Origin Bancorp, Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), Origin Bancorp, Inc. reported revenue of $46.8M (+2.2% year on year) and net income of $75.2M (-1.7% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest and fees on loans | $477.7M | $517.3M | $466.8M | $286.1M |
| Investment securities-taxable | $33.5M | $26.6M | $31.7M | $27.8M |
| Investment securities-nontaxable | $5.4M | $3.7M | $5.1M | $7.2M |
| Interest and dividend income on assets held in other financial institutions | $21.3M | $17.0M | $19.8M | $5.5M |
| Total interest and dividend income | $538.0M | $564.6M | $523.4M | $326.6M |
| Interest-bearing deposits | $199.5M | $254.9M | $196.5M | $33.5M |
| FHLB advances and other borrowings | $1.7M | $1.6M | $17.3M | $9.4M |
| Subordinated indebtedness | $5.8M | $7.7M | $10.1M | $8.4M |
| Total interest expense | $207.0M | $264.2M | $223.8M | $51.3M |
| Net interest income | $331.0M | $300.4M | $299.6M | $275.3M |
| Provision for credit losses | $46.3M | $7.4M | $16.8M | $24.7M |
| Net interest income after provision for credit losses | $284.7M | $292.9M | $282.8M | $250.6M |
| Revenue from contracts with customers | $46.8M | $45.8M | $43.9M | $40.5M |
| Other fee income | $9.5M | $8.9M | $3.9M | $3.5M |
| Mortgage banking revenue | $3.7M | $6.6M | $3.4M | $6.7M |
| Swap fee income | $3.4M | $323.0K | $1.3M | $457.0K |
| Loss on sales of securities, net | ($14.4M) | ($14.8M) | ($11.6M) | $1.7M |
| Change in fair value of equity investments | $7.0M | $5.2M | $10.1M | — |
| Equity method investment (loss) income | ($1.2M) | — | $405.0K | ($199.0K) |
| Other income | $5.1M | $3.4M | $7.0M | $4.7M |
| Total noninterest income | $59.8M | $55.4M | $58.3M | $57.3M |
| Salaries and employee benefits | $150.9M | $148.8M | $138.8M | $119.0M |
| Occupancy and equipment, net | $29.8M | $27.9M | $26.8M | $20.2M |
| Data processing | $13.6M | $13.5M | $11.6M | $10.5M |
| Office and operations | $12.7M | $11.4M | $10.8M | $8.1M |
| Intangible asset amortization | $6.6M | $8.0M | $9.6M | $5.5M |
| Regulatory assessments | $5.5M | $6.9M | $6.5M | $3.5M |
| Advertising and marketing | $5.6M | $6.2M | $6.0M | $4.4M |
| Professional services | $6.6M | $6.6M | $5.9M | $3.8M |
| Electronic banking | $5.7M | $5.2M | $4.7M | $4.0M |
| Loan-related expense | $3.0M | $3.2M | $5.0M | $6.1M |
| Bank share tax expense | $2.5M | — | — | — |
| Other expense | $6.3M | $10.5M | $4.6M | $4.3M |
| Total noninterest expense | $248.9M | $251.0M | $235.2M | $200.4M |
| Income before income tax expense | $95.6M | $97.3M | $105.9M | $107.4M |
| Income tax expense | $20.4M | $20.8M | $22.1M | $19.7M |
| Net income | $75.2M | $76.5M | $83.8M | $87.7M |
| Basic earnings per common share (in dollars per share) | $2.42 | $2.46 | $2.72 | $3.29 |
| Diluted earnings per common share (in dollars per share) | $2.40 | $2.45 | $2.71 | $3.28 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Interest and fees on loans | $121.9M | $114.2M | $120.1M | $121.2M |
| Investment securities-taxable | $9.0M | $8.8M | $8.8M | $7.7M |
| Investment securities-nontaxable | $1.5M | $1.5M | $1.5M | $1.4M |
| Interest and dividend income on assets held in other financial institutions | $3.3M | $6.9M | $5.8M | $4.3M |
| Total interest and dividend income | $135.7M | $131.3M | $136.1M | $134.6M |
| Interest-bearing deposits | $42.0M | $43.7M | $51.0M | $50.2M |
| FHLB advances and other borrowings | $1.3M | $111.0K | $273.0K | $1.2M |
| Subordinated indebtedness | $239.0K | $239.0K | $1.1M | $1.1M |
| Total interest expense | $43.5M | $44.1M | $52.4M | $52.5M |
| Net interest income | $92.2M | $87.2M | $83.7M | $82.1M |
| Provision for credit losses | $65.0K | $5.0M | $36.8M | $2.9M |
| Net interest income after provision for credit losses | $92.1M | $82.3M | $46.9M | $79.3M |
| Revenue from contracts with customers | $12.2M | $14.5M | $11.6M | $11.6M |
| Other fee income | $2.3M | $2.3M | $2.3M | $2.8M |
| Mortgage banking revenue | $848.0K | $563.0K | $726.0K | $1.4M |
| Swap fee income | $32.0K | $54.0K | $1.4M | $1.4M |
| Gain (loss) on sales of securities, net | $1.0K | — | $0 | ($14.4M) |
| Equity method investment loss | ($612.0K) | ($1.5M) | $550.0K | ($1.9M) |
| Other income | $586.0K | $852.0K | $2.7M | $524.0K |
| Total noninterest income | $15.4M | $16.8M | $26.1M | $1.4M |
| Salaries and employee benefits | $40.4M | $38.4M | $37.9M | $38.3M |
| Occupancy and equipment, net | $7.2M | $7.0M | $7.1M | $7.2M |
| Data processing | $3.7M | $4.0M | $3.5M | $3.4M |
| Office and operations | $3.2M | $2.9M | $3.2M | $3.3M |
| Professional services | $1.8M | $2.6M | $1.4M | $1.3M |
| Intangible asset amortization | $1.5M | $1.5M | $1.6M | $1.8M |
| Electronic banking | $935.0K | $1.4M | $1.5M | $1.4M |
| Advertising and marketing | $1.6M | $1.4M | $1.5M | $1.2M |
| Regulatory assessments | $1.4M | $1.3M | $1.3M | $1.3M |
| Loan-related expense | $1.0M | $895.0K | $979.0K | $669.0K |
| Other expense | $1.6M | $2.3M | $1.5M | $1.5M |
| Total noninterest expense | $64.4M | $63.8M | $62.0M | $62.0M |
| Income before income tax expense | $43.1M | $35.3M | $11.0M | $18.7M |
| Income tax expense | $9.3M | $7.6M | $2.4M | $4.0M |
| Net income | $33.8M | $27.7M | $8.6M | $14.6M |
| Basic earnings per common share (in dollars per share) | $1.10 | $0.89 | $0.28 | $0.47 |
| Diluted earnings per common share (in dollars per share) | $1.09 | $0.89 | $0.27 | $0.47 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $73.1M | $133.0M | $127.3M | $150.2M |
| Interest-earning deposits in banks | $351.1M | $337.3M | $153.2M | $208.8M |
| Total cash and cash equivalents | $424.2M | $470.2M | $280.4M | $359.0M |
| Available for sale | $1.1B | $1.1B | $1.3B | $1.6B |
| Held to maturity, net of allowance for credit losses of $41 and $50 at December 31, 2025, and December 31, 2024, respectively (fair value of $9,607 and $10,456 at December 31, 2025, and December 31, 2024, respectively) | $10.6M | $11.1M | $11.6M | $11.3M |
| Securities carried at fair value through income | $6.2M | $6.5M | $6.8M | $6.4M |
| Total securities | $1.1B | $1.1B | $1.3B | $1.7B |
| Non-marketable equity securities held in other financial institutions | $31.1M | $71.6M | $55.2M | $67.4M |
| Equity method investments | $67.5M | — | — | — |
| Loans held for sale (at fair value at December 31, 2024) | $1.0M | $10.5M | $16.9M | $50.0M |
| Loans, net of allowance for credit losses of $96,782 and $91,060 at December 31, 2025, and December 31, 2024, respectively | $7.6B | $7.5B | $7.6B | $7.0B |
| Premises and equipment, net | $124.2M | $126.6M | $119.0M | $100.2M |
| Cash surrender value of bank-owned life insurance | $41.7M | $40.8M | $39.9M | $39.0M |
| Goodwill | $128.7M | $128.7M | $128.7M | $128.7M |
| Other intangible assets, net | $33.4M | $37.5M | $45.5M | $49.8M |
| Accrued interest receivable and other assets | $164.8M | $189.9M | $185.3M | $209.2M |
| Total assets | $9.7B | $9.7B | $9.7B | $9.7B |
| Noninterest-bearing deposits | $2.0B | $1.9B | $1.9B | $2.5B |
| Interest-bearing deposits | $5.5B | $5.3B | $4.9B | $4.5B |
| Time deposits | $829.5M | $1.0B | $1.4B | $787.3M |
| Total deposits | $8.3B | $8.2B | $8.3B | $7.8B |
| Federal Home Loan Bank (“FHLB”) advances, repurchase agreements and other borrowings | $19.1M | $12.5M | $83.6M | $639.2M |
| Subordinated indebtedness, net | $16.5M | $159.9M | $194.3M | $201.8M |
| Accrued expenses and other liabilities | $135.2M | $137.9M | $130.7M | $119.4M |
| Total liabilities | $8.5B | $8.5B | $8.7B | $8.7B |
| Commitments and contingencies - See Note 19 — Commitments and Contingencies | $0 | $0 | $0 | $0 |
| Preferred stock, no par value, 2,000,000 shares authorized | 0 | 0 | 0 | 0 |
| Common stock ($5.00 par value; 50,000,000 shares authorized; 30,952,428 and 31,197,574 shares issued at December 31, 2025, and December 31, 2024, respectively) | 154.8M | 156.0M | 154.9M | 153.7M |
| Additional paid‑in capital | $533.5M | $537.4M | $528.6M | $520.7M |
| Retained earnings | $612.5M | $557.9M | $500.4M | $435.4M |
| Accumulated other comprehensive loss | ($54.1M) | ($106.0M) | ($121.0M) | ($159.9M) |
| Total stockholders’ equity | $1.2B | $1.1B | $1.1B | $949.9M |
| Total liabilities and stockholders’ equity | $9.7B | $9.7B | $9.7B | $9.7B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $87.3M | $90.6M | $94.1M | $113.9M |
| Interest-earning deposits in banks | $459.2M | $575.6M | $532.8M | $220.2M |
| Total cash and cash equivalents | $546.5M | $666.2M | $626.9M | $334.1M |
| Available for sale | $1.1B | $1.2B | $1.1B | $1.1B |
| Held to maturity, net of allowance for credit losses of $38 and $41 at June 30, 2026, and December 31, 2025, respectively (fair value of $9,074 and $9,607 at June 30, 2026, and December 31, 2025, respectively) | $10.6M | $10.6M | $10.6M | $11.1M |
| Securities carried at fair value through income | $5.9M | $6.2M | $6.2M | $6.2M |
| Total securities | $1.2B | $1.2B | $1.1B | $1.1B |
| Non-marketable equity securities held in other financial institutions | $37.7M | $31.2M | $31.0M | $75.2M |
| Equity method investments | $63.1M | $66.1M | $65.6M | — |
| Loans held for sale | $1.1M | $2.9M | $312.0K | $8.9M |
| Loans, net of allowance for credit losses of $98,188 and $96,782 at June 30, 2026, and December 31, 2025, respectively | $8.0B | $7.8B | $7.4B | $7.6B |
| Premises and equipment, net | $133.8M | $126.9M | $122.9M | $122.6M |
| Cash surrender value of bank-owned life insurance | $42.2M | $42.0M | $41.5M | $41.3M |
| Goodwill | $128.7M | $128.7M | $128.7M | $128.7M |
| Other intangible assets, net | $30.4M | $31.9M | $34.9M | $36.4M |
| Accrued interest receivable and other assets | $159.3M | $158.9M | $177.1M | $194.9M |
| Total assets | $10.3B | $10.2B | $9.8B | $9.7B |
| Noninterest-bearing deposits | $2.3B | $2.1B | $2.0B | $1.8B |
| Interest-bearing deposits | $5.7B | $5.9B | $5.5B | $5.5B |
| Time deposits | $758.4M | $797.4M | $814.7M | $830.6M |
| Total deposits | $8.7B | $8.8B | $8.3B | $8.1B |
| Federal Home Loan Bank (“FHLB”) advances, repurchase agreements and other borrowings | $136.9M | $12.6M | $12.8M | $127.8M |
| Subordinated indebtedness, net | $16.6M | $16.6M | $89.7M | $89.7M |
| Accrued expenses and other liabilities | $139.2M | $142.4M | $142.2M | $131.9M |
| Total liabilities | $9.0B | $8.9B | $8.6B | $8.5B |
| Common stock ($5.00 par value; 50,000,000 shares authorized; 30,850,397 and 30,952,428 shares issued at June 30, 2026, and December 31, 2025, respectively) | 154.3M | 154.4M | 154.8M | 156.1M |
| Additional paid‑in capital | $531.0M | $532.8M | $533.0M | $537.8M |
| Retained earnings | $656.7M | $633.9M | $588.1M | $585.4M |
| Accumulated other comprehensive loss | ($60.8M) | ($60.8M) | ($61.2M) | ($73.6M) |
| Total stockholders’ equity | $1.3B | $1.3B | $1.2B | $1.2B |
| Total liabilities and stockholders’ equity | $10.3B | $10.2B | $9.8B | $9.7B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $75.2M | $76.5M | $83.8M | $87.7M |
| Provision for credit losses | $46.3M | $7.4M | $16.8M | $24.7M |
| Depreciation and amortization | $16.8M | $16.8M | $17.6M | $12.3M |
| Net amortization on securities | $1.1M | $4.8M | $6.9M | $8.7M |
| Amortization (accretion) of net premium/discount on purchased loans | $91.0K | ($2.0K) | ($2.0M) | ($2.8M) |
| Amortization of investments in tax credit funds | $1.2M | $1.7M | $1.8M | $1.7M |
| Loss on sale of securities, net | $14.4M | $14.8M | $11.6M | ($1.7M) |
| Equity method investment loss (gain) | $1.2M | — | — | — |
| Deferred income tax (benefit) expense | ($4.5M) | ($1.5M) | $27.7M | $18.3M |
| Stock-based compensation expense | $8.3M | $7.2M | $5.3M | $3.4M |
| Originations of mortgage loans held for sale | ($149.0M) | ($197.6M) | ($187.1M) | ($259.2M) |
| Proceeds from mortgage loans held for sale | $158.2M | $185.3M | $158.4M | $264.6M |
| Gain on mortgage loans held for sale (including origination of MSR for the year ended December 31, 2023) | ($3.9M) | ($4.9M) | ($3.8M) | ($7.2M) |
| MSR asset valuation adjustment | $0 | ($450.0K) | $4.1M | ($1.2M) |
| Gain on sale of MSR asset | $0 | ($410.0K) | — | — |
| Net (gain) loss on disposals of premises and equipment | ($85.0K) | ($878.0K) | $2.0K | ($19.0K) |
| Increase in the cash surrender value of life insurance | ($1.1M) | ($935.0K) | ($865.0K) | ($688.0K) |
| Employee Retention Credit received | $1.9M | — | — | — |
| Gain on equity securities without a readily determinable fair value | ($7.0M) | ($5.2M) | ($10.1M) | $0 |
| Net loss (gain) on sales and write-downs of other real estate owned | $796.0K | ($67.0K) | ($66.0K) | $194.0K |
| Net change in operating leases | $876.0K | $1.9M | ($770.0K) | — |
| Increase in other assets | ($6.8M) | ($1.1M) | ($6.6M) | — |
| Increase in other liabilities | $5.1M | $5.0M | $7.3M | — |
| Net cash provided by operating activities | $158.9M | $108.5M | $129.9M | $145.6M |
| Purchases of securities available for sale | ($834.9M) | ($247.4M) | ($11.0M) | ($558.1M) |
| Maturities and pay downs of securities available for sale | $621.9M | $166.8M | $137.8M | $165.3M |
| Proceeds from sales and calls of securities available for sale | $248.6M | $231.2M | $291.2M | $487.5M |
| Maturities, pay downs and calls of securities held to maturity | $534.0K | $522.0K | $486.0K | $17.8M |
| Pay downs of securities carried at fair value | $315.0K | $299.0K | $285.0K | $275.0K |
| Redemption of non-marketable equity securities held in other financial institutions | $11.8M | $10.7M | — | — |
| Purchase of non-marketable equity securities held in other financial institutions | ($12.4M) | ($21.3M) | — | — |
| Net (purchases) redemptions of non-marketable equity securities held in other financial institutions | ($615.0K) | ($10.6M) | — | — |
| Originations of mortgage warehouse loans | ($10.2B) | ($9.7B) | ($6.5B) | ($9.1B) |
| Proceeds from pay-offs of mortgage warehouse loans | $10.1B | $9.7B | $6.4B | $9.5B |
| Net decrease (increase) in loans, excluding mortgage warehouse and loans held for sale | $41.9M | $106.9M | ($499.6M) | — |
| Purchase of other intangibles | ($2.5M) | — | — | — |
| Proceeds from sale of the MSR asset | $0 | $15.9M | — | — |
| Proceeds from bank-owned life insurance | $250.0K | — | $0 | $0 |
| Return of capital and other distributions from equity method investments | $595.0K | $1.4M | $1.8M | $6.7M |
| Return of capital and other distributions from cost method investments | $57.0K | — | — | — |
| Capital calls on limited partnership investments | ($4.4M) | ($1.1M) | ($2.6M) | ($4.1M) |
| Purchase of low-income housing tax credit investments | ($927.0K) | ($664.0K) | ($572.0K) | ($3.6M) |
| Purchases of premises and equipment | ($7.9M) | ($22.0M) | ($26.8M) | ($8.5M) |
| Proceeds from sales of premises and equipment | $125.0K | $5.6M | $49.0K | $0 |
| Proceeds from sales of other real estate owned | $3.0M | $4.4M | $93.0K | $997.0K |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $61.5M | $27.7M | $45.7M | $37.1M |
| Provision for credit losses | $5.0M | $5.0M | $43.1M | $6.3M |
| Depreciation and amortization | $7.6M | $3.8M | $13.1M | $9.3M |
| Net amortization on securities | $183.0K | ($29.0K) | $1.4M | $1.4M |
| Amortization of net premium/discount on purchased loans | $106.0K | $29.0K | $64.0K | $40.0K |
| Amortization of investments in tax credit funds | $513.0K | $252.0K | $870.0K | $495.0K |
| (Gain) loss on sale of securities, net | ($1.0K) | — | $14.4M | $14.4M |
| Equity method investment loss | $2.1M | $1.5M | $3.1M | — |
| Deferred income tax expense (benefit) | $866.0K | $1.1M | ($3.7M) | ($591.0K) |
| Stock-based compensation expense | $4.9M | $2.4M | $6.2M | $3.9M |
| Originations of mortgage loans held for sale | ($64.6M) | ($26.9M) | ($116.8M) | ($89.3M) |
| Proceeds from mortgage loans held for sale | $65.7M | $24.9M | $129.7M | $89.6M |
| Gain on mortgage loans held for sale | ($1.3M) | ($508.0K) | ($3.3M) | ($2.5M) |
| Net gain on disposals of premises and equipment | $0 | $0 | ($70.0K) | ($75.0K) |
| Increase in the cash surrender value of life insurance | ($489.0K) | ($242.0K) | ($888.0K) | ($633.0K) |
| Employee Retention Credit received | $0 | $0 | $1.9M | $1.9M |
| Net loss on sales and write-downs of other real estate owned | $60.0K | $25.0K | $737.0K | $652.0K |
| Net change in operating leases | $309.0K | ($17.0K) | $459.0K | $507.0K |
| Increase in other assets | ($5.3M) | $2.9M | ($19.3M) | ($17.8M) |
| Increase (decrease) in other liabilities | $15.6M | $11.0M | $5.7M | ($2.1M) |
| Net cash provided by operating activities | $92.9M | $52.9M | $115.5M | $56.2M |
| Purchases of securities available for sale | ($1.6B) | ($1.6B) | ($311.9M) | ($304.8M) |
| Maturities and pay downs of securities available for sale | $1.6B | $1.5B | $118.7M | $91.8M |
| Proceeds from sales and calls of securities available for sale | $24.2M | $12.7M | $232.2M | $215.0M |
| Pay downs of securities carried at fair value | $330.0K | — | $315.0K | $315.0K |
| Redemption of non-marketable equity securities held in other financial institutions | $7.3M | — | $9.7M | $5.5M |
| Purchases of non-marketable equity securities held in other financial institutions | ($13.8M) | ($61.0K) | ($10.4M) | ($8.9M) |
| Originations of mortgage warehouse loans | ($5.7B) | ($2.4B) | ($7.5B) | ($4.9B) |
| Proceeds from pay-offs of mortgage warehouse loans | $5.6B | $2.4B | $7.3B | $4.6B |
| Net (increase) decrease in loans, excluding mortgage warehouse and loans held for sale | ($345.7M) | ($203.0M) | $123.3M | $108.9M |
| Purchase of other intangibles | $0 | $0 | ($2.5M) | ($2.5M) |
| Proceeds from bank-owned life insurance | $0 | $0 | $250.0K | $208.0K |
| Return of capital and other distributions from equity method investments | $2.3M | $0 | $595.0K | $692.0K |
| Return of capital and other distributions from cost method investments | $17.0K | $8.0K | $48.0K | — |
| Capital calls on limited partnership investments | ($244.0K) | ($203.0K) | ($3.3M) | ($2.3M) |
| Purchase of low-income housing tax credit investments | ($461.0K) | — | ($376.0K) | ($134.0K) |
| Purchases of premises and equipment | ($14.1M) | ($5.0M) | ($4.3M) | ($1.8M) |
| Proceeds from sales of premises and equipment | $0 | $0 | $111.0K | $111.0K |
| Proceeds from sales of other real estate owned | $532.0K | $107.0K | $3.0M | $1.7M |
| Transfers of other real estate owned to other assets | $0 | — | — | $168.0K |
| Net cash used in investing activities | ($459.3M) | ($244.2M) | $32.2M | ($121.7M) |
| Net increase (decrease) in deposits | $396.0M | $449.0M | $108.7M | ($100.1M) |
| Repayments of long-term FHLB advances | ($564.0K) | ($73.0K) | ($213.0K) | ($141.0K) |
| Proceeds from short-term FHLB advances | $3.8B | — | $1.4B | $1.3B |
| Repayments of short-term FHLB advances | ($3.7B) | — | ($1.4B) | ($1.2B) |
Origin Bancorp, Inc. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.