WOORI FINANCIAL GROUP INC.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), WOORI FINANCIAL GROUP INC. reported net income of $2.8B (-0.9% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest income | $14.7B | $14.9B | $16.0B | $11.6B |
| Financial assets at FVTPL | $210.1M | $160.2M | $148.8M | $84.7M |
| Financial assets at FVTOCI | $1.3B | $867.1M | $774.1M | $502.0M |
| Financial assets at amortized cost | $13.2B | $13.9B | $15.1B | $11.0B |
| Insurance finance | $6.4M | — | — | — |
| Interest expense | ($8.4B) | ($8.9B) | ($9.2B) | ($4.7B) |
| Financial liabilities at amortized cost | ($7.9B) | — | — | — |
| Insurance finance | ($523.4M) | — | — | — |
| Total | $6.3B | $6.0B | $6.8B | $6.9B |
| Fees and commissions income | $2.1B | $1.9B | $2.0B | $2.0B |
| Fees and commissions expense | ($593.5M) | ($533.2M) | ($654.8M) | ($626.5M) |
| Net fees and commissions income | $1.5B | $1.4B | $1.3B | $1.4B |
| Dividend income | $335.4M | $210.0M | $186.1M | $127.0M |
| Insurance income | $721.7M | — | — | — |
| Insurance | $696.3M | — | — | — |
| Reinsurance | $25.4M | — | — | — |
| Insurance service expense | ($649.8M) | — | — | — |
| Insurance service | ($624.1M) | — | — | — |
| Reinsurance service | ($25.6M) | — | — | — |
| Net insurance income | $71.9M | — | — | — |
| Other insurance finance income and expenses | ($261.8M) | — | — | — |
| Net gain on financial instruments at FVTPL | $502.5M | $1.0B | $378.4M | $189.3M |
| Net gain (loss) on financial assets at FVTOCI | $90.4M | $65.4M | ($29.2M) | ($17.1M) |
| Net gain arising on financial assets at amortized cost | $74.5M | — | — | — |
| Impairment losses due to credit loss | ($1.5B) | — | — | — |
| General and administrative expenses | ($3.6B) | ($3.0B) | ($3.4B) | ($3.6B) |
| Other net operating expense | ($974.9M) | ($1.8B) | ($1.2B) | ($803.2M) |
| Operating income | $2.5B | $2.9B | $2.7B | $3.5B |
| Share of gain of joint ventures and associates | $68.3M | $51.6M | $85.1M | $55.5M |
| Other non-operating income (expense) | $219.2M | ($73.5M) | ($70.8M) | $37.3M |
| Non-operating income (expense) | $287.5M | ($21.9M) | $14.3M | $92.9M |
| Net income before income tax expense | $2.8B | $2.9B | $2.7B | $3.6B |
| Income tax expense | ($597.2M) | ($711.4M) | ($689.8M) | ($935.2M) |
| Net income | $2.2B | $2.1B | $2.0B | $2.7B |
| Net gain (loss) on valuation of equity securities at FVTOCI | $69.4M | ($93.4M) | $149.6M | ($23.9M) |
| Net gain on credit risk fluctuation of financial liabilities designated to be measured at FVTPL | ($51.0K) | $912.0K | — | — |
| Changes in capital due to equity method | ($662.0K) | ($1.1M) | $6.7M | ($3.6M) |
| Remeasurement loss related to defined benefit liabilities | ($6.0M) | ($41.9M) | ($61.5M) | $199.5M |
| Items that will not be reclassified to profit or loss | $62.7M | ($135.5M) | $94.8M | $172.0M |
| Net gain (loss) on valuation of debt securities at FVTOCI | ($984.3M) | $116.5M | $412.3M | ($368.0M) |
| Changes in capital due to equity method | ($954.0K) | ($2.5M) | ($4.4M) | $4.1M |
| Net gain (loss) on foreign currency translation of foreign operations | ($80.6M) | $353.8M | $34.9M | $25.8M |
| Net gain (loss) valuation of hedges of net investments in foreign operations | $15.4M | ($77.7M) | ($10.9M) | ($16.4M) |
| Net gain (loss) on valuation of cash flow hedge | ($116.1M) | $4.5M | ($12.8M) | ($7.8M) |
| Net financial gain on insurance contract assets (liabilities) | $1.2B | — | — | — |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and cash equivalents | $26.7B | $18.5B | $23.7B | $27.2B |
| Financial assets at fair value through profit or loss ("FVTPL") | $23.7B | $17.1B | $16.7B | $15.8B |
| Financial assets at fair value through other comprehensive income("FVTOCI") | $57.8B | $29.6B | $29.4B | $26.3B |
| Securities at amortized cost | $13.0B | $13.0B | $18.6B | $22.4B |
| Loans and other financial assets at amortized cost | $285.6B | $269.6B | $289.0B | $282.3B |
| Investments in joint ventures and associates | $1.4B | $1.2B | $1.4B | $1.0B |
| Reinsurance contract assets | $429.3M | — | — | — |
| Investment properties | $691.5M | $305.0M | $366.2M | $307.7M |
| Premises and equipment | $2.6B | $2.3B | $2.5B | $2.5B |
| Intangible assets | $731.5M | $738.4M | $772.1M | $673.8M |
| Assets held for sale | $116.6M | $50.1M | $15.8M | $10.9M |
| Net defined benefit asset | $14.2M | $98.9M | $186.1M | $253.4M |
| Current tax assets | $158.0M | $41.7M | $157.7M | $42.3M |
| Deferred tax assets | $286.4M | $49.3M | $72.3M | $86.7M |
| Derivative assets (Designated for hedging) | $150.3M | $118.5M | $20.7M | $30.0M |
| Other assets | $3.1B | $3.1B | $3.0B | $2.4B |
| Total assets | $416.4B | $355.7B | $385.8B | $381.3B |
| Financial liabilities at fair value through profit or loss ("FVTPL") | $4.4B | $6.7B | $4.8B | $7.1B |
| Deposits due to customers | $260.7B | $248.2B | $277.1B | $271.5B |
| Borrowings | $23.7B | $20.4B | $24.0B | $22.6B |
| Debentures | $38.5B | $32.6B | $31.9B | $35.1B |
| Insurance contract liabilities | $31.5B | — | — | — |
| Reinsurance contract liabilities | $127.9M | — | — | — |
| Investment contract liabilities | $2.4B | — | — | — |
| Provisions | $547.4M | $413.7M | $624.3M | $433.2M |
| Net defined benefit liability | $79.7M | $3.7M | $5.4M | $27.9M |
| Current tax liabilities | $500.8M | $86.0M | $80.3M | $669.4M |
| Deferred tax liabilities | $349.5M | $581.1M | $364.3M | $25.2M |
| Derivative liabilities (Designated for hedging) | $426.0M | $69.6M | $118.5M | $161.0M |
| Other financial liabilities | $26.4B | $21.9B | $20.2B | $18.1B |
| Other liabilities | $577.3M | $538.9M | $622.7M | $547.7M |
| Total liabilities | $390.2B | $331.4B | $359.9B | $356.2B |
| Capital stock | $2.6B | $2.6B | $2.9B | $2.9B |
| Hybrid securities | $2.6B | $2.6B | $2.8B | $2.5B |
| Capital surplus | $646.2M | $632.0M | $724.7M | $541.5M |
| Other equity | ($844.1M) | ($947.8M) | ($1.3B) | ($1.9B) |
| Retained earnings | $19.9B | $18.2B | $19.4B | $18.8B |
| Shareholders' equity | $24.9B | $23.1B | $24.5B | $22.8B |
| Non-controlling interests | $1.3B | $1.2B | $1.3B | $2.3B |
| Total equity | $26.2B | $24.3B | $25.9B | $25.1B |
| Total liabilities and equity | $416.4B | $355.7B | $385.8B | $381.3B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $2.2B | $2.1B | $2.0B | $2.7B |
| Income tax expense | $597.2M | $711.4M | $689.8M | $935.2M |
| Interest income | ($14.7B) | ($14.9B) | ($16.0B) | ($11.6B) |
| Interest expense | $8.4B | $8.9B | $9.2B | $4.7B |
| Dividend income | ($335.4M) | ($210.0M) | ($186.1M) | ($127.0M) |
| Adjustments to net income (sub-total) | ($6.0B) | ($5.5B) | ($6.3B) | ($6.1B) |
| Insurance service expense | $649.8M | — | — | — |
| Other insurance finance expense | $262.0M | — | — | — |
| Loss on financial assets at FVTOCI | $21.0M | $3.1M | $35.9M | $18.9M |
| Impairment loss due to credit loss | $1.5B | $1.2B | $1.5B | $702.5M |
| Loss on other provisions | $91.7M | $28.4M | $77.0M | $29.8M |
| Retirement benefit | $129.8M | $87.3M | $87.9M | $131.0M |
| Depreciation and amortization | $865.7M | $787.4M | $769.3M | $737.4M |
| Net loss on foreign currency translation | $0 | $796.9M | $283.5M | $0 |
| Loss on derivatives (designated for hedge) | $432.5M | $16.4M | $27.6M | $198.6M |
| Loss on fair value hedge | $63.8M | $43.7M | $56.2M | $0 |
| Loss on valuation of investments in joint ventures and associates | $16.6M | $13.5M | $17.6M | $22.9M |
| Loss on disposal of investments in joint ventures and associates | $1.3M | $360.0K | $455.0K | $2.9M |
| Loss on disposal of premises and equipment, intangible assets and other assets | $2.4M | $1.5M | $1.5M | $2.5M |
| Impairment loss on premises and equipment, intangible assets and other assets | $59.8M | $2.5M | $100.0K | $207.0K |
| Other loss | $0 | $7.4M | — | — |
| Other operating expenses | $703.0K | $6.4M | — | — |
| Additions of expenses not involving cash outflows (sub-total) | $4.1B | $3.0B | $2.8B | $2.5B |
| Insurance income | ($721.7M) | — | — | — |
| Other insurance finance income | ($280.0K) | — | — | — |
| Gain on financial assets at FVTPL | ($640.2M) | ($879.5M) | ($442.4M) | — |
| Gain on financial assets at FVTOCI | ($111.4M) | ($68.5M) | ($6.7M) | ($1.9M) |
| Gain on other provisions | ($478.0K) | ($6.8M) | ($15.3M) | ($43.9M) |
| Gain on foreign currency translation | ($543.1M) | — | — | — |
| Gain on derivatives (designated for hedge) | ($173.9M) | ($129.9M) | ($89.0M) | ($56.5M) |
| Gain on fair value hedge | ($11.2M) | ($17.2M) | ($7.0M) | ($204.7M) |
| Gain on valuation of investments in joint ventures and associates | ($84.9M) | ($65.1M) | ($102.7M) | ($78.4M) |
| Gain on disposal of investments in joint ventures and associates | ($5.2M) | ($13.3M) | ($25.7M) | ($475.0K) |
| Gain on disposal of premises and equipment, intangible assets and other assets | ($31.7M) | ($4.8M) | ($4.1M) | ($44.3M) |
| Reversal of impairment loss on premises and equipment, intangible assets and other assets | ($672.0K) | ($99.0K) | ($178.0K) | ($246.0K) |
| Bargain purchase gain | ($402.2M) | — | — | $0 |
| Deductions of income not involving cash inflows (sub-total) | ($2.7B) | ($1.2B) | ($693.0M) | ($445.5M) |
| Reinsurance contract assets | $23.3M | — | — | — |
| Financial instruments at FVTPL | $684.0M | $1.1B | ($1.3B) | ($1.3B) |
| Loans and other financial assets at amortized cost | ($5.8B) | ($14.7B) | ($14.4B) | ($4.8B) |
| Other assets | ($471.3M) | ($848.8M) | ($979.1M) | ($1.0B) |
| Insurance contract liabilities | ($90.3M) | — | — | — |
| Reinsurance contract liabilities | ($22.2M) | — | — | — |
| Investment contract liabilities | ($72.5M) | — | — | — |
| Deposits due to customers | $9.6B | $2.3B | $11.8B | $18.7B |
WOORI FINANCIAL GROUP INC. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.