PROSPERITY BANCSHARES INC's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), PROSPERITY BANCSHARES INC reported net income of $542.8M (+13.2% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Loans, including fees | $1.3B | $1.3B | $1.1B | $831.2M |
| Securities | $230.7M | $246.7M | $283.3M | $260.4M |
| Federal funds sold and other earning assets | $44.2M | $63.8M | $12.2M | $3.2M |
| Total interest income | $1.6B | $1.6B | $1.4B | $1.1B |
| Deposits | $380.0M | $408.6M | $272.3M | $68.1M |
| Other borrowings | $104.2M | $181.6M | $206.3M | $18.9M |
| Securities sold under repurchase agreements | $4.6M | $7.0M | $9.4M | $2.6M |
| Total interest expense | $488.8M | $597.2M | $488.1M | $89.6M |
| NET INTEREST INCOME | $1.1B | $1.0B | $956.4M | $1.0B |
| PROVISION FOR CREDIT LOSSES | $0 | $9.1M | $18.5M | ($16.3M) |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $1.1B | $1.0B | $937.9M | $1.0B |
| Nonsufficient funds (NSF) fees | $37.6M | $35.4M | $33.7M | $34.0M |
| Credit card, debit card and ATM card income | $37.4M | $37.3M | $36.5M | $34.8M |
| Service charges on deposit accounts | $30.0M | $26.5M | $24.6M | $24.7M |
| Trust income | $14.6M | $14.8M | $13.3M | $12.3M |
| Mortgage income | $3.9M | $3.1M | $2.3M | $1.4M |
| Brokerage income | $5.4M | $4.7M | $4.3M | $3.7M |
| Net gain on sale or write down of assets | $1.2M | $2.8M | $2.0M | $3.9M |
| Other | $38.2M | $29.9M | $36.7M | $30.4M |
| Total noninterest income | $168.3M | $165.8M | $153.3M | $145.1M |
| Salaries and employee benefits | $353.1M | $352.4M | $328.4M | $314.7M |
| Net occupancy and equipment | $37.1M | $35.8M | $35.5M | $32.4M |
| Credit and debit card, data processing and software amortization | $48.6M | $47.3M | $41.6M | $37.3M |
| Regulatory assessments and FDIC insurance | $18.1M | $27.4M | $40.2M | $11.4M |
| Core deposit intangibles amortization | $14.4M | $15.7M | $12.7M | $10.3M |
| Depreciation | $19.7M | $19.1M | $18.3M | $18.0M |
| Communications | $14.0M | $13.7M | $14.4M | $13.0M |
| Net other real estate expense (income) | $653.0K | ($291.0K) | ($834.0K) | ($122.0K) |
| Merger related expenses | $330.0K | $4.4M | $15.1M | $272.0K |
| Other | $50.2M | $55.2M | $51.3M | $46.9M |
| Total noninterest expense | $556.2M | $570.6M | $556.7M | $484.2M |
| INCOME BEFORE INCOME TAXES | $693.6M | $612.7M | $534.5M | $666.2M |
| PROVISION FOR INCOME TAXES | $150.7M | $133.3M | $115.1M | $141.7M |
| NET INCOME | $542.8M | $479.4M | $419.3M | $524.5M |
| Basic | $5.72 | $5.05 | $4.51 | $5.73 |
| Diluted | $5.72 | $5.05 | $4.51 | $5.73 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Loans, including fees | $369.6M | $361.8M | $329.4M | $325.5M |
| Securities | $81.2M | $70.5M | $58.2M | $57.8M |
| Federal funds sold and other earning assets | $8.7M | $9.5M | $10.5M | $9.4M |
| Total interest income | $459.5M | $441.8M | $398.1M | $392.8M |
| Deposits | $107.1M | $104.2M | $96.0M | $93.8M |
| Other borrowings | $20.1M | $14.8M | $27.6M | $30.1M |
| Securities sold under repurchase agreements | $1.0M | $902.0K | $1.1M | $1.2M |
| Subordinated notes and junior subordinated debentures | $746.0K | $703.0K | — | — |
| Total interest expense | $128.9M | $120.6M | $124.7M | $125.0M |
| NET INTEREST INCOME | $330.6M | $321.1M | $273.4M | $267.7M |
| PROVISION FOR CREDIT LOSSES | $0 | $0 | $0 | $0 |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $330.6M | $321.1M | $273.4M | $267.7M |
| Nonsufficient funds (NSF) fees | $11.3M | $10.9M | $9.8M | $8.9M |
| Credit card, debit card and ATM card income | $10.3M | $9.5M | $9.4M | $9.8M |
| Service charges on deposit accounts | $9.2M | $8.7M | $7.3M | $7.6M |
| Trust income | $4.9M | $4.9M | $3.5M | $3.9M |
| Mortgage income | $1.4M | $1.3M | $931.0K | $965.0K |
| Brokerage income | $1.5M | $1.6M | $1.3M | $1.2M |
| Net (loss) gain on sale or write-down of assets | ($42.0K) | $318.0K | $3.0K | $1.4M |
| Net gain on sale or write-up of securities | $8.2M | — | — | — |
| Other | $13.8M | $9.4M | $8.9M | $9.2M |
| Total noninterest income | $60.7M | $46.5M | $41.2M | $43.0M |
| Salaries and employee benefits | $111.0M | $109.2M | $87.9M | $87.3M |
| Net occupancy and equipment | $10.7M | $10.7M | $9.4M | $9.2M |
| Credit and debit card, data processing and software amortization | $16.1M | $18.1M | $12.5M | $12.1M |
| Regulatory assessments and FDIC insurance | $5.3M | $6.0M | $5.2M | $5.5M |
| Core deposit intangibles amortization | $5.7M | $5.3M | $3.6M | $3.6M |
| Depreciation | $5.8M | $5.5M | $5.0M | $4.8M |
| Communications | $4.3M | $3.8M | $3.5M | $3.5M |
| Net other real estate expense | $309.0K | $300.0K | $233.0K | ($18.0K) |
| Merger related expenses | $755.0K | $42.5M | $62.0K | — |
| Other | $16.3M | $15.8M | $11.2M | $12.7M |
| Total noninterest expense | $176.2M | $217.3M | $138.6M | $138.6M |
| INCOME BEFORE INCOME TAXES | $215.1M | $150.3M | $176.0M | $172.1M |
| PROVISION FOR INCOME TAXES | $46.5M | $34.1M | $38.5M | $37.0M |
| NET INCOME | $168.6M | $116.3M | $137.6M | $135.2M |
| Per Share Amount, Basic | $1.67 | $1.16 | $1.45 | $1.42 |
| Per Share Amount, Diluted | $1.67 | $1.16 | $1.45 | $1.42 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $1.7B | $2.0B | $458.2M | $423.8M |
| Federal funds sold | $217.0K | $292.0K | $260.0K | $301.0K |
| Total cash and cash equivalents | $1.7B | $2.0B | $458.4M | $424.1M |
| Available for sale securities, at fair value | $338.2M | $337.0M | $438.6M | $456.5M |
| Held to maturity securities, at cost (fair value of $9,433,365 and $9,382,479 respectively) | $10.3B | $10.8B | $12.4B | $14.0B |
| Total securities | $10.6B | $11.1B | $12.8B | $14.5B |
| Loans held for sale | $14.2M | $10.7M | $5.7M | $554.0K |
| Loans held for investment | $20.5B | $21.1B | $20.4B | $18.1B |
| Loans held for investment - Warehouse Purchase Program | $1.3B | $1.1B | $822.2M | $740.6M |
| Total loans | $21.8B | $22.1B | $21.2B | $18.8B |
| Less: allowance for credit losses on loans | ($333.7M) | ($351.8M) | ($332.4M) | ($281.6M) |
| Loans, net | $21.5B | $21.8B | $20.8B | $18.6B |
| Accrued interest receivable | $99.3M | $104.4M | $96.3M | $88.4M |
| Goodwill | $3.5B | $3.5B | $3.4B | $3.2B |
| Core deposit intangibles, net | $51.6M | $66.0M | $64.0M | $51.3M |
| Bank premises and equipment, net | $383.4M | $371.2M | $370.0M | $339.5M |
| Other real estate owned | $13.3M | $5.7M | $1.7M | $2.0M |
| Bank owned life insurance (BOLI) | $392.8M | $386.2M | $379.4M | $327.4M |
| Federal Home Loan Bank of Dallas stock | $87.0M | $138.2M | $8.8M | $90.0M |
| Other assets | $100.2M | $127.5M | $121.1M | $101.1M |
| TOTAL ASSETS | $38.5B | $39.6B | $38.5B | $37.7B |
| Noninterest-bearing | $9.5B | $9.8B | $9.8B | $10.9B |
| Interest-bearing | $19.0B | $18.6B | $17.4B | $17.6B |
| Total deposits | $28.5B | $28.4B | $27.2B | $28.5B |
| Other borrowings | $1.9B | $3.2B | $3.7B | $1.9B |
| Securities sold under repurchase agreements | $201.2M | $221.9M | $309.3M | $428.1M |
| Accrued interest payable | $30.9M | $41.9M | $34.8M | $4.5M |
| Allowance for credit losses on off-balance sheet credit exposures | $37.6M | $37.6M | $36.5M | $29.9M |
| Other liabilities | $145.0M | $245.4M | $183.1M | $144.3M |
| Total liabilities | $30.8B | $32.1B | $31.5B | $31.0B |
| Common stock, $1 par value; 200,000,000 shares authorized; 93,058,171 shares issued and outstanding at December 31, 2025; 95,275,279 shares issued and outstanding at December 31, 2024 | 93.1M | 95.3M | 93.7M | 91.3M |
| Capital surplus | $3.7B | $3.8B | $3.7B | $3.5B |
| Retained earnings | $3.9B | $3.5B | $3.3B | $3.1B |
| Accumulated other comprehensive loss - net unrealized gain on available for sale securities, net of tax benefit of $(79) and $(432), respectively | ($296.0K) | ($1.6M) | ($1.4M) | ($3.5M) |
| Total shareholders’ equity | $7.6B | $7.4B | $7.1B | $6.7B |
| TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY | $38.5B | $39.6B | $38.5B | $37.7B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $1.7B | $1.5B | $1.8B | $1.3B |
| Federal funds sold | $194.0K | $209.0K | $210.0K | $197.0K |
| Total cash and cash equivalents | $1.7B | $1.5B | $1.8B | $1.3B |
| Available for sale securities, at fair value | $346.0M | $356.1M | $332.4M | $342.1M |
| Held to maturity securities, at cost (fair value of $11,101,302 and $9,433,365, respectively) | $12.0B | $11.6B | $9.9B | $10.3B |
| Total securities | $12.3B | $12.0B | $10.2B | $10.6B |
| Loans held for sale | $18.7M | $21.9M | $11.3M | $6.0M |
| Loans held for investment | $23.7B | $23.8B | $20.7B | $20.9B |
| Loans held for investment - Warehouse Purchase Program | $1.3B | $1.4B | $1.3B | $1.3B |
| Total loans | $25.0B | $25.3B | $22.0B | $22.2B |
| Less: allowance for credit losses on loans | ($382.8M) | ($383.8M) | ($339.6M) | ($346.1M) |
| Loans, net | $24.6B | $24.9B | $21.7B | $21.9B |
| Accrued interest receivable | $119.8M | $120.6M | $101.4M | $101.6M |
| Goodwill | $3.8B | $3.8B | $3.5B | $3.5B |
| Core deposit intangibles, net | $105.6M | $111.2M | $55.2M | $58.8M |
| Bank premises and equipment, net | $428.5M | $429.8M | $378.8M | $374.6M |
| Other real estate owned | $11.3M | $13.3M | $13.8M | $7.9M |
| Bank owned life insurance (BOLI) | $448.9M | $446.7M | $391.1M | $389.4M |
| Federal Home Loan Bank of Dallas stock | $111.4M | $107.5M | $105.4M | $125.9M |
| Other assets | $155.7M | $164.0M | $94.8M | $91.5M |
| TOTAL ASSETS | $43.9B | $43.6B | $38.3B | $38.4B |
| Noninterest-bearing | $10.7B | $10.6B | $9.5B | $9.4B |
| Interest-bearing | $21.9B | $22.1B | $18.3B | $18.0B |
| Total deposits | $32.6B | $32.6B | $27.8B | $27.5B |
| Other borrowings | $2.4B | $2.2B | $2.4B | $2.9B |
| Securities sold under repurchase agreements | $199.6M | $176.1M | $185.8M | $183.6M |
| Subordinated notes | $70.0M | — | — | — |
| Accrued interest payable | $27.4M | $30.2M | $32.6M | $32.8M |
| Allowance for credit losses on off-balance sheet credit exposures | $37.6M | $37.6M | $37.6M | $37.6M |
| Other liabilities | $233.0M | $258.5M | $227.4M | $190.2M |
| Total liabilities | $35.6B | $35.4B | $30.7B | $30.8B |
| Common stock, $1 par value; 200,000,000 shares authorized; 100,645,772 issued and outstanding at June 30, 2026; 93,058,171 shares issued and outstanding at December 31, 2025 | 100.6M | 100.8M | 95.0M | 95.3M |
| Capital surplus | $4.2B | $4.2B | $3.8B | $3.8B |
| Retained earnings | $4.0B | $3.9B | $3.8B | $3.7B |
| Accumulated other comprehensive loss - net unrealized loss on available for sale securities, net of tax expense of $(69) and $(79), respectively | ($251.0K) | $35.0K | ($1.6M) | ($1.3M) |
| Total shareholders’ equity | $8.3B | $8.2B | $7.7B | $7.6B |
| TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY | $43.9B | $43.6B | $38.3B | $38.4B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $542.8M | $479.4M | $419.3M | $524.5M |
| Depreciation and core deposit intangibles amortization | $34.1M | $34.7M | $31.0M | $28.3M |
| Provision for credit losses | $0 | $9.1M | $18.5M | ($16.3M) |
| Deferred income tax (benefit) expense | ($3.7M) | $2.6M | $7.3M | $6.0M |
| Net amortization of premium on investments | $17.5M | $22.8M | $27.8M | $43.0M |
| Gain on sale or write down of premises, equipment, other assets and other real estate | ($1.4M) | ($3.6M) | ($2.7M) | ($4.8M) |
| Net amortization of premium on deposits | ($13.0K) | ($154.0K) | ($600.0K) | ($311.0K) |
| Net accretion of discount on loans | ($12.4M) | ($17.5M) | ($8.0M) | ($7.4M) |
| Proceeds from sale of loans held for sale | $152.7M | $136.7M | $111.1M | $57.5M |
| Originations of loans held for sale | ($157.8M) | ($141.8M) | ($117.2M) | ($50.8M) |
| Stock based compensation expense | $12.1M | $12.8M | $12.2M | $11.8M |
| Decrease (increase) in accrued interest receivable and other assets | $82.5M | ($106.5M) | $100.8M | ($85.2M) |
| Increase (decrease) in accrued interest payable and other liabilities | ($116.8M) | $55.3M | $47.0M | ($16.0M) |
| Net cash provided by operating activities | $549.5M | $472.7M | $646.4M | $506.5M |
| Proceeds from maturities, sales and principal paydowns of held to maturity securities | $1.5B | $1.8B | — | — |
| Purchase of held to maturity securities | ($1.1B) | ($211.4M) | ($24.9M) | ($3.9B) |
| Proceeds from maturities, sales and principal paydowns of available for sale securities | $24.5B | $23.2B | $15.7B | $17.3B |
| Purchase of available for sale securities | ($24.5B) | ($23.1B) | ($15.5B) | ($17.3B) |
| Originations of Warehouse Purchase Program loans | ($16.3B) | ($15.0B) | ($13.0B) | ($19.1B) |
| Proceeds from pay-offs of Warehouse Purchase Program loans | $16.1B | $14.8B | $12.9B | $20.1B |
| Net decrease (increase) in loans held for investment | $547.9M | $338.8M | ($677.4M) | ($1.3B) |
| Purchase of bank premises and equipment | ($32.5M) | ($21.1M) | ($34.2M) | ($42.4M) |
| Proceeds from sale of bank premises, equipment and other real estate | $14.1M | $13.5M | $15.4M | $10.1M |
| Proceeds from insurance claims | $3.1M | $1.9M | $13.6M | $5.8M |
| Net cash provided by investing activities | $773.9M | $2.0B | $1.1B | ($2.0B) |
| Net decrease in noninterest-bearing deposits | ($330.5M) | ($383.9M) | ($1.8B) | $165.4M |
| Net increase (decrease) in interest-bearing deposits | $431.7M | $345.2M | ($1.1B) | ($2.4B) |
| Net (repayments of) proceeds from other short-term borrowings | ($1.3B) | ($525.0M) | $1.7B | $1.9B |
| Net decrease in securities sold under repurchase agreements | ($20.7M) | ($87.4M) | ($168.7M) | — |
| Repurchase of common stock | ($157.2M) | ($74.8M) | ($72.2M) | ($65.7M) |
| Payments of cash dividends | ($221.4M) | ($214.4M) | ($205.7M) | ($193.1M) |
| Net cash used in financing activities | ($1.5B) | ($940.2M) | ($1.7B) | ($666.7M) |
| NET (DECREASE) INCREASE IN CASH AND CASH EQUIVALENTS | ($224.7M) | $1.5B | $34.3M | ($2.1B) |
| CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD | $2.0B | $458.4M | $424.1M | $2.5B |
| CASH AND CASH EQUIVALENTS, END OF PERIOD | $1.7B | $2.0B | $458.4M | $424.1M |
| Acquisition of real estate through foreclosure of collateral | $19.2M | $9.2M | $10.8M | $2.4M |
| U.S. federal income taxes, net of refunds received | $232.0M | — | — | — |
| State income taxes, net of refunds received | $4.4M | — | — | — |
| Interest paid | $499.8M | $590.1M | $459.3M | $86.4M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $284.9M | $116.3M | $402.9M | $265.4M |
| Depreciation and core deposit intangibles amortization | $22.3M | $10.8M | $25.4M | $16.8M |
| Provision for credit losses | $0 | $0 | $0 | $0 |
| Net amortization of premium on investments | $7.6M | $3.8M | $12.8M | $10.0M |
| Net gain on sale or write-up of securities | ($8.2M) | — | — | — |
| Net gain on sale of other real estate and repossessed assets | ($82.0K) | ($41.0K) | ($333.0K) | ($252.0K) |
| Net gain on sale or write down of premises and equipment | ($276.0K) | ($318.0K) | ($1.2M) | ($1.2M) |
| Net accretion of discount on loans | ($8.8M) | ($3.7M) | ($9.3M) | ($6.4M) |
| Net amortization of premium on deposits | ($1.1M) | ($699.0K) | ($12.0K) | ($11.0K) |
| Net gain on sale of loans | ($2.6M) | ($1.3M) | ($2.9M) | ($2.0M) |
| Proceeds from sale of loans held for sale | $118.2M | $54.1M | $115.0M | $79.1M |
| Originations of loans held for sale | ($120.0M) | ($60.6M) | ($114.4M) | ($72.9M) |
| Stock based compensation expense | $6.6M | $3.4M | $9.0M | $6.1M |
| (Increase) decrease in accrued interest receivable and other assets | ($14.4M) | ($31.0M) | $67.4M | $50.0M |
| Increase (decrease) in accrued interest payable and other liabilities | $63.7M | $94.4M | ($33.3M) | ($68.2M) |
| Net cash provided by operating activities | $347.5M | $185.1M | $471.2M | $276.3M |
| Proceeds from maturities, sales and principal paydowns of held to maturity securities | $1.0B | $408.7M | $1.1B | $754.7M |
| Purchase of held to maturity securities | ($2.5B) | ($1.5B) | ($305.8M) | ($274.6M) |
| Proceeds from maturities, sales and principal paydowns of available for sale securities | $12.1B | $5.6B | $18.0B | $10.0B |
| Purchase of available for sale securities | ($12.0B) | ($5.5B) | ($18.0B) | ($10.0B) |
| Originations of Warehouse Purchase Program loans | ($8.1B) | ($3.9B) | ($11.9B) | ($7.6B) |
| Proceeds from pay-offs of Warehouse Purchase Program loans | $8.1B | $3.8B | $11.7B | $7.4B |
| Net decrease in loans held for investment | $511.0M | $397.1M | $302.7M | $147.8M |
| Purchase of bank premises and equipment | ($11.6M) | ($7.0M) | ($22.6M) | ($13.5M) |
| Proceeds from sale of bank premises, equipment and other real estate | $10.6M | $5.5M | $9.3M | $6.8M |
| Proceeds from insurance claims | $3.6M | $3.1M | $2.3M | $1.8M |
| Net cash provided by the acquisition | $478.1M | $478.1M | — | — |
| Net cash (used in) provided by investing activities | ($407.3M) | ($269.4M) | $943.6M | $413.1M |
| Net increase (decrease) in noninterest-bearing deposits | $420.7M | $261.7M | ($276.4M) | ($371.8M) |
| Net decrease in interest-bearing deposits | ($675.9M) | ($484.1M) | ($322.8M) | ($536.1M) |
| Net proceeds (repayments) from other short-term borrowings | $450.0M | $250.0M | ($800.0M) | ($300.0M) |
| Net decrease in securities sold under repurchase agreements | ($1.6M) | ($25.1M) | ($36.1M) | ($38.3M) |
| Redemption of junior subordinated debentures | ($6.2M) | — | — | — |
| Repurchase of common stock | ($70.8M) | ($57.1M) | ($19.9M) | — |
| Payments of cash dividends | ($121.0M) | ($60.6M) | ($165.6M) | ($110.5M) |
| Net cash used in financing activities | ($4.7M) | ($115.2M) | ($1.6B) | ($1.4B) |
| NET DECREASE IN CASH AND CASH EQUIVALENTS | ($64.5M) | ($199.6M) | ($206.1M) | ($667.3M) |
| CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD | $1.7B | $1.7B | $2.0B | $2.0B |
| CASH AND CASH EQUIVALENTS, END OF PERIOD | $1.7B | $1.5B | $1.8B | $1.3B |
| Acquisition of real estate through foreclosure of collateral | $5.3M | $2.6M | $14.9M | $6.9M |
| U.S. federal income taxes, net of refunds received | $61.0M | — | — | — |
| State income taxes, net of refunds received | $1.6M | $336.0K | — | — |
| Interest paid | $256.6M | $124.8M | $386.4M | $261.5M |
PROSPERITY BANCSHARES INC score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.