RENASANT CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), RENASANT CORP reported net income of $181.3M (-7.3% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Loans | $1.1B | $806.3M | $716.5M | $479.9M |
| Taxable | $90.1M | $37.4M | $44.5M | $45.5M |
| Tax-exempt | $10.9M | $4.5M | $6.0M | $7.5M |
| Other | $33.3M | $39.6M | $30.4M | $8.9M |
| Total interest income | $1.3B | $887.8M | $797.3M | $541.8M |
| Deposits | $412.6M | $346.6M | $232.3M | $35.2M |
| Borrowings | $45.7M | $29.0M | $45.7M | $25.3M |
| Total interest expense | $458.3M | $375.6M | $278.0M | $60.5M |
| Net interest income | $804.0M | $512.2M | $519.3M | $481.3M |
| Provision for credit losses on loans | $92.6M | $11.2M | $18.8M | — |
| Provision for (reversal of) credit losses on unfunded commitments | $14.9M | — | — | — |
| Provision for credit losses | $107.5M | $9.3M | $15.6M | $23.8M |
| Net interest income after provision for credit losses | $696.5M | $502.9M | $503.7M | $457.5M |
| Service charges on deposit accounts | $51.9M | $41.8M | $39.2M | $40.0M |
| Fees and commissions | $19.8M | $16.2M | $17.9M | $17.3M |
| Insurance commissions | $0 | $5.5M | $11.1M | $10.8M |
| Wealth management revenue | $31.2M | $23.6M | $22.1M | $22.3M |
| Mortgage banking income | $37.4M | $36.4M | $32.4M | $35.8M |
| Gain on sale of insurance agency | $0 | $53.3M | — | — |
| Gain on debt extinguishment | $0 | $56.0K | $620.0K | — |
| Net losses on sales of securities | $0 | $0 | ($22.4M) | $0 |
| Impairment losses on securities | $0 | $0 | ($19.4M) | — |
| BOLI income | $14.2M | $11.6M | $10.5M | $9.3M |
| Other | $27.4M | $15.3M | $21.0M | $13.9M |
| Total noninterest income | $181.9M | $203.7M | $113.1M | $149.3M |
| Salaries and employee benefits | $368.6M | $283.8M | $281.8M | $261.7M |
| Data processing | $20.7M | $16.0M | $15.2M | $14.9M |
| Net occupancy and equipment | $63.7M | $46.0M | $46.5M | $44.8M |
| Other real estate owned | $1.7M | $858.0K | $267.0K | ($453.0K) |
| Professional fees | $14.9M | $12.4M | $13.7M | $11.9M |
| Advertising and public relations | $18.4M | $16.2M | $14.7M | $14.3M |
| Intangible amortization | $27.1M | $4.7M | $5.4M | $5.1M |
| Communications | $13.7M | $8.4M | $8.2M | $8.0M |
| Merger and conversion related expenses | $49.3M | $13.3M | $0 | $1.8M |
| Other | $73.8M | $60.0M | $53.9M | $32.7M |
| Total noninterest expense | $651.7M | $461.6M | $439.6M | $395.5M |
| Income before income taxes | $226.7M | $245.0M | $177.2M | $211.3M |
| Income taxes | $45.5M | $49.5M | $32.5M | $45.2M |
| Net income (loss) | $181.3M | $195.5M | $144.7M | $166.1M |
| Basic earnings per share (usd per share) | $2.09 | $3.29 | $2.58 | $2.97 |
| Diluted earnings per share (usd per share) | $2.07 | $3.27 | $2.56 | $2.95 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Loans | $299.7M | $298.3M | $312.8M | $306.4M |
| Taxable | $29.5M | $28.7M | $27.1M | $24.9M |
| Tax-exempt | $6.2M | $3.6M | $3.1M | $3.5M |
| Other | $5.1M | $7.6M | $8.1M | $9.1M |
| Total interest income | $340.4M | $338.1M | $351.1M | $343.9M |
| Deposits | $106.4M | $103.9M | $115.6M | $111.9M |
| Borrowings | $11.3M | $10.7M | $12.0M | $13.1M |
| Total interest expense | $117.7M | $114.6M | $127.6M | $125.0M |
| Net interest income | $222.8M | $223.6M | $223.5M | $218.9M |
| Provision for credit losses on loans | $1.2M | $4.2M | $9.7M | $75.4M |
| Provision for credit losses on unfunded commitments | $2.6M | $3.9M | $800.0K | $5.9M |
| Provision for credit losses | $3.8M | $8.1M | $10.4M | $81.3M |
| Net interest income after provision for credit losses | $219.0M | $215.5M | $213.1M | $137.5M |
| Service charges on deposit accounts | $14.5M | $14.7M | $13.4M | $13.6M |
| Fees and commissions | $5.5M | $4.7M | $4.2M | $6.7M |
| Wealth management revenue | $9.1M | $8.7M | $8.2M | $7.3M |
| Mortgage banking income | $9.2M | $9.4M | $9.0M | $11.3M |
| BOLI income | $4.6M | $3.7M | $4.2M | $3.4M |
| Other | $8.3M | $9.1M | $7.0M | $6.1M |
| Total noninterest income | $51.2M | $50.3M | $46.0M | $48.3M |
| Salaries and employee benefits | $96.2M | $91.7M | $99.0M | $99.5M |
| Data processing | $5.0M | $5.2M | $5.5M | $5.4M |
| Net occupancy and equipment | $18.0M | $18.0M | $18.4M | $17.4M |
| Other real estate owned | $453.0K | $1.4M | $328.0K | $157.0K |
| Professional fees | $4.5M | $4.4M | $3.4M | $4.2M |
| Advertising and public relations | $4.7M | $4.6M | $5.3M | $4.5M |
| Intangible amortization | $8.4M | $8.2M | $8.7M | $8.9M |
| Communications | $3.6M | $4.0M | $4.0M | $3.2M |
| Merger and conversion related expenses | $0 | $0 | $17.5M | $20.5M |
| Other | $20.6M | $17.7M | $21.8M | $19.4M |
| Total noninterest expense | $161.5M | $155.3M | $183.8M | $183.2M |
| Income (loss) before income taxes | $108.6M | $110.4M | $75.3M | $2.7M |
| Income taxes | $21.6M | $22.2M | $15.5M | $1.6M |
| Net income (loss) | $87.1M | $88.2M | $59.8M | $1.0M |
| Basic earnings per share (in usd per share) | $0.95 | $0.94 | $0.63 | $0.01 |
| Diluted earnings per share (in usd per share) | $0.94 | $0.94 | $0.63 | $0.01 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $299.6M | $198.4M | $206.7M | $193.5M |
| Interest-bearing balances with banks | $771.1M | $893.6M | $594.7M | $382.5M |
| Cash and cash equivalents | $1.1B | $1.1B | $801.4M | $576.0M |
| Securities held to maturity (net of allowance for credit losses of $32 at both December 31, 2025 and 2024) (fair value of $961,870 and $1,002,544, respectively) | $1.0B | $1.1B | $1.2B | $1.3B |
| Securities available for sale, at fair value (amortized cost of $2,635,495 and $968,927, respectively) | $2.6B | $831.0M | $923.3M | $1.5B |
| Loans held for sale, at fair value | $266.0M | $246.2M | $179.8M | $110.1M |
| Loans held for investment, net of unearned income | $19.0B | $12.9B | $12.4B | $11.6B |
| Allowance for credit losses | ($294.0M) | ($201.8M) | ($198.6M) | ($192.1M) |
| Loans, net | $18.8B | $12.7B | $12.2B | $11.4B |
| Premises and equipment, net | $465.1M | $279.8M | $283.2M | $283.6M |
| Other real estate owned, net | $15.2M | $8.7M | $9.6M | $1.8M |
| Goodwill | $1.4B | $988.9M | $991.7M | $991.7M |
| Other intangible assets, net | $146.6M | $14.1M | $18.8M | $24.2M |
| Bank-owned life insurance | $492.5M | $391.8M | $382.6M | $373.8M |
| Mortgage servicing rights, net | $65.3M | $73.0M | $91.7M | $84.4M |
| Other assets | $480.2M | $300.0M | $304.5M | $298.4M |
| Total assets | $26.8B | $18.0B | $17.4B | $17.0B |
| Noninterest-bearing | $5.0B | $3.4B | $3.6B | $4.6B |
| Interest-bearing | $16.4B | $11.2B | $10.5B | $8.9B |
| Total deposits | $21.5B | $14.6B | $14.1B | $13.5B |
| Short-term borrowings | $555.8M | $108.0M | $307.6M | $712.2M |
| Long-term debt | $499.8M | $430.6M | $429.4M | $428.1M |
| Other liabilities | $337.9M | $245.3M | $249.4M | $224.8M |
| Total liabilities | $22.9B | $15.4B | $15.1B | $14.9B |
| Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding | 0 | 0 | 0 | 0 |
| Common stock, $5.00 par value – 250,000,000 and 150,000,000 shares authorized, respectively; 97,722,397 and 66,484,225.00 shares issued, respectively; 94,636,207 and 63,565,690 shares outstanding, respectively | 488.6M | 332.4M | 296.5M | 296.5M |
| Treasury stock, at cost, 3,086,190 and 2,918,535 shares, respectively | -103.5M | -97.2M | -105.2M | -111.6M |
| Additional paid-in capital | $2.4B | $1.5B | $1.3B | $1.3B |
| Retained earnings | $1.2B | $1.1B | $952.1M | $857.7M |
| Accumulated other comprehensive loss, net of taxes | ($89.7M) | ($142.6M) | ($154.3M) | ($209.0M) |
| Total shareholders’ equity | $3.9B | $2.7B | $2.3B | $2.1B |
| Total liabilities and shareholders’ equity | $26.8B | $18.0B | $17.4B | $17.0B |
| Common Stock, Shares, Issued | 97.7M | — | — | — |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $264.1M | $364.7M | $284.5M | $351.9M |
| Interest-bearing balances with banks | $617.1M | $852.2M | $799.3M | $1.0B |
| Cash and cash equivalents | $881.2M | $1.2B | $1.1B | $1.4B |
| Securities held to maturity (fair value of $902,853 and $961,870, respectively) | $983.0M | $1.0B | $1.1B | $1.1B |
| Securities available for sale, at fair value (amortized cost of $2,942,166 and $2,635,495, respectively) | $2.8B | $2.8B | $2.5B | $2.5B |
| Loans held for sale, at fair value | $241.6M | $231.0M | $286.8M | $356.8M |
| Loans held for investment, net of unearned income | $19.2B | $19.0B | $19.0B | $18.6B |
| Allowance for credit losses on loans | ($296.0M) | ($295.9M) | ($297.6M) | ($290.8M) |
| Loans, net | $18.9B | $18.7B | $18.7B | $18.3B |
| Premises and equipment, net | $464.0M | $463.7M | $471.2M | $465.1M |
| Other real estate owned, net | $15.6M | $13.0M | $10.6M | $11.8M |
| Goodwill | $1.4B | $1.4B | $1.4B | $1.4B |
| Other intangible assets, net | $138.0M | $138.4M | $155.1M | $163.8M |
| Bank-owned life insurance | $495.2M | $494.9M | $488.9M | $486.6M |
| Mortgage servicing rights, net | $65.8M | $64.8M | $65.5M | $64.5M |
| Other assets | $560.4M | $582.3M | $460.2M | $457.1M |
| Total assets | $27.0B | $27.1B | $26.7B | $26.6B |
| Noninterest-bearing | $5.0B | $5.2B | $5.2B | $5.4B |
| Interest-bearing | $16.7B | $16.9B | $16.2B | $16.2B |
| Total deposits | $21.7B | $22.1B | $21.4B | $21.6B |
| Short-term borrowings | $315.2M | $305.9M | $606.1M | $405.3M |
| Long-term debt | $796.5M | $500.3M | $558.9M | $557.0M |
| Other liabilities | $320.9M | $334.7M | $310.9M | $301.2M |
| Total liabilities | $23.1B | $23.2B | $22.9B | $22.8B |
| Preferred stock, $0.01 par value – 5,000,000 shares authorized; no shares issued and outstanding | 0 | 0 | 0 | 0 |
| Common stock, $5.00 par value – 250,000,000 shares authorized; 97,722,397 shares issued; 91,403,230 and 94,636,207 shares outstanding, respectively | 488.6M | 488.6M | 488.6M | 488.6M |
| Treasury stock, at cost – 6,319,167 and 3,086,190 shares, respectively | -232.4M | -173.8M | -90.3M | -90.2M |
| Additional paid-in capital | $2.4B | $2.4B | $2.4B | $2.4B |
| Retained earnings | $1.3B | $1.3B | $1.1B | $1.1B |
| Accumulated other comprehensive loss, net of taxes | ($103.7M) | ($99.6M) | ($101.2M) | ($114.0M) |
| Total shareholders’ equity | $3.9B | $3.9B | $3.8B | $3.8B |
| Total liabilities and shareholders’ equity | $27.0B | $27.1B | $26.7B | $26.6B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $181.3M | $195.5M | $144.7M | $166.1M |
| Provision for credit losses | $107.5M | $9.3M | $15.6M | $23.8M |
| Depreciation, amortization and accretion | $16.2M | $32.3M | $35.2M | $42.7M |
| Deferred income tax (benefit) | $1.7M | $4.6M | ($5.0M) | $2.3M |
| Impairment losses on securities | $0 | $0 | $19.4M | — |
| Gain on sale of mortgage servicing rights | ($1.5M) | ($3.5M) | ($547.0K) | ($3.0M) |
| Gain on sale of insurance agency | $0 | ($53.3M) | — | — |
| Funding of mortgage loans held for sale | ($1.6B) | ($1.4B) | ($1.3B) | ($1.7B) |
| Proceeds from sales of mortgage loans held for sale | $1.6B | $1.3B | $1.3B | $2.0B |
| Gains on sales of mortgage loans held for sale | ($20.3M) | ($16.6M) | ($14.6M) | ($15.8M) |
| Losses on sales of securities | $0 | $0 | $22.4M | $0 |
| Gain on debt extinguishment | $0 | ($56.0K) | $0 | $0 |
| (Gains) losses on sales of premises and equipment | ($2.5M) | $33.0K | ($173.0K) | ($239.0K) |
| Stock-based compensation | $17.7M | $13.9M | $13.7M | $11.5M |
| Income from bank-owned life insurance | ($14.2M) | — | — | — |
| Net change in operating leases | $9.8M | — | — | — |
| Net increase in other assets | ($27.1M) | ($15.0M) | ($52.0M) | ($29.7M) |
| Net (decrease) increase in other liabilities | ($824.0K) | ($7.9M) | $24.0M | ($6.2M) |
| Net cash provided by operating activities | $271.5M | $129.4M | $148.6M | $574.0M |
| Purchases of securities available for sale | ($1.2B) | ($174.2M) | ($11.9M) | ($713.1M) |
| Proceeds from sales of securities available for sale | $686.5M | $177.2M | $489.0M | $0 |
| Proceeds from call/maturities of securities available for sale | $311.3M | $88.8M | $149.0M | $385.5M |
| Proceeds from call/maturities of securities held to maturity | $102.0M | $102.2M | $110.0M | $67.4M |
| Proceeds from sale of mortgage servicing rights | $9.4M | $23.0M | $0 | $18.5M |
| Net increase in loans | ($957.1M) | ($543.5M) | ($791.8M) | ($1.5B) |
| Purchases of premises and equipment | ($33.7M) | ($13.6M) | ($21.6M) | ($14.8M) |
| Proceeds from sales of premises and equipment | $8.6M | $344.0K | $943.0K | $1.2M |
| Net cash received from sale of insurance agency | $6.4M | $55.3M | — | — |
| Purchases of FHLB stock | ($26.4M) | — | — | — |
| Proceeds from redemption of FHLB stock | $19.8M | — | — | — |
| Proceeds from sales of other assets | $18.7M | $3.4M | $3.1M | $3.6M |
| Proceeds from surrender of bank-owned life insurance | $56.3M | — | — | — |
| Net cash received in acquisition of businesses | $261.5M | — | — | — |
| Other, net | $3.9M | $1.3M | $1.8M | $3.1M |
| Net cash used in investing activities | ($734.0M) | ($298.0M) | ($55.4M) | ($2.0B) |
| Net increase in deposits | $443.7M | ($179.7M) | ($975.1M) | ($159.4M) |
| Net increase (decrease) in short-term borrowings | $149.5M | ($199.6M) | ($404.7M) | $668.8M |
| Repayment of long-term debt | ($60.0M) | ($245.0K) | ($2.7M) | ($32.4M) |
| Cash paid for dividends | ($78.6M) | ($53.7M) | ($50.3M) | ($50.0M) |
| Repurchase of shares in connection with stock repurchase program | -13.3M | — | 0 | 0 |
| Proceeds from equity offering | $0 | $217.0M | — | — |
| Net cash provided by financing activities | $441.2M | $459.3M | $132.2M | $167.6M |
| Net (decrease) increase in cash and cash equivalents | ($21.3M) | $290.7M | $225.4M | ($1.3B) |
| Cash and cash equivalents at beginning of year | $1.1B | $801.4M | $576.0M | $1.9B |
| Cash and cash equivalents at end of year | $1.1B | $1.1B | $801.4M | $576.0M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $175.3M | $88.2M | $102.3M | $42.5M |
| Provision for credit losses | $11.9M | $8.1M | $96.5M | $86.1M |
| Depreciation, amortization and accretion | $4.7M | $273.0K | $13.2M | $11.8M |
| Deferred income tax expense (benefit) | $5.9M | $6.8M | ($4.1M) | ($608.0K) |
| Gain on sale of mortgage servicing rights | $0 | — | ($1.5M) | ($1.5M) |
| Funding of mortgage loans held for sale | ($753.0M) | ($342.5M) | ($1.2B) | ($794.8M) |
| Proceeds from sales of mortgage loans held for sale | $786.2M | $380.4M | $1.2B | $698.7M |
| Gains on sales of mortgage loans held for sale | ($10.1M) | ($5.3M) | ($15.1M) | ($9.8M) |
| Losses (gains) on sales of premises and equipment | $44.0K | $10.0K | ($347.0K) | ($347.0K) |
| Stock-based compensation | $9.9M | $5.5M | $13.5M | $8.1M |
| Income from bank-owned life insurance | ($8.3M) | ($3.7M) | — | — |
| Net change in operating leases | $3.0M | $1.5M | — | — |
| (Increase) decrease in other assets | ($1.4M) | ($25.2M) | $251.0K | $4.3M |
| Decrease in other liabilities | ($41.7M) | ($14.0M) | ($18.3M) | ($25.0M) |
| Net cash provided by operating activities | $182.5M | $100.1M | $164.3M | $28.9M |
| Purchases of securities available for sale | ($541.4M) | ($379.0M) | ($1.1B) | ($946.1M) |
| Proceeds from sales of securities available for sale | $0 | — | $686.5M | $686.5M |
| Proceeds from call/maturities of securities available for sale | $238.4M | $116.6M | $203.4M | $113.0M |
| Proceeds from call/maturities of securities held to maturity | $49.6M | $24.9M | $78.9M | $52.4M |
| Proceeds from sale of mortgage servicing rights | $0 | — | $9.4M | — |
| Net increase in loans | ($81.3M) | $79.8M | ($929.2M) | ($480.0M) |
| Purchases of premises and equipment | ($12.3M) | ($6.3M) | ($30.3M) | ($15.0M) |
| Proceeds from sales of premises and equipment | $718.0K | $12.0K | $1.4M | $1.3M |
| Proceeds from surrender of bank-owned life insurance | $0 | $0 | $56.3M | $56.3M |
| Purchases of FHLB stock | ($3.0M) | ($1.2M) | — | — |
| Proceeds from redemption of FHLB stock | $16.0M | $16.0M | — | — |
| Purchases of FRB stock | ($91.3M) | ($91.1M) | — | — |
| Proceeds from redemption of FRB stock | $233.0K | — | — | — |
| Proceeds from sales of other assets | $11.3M | $6.2M | $12.6M | $11.8M |
| Net cash (paid) received in acquisition of businesses | ($67.6M) | — | — | — |
| Other, net | $5.6M | $1.4M | $3.8M | $1.9M |
| Net cash used in investing activities | ($475.1M) | ($232.9M) | ($711.0M) | ($262.2M) |
| Net increase in deposits | $228.0M | $626.4M | $46.6M | $164.3M |
| Net decrease in short-term borrowings | ($240.5M) | ($249.9M) | $199.8M | ($919.0K) |
| Proceeds from the issuance of long-term debt, net of issuance costs | $295.9M | — | — | — |
| Cash paid for dividends | ($43.8M) | ($21.6M) | ($56.6M) | ($35.4M) |
| Repurchase of shares in connection with stock repurchase program | -136.3M | -75.8M | — | — |
| Net cash provided by financing activities | $103.1M | $279.1M | $538.4M | $519.9M |
| Net (decrease) increase in cash and cash equivalents | ($189.5M) | $146.3M | ($8.2M) | $286.6M |
| Cash and cash equivalents at beginning of period | $1.1B | $1.1B | $1.1B | $1.1B |
| Cash and cash equivalents at end of period | $881.2M | $1.2B | $1.1B | $1.4B |
| Cash paid for interest | $226.3M | $113.3M | $324.6M | $199.9M |
| Cash paid for income taxes | $33.9M | $2.8M | $21.3M | $21.1M |
| Transfers of loans to other real estate owned | $12.9M | $5.0M | $4.1M | $4.3M |
| Common stock issued in acquisition of businesses | $0 | — | $1.1B | $1.1B |
RENASANT CORP score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.