International General Insurance Holdings Ltd.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), International General Insurance Holdings Ltd. reported revenue of $516.9M (-4.1% year on year) and net income of ($215.8M) (+0.2% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Gross written premiums | $666.7M | $700.1M | $688.7M | — |
| Ceded written premiums | ($209.1M) | ($210.6M) | ($191.5M) | — |
| Net written premiums | $457.6M | $489.5M | $497.2M | — |
| Net change in unearned premiums | ($3.8M) | ($6.4M) | ($50.1M) | — |
| Net premiums earned | $453.8M | $483.1M | $447.2M | — |
| Investment income | $54.7M | $51.9M | $40.5M | — |
| Net realized gain on investments | $2.3M | $589.0K | $6.7M | — |
| Net unrealized gain on investments | $3.2M | $1.4M | $2.7M | — |
| Change in allowance for expected credit losses on investments | $187.0K | $29.0K | $368.0K | — |
| Other revenues | $2.7M | $2.0M | $1.9M | — |
| Total revenues | $516.9M | $539.0M | $472.0M | — |
| Net loss and loss adjustment expenses | ($215.8M) | ($216.1M) | ($189.1M) | — |
| Net policy acquisition expenses | ($76.9M) | ($79.5M) | ($75.0M) | — |
| General and administrative expenses | ($97.0M) | ($90.4M) | ($78.9M) | — |
| Change in allowance for expected credit losses on receivables | ($856.0K) | ($1.5M) | ($2.5M) | — |
| Change in fair value of derivative financial liabilities | $0 | ($4.9M) | ($27.3M) | — |
| Other expenses | ($7.3M) | ($6.2M) | ($5.6M) | — |
| Net foreign exchange gain (loss) | $8.1M | ($8.1M) | $5.1M | — |
| Total expenses | ($389.7M) | ($406.7M) | ($345.9M) | — |
| Income before income taxes | $127.1M | $132.3M | $126.0M | — |
| Income tax credit (expense) | $10.0K | $2.9M | ($7.9M) | — |
| Net Income | $127.2M | $135.2M | $118.2M | — |
| Basic earnings per share attributable to equity holders (in USD per share) | $2.92 | $3.01 | $2.58 | — |
| Diluted earnings per share attributable to equity holders (in Dollars per share) | $2.89 | $2.98 | $2.55 | — |
| Line item | Jun 30, 2026 · YTD | Jun 30, 2025 · YTD | Jun 30, 2024 · YTD | Jun 30, 2023 · YTD |
|---|---|---|---|---|
| Gross written premiums | $398.9M | $394.3M | $387.2M | $373.5M |
| Ceded written premiums | ($95.4M) | ($116.0M) | ($93.8M) | ($81.4M) |
| Net written premiums | $303.5M | $278.3M | $293.4M | $292.1M |
| Net change in unearned premiums | ($67.3M) | ($50.5M) | ($57.0M) | ($68.7M) |
| Net premiums earned | $236.2M | $227.8M | $236.4M | $223.4M |
| Investment income | $28.6M | $27.5M | $24.9M | $18.4M |
| Net realized gain on investments | $255.0K | $1.5M | $98.0K | $26.0K |
| Net unrealized gain on investments | $2.0M | $3.3M | $3.9M | $7.9M |
| Change in allowance for expected credit losses on investments | $72.0K | $253.0K | ($138.0K) | — |
| Net investment income | $30.9M | — | — | — |
| Other revenues | $2.1M | $1.5M | $541.0K | $1.1M |
| Total revenues | $269.1M | $261.9M | $265.8M | $247.8M |
| Net loss and loss adjustment expenses | ($127.1M) | ($123.8M) | ($99.2M) | ($93.8M) |
| Net policy acquisition expenses | ($41.8M) | ($41.0M) | ($39.8M) | ($39.7M) |
| General and administrative expenses | ($49.0M) | ($45.8M) | ($44.6M) | ($35.9M) |
| Change in allowance for expected credit losses on receivables | ($452.0K) | ($1.8M) | — | — |
| Other expenses | ($4.4M) | ($3.4M) | ($2.3M) | ($1.6M) |
| Net foreign exchange (loss) gain | ($3.4M) | $17.3M | ($3.9M) | $3.1M |
| Total expenses | ($226.3M) | ($198.5M) | ($194.7M) | ($168.7M) |
| Income before taxes | $42.9M | $63.4M | $71.0M | — |
| Income tax expense | ($369.0K) | ($2.0M) | ($358.0K) | ($4.8M) |
| Net income | $42.5M | $61.4M | $70.7M | $74.4M |
| Basic earnings per share attributable to equity holders (in USD per share) | $0.99 | $1.37 | $1.56 | $1.60 |
| Diluted earnings per share attributable to equity holders (in USD per share) | $0.98 | $1.36 | $1.55 | $1.59 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Fixed maturity securities available-for-sale, at fair value (amortized cost: $1,054,347 – 2025, $1,023,866 – 2024, net of allowance for expected credit losses: $233 – 2025, $409 – 2024) | $1.1B | $1.0B | — | — |
| Equity securities, at fair value (cost: $16,086 – 2025, $25,334 – 2024) | $20.9M | $29.0M | — | — |
| Other investments, at fair value (cost: $12,028 – 2025, $12,500 – 2024) | $13.7M | $12.3M | $11.1M | — |
| Short-term investments | $31.2M | $89.5M | $42.2M | — |
| Term deposits | $0 | $670.0K | $105.1M | $297.0M |
| Equity-method investments measured at fair value | $2.4M | $2.0M | $3.5M | — |
| Fixed maturity securities held to maturity | $2.0M | $2.0M | $2.0M | — |
| Total investments | $1.1B | $1.1B | $955.7M | — |
| Cash and cash equivalents | $186.2M | $155.2M | $177.0M | $137.9M |
| Accrued investment income | $15.3M | $15.3M | $11.5M | — |
| Premiums receivable, net of allowance for expected credit losses ($13,595 – 2025, $12,756 – 2024) | $274.3M | $256.1M | $245.2M | — |
| Reinsurance recoverable, net of allowance for expected credit losses ($900 – 2025, $885 – 2024) | $233.7M | $225.7M | $223.1M | — |
| Ceded unearned premiums | $114.2M | $113.3M | $98.0M | — |
| Deferred policy acquisition costs, net of ceding commission | $70.6M | $67.1M | $65.3M | — |
| Deferred tax assets, net | $4.9M | $7.0M | $4.2M | — |
| Other assets | $67.1M | $60.5M | $58.0M | $14.3M |
| TOTAL ASSETS | $2.1B | $2.0B | $1.8B | $1.6B |
| Reserve for unpaid loss and loss adjustment expenses | $798.3M | $794.2M | $712.1M | — |
| Unearned premiums | $469.9M | $465.2M | $443.5M | — |
| Insurance and reinsurance payables | $95.9M | $90.0M | $89.7M | — |
| Other liabilities | $26.5M | $33.2M | $34.9M | $29.1M |
| TOTAL LIABILITIES | $1.4B | $1.4B | $1.3B | $1.1B |
| Common shares (authorized: 750,000,000 shares at $0.01 par value per share; issued and outstanding: 42,842,216 shares – 2025, 45,108,936 shares – 2024) | $428000.00 | $453000.00 | $445000.00 | — |
| Additional paid-in capital | $86.9M | $144.9M | $137.6M | — |
| Treasury shares, at cost (1,407 shares – 2025, 154,011 shares – 2024) | -35.0K | -3.7M | -49.0K | — |
| Accumulated other comprehensive income (loss), net of taxes | $10.3M | ($18.6M) | ($20.6M) | — |
| Retained earnings | $612.6M | $531.7M | $423.0M | $307.3M |
| TOTAL SHAREHOLDERS’ EQUITY | $710.1M | $654.8M | $540.4M | — |
| TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY | $2.1B | $2.0B | $1.8B | — |
| Line item | Jun 30, 2026 | Jun 30, 2025 | Jun 30, 2024 | Jun 30, 2023 |
|---|---|---|---|---|
| Fixed maturity securities available-for-sale, at fair value (amortized cost: $1,009,589 – June 30, 2026, $1,054,347 – December 31, 2025) | $1.0B | $1.0B | — | — |
| Fixed maturity securities held to maturity | $2.0M | $2.0M | $2.0M | $2.0M |
| Equity securities, at fair value (cost: $25,887 – June 30, 2026, $16,086 – December 31, 2025) | $31.3M | $23.6M | — | — |
| Other investments, at fair value (cost: $13,016 – June 30, 2026, $12,028 – December 31, 2025) | $14.5M | $13.1M | $12.1M | $11.4M |
| Short-term investments | $37.7M | $51.3M | $69.7M | $176.2M |
| Equity-method investments measured at fair value | $2.4M | $2.1M | $3.1M | $3.6M |
| Total investments | $1.1B | $1.1B | $1.0B | $862.0M |
| Cash and cash equivalents | $197.2M | $164.8M | $167.6M | $170.4M |
| Accrued investment income | $16.2M | $15.7M | $16.0M | $11.4M |
| Premiums receivable, net of allowance for expected credit losses ($14,029 – June 30, 2026, $13,595 – December 31, 2025) | $354.5M | $330.0M | $286.5M | — |
| Reinsurance recoverables, net of allowance for expected credit losses ($920 – June 30, 2026, $900 – December 31, 2025) | $245.1M | $250.7M | $210.6M | $202.6M |
| Ceded unearned premiums | $110.9M | $119.3M | $97.9M | $79.8M |
| Deferred policy acquisition costs, net of ceding commission | $79.6M | $73.2M | $70.4M | $65.0M |
| Deferred tax assets, net | $5.5M | $3.6M | $4.1M | $4.9M |
| Other assets | $76.3M | $66.3M | $58.0M | $55.4M |
| TOTAL ASSETS | $2.2B | $2.1B | $2.0B | $1.7B |
| Reserve for unpaid loss and loss adjustment expenses | $842.9M | $801.5M | $741.0M | $685.0M |
| Unearned premiums | $533.9M | $521.7M | $500.4M | $445.6M |
| Insurance and reinsurance payables | $103.9M | $115.5M | $96.4M | $85.4M |
| Other liabilities | $27.2M | $23.1M | $26.9M | $23.4M |
| TOTAL LIABILITIES | $1.5B | $1.5B | $1.4B | $1.3B |
| Common shares (authorized: 750,000,000 shares at $0.01 par value per share; issued and outstanding: 42,466,701 shares – June 30, 2026, 42,842,216 shares – December 31, 2025) | $427000.00 | $446000.00 | $455000.00 | $436000.00 |
| Additional paid-in capital | $77.4M | $125.4M | $146.3M | $125.8M |
| Treasury shares (187,497 shares –June 30, 2026, 1,407 shares – December 31, 2025) | -4.7M | -15.6M | -4.0M | -286.0K |
| Accumulated other comprehensive (loss) income, net of taxes | ($4.7M) | $831.0K | ($23.9M) | ($39.4M) |
| Retained earnings | $600.4M | $551.2M | $469.3M | $380.3M |
| TOTAL SHAREHOLDERS’ EQUITY | $668.9M | $662.3M | $588.2M | $466.8M |
| TOTAL LIABILITIES AND SHAREHOLDERS’ EQUITY | $2.2B | $2.1B | $2.0B | $1.7B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $127.2M | $135.2M | $118.2M | — |
| Depreciation and amortization | $3.6M | $3.4M | $2.5M | $3.7M |
| Deferred tax expense (benefit) | $2.1M | ($2.7M) | $1.4M | — |
| Gain on disposal of property and equipment | ($47.0K) | ($29.0K) | ($89.0K) | — |
| Net realized gain on investments | ($2.3M) | ($589.0K) | ($6.7M) | — |
| Net unrealized gain on investments | ($3.2M) | ($1.4M) | ($2.7M) | — |
| Change in allowance for expected credit losses on investments | ($187.0K) | ($29.0K) | ($368.0K) | — |
| Change in fair value of derivative financial liabilities | $0 | $4.9M | — | — |
| Share-based compensation expense | $6.8M | $4.6M | $3.2M | — |
| Leases expenses | $1.9M | $3.1M | $771.0K | — |
| Amortization of net premium on investments | $2.9M | $2.2M | $2.1M | — |
| Non cash adjustment for differences in tax basis | ($2.3M) | — | — | — |
| Premiums receivable | ($18.3M) | ($10.8M) | ($34.8M) | — |
| Reinsurance recoverables | ($8.0M) | ($2.6M) | ($28.7M) | — |
| Ceded unearned premiums | ($856.0K) | ($15.3M) | ($3.6M) | — |
| Deferred policy acquisition costs, net of ceding commission | ($3.6M) | ($1.8M) | ($7.3M) | — |
| Accrued investment income | ($125.0K) | ($3.4M) | ($4.9M) | — |
| Other assets | ($2.5M) | ($4.7M) | ($1.8M) | ($3.0M) |
| Reserve for unpaid loss and loss adjustment expenses | $4.1M | $82.1M | $75.9M | — |
| Unearned premiums | $4.7M | $21.7M | $53.7M | — |
| Insurance and reinsurance payables | $5.8M | $345.0K | ($650.0K) | — |
| Operating lease liabilities payments | ($3.1M) | ($2.7M) | ($913.0K) | — |
| Other liabilities | ($6.6M) | ($1.7M) | $6.0M | $876.0K |
| Net cash provided by operating activities | $108.1M | $209.5M | $196.6M | — |
| Purchase of equity securities and other investments | ($8.5M) | ($14.5M) | ($17.4M) | — |
| Purchase of fixed maturity securities available-for-sale | ($221.1M) | ($338.9M) | ($313.0M) | — |
| Proceeds from fixed maturity securities held to maturity | $11.0K | $85.0K | — | — |
| Proceeds from sale/maturity of fixed maturity securities available-for-sale | $187.5M | $102.2M | $526.0K | — |
| Proceeds from sale of equity securities and other investments | $19.9M | $14.1M | $35.0M | — |
| Purchases of property and equipment and Intangible assets | ($944.0K) | ($6.6M) | ($3.2M) | — |
| Proceeds from sale of property and equipment | $47.0K | $29.0K | $89.0K | — |
| Change in term deposits | $670.0K | $104.5M | ($73.8M) | — |
| Change in short-term investments | $58.3M | ($47.3M) | $223.5M | — |
| Acquisition of a subsidiary | $0 | $0 | ($1.1M) | — |
| Net cash from (used in) investing activities | $35.9M | ($186.6M) | ($90.4M) | — |
| Dividends paid | ($46.2M) | ($26.5M) | ($1.7M) | ($10.8M) |
| Repurchase of common shares under share repurchase program | -61.9M | -23.2M | -31.1M | — |
| Warrants redemption | $0 | $0 | ($16.3M) | — |
| Proceeds from issuance of common stock under Employee Stock Purchase Plan | $664.0K | — | — | — |
| Net cash flows used in financing activities | ($107.5M) | ($49.7M) | ($49.2M) | — |
| NET CHANGE IN CASH, AND CASH EQUIVALENTS AND RESTRICTED CASH | $36.6M | ($26.8M) | $57.1M | — |
| Cash, cash equivalents and restricted cash at the beginning of the year | $168.2M | $195.0M | $137.9M | — |
| CASH, CASH EQUIVALENTS AND RESTRICTED CASH AT THE END OF THE YEAR | $204.9M | $168.2M | $195.0M | — |
| Income tax paid | ($321.0K) | ($4.6M) | ($6.6M) | ($2.8M) |
| Line item | Jun 30, 2026 · YTD | Jun 30, 2025 · YTD | Jun 30, 2024 · YTD | Jun 30, 2023 · YTD |
|---|---|---|---|---|
| Net cash flows from operating activities | $54.9M | $27.2M | $120.7M | $87.8M |
| Purchase of equity securities and other investments | ($16.5M) | ($5.3M) | ($6.6M) | ($11.9M) |
| Purchase of fixed maturity securities available-for-sale | ($31.3M) | ($104.4M) | ($156.4M) | — |
| Proceeds from maturity of fixed maturity securities held to maturity | $0 | $11.0K | — | — |
| Proceeds from sale/maturity of fixed maturity securities available-for-sale | $76.1M | $119.1M | $71.0K | — |
| Proceeds from sale of equity securities and other investments | $7.6M | $14.2M | $7.4M | $10.7M |
| Purchases of property and equipment and Intangible assets | ($579.0K) | ($418.0K) | — | — |
| Proceeds from sale of property and equipment | $0 | $5.0K | $4.0K | $16.0K |
| Change in term deposits | $0 | $670.0K | $26.4M | ($4.6M) |
| Change in short-term investments | ($6.5M) | $38.1M | ($27.6M) | $89.5M |
| Net cash flows from investing activities | $28.8M | $62.0M | ($93.2M) | ($15.3M) |
| Dividends paid | ($54.7M) | ($41.9M) | ($24.4M) | ($864.0K) |
| Repurchase of common shares under share repurchase program | -18.2M | -35.0M | -12.6M | -23.8M |
| Proceeds from issuance of common stock under Employee Stock Purchase Plan | $404.0K | — | — | — |
| Net cash flows used in financing activities | ($72.5M) | ($76.9M) | ($37.0M) | ($25.1M) |
| NET CHANGE IN CASH, AND CASH EQUIVALENTS AND RESTRICTED CASH | $11.2M | $12.3M | ($9.4M) | $47.5M |
| Cash, cash equivalents and restricted cash at the beginning of the period | $204.9M | $168.2M | $195.0M | $137.9M |
| CASH, CASH EQUIVALENTS AND RESTRICTED CASH AT THE END OF THE PERIOD | $216.0M | $180.5M | $185.6M | $188.4M |
| Income tax paid | ($386.0K) | ($84.0K) | ($271.0K) | $1.8M |
International General Insurance Holdings Ltd. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.