KB Financial Group Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters.
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net Interest income | $9.0B | $8.7B | $9.4B | $10.4B |
| Insurance finance interest income | $25.8M | $21.2M | $18.6M | — |
| Insurance finance interest expense | ($1.0B) | $999.9M | ($1.2B) | — |
| Net insurance income | $902.3M | $1.1B | $1.1B | $552.7M |
| Insurance income | $8.6B | $7.8B | $8.5B | $13.6B |
| Insurance income | $8.1B | $7.5B | $8.0B | — |
| Insurance expense | ($7.7B) | $6.6B | ($7.4B) | ($13.0B) |
| Insurance service expense | ($7.1B) | $6.0B | ($6.8B) | — |
| Reinsurance expense | ($595.3M) | $624.1M | ($648.4M) | — |
| Other insurance finance expenses | ($710.8M) | ($295.7M) | ($355.7M) | — |
| Net operating income | $5.9B | $5.4B | $5.0B | $4.5B |
| Net non-operating income | ($231.6M) | ($717.3M) | ($205.2M) | $124.4M |
| Profit before income tax expense | $5.7B | $4.7B | $4.8B | $4.6B |
| Income tax expense | ($1.6B) | $1.3B | ($1.2B) | ($1.3B) |
| Profit for the period | $4.0B | $3.4B | $3.5B | $3.3B |
| Other comprehensive income for the year, net of tax | ($664.9M) | ($1.1B) | $826.2M | ($2.8B) |
| Total comprehensive income for the year | $3.4B | $2.3B | $4.4B | $525.2M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from financial institutions | $24.1B | $20.2B | $23.1B | $25.4B |
| Financial assets at fair value through profit or loss | $62.2B | $53.8B | $59.7B | $51.5B |
| Derivative financial assets | $5.7B | $7.9B | $4.8B | $7.5B |
| Loans measured at amortized cost | $340.6B | $319.4B | $344.6B | $346.4B |
| Financial investments | $93.4B | $88.6B | $94.7B | $92.5B |
| Investments in associates and joint ventures | $787.2M | $641.1M | $559.4M | $541.7M |
| Insurance contract assets | $187.7M | $186.9M | $177.9M | — |
| Reinsurance contract assets | $1.0B | $1.0B | $1.3B | — |
| Property and equipment | $3.6B | $3.6B | $3.8B | $4.0B |
| Investment property | $2.2B | $2.5B | $3.2B | $2.5B |
| Intangible assets | $1.1B | $1.3B | $1.5B | $2.5B |
| Net defined benefit assets | $244.6M | $174.9M | $289.8M | $380.1M |
| Current income tax assets | $269.0M | $230.0M | $189.3M | $162.4M |
| Deferred income tax assets | $133.6M | $188.7M | $212.4M | $199.2M |
| Assets held for sale | $121.1M | $92.6M | $161.3M | $168.0M |
| Assets included in disposal groups classified as held for sale | $65.2M | — | $0 | $0 |
| Other assets | $16.6B | $12.8B | $16.3B | $22.6B |
| Total assets | $552.4B | $512.8B | $554.4B | $556.4B |
| Financial liabilities at fair value through profit or loss | $7.8B | $7.3B | $8.5B | $9.7B |
| Derivative financial liabilities | $5.7B | $8.0B | $4.8B | $7.5B |
| Deposits | $320.1B | $294.8B | $314.9B | $308.6B |
| Borrowings | $49.0B | $46.1B | $53.9B | $56.9B |
| Debentures | $55.4B | $51.5B | $53.6B | $54.5B |
| Insurance contract liabilities | $39.3B | $37.8B | $39.0B | — |
| Reinsurance contract liabilities | $41.3M | $38.1M | $27.9M | — |
| Provisions | $875.3M | $627.7M | $1.1B | $768.8M |
| Net defined benefit liabilities | $69.3M | $67.8M | $63.4M | $68.0M |
| Current income tax liabilities | $422.6M | $359.1M | $112.6M | $791.7M |
| Deferred income tax liabilities | $1.3B | $1.1B | $1.7B | $18.0M |
| Liabilities included in disposal groups classified as held for sale | $47.3M | — | — | — |
| Other liabilities | $30.2B | $24.7B | $31.2B | $31.9B |
| Total liabilities | $510.3B | $472.3B | $508.8B | $517.0B |
| Share capital | $1.4B | $1.4B | $1.6B | $1.7B |
| Hybrid securities | $3.0B | $3.4B | $3.9B | $3.5B |
| Capital surplus | $11.5B | $11.3B | $12.9B | $13.4B |
| Accumulated other comprehensive income | ($323.6M) | $336.2M | $1.8B | ($2.2B) |
| Retained earnings | $26.5B | $23.6B | $24.8B | $22.6B |
| Treasury shares | -1.3B | -836.4M | -903.1M | -663.5M |
| Equity attributable to shareholders of the Parent Company | $40.9B | $39.2B | $44.1B | $38.4B |
| Non-controlling interests | $1.2B | $1.3B | $1.5B | $1.0B |
| Total equity | $42.1B | $40.5B | $45.6B | $39.4B |
| Total liabilities and equity | $552.4B | $512.8B | $554.4B | $556.4B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Profit for the year | $4.0B | $3.4B | $3.5B | $3.3B |
| Net losses (gains) on financial assets at fair value through profit or loss | ($1.6B) | $19.8M | ($1.4B) | ($347.1M) |
| Net losses on derivative financial instruments for hedging purposes | $42.4M | $113.9M | $41.1M | $112.5M |
| Provision for credit losses | $1.6B | $1.4B | $2.4B | $1.5B |
| Net losses (gains) on financial investments | ($69.3M) | $70.4M | $198.3M | $187.8M |
| Share of loss (profit) of associates and joint ventures | ($18.6M) | $11.4M | ($25.6M) | $22.8M |
| Depreciation and amortization expense | $633.2M | $620.0M | $670.8M | $697.4M |
| Other net losses (gains) on property and equipment/intangible assets | ($105.6M) | $98.2M | $101.7M | ($199.9M) |
| Share-based payments | $106.5M | $95.0M | $54.0M | $46.2M |
| Post-employment benefits | $133.5M | $120.1M | $120.6M | $198.3M |
| Net interest expense | $173.5M | $4.1M | $212.8M | — |
| Losses on foreign currency translation | $505.9M | $420.0M | $155.3M | $531.7M |
| Insurance finance income | ($7.5B) | ($7.4B) | ($6.0B) | — |
| Reinsurance finance expense | $859.6M | $1.1B | $1.0B | — |
| Other expenses | $595.6M | $537.1M | $640.8M | $635.6M |
| Adjustment for non-cash items | ($4.6B) | ($2.8B) | ($1.8B) | $4.2B |
| Financial asset at fair value through profit or loss | ($5.2B) | ($474.1M) | ($4.8B) | $2.5B |
| Derivative financial instruments | $1.5M | ($140.7M) | ($118.3M) | $433.3M |
| Loans measured at fair value through other comprehensive income | ($380.0M) | ($437.4M) | ($195.7M) | ($39.2M) |
| Loans measured at amortized cost | ($16.2B) | ($18.6B) | ($11.9B) | ($16.8B) |
| Current income tax assets | ($33.7M) | ($64.6M) | ($30.7M) | ($84.0M) |
| Deferred income tax assets | $57.7M | $3.5M | ($65.2M) | ($72.6M) |
| Other assets | ($6.3B) | $942.9M | ($2.9B) | ($970.5M) |
| Financial liabilities at fair value through profit or loss | ($40.3M) | ($124.2M) | ($1.1B) | $994.0M |
| Deposits | $16.0B | $16.1B | $9.4B | $13.1B |
| Current income tax liabilities | $55.2M | $260.8M | ($661.0M) | $265.8M |
| Deferred income tax liabilities | $245.6M | $248.8M | $216.2M | ($121.2M) |
| Other liabilities | $3.8B | ($3.3B) | $7.7B | ($2.3B) |
| Insurance contract assets | $3.5M | ($31.5M) | ($113.4M) | — |
| Reinsurance contract assets | ($870.9M) | ($1.0B) | ($1.1B) | — |
| Insurance contract liabilities | $9.3B | $8.0B | $7.0B | — |
| Reinsurance contract liabilities | ($1.6M) | $33.2M | $28.8M | — |
| Investment contract liabilities | $3.0B | $748.8M | $115.4M | — |
| Changes in operating assets and liabilities (Sub-total) | $3.4B | $2.1B | $1.4B | ($3.0B) |
| Net cash inflow from operating activities | $2.9B | $2.7B | $3.2B | $4.5B |
| Net cash flows from derivative financial instruments for hedging purposes | ($86.7M) | ($30.1M) | ($37.3M) | ($131.8M) |
| Disposal of financial asset at fair value through profit or loss | $17.0B | $10.6B | $9.6B | $7.5B |
| Acquisition of financial asset at fair value through profit or loss | ($17.4B) | ($11.1B) | ($8.8B) | ($10.2B) |
| Disposal of financial investments | $36.3B | $30.6B | $33.7B | $20.6B |
| Acquisition of financial investments | ($39.6B) | ($32.0B) | ($36.5B) | ($34.6B) |
| Disposal of investments in associates and joint ventures | $178.5M | $66.6M | $77.3M | $133.1M |
| Acquisition of investments in associates and joint ventures | ($290.5M) | ($229.7M) | ($89.0M) | ($341.5M) |
| Disposal of property and equipment | $63.6M | $12.6M | $6.3M | $24.7M |
| Acquisition of property and equipment | ($230.8M) | ($228.2M) | ($271.2M) | ($235.6M) |
| Disposal of investment property | $467.9M | $179.3M | $2.8M | $1.0B |
KB Financial Group Inc. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.