deferred benefits for directors | ($2.3M) | ($2.1M) | ($2.0M) | ($1.8M) |
| Total Shareholders’ Equity | $4.0B | $2.8B | $2.5B | $2.4B |
| Total Liabilities and Shareholders’ Equity | $27.7B | $18.7B | $17.7B | $16.9B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks, including interest bearing amounts of $644,813 and $751,249, respectively | $871.8M | $960.4M | $1.0B | $1.2B |
| Equity securities, at fair value | $19.1M | $30.3M | $30.4M | $29.5M |
| Available-for-sale debt securities, at fair value | $3.3B | $3.3B | $3.3B | $3.2B |
| Held-to-maturity debt securities (fair values of $1,005,725 and $1,035,957, respectively) | $1.1B | $1.1B | $1.2B | $1.1B |
| Allowance for credit losses, held-to-maturity debt securities | ($165.0K) | ($151.0K) | ($181.0K) | ($178.0K) |
| Net held-to-maturity debt securities | $1.1B | $1.1B | $1.2B | $1.1B |
| Total securities | $4.4B | $4.4B | $4.4B | $4.4B |
| Loans held for sale | $57.3M | $59.3M | $126.0M | $123.0M |
| Portfolio loans, net of unearned income | $19.5B | $19.1B | $18.9B | $18.8B |
| Allowance for credit losses - loans | ($217.8M) | ($210.0M) | ($217.7M) | ($223.9M) |
| Net portfolio loans | $19.3B | $18.9B | $18.7B | $18.6B |
| Premises and equipment, net | $248.2M | $251.3M | $267.5M | $274.1M |
| Accrued interest receivable | $102.3M | $105.3M | $108.9M | $106.4M |
| Goodwill and other intangible assets, net | $1.7B | $1.7B | $1.7B | $1.7B |
| Bank-owned life insurance | $562.3M | $560.8M | $555.1M | $552.1M |
| Other assets | $545.1M | $507.6M | $553.1M | $619.0M |
| Total Assets | $27.8B | $27.5B | $27.5B | $27.6B |
| Non-interest bearing demand | $5.3B | $5.2B | $5.3B | $5.3B |
| Interest bearing demand | $5.4B | $5.5B | $5.0B | $4.9B |
| Money market | $5.0B | $4.9B | $4.9B | $4.8B |
| Savings deposits | $3.3B | $3.3B | $3.1B | $3.2B |
| Certificates of deposit | $2.6B | $2.7B | $2.9B | $2.9B |
| Total deposits | $21.6B | $21.7B | $21.3B | $21.2B |
| Federal Home Loan Bank borrowings | $1.4B | $975.0M | $1.3B | $1.8B |
| Other short-term borrowings | $88.4M | $114.1M | $113.5M | $103.7M |
| Subordinated debt and junior subordinated debt | $308.8M | $308.7M | $358.4M | $357.8M |
| Total borrowings | $1.7B | $1.4B | $1.7B | $2.2B |
| Accrued interest payable | $17.6M | $19.9M | $25.5M | $26.0M |
| Other liabilities | $330.2M | $325.9M | $344.9M | $360.4M |
| Total Liabilities | $23.7B | $23.4B | $23.4B | $23.8B |
| Preferred stock | $224.2M | $224.2M | $368.9M | $144.5M |
| Common stock, $2.0833 par value; 200,000,000 shares authorized; 96,191,910 and 96,067,559 shares issued; 95,869,209 and 96,067,559 shares outstanding at June 30, 2026 and December 31, 2025, respectively | 200.4M | 200.3M | 200.1M | 200.0M |
| Capital surplus | $2.5B | $2.5B | $2.5B | $2.5B |
| Retained earnings | $1.4B | $1.3B | $1.2B | $1.2B |
| Treasury stock (322,701 and 0 shares - at cost, respectively) | -10.9M | — | 0 | 0 |
| Accumulated other comprehensive loss | ($153.2M) | ($147.2M) | ($148.7M) | ($173.6M) |
| Deferred benefits for directors | ($2.3M) | ($2.4M) | ($2.1M) | ($2.1M) |
| Total Shareholders' Equity | $4.1B | $4.1B | $4.1B | $3.8B |
| Total Liabilities and Shareholders' Equity | $27.8B | $27.5B | $27.5B | $27.6B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net Income | $223.1M | $151.5M | $159.0M | $192.1M |
| Depreciation and amortization of premises and equipment | $20.2M | $15.3M | $14.4M | $13.0M |
| Other net (accretion) amortization | ($44.4M) | $11.3M | $13.6M | $8.9M |
| Provision for credit losses | $77.2M | $19.2M | $17.7M | ($1.7M) |
| Net securities gains | ($3.4M) | ($1.4M) | ($900.0K) | $1.8M |
| Mortgage banking income | ($6.2M) | ($4.3M) | ($2.7M) | ($5.1M) |
| Stock compensation expense | $8.7M | $7.5M | $8.3M | $6.2M |
| Decrease (increase) in deferred income tax assets, net | $42.0M | ($3.2M) | ($3.7M) | $4.5M |
| Increase in cash surrender value of bank-owned life insurance | ($15.1M) | ($9.5M) | ($11.0M) | ($10.7M) |
| Loans originated for sale | ($418.2M) | ($306.0M) | ($299.8M) | ($240.3M) |
| Proceeds from the sale of loans originated for sale | $416.0M | $303.4M | $291.9M | $257.3M |
| Net change in: accrued interest receivable and other assets | $30.8M | $4.5M | ($30.0M) | ($63.1M) |
| Net change in: accrued interest payable and other liabilities | ($40.9M) | $21.1M | $12.6M | $44.2M |
| Other—net | $499.0K | $1.7M | ($155.0K) | ($3.1M) |
| Net cash provided by operating activities | $290.4M | $211.0M | $169.3M | $204.1M |
| Net increase in loans held for investment | ($584.7M) | ($1.0B) | ($935.4M) | ($958.2M) |
| Proceeds from sales | $961.6M | $0 | $31.0M | — |
| Proceeds from maturities, prepayments and calls | $638.8M | $340.6M | $341.2M | $604.3M |
| Purchases of securities | ($1.4B) | ($383.4M) | ($4.5M) | ($468.4M) |
| Proceeds from maturities, prepayments and calls | $54.5M | $44.7M | $46.7M | $88.4M |
| Purchases of securities | ($35.3M) | — | — | ($335.0M) |
| Net cash received from the PFC acquisition | $200.5M | — | — | — |
| Sale of portfolio loans - net | $73.9M | — | — | — |
| Purchases of bank owned life insurance | ($286.0K) | ($285.0K) | — | — |
| Proceeds from bank owned life insurance | $5.3M | $4.1M | $8.3M | $8.7M |
| Purchases of premises and equipment—net | ($10.4M) | ($10.3M) | ($22.5M) | ($8.0M) |
| Net cash used in investing activities | ($71.0M) | ($1.0B) | ($535.2M) | ($1.1B) |
| Increase in deposits | $671.4M | $965.2M | $38.6M | ($432.8M) |
| Proceeds from Federal Home Loan Bank borrowings | $1.2B | $1.2B | $1.6B | $650.0M |
| Repayment of Federal Home Loan Bank borrowings | ($1.5B) | ($1.5B) | ($960.0M) | ($129.0M) |
| (Decrease) increase in other short-term borrowings | ($81.4M) | $86.2M | ($29.2M) | — |
| Principal repayments of finance lease obligations | ($4.8M) | ($2.9M) | ($3.3M) | ($553.0K) |
| Repayment of junior subordinated debt, net of discount and subordinated debt | ($50.0M) | — | ($2.3M) | — |
| Dividends paid to common shareholders | ($125.2M) | ($87.4M) | ($82.3M) | ($81.3M) |
| Dividends paid to preferred shareholders | ($15.0M) | ($10.1M) | ($10.1M) | ($10.1M) |
| Issuance of preferred stock, Series B, net of issuance costs | $224.2M | — | — | — |
| Issuance of common stock, net of equity issuance costs | $540.0K | $191.0M | — | — |
| Redemption of preferred stock, Series A | ($144.5M) | — | — | — |
| Redemption premium on preferred stock, Series A | ($5.5M) | — | — | — |
| Treasury shares (purchased) sold-net | -1.1M | 76.0K | -3.5M | -116.0M |
| Net cash provided by financing activities | $168.6M | $791.9M | $552.9M | $21.1M |
| Net increase (decrease) in cash, cash equivalents and restricted cash | $388.0M | ($27.2M) | $187.0M | ($842.9M) |
| Cash, cash equivalents and restricted cash at beginning of the year | $568.1M | $595.4M | $408.4M | $1.3B |
| Cash, cash equivalents and restricted cash at end of the year | $956.1M | $568.1M | $595.4M | $408.4M |
| Interest paid on deposits and other borrowings | $462.8M | $344.3M | $223.9M | $37.7M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| NET CASH PROVIDED BY OPERATING ACTIVITIES | $184.3M | $106.6M | $195.5M | $78.6M |
| Net increase in loans held for investment | ($209.0M) | $170.8M | ($345.7M) | ($251.3M) |
| Proceeds from sales | $22.3M | $0 | $876.9M | $873.8M |
| Proceeds from maturities, prepayments and calls | $399.2M | $200.2M | $431.0M | $264.1M |
| Purchases of securities | ($463.3M) | ($224.2M) | ($1.1B) | ($903.9M) |
| Proceeds from maturities, prepayments and calls | $23.8M | $11.2M | $32.6M | $18.5M |
| Purchases of securities | $0 | $0 | ($31.4M) | ($4.3M) |
| Purchases of premises and equipment - net | ($3.2M) | $1.8M | ($13.1M) | ($11.1M) |
| Net cash received from PFC acquisition | $0 | $0 | $200.5M | $200.5M |
| Sale of portfolio loans - net | $0 | — | $73.9M | $73.9M |
| Proceeds from bank owned life insurance | $3.3M | $550.0K | $3.0M | $2.3M |
| Net cash provided by investing activities | ($226.7M) | $160.5M | $144.5M | $262.5M |
| (Decrease) increase in deposits | ($76.1M) | ($220.0K) | $286.0M | $153.9M |
| Proceeds from Federal Home Loan Bank borrowings | $1.3B | $875.0M | $1.2B | $1.2B |
| Repayment of Federal Home Loan Bank borrowings | ($1.1B) | ($1.1B) | ($1.4B) | ($925.0M) |
| Decrease in other short-term borrowings | ($22.3M) | $3.4M | ($78.6M) | ($88.4M) |
| Principal repayments of finance lease obligations | ($2.5M) | ($1.1M) | ($3.3M) | ($2.0M) |
| Dividends paid to common shareholders | ($73.1M) | ($36.9M) | ($94.9M) | ($59.7M) |
| Dividends paid to preferred shareholders | ($8.5M) | ($4.2M) | ($7.6M) | ($5.1M) |
| Issuance of common stock | $1.7M | $1.4M | $159.0K | $104.0K |
| Treasury shares purchased - net | -11.3M | -52.0K | -1.1M | -1.1M |
| Net cash (used in) provided by financing activities | ($41.9M) | ($262.8M) | $100.1M | $247.8M |
| Net (decrease) increase in cash, cash equivalents and restricted cash | ($84.3M) | $4.3M | $440.1M | $588.9M |
| Cash, cash equivalents and restricted cash at beginning of the period | $956.1M | $956.1M | $568.1M | $568.1M |
| Cash, cash equivalents and restricted cash at end of the period | $871.8M | $960.4M | $1.0B | $1.2B |
| Interest paid on deposits and other borrowings | $223.0M | $109.6M | $338.7M | $210.3M |
| Income taxes paid | $13.1M | — | $21.9M | $21.5M |
| Transfers of loans to other real estate owned | $600.0K | $388.0K | $299.0K | $0 |
| Transfer of loans held for sale to loans held for investment | $31.3M | $26.8M | — | — |
| Non-cash transactions related to the PFC acquisition | $0 | $0 | $1.0B | $1.0B |
WESBANCO INC score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.