REGIONS FINANCIAL CORP (RF) financial statements: income statement, balance sheet and cash flow
REGIONS FINANCIAL CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), REGIONS FINANCIAL CORP reported net income of $2.2B (+13.9% year on year).
Income statement
REGIONS FINANCIAL CORP income statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Loans, including fees
$5.5B
$5.7B
$5.7B
$4.1B
Debt securities
$1.1B
$925.0M
$749.0M
$688.0M
Loans held for sale
$35.0M
$39.0M
$40.0M
$36.0M
Other earning assets
$430.0M
$412.0M
$375.0M
$290.0M
Total interest income
$7.1B
$7.1B
$6.9B
$5.1B
Deposits
$1.8B
$2.0B
$1.3B
$197.0M
Short-term borrowings
$17.0M
$40.0M
$96.0M
$0
Long-term borrowings
$299.0M
$279.0M
$226.0M
$119.0M
Total interest expense
$2.1B
$2.3B
$1.6B
$316.0M
Net interest income
$5.0B
$4.8B
$5.3B
$4.8B
Provision for credit losses
$470.0M
$487.0M
$553.0M
$271.0M
Net interest income after provision for credit losses
$4.5B
$4.3B
$4.8B
$4.5B
Total Noninterest Income
$2.5B
$2.3B
$2.3B
$2.4B
Salaries and employee benefits
$2.6B
$2.5B
$2.4B
$2.3B
Equipment and software expense
$421.0M
$406.0M
$412.0M
$392.0M
Net occupancy expense
$288.0M
$278.0M
$289.0M
$300.0M
Other
$988.0M
$1.0B
$1.3B
$1.1B
Total non-interest expense
$4.3B
$4.2B
$4.4B
$4.1B
Income before income taxes
$2.7B
$2.4B
$2.6B
$2.9B
Income tax expense
$587.0M
$461.0M
$533.0M
$631.0M
Net income
$2.2B
$1.9B
$2.1B
$2.2B
Net income available to common shareholders
$2.1B
$1.8B
$2.0B
$2.1B
Basic
892.0M
916.0M
936.0M
935.0M
Diluted
896.0M
918.0M
938.0M
942.0M
Basic
$2.31
$1.94
$2.11
$2.29
Diluted
$2.30
$1.93
$2.11
$2.28
REGIONS FINANCIAL CORP income statement, quarters
Line item
Jun 30, 2026 · Q2
Mar 31, 2026 · Q1
Sep 30, 2025 · Q3
Jun 30, 2025 · Q2
Loans, including fees
$1.4B
$1.3B
$1.4B
$1.4B
Debt securities
$305.0M
$298.0M
$293.0M
$286.0M
Loans held for sale
$8.0M
$8.0M
$9.0M
$9.0M
Other earning assets
$84.0M
$83.0M
$108.0M
$112.0M
Total interest income
$1.7B
$1.7B
$1.8B
$1.8B
Deposits
$385.0M
$385.0M
$456.0M
$447.0M
Short-term borrowings
$34.0M
$17.0M
$8.0M
$1.0M
Long-term borrowings
$52.0M
$52.0M
$75.0M
$77.0M
Total interest expense
$471.0M
$454.0M
$539.0M
$525.0M
Net interest income
$1.3B
$1.2B
$1.3B
$1.3B
Provision for credit losses
$68.0M
$91.0M
$105.0M
$126.0M
Net interest income after provision for credit losses
$1.2B
$1.2B
$1.2B
$1.1B
Total Noninterest Income
$630.0M
$625.0M
$659.0M
$646.0M
Salaries and employee benefits
$697.0M
$659.0M
$671.0M
$658.0M
Equipment and software expense
$107.0M
$108.0M
$106.0M
$104.0M
Net occupancy expense
$73.0M
$72.0M
$72.0M
$72.0M
Other
$244.0M
$229.0M
$254.0M
$239.0M
Total non-interest expense
$1.1B
$1.1B
$1.1B
$1.1B
Income before income taxes
$718.0M
$714.0M
$708.0M
$706.0M
Income tax expense
$148.0M
$155.0M
$139.0M
$143.0M
Net income
$570.0M
$559.0M
$569.0M
$563.0M
Net income available to common shareholders
$549.0M
$539.0M
$548.0M
$534.0M
Basic
854.0M
863.0M
890.0M
898.0M
Diluted
857.0M
868.0M
894.0M
900.0M
Basic
$0.64
$0.63
$0.62
$0.59
Diluted
$0.64
$0.62
$0.61
$0.59
Balance sheet
REGIONS FINANCIAL CORP balance sheet, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Cash and due from banks
$3.1B
$2.9B
$2.6B
$2.0B
Interest-bearing deposits in other banks
$7.8B
$7.8B
$4.2B
$9.2B
Debt Securities held to maturity
$5.6B
$4.4B
$754.0M
$801.0M
Debt securities available for sale
$27.6B
$26.2B
$28.1B
$27.9B
Loans held for sale
$511.0M
$594.0M
$400.0M
$354.0M
Loans, net of unearned income
$95.6B
$96.7B
$98.4B
$97.0B
Allowance for loan losses
($1.6B)
($1.6B)
($1.6B)
($1.5B)
Net loan losses
$94.1B
$95.1B
—
—
Other earning assets
$1.7B
$1.6B
$1.4B
$1.3B
Premises, equipment and software, net
$1.7B
$1.7B
$1.6B
$1.7B
Interest receivable
$571.0M
$572.0M
$614.0M
$511.0M
Goodwill
$5.7B
$5.7B
$5.7B
$5.7B
Servicing Asset at Fair Value, Amount
$970.0M
$1.0B
$906.0M
$812.0M
Other identifiable intangible assets, net
$140.0M
$169.0M
$205.0M
$249.0M
Other assets
$9.4B
$9.5B
$8.8B
$9.0B
Total assets
$158.8B
$157.3B
$152.2B
$155.2B
Noninterest-bearing Deposit Liabilities
$39.5B
$39.1B
$42.4B
$51.3B
Interest-bearing
$91.6B
$88.5B
$85.4B
$80.4B
Total deposits
$131.1B
$127.6B
$127.8B
$131.7B
Short-term borrowings
$750.0M
$500.0M
—
—
Long-term borrowings
$4.1B
$6.0B
$2.3B
$2.3B
Total borrowed funds
$4.9B
$6.5B
$2.3B
$2.3B
Other liabilities
$3.7B
$5.3B
$4.6B
$5.2B
Total liabilities
$139.7B
$139.4B
$134.7B
$139.3B
Preferred stock
$1.4B
$1.7B
$1.7B
$1.7B
Common stock
$9.0M
$9.0M
$10.0M
$10.0M
Additional paid-in capital
$10.4B
$11.4B
$11.8B
$12.0B
Retained earnings
$10.2B
$9.1B
$8.2B
$7.0B
Treasury stock, at cost
($1.4B)
($1.4B)
($1.4B)
($1.4B)
Accumulated other comprehensive income (loss), net
($1.5B)
($2.9B)
($2.8B)
($3.3B)
Total shareholders’ equity
$19.0B
$17.9B
$17.4B
$15.9B
Noncontrolling interest
$60.0M
$31.0M
$64.0M
$4.0M
Total equity
$19.1B
$17.9B
$17.5B
$16.0B
Total liabilities and equity
$158.8B
$157.3B
$152.2B
$155.2B
REGIONS FINANCIAL CORP balance sheet, quarters
Line item
Jun 30, 2026
Mar 31, 2026
Sep 30, 2025
Jun 30, 2025
Cash and due from banks
$3.2B
$3.4B
$3.1B
$3.2B
Interest-bearing deposits in other banks
$6.7B
$7.7B
$9.0B
$7.9B
Debt Securities held to maturity
$5.3B
$5.4B
$5.8B
$6.0B
Debt securities available for sale
$27.4B
$27.4B
$26.9B
$26.3B
Loans held for sale
$591.0M
$464.0M
$573.0M
$594.0M
Loans, net of unearned income
$99.2B
$97.9B
$96.1B
$96.7B
Allowance for loan losses
($1.5B)
($1.5B)
($1.6B)
($1.6B)
Net loan losses
$97.7B
$96.4B
$94.5B
$95.1B
Other earning assets
$1.6B
$1.6B
$1.5B
$1.7B
Premises, equipment and software, net
$1.7B
$1.7B
$1.7B
$1.8B
Interest receivable
$495.0M
$569.0M
$574.0M
$574.0M
Goodwill
$5.7B
$5.7B
$5.7B
$5.7B
Servicing Asset at Fair Value, Amount
$958.0M
$954.0M
$976.0M
$988.0M
Other identifiable intangible assets, net
$126.0M
$133.0M
$146.0M
$153.0M
Other assets
$9.8B
$9.2B
$9.4B
$9.1B
Total assets
$161.3B
$160.7B
$159.9B
$159.2B
Noninterest-bearing Deposit Liabilities
$40.5B
$40.1B
$39.8B
$40.2B
Interest-bearing
$90.2B
$91.8B
$90.6B
$90.7B
Total deposits
$130.7B
$131.9B
$130.3B
$130.9B
Federal Funds Purchased
$200.0M
$1.2B
—
—
Federal Home Loan Bank, Advance, Branch of FHLBank, Amount
$2.8B
—
—
—
Short-term borrowings
$3.0B
$3.2B
$1.3B
$0
Long-term borrowings
$4.6B
$3.1B
$4.8B
$5.3B
Total borrowed funds
$7.6B
$6.3B
$6.1B
$5.3B
Other liabilities
$4.0B
$3.7B
$4.4B
$4.3B
Total liabilities
$142.4B
$141.9B
$140.8B
$140.5B
Preferred stock
$1.4B
$1.4B
$1.4B
$1.4B
Common stock
$9.0M
$9.0M
$9.0M
$9.0M
Additional paid-in capital
$9.9B
$10.0B
$10.8B
$11.0B
Retained earnings
$10.8B
$10.5B
$9.9B
$9.6B
Treasury stock, at cost
($1.4B)
($1.4B)
($1.4B)
($1.4B)
Accumulated other comprehensive income (loss), net
($1.9B)
($1.7B)
($1.7B)
($2.0B)
Total shareholders’ equity
$18.8B
$18.8B
$19.0B
$18.7B
Noncontrolling interest
$71.0M
$65.0M
$46.0M
$40.0M
Total equity
$18.9B
$18.8B
$19.1B
$18.7B
Total liabilities and equity
$161.3B
$160.7B
$159.9B
$159.2B
Cash flow statement
REGIONS FINANCIAL CORP cash flow statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Net income
$2.2B
$1.9B
$2.1B
$2.2B
Provision for credit losses
$470.0M
$487.0M
$553.0M
$271.0M
Depreciation, amortization and accretion, net
$84.0M
$144.0M
$236.0M
$353.0M
Securities (gains) losses, net
$53.0M
$208.0M
$5.0M
$1.0M
Deferred income tax expense
$78.0M
$21.0M
$32.0M
$22.0M
Originations and purchases of loans held for sale
($5.5B)
($6.5B)
($4.5B)
($4.6B)
Proceeds from sales of loans held for sale
$5.6B
$6.3B
$4.4B
$5.2B
(Gain) loss on sale of loans, net
($84.0M)
($49.0M)
($45.0M)
($30.0M)
Early extinguishment of debt
$0
$0
($4.0M)
$0
Other earning assets
($87.0M)
($199.0M)
($109.0M)
($124.0M)
Interest receivable and other assets
$251.0M
($831.0M)
$194.0M
($2.2B)
Other liabilities
($896.0M)
$3.0M
($659.0M)
$2.1B
Other
$43.0M
$111.0M
$87.0M
($77.0M)
Net cash from operating activities
$2.2B
$1.6B
$2.3B
$3.1B
Proceeds from maturities of debt securities held to maturity
$684.0M
$105.0M
$47.0M
$98.0M
Proceeds from sales of debt securities available for sale
$1.3B
$5.0B
$70.0M
$1.3B
Proceeds from maturities of debt securities available for sale
$3.3B
$3.2B
$2.9B
$4.4B
Purchases of debt securities available for sale
($7.3B)
($9.6B)
$2.6B
$9.0B
Net (payments for) proceeds from bank-owned life insurance
$5.0M
$16.0M
($5.0M)
($4.0M)
Proceeds from sales of loans
$755.0M
$160.0M
$485.0M
$1.8B
Purchases of loans
($370.0M)
($648.0M)
($426.0M)
($876.0M)
Net change in loans
$333.0M
$1.8B
($1.8B)
($10.3B)
Purchases of mortgage servicing rights
($30.0M)
($146.0M)
($157.0M)
($288.0M)
Net purchases of other assets
($155.0M)
($174.0M)
($186.0M)
($90.0M)
Net cash from investing activities
($1.4B)
($262.0M)
($1.6B)
($12.9B)
Net change in deposits
$3.5B
($185.0M)
($4.0B)
($7.3B)
Net change in short-term borrowings
$250.0M
$500.0M
$0
$0
Proceeds from long-term borrowings
$0
$3.7B
$2.0B
$0
Payments on long-term borrowings
($1.9B)
($100.0M)
($2.0B)
$0
Cash dividends on common stock
($912.0M)
($890.0M)
($787.0M)
($663.0M)
Cash dividends on preferred stock
($91.0M)
($104.0M)
($98.0M)
($99.0M)
Proceeds from Issuance of Preferred Stock and Preference Stock
$0
—
—
—
Payments for Repurchase of Redeemable Preferred Stock
($350.0M)
($500.0M)
—
—
Repurchases of common stock
($1.1B)
($348.0M)
($252.0M)
($230.0M)
Taxes paid related to net share settlement of equity awards
($23.0M)
($27.0M)
($35.0M)
($24.0M)
Net cash from financing activities
($568.0M)
$2.6B
($5.1B)
($8.3B)
Net change in cash and cash equivalents
$195.0M
$3.9B
($4.4B)
($18.2B)
Cash and cash equivalents at beginning of year
$10.7B
$6.8B
$11.2B
$29.4B
Cash and cash equivalents at end of year
$10.9B
$10.7B
$6.8B
$11.2B
REGIONS FINANCIAL CORP cash flow statement, quarters
Line item
Jun 30, 2026 · YTD
Mar 31, 2026 · Q1
Sep 30, 2025 · YTD
Jun 30, 2025 · YTD
Net income
$1.1B
$559.0M
$1.6B
$1.1B
Provision for credit losses
$159.0M
$91.0M
$355.0M
$250.0M
Depreciation, amortization and accretion, net
$47.0M
$23.0M
$62.0M
$41.0M
Securities (gains) losses, net
$44.0M
$3.0M
$53.0M
$26.0M
Deferred income tax expense (benefit)
$142.0M
($15.0M)
$105.0M
$17.0M
Originations and purchases of loans held for sale
($3.3B)
($2.0B)
($4.0B)
($2.5B)
Proceeds from sales of loans held for sale
$3.3B
$2.1B
$4.2B
$2.6B
(Gain) loss on sale of loans, net
($18.0M)
($12.0M)
($44.0M)
($23.0M)
Other earning assets
$129.0M
$68.0M
$103.0M
($66.0M)
Interest receivable and other assets
($713.0M)
$172.0M
$282.0M
$611.0M
Other liabilities
$268.0M
($135.0M)
($173.0M)
($353.0M)
Other
$88.0M
$28.0M
($8.0M)
($11.0M)
Net cash from operating activities
$1.2B
$867.0M
$2.5B
$1.6B
Proceeds from maturities of debt securities held to maturity
$379.0M
$193.0M
$499.0M
$288.0M
Proceeds from sales of debt securities available for sale
$1.2B
$341.0M
$1.2B
$615.0M
Proceeds from maturities of debt securities available for sale
$1.7B
$827.0M
$2.6B
$1.6B
Purchases of debt securities available for sale
($2.9B)
($1.1B)
($5.9B)
($4.0B)
Net (payments for) proceeds from bank-owned life insurance
$7.0M
$6.0M
$4.0M
$3.0M
Proceeds from sales of loans
$110.0M
$38.0M
$470.0M
$190.0M
Purchases of loans
($137.0M)
($76.0M)
($307.0M)
($187.0M)
Net change in loans
($3.7B)
($2.4B)
$56.0M
($274.0M)
Purchases of mortgage servicing rights
($17.0M)
($4.0M)
($27.0M)
($19.0M)
Net purchases of other assets
($124.0M)
($62.0M)
($200.0M)
($169.0M)
Net cash from investing activities
($3.6B)
($2.2B)
($1.6B)
($2.0B)
Net change in deposits
($418.0M)
$752.0M
$2.7B
$3.3B
Net change in short-term borrowings
$2.3B
$2.5B
$800.0M
($500.0M)
Proceeds from long-term borrowings
$1.5B
—
$0
$0
Payments on long-term borrowings
($1.0B)
($1.0B)
($1.3B)
($750.0M)
Cash dividends on common stock
($458.0M)
($230.0M)
($677.0M)
($453.0M)
Cash dividends on preferred stock
($41.0M)
($20.0M)
($71.0M)
($50.0M)
Payments for Repurchase of Redeemable Preferred Stock
$0
—
($350.0M)
($350.0M)
Repurchases of common stock
($460.0M)
($401.0M)
($637.0M)
($386.0M)
Taxes paid related to net share settlement of equity awards