ServisFirst Bancshares, Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), ServisFirst Bancshares, Inc. reported revenue of $25.7M (+13.4% year on year) and net income of $276.6M (+21.7% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest and fees on loans | $828.7M | $788.1M | $699.1M | $499.7M |
| Taxable securities | $67.1M | $66.5M | $53.5M | $40.7M |
| Nontaxable securities | $21.0K | $31.0K | $65.0K | $137.0K |
| Federal funds sold | $12.0M | $1.1M | $2.8M | $1.6M |
| Other interest and dividends | $82.6M | $90.3M | $57.7M | $17.2M |
| Total interest income | $990.4M | $946.1M | $813.2M | $559.3M |
| Deposits | $373.9M | $420.6M | $331.7M | $59.4M |
| Borrowed funds | $81.3M | $78.8M | $70.6M | $29.0M |
| Total interest expense | $455.2M | $499.5M | $402.3M | $88.4M |
| Net interest income | $535.2M | $446.7M | $410.9M | $470.9M |
| Provision for credit losses | $35.3M | $21.6M | $18.7M | $37.6M |
| Net interest income after provision for credit losses | $499.9M | $425.1M | $392.2M | $433.3M |
| Revenue not from contract with customer | $25.7M | $22.6M | $19.8M | $20.4M |
| Securities losses | ($16.4M) | $0 | $0 | ($6.2M) |
| Bank-owned life insurance income | $14.8M | $9.5M | $7.6M | $6.5M |
| Other operating income | $3.1M | $2.9M | $3.0M | $12.7M |
| Total noninterest income | $27.2M | $35.1M | $30.4M | $33.4M |
| Salaries and employee benefits | $94.8M | $96.3M | $81.0M | $78.0M |
| Equipment and occupancy expense | $14.6M | $14.5M | $14.3M | $12.3M |
| Third party processing and other services | $31.6M | $31.2M | $27.9M | $27.3M |
| Professional services | $7.2M | $6.9M | $5.9M | $4.3M |
| FDIC and other regulatory assessments | $11.0M | $10.7M | $15.6M | $4.6M |
| Other real estate owned expense | $155.0K | $199.0K | $47.0K | $295.0K |
| Other operating expenses | $25.6M | $21.3M | $33.3M | $31.1M |
| Total noninterest expenses | $185.0M | $181.1M | $178.1M | $157.8M |
| Income before income taxes | $342.1M | $279.0M | $244.6M | $308.8M |
| Provision for income taxes | $65.5M | $51.7M | $37.7M | $57.3M |
| Net income | $276.6M | $227.2M | $206.9M | $251.5M |
| Dividends on preferred stock | $62.0K | $62.0K | $62.0K | $62.0K |
| Net income available to common stockholders | $276.5M | $227.2M | $206.8M | $251.4M |
| Basic earnings per common share (in dollars per share) | $5.06 | $4.17 | $3.80 | $4.63 |
| Diluted earnings per common share (in dollars per share) | $5.06 | $4.16 | $3.79 | $4.61 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Interest and fees on loans | $220.7M | $210.1M | $211.0M | $206.5M |
| Debt securities | $15.8M | — | — | — |
| Federal funds sold and securities purchased with agreement to resell | $4.1M | $5.6M | $4.7M | $1.6M |
| Other interest and dividends | $9.2M | $9.8M | $18.3M | $22.0M |
| Total interest income | $249.9M | $241.5M | $251.3M | $246.6M |
| Deposits | $79.4M | $78.3M | $98.7M | $93.5M |
| Borrowed funds | $14.8M | $15.0M | $19.1M | $21.5M |
| Total interest expense | $94.2M | $93.3M | $117.9M | $114.9M |
| Net interest income | $155.6M | $148.1M | $133.4M | $131.7M |
| Provision for credit losses | $11.4M | $10.6M | $9.5M | $11.3M |
| Net interest income after provision for credit losses | $144.2M | $137.5M | $124.0M | $120.4M |
| Revenue not from contract with customer | $8.1M | $7.4M | $7.6M | $6.1M |
| Securities losses | $0 | — | ($7.8M) | ($8.6M) |
| Bank-owned life insurance income | $4.1M | $2.8M | $2.4M | $2.1M |
| Other operating income | $708.0K | $628.0K | $655.0K | $745.0K |
| Total noninterest income | $12.9M | $10.8M | $2.8M | $421.0K |
| Salaries and employee benefits | $26.3M | $26.9M | $25.5M | $22.6M |
| Equipment and occupancy expense | $4.0M | $3.9M | $3.6M | $3.5M |
| Third party processing and other services | $8.0M | $7.5M | $8.1M | $8.0M |
| Professional services | $2.2M | $1.9M | $1.9M | $1.9M |
| FDIC and other regulatory assessments | $2.8M | $2.7M | $2.7M | $2.8M |
| Other real estate owned expense | $75.0K | $20.0K | $82.0K | $27.0K |
| Other operating expenses | $6.7M | $4.3M | $6.1M | $5.4M |
| Total noninterest expenses | $50.0M | $47.4M | $48.0M | $44.2M |
| Income before income taxes | $107.2M | $101.0M | $78.8M | $76.6M |
| Provision for income taxes | $21.4M | $18.0M | $13.3M | $15.2M |
| Net income | $85.8M | $83.0M | $65.6M | $61.4M |
| Dividends on preferred stock | $31.0K | $0 | $0 | $31.0K |
| Net income available to common stockholders | $85.8M | $83.0M | $65.6M | $61.4M |
| Basic earnings per common share (in dollars per share) | $1.57 | $1.52 | $1.20 | $1.12 |
| Diluted earnings per common share (in dollars per share) | $1.57 | $1.52 | $1.20 | $1.12 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $95.1M | $116.4M | $123.4M | $106.3M |
| Interest-bearing balances due from depository institutions | $1.0B | $2.3B | $1.9B | $708.2M |
| Securities purchased with agreement to resell | $498.9M | — | — | — |
| Federal funds sold | $6.1M | $1.0M | $100.6M | $1.5M |
| Cash and cash equivalents | $1.6B | $2.4B | $2.1B | $816.1M |
| Available-for-sale debt securities, at fair value | $1.1B | $1.2B | $900.2M | $644.8M |
| Held-to-maturity debt securities (fair value of $616,535 and $639,496, respectively) | $660.1M | — | — | — |
| Restricted equity securities | $12.2M | $11.3M | $10.2M | $7.7M |
| Mortgage loans held for sale | $11.7M | $9.2M | $5.1M | $1.6M |
| Loans | $13.7B | $12.6B | $11.7B | $11.7B |
| Less allowance for credit losses | ($171.7M) | ($164.5M) | ($153.3M) | ($146.3M) |
| Loans, net | $13.5B | $12.4B | — | $11.5B |
| Premises and equipment, net | $60.4M | $59.2M | $59.3M | $59.9M |
| Accrued interest and dividends receivable | $62.0M | $62.8M | $59.2M | $48.4M |
| Deferred tax asset, net | $49.7M | $61.7M | $62.9M | $60.4M |
| Other real estate owned and repossessed assets | $2.6M | $2.5M | $995.0K | $248.0K |
| Bank owned life insurance contracts | $435.3M | $299.8M | $292.8M | $287.8M |
| Goodwill | $13.6M | $13.6M | $13.6M | — |
| Other assets | $198.8M | $137.2M | $106.1M | $79.4M |
| Total assets | $17.7B | $17.4B | $16.1B | $14.6B |
| Non-interest-bearing demand | $2.7B | $2.6B | $2.6B | $3.3B |
| Interest-bearing | $11.5B | $10.9B | $10.6B | $8.2B |
| Total deposits | $14.2B | $13.5B | $13.3B | $11.5B |
| Federal funds purchased | $1.5B | $2.0B | $1.3B | $1.6B |
| Other borrowings | $34.8M | $64.7M | $64.7M | $64.7M |
| Accrued interest and dividends payable | $30.0M | $28.0M | $27.5M | $18.6M |
| Other liabilities | $121.4M | $104.9M | $66.7M | $48.9M |
| Total liabilities | $15.9B | $15.7B | $14.7B | $13.3B |
| Preferred stock, par value $0.001 per share; 1,000,000 authorized and undesignated at December 31, 2025 and December 31, 2024 | $0.00 | $0.00 | $0.00 | $0.00 |
| Common stock, par value $0.001 per share; 200,000,000 shares authorized: 54,624,955 shares issued and outstanding at December 31, 2025; and 54,569,427 shares issued and outstanding at December 31, 2024 | $54000.00 | $54000.00 | $54000.00 | $54000.00 |
| Additional paid-in capital | $237.8M | $235.8M | $232.6M | $229.7M |
| Retained earnings | $1.6B | $1.4B | $1.3B | $1.1B |
| Accumulated other comprehensive loss | ($1.8M) | ($32.2M) | ($47.6M) | ($42.3M) |
| Total stockholders' equity attributable to ServisFirst Bancshares, Inc. | 1.8B | 1.6B | 1.4B | 1.3B |
| Noncontrolling interest | $500.0K | $500.0K | $500.0K | $500.0K |
| Total stockholders' equity | $1.9B | $1.6B | $1.4B | $1.3B |
| Total liabilities and stockholders' equity | $17.7B | $17.4B | $16.1B | $14.6B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $115.4M | $100.6M | $144.1M | $140.7M |
| Interest-bearing balances due from depository institutions | $1.1B | $1.2B | $1.2B | $1.2B |
| Securities purchased with agreement to resell | $250.4M | $499.1M | $427.8M | $327.8M |
| Federal funds sold | $1.0M | $18.7M | $10.0M | $6.0M |
| Cash and cash equivalents | $1.5B | $1.8B | $1.8B | $1.7B |
| Available-for-sale debt securities, at fair value | $995.1M | $1.0B | $1.2B | $1.2B |
| Held-to-maturity debt securities (fair value of $590,280 and $616,535, respectively) | $635.5M | $647.3M | $671.6M | $686.7M |
| Restricted equity securities | $12.5M | $12.5M | $12.2M | $12.2M |
| Mortgage loans held for sale | $14.9M | $12.9M | $9.4M | $22.1M |
| Loans | $14.5B | $13.9B | $13.3B | $13.2B |
| Less allowance for credit losses | ($181.9M) | ($173.9M) | ($170.2M) | ($170.0M) |
| Loans, net | $14.3B | $13.8B | $13.1B | $13.1B |
| Premises and equipment, net | $63.6M | $62.1M | $60.7M | $60.0M |
| Accrued interest and dividends receivable | $61.9M | $70.1M | $63.6M | $61.8M |
| Deferred tax asset, net | $49.7M | $47.2M | $49.7M | $55.7M |
| Other real estate owned and repossessed assets | $4.8M | $3.1M | $611.0K | $311.0K |
| Bank owned life insurance contracts | $465.4M | $436.3M | $431.5M | $304.1M |
| Goodwill | $13.6M | $13.6M | $13.6M | $13.6M |
| Other assets | $275.5M | $220.6M | $178.0M | $160.8M |
| Total assets | $18.3B | $18.2B | $17.6B | $17.4B |
| Noninterest-bearing demand | $3.0B | $2.8B | $2.6B | $2.6B |
| Interest-bearing | $11.6B | $11.6B | $11.5B | $11.2B |
| Total deposits | $14.5B | $14.5B | $14.1B | $13.9B |
| Federal funds purchased | $1.6B | $1.5B | $1.5B | $1.6B |
| Other borrowings | $34.8M | $34.8M | $64.8M | $64.7M |
| Accrued interest and dividends payable | $27.9M | $29.1M | $28.3M | $27.4M |
| Other liabilities | $176.4M | $161.5M | $114.5M | $103.3M |
| Total liabilities | $16.4B | $16.3B | $15.8B | $15.7B |
| Preferred stock, par value $0.001 per share; 1,000,000 authorized and undesignated at June 30, 2026 and December 31, 2025 | $0.00 | $0.00 | — | $0.00 |
| Common stock, par value $0.001 per share; 200,000,000 shares authorized: 54,671,023 shares issued and outstanding at June 30, 2026, and 54,624,955 shares issued and outstanding at December 31, 2025 | $55000.00 | $55000.00 | $54000.00 | $54000.00 |
| Additional paid-in capital | $239.3M | $238.6M | $237.2M | $236.7M |
| Retained earnings | $1.7B | $1.7B | $1.5B | $1.5B |
| Accumulated other comprehensive loss | ($2.5M) | ($2.7M) | ($4.2M) | ($16.3M) |
| Total stockholders' equity attributable to ServisFirst Bancshares, Inc. | 2.0B | 1.9B | 1.8B | 1.7B |
| Noncontrolling interest | $500.0K | $500.0K | $500.0K | $500.0K |
| Total stockholders' equity | $2.0B | $1.9B | $1.8B | $1.7B |
| Total liabilities and stockholders' equity | $18.3B | $18.2B | $17.6B | $17.4B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $276.6M | $227.2M | $206.9M | $251.5M |
| Deferred tax expense (benefit) | $1.8M | ($3.4M) | ($1.0M) | ($2.6M) |
| Provision for credit losses | $35.3M | $21.6M | $18.7M | $37.6M |
| Depreciation | $4.7M | $4.8M | $4.4M | $4.1M |
| Accretion on acquired loans | $200.0K | $186.0K | $197.0K | $157.0K |
| Amortization of investments in tax credit partnerships | $38.2M | $12.6M | $14.4M | $11.7M |
| Net amortization (accretion) of debt securities | $123.0K | ($200.0K) | $49.0K | $2.6M |
| Decrease (increase) in accrued interest and dividends receivable | $838.0K | ($3.6M) | ($10.8M) | ($13.6M) |
| Stock-based compensation expense | $3.0M | $3.5M | $3.6M | $3.2M |
| Increase in accrued interest and dividends payable | $2.0M | $481.0K | $8.9M | $5.0M |
| Proceeds from sale of mortgage loans held for sale | $253.1M | $204.4M | $127.7M | $50.9M |
| Originations of mortgage loans held for sale | ($250.1M) | ($203.6M) | ($128.4M) | ($49.0M) |
| Gain on sale of mortgage loans held for sale | ($5.5M) | ($4.9M) | ($2.8M) | ($2.4M) |
| Loss on sale of securities available for sale | $16.4M | $0 | $0 | $6.2M |
| Net (gain) loss on sale of other real estate owned and repossessed assets | ($298.0K) | ($120.0K) | $28.0K | ($501.0K) |
| Write down of other real estate owned and repossessed assets | $0 | $74.0K | $0 | $225.0K |
| Increase in cash surrender value of life insurance contracts | ($10.5M) | $7.0M | ($7.6M) | ($6.5M) |
| Net change in other assets, liabilities, and other operating activities | ($10.6M) | $956.0K | ($37.1M) | ($26.0M) |
| Net cash provided by operating activities | $355.2M | $252.9M | $197.3M | $272.6M |
| Purchases of debt securities available-for-sale | ($485.4M) | ($1.1B) | ($1.0B) | ($76.4M) |
| Proceeds from maturities, calls and paydowns of debt securities available-for-sale | $443.2M | $904.2M | $746.4M | $115.8M |
| Proceeds from sale of debt securities available-for-sale | $159.5M | $0 | $0 | $75.0M |
| Purchases of debt securities held-to-maturity | ($3.0M) | ($45.5M) | ($48.7M) | ($648.3M) |
| Proceeds from maturities, calls and paydowns of debt securities held-to-maturity | $57.2M | $312.6M | $100.2M | $75.3M |
| Purchases of restricted equity securities | ($903.0K) | ($1.1M) | ($46.5M) | ($423.0K) |
| Proceeds from sale of restricted equity securities | $0 | $0 | $44.0M | — |
| Investment in tax credit partnerships and SBIC | ($76.0M) | ($13.4M) | ($9.3M) | ($20.3M) |
| Return of capital from tax credit partnerships and SBIC | $1.0M | $274.0K | $191.0K | $434.0K |
| Net increase in loans | ($1.1B) | ($963.4M) | $16.3M | ($2.2B) |
| Purchases of premises and equipment | ($5.9M) | ($4.6M) | ($3.9M) | ($3.6M) |
| Purchase of bank owned life insurance contracts | ($125.0M) | — | $0 | $0 |
| Proceeds from death benefit of bank owned life insurance contracts | $0 | ($1.2M) | $2.6M | $2.2M |
| Proceeds from sale of other real estate owned and repossessed assets | $3.3M | $3.0M | $158.0K | $2.3M |
| Net cash used in investing activities | ($1.2B) | ($948.5M) | ($200.4M) | ($2.6B) |
| Net increase (decrease) in non-interest-bearing deposits | $64.6M | ($23.4M) | ($678.2M) | ($1.5B) |
| Net increase in interest-bearing deposits | $611.0M | $293.4M | $2.4B | $572.4M |
| Net (decrease) increase in federal funds purchased | ($522.1M) | ($737.0M) | ($362.1M) | ($93.0M) |
| FHLB advances | $1.0M | $0 | $300.0M | — |
| Repayment of FHLB advances | ($1.0M) | $0 | ($300.0M) | — |
| Redemption of other borrowings | ($30.0M) | — | — | — |
| Proceeds from exercise of stock options | $610.0K | $916.0K | $1.3M | $1.2M |
| Taxes paid in net settlement of tax obligation upon exercise of stock options | ($1.5M) | ($1.2M) | ($2.0M) | ($1.1M) |
| Dividends paid on common stock | ($73.2M) | ($65.4M) | ($45.7M) | ($37.5M) |
| Dividends paid on preferred stock | ($62.0K) | ($62.0K) | ($62.0K) | ($62.0K) |
| Net cash provided by financing activities | $49.3M | $941.2M | $1.3B | ($1.0B) |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $168.8M | $83.0M | $190.2M | $124.6M |
| Deferred tax expense | $274.0K | $2.8M | $2.6M | $677.0K |
| Provision for credit losses | $22.0M | $10.6M | $27.4M | $17.9M |
| Depreciation | $2.5M | $1.3M | $3.4M | $2.3M |
| Accretion on acquired loans | $96.0K | $48.0K | $152.0K | $103.0K |
| Amortization of investments in tax credit partnerships | $31.3M | $6.8M | $28.5M | $3.2M |
| Net amortization of debt securities | $110.0K | ($16.0K) | $151.0K | $45.0K |
| Decrease in accrued interest and dividends receivable | $83.0K | ($8.1M) | ($845.0K) | $955.0K |
| Stock-based compensation expense | $1.6M | $796.0K | $2.3M | $1.7M |
| Decrease in accrued interest and dividends payable | ($2.1M) | ($856.0K) | $246.0K | ($652.0K) |
| Proceeds from sale of mortgage loans held for sale | $167.9M | $77.4M | $176.6M | $98.5M |
| Originations of mortgage loans held for sale | ($166.9M) | ($76.7M) | ($173.0M) | ($109.5M) |
| Gain on sale of mortgage loans held for sale | ($4.1M) | ($1.9M) | ($3.8M) | ($1.9M) |
| Loss on sale of debt securities available for sale | $0 | — | $16.4M | $8.6M |
| Net loss (gain) on sale of other real estate owned and repossessed assets | $72.0K | $11.0K | ($298.0K) | ($301.0K) |
| Write down of other real estate owned and repossessed assets | $11.0K | $11.0K | $0 | — |
| Increase in cash surrender value of life insurance contracts | ($5.1M) | ($944.0K) | ($6.7M) | ($4.3M) |
| Net change in other assets, liabilities, and other operating activities | $16.7M | ($24.1M) | ($6.9M) | ($26.4M) |
| Net cash provided by operating activities | $233.2M | $70.1M | $256.4M | $115.5M |
| Purchases of debt securities available-for-sale | ($83.7M) | ($28.7M) | ($369.9M) | ($244.6M) |
| Proceeds from maturities, calls and paydowns of debt securities available-for-sale | $156.6M | $59.3M | $236.9M | $129.2M |
| Proceeds from sale of debt securities available-for-sale | $0 | — | $137.5M | $61.9M |
| Purchases of debt securities held-to-maturity | $0 | — | ($3.0M) | ($3.0M) |
| Proceeds from maturities, calls and paydowns of debt securities held-to-maturity | $24.4M | $12.7M | $45.8M | $30.9M |
| Purchases of restricted equity securities | ($272.0K) | ($263.0K) | ($903.0K) | ($856.0K) |
| Investment in tax credit partnerships and SBIC | ($69.7M) | ($5.9M) | ($53.8M) | ($3.0M) |
| Return of capital from tax credit partnerships and SBIC | $139.0K | $66.0K | $1.0M | $1.0M |
| Net increase in loans | ($796.4M) | ($258.1M) | ($728.7M) | ($639.5M) |
| Purchases of premises and equipment | ($5.8M) | ($2.9M) | ($4.9M) | ($3.1M) |
| Purchase of bank owned life insurance contracts | $25.0M | — | ($125.0M) | — |
| Proceeds from sale of other real estate owned and repossessed assets | $542.0K | $142.0K | $3.0M | $2.8M |
| Net cash used in investing activities | ($799.2M) | ($223.7M) | ($861.9M) | ($668.2M) |
| Net increase in noninterest-bearing deposits | $311.1M | $152.3M | ($20.8M) | $12.4M |
| Net increase in interest-bearing deposits | $18.6M | $115.0M | $584.3M | $306.5M |
| Net increase (decrease) in federal funds purchased | $107.8M | $75.4M | ($505.6M) | ($394.6M) |
| Proceeds from exercise of stock options | $658.0K | $659.0K | $610.0K | $533.0K |
| Taxes paid in net settlement of tax obligation upon exercise of stock options | ($779.0K) | ($649.0K) | ($1.5M) | ($1.3M) |
| Dividends paid on common stock | ($41.5M) | $20.8M | ($54.9M) | ($36.6M) |
| Dividends paid on preferred stock | $31.0K | — | ($31.0K) | ($31.0K) |
| Net cash provided by (used in) financing activities | $395.8M | $363.5M | $2.1M | ($113.1M) |
| Net decrease in cash and cash equivalents | ($170.2M) | $209.9M | ($603.3M) | ($665.7M) |
| Cash and cash equivalents at beginning of period | $1.6B | $1.6B | $2.4B | $2.4B |
| Cash and cash equivalents at end of period | $1.5B | $1.8B | $1.8B | $1.7B |
| Interest | $189.7M | $94.2M | $350.1M | $233.1M |
| Income taxes | $5.5M | $288.0K | $37.4M | $35.7M |
ServisFirst Bancshares, Inc. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.