HANCOCK WHITNEY CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), HANCOCK WHITNEY CORP reported net income of $486.1M (+5.5% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Loans, including fees | $1.4B | $1.5B | $1.4B | $940.6M |
| Loans held for sale | $1.7M | $1.6M | $1.7M | $1.8M |
| Securities-taxable | $220.5M | $194.2M | $189.4M | $166.7M |
| Securities-tax exempt | $16.0M | $17.7M | $18.6M | $18.8M |
| Short-term investments | $20.6M | $27.0M | $31.5M | $9.0M |
| Total interest income | $1.6B | $1.7B | $1.6B | $1.1B |
| Deposits | $470.3M | $574.4M | $443.9M | $58.4M |
| Short-term borrowings | $23.7M | $24.4M | $66.7M | $16.2M |
| Long-term debt | $11.8M | $12.3M | $12.3M | $12.4M |
| Total interest expense | $505.8M | $611.1M | $522.9M | $87.1M |
| Net interest income | $1.1B | $1.1B | $1.1B | $1.1B |
| Provision for credit losses | $51.2M | $52.2M | $59.1M | ($28.4M) |
| Net interest income after provision for credit losses | $1.1B | $1.0B | $1.0B | $1.1B |
| Service charges on deposit accounts | $338.9M | $304.1M | $282.4M | $277.7M |
| Securities transactions, net | ($11.0K) | $0 | ($65.4M) | ($87.0K) |
| Other income | $67.6M | $60.0M | $71.4M | $53.9M |
| Total noninterest income | $406.4M | $364.1M | $288.5M | $331.5M |
| Compensation expense | $385.7M | $380.6M | $376.1M | $378.5M |
| Employee benefits | $89.7M | $88.8M | $84.7M | $82.2M |
| Personnel expense | $475.4M | $469.4M | $460.8M | $460.6M |
| Net occupancy expense | $55.9M | $53.6M | $51.6M | $48.8M |
| Equipment expense | $17.0M | $17.4M | $18.9M | $18.6M |
| Data processing expense | $127.2M | $121.9M | $117.7M | $103.9M |
| Professional services expense | $57.1M | $41.9M | $38.3M | $36.1M |
| Amortization of intangibles | $10.0M | $9.4M | $11.6M | $14.0M |
| Deposit insurance and regulatory fees | $18.0M | $24.2M | $50.0M | $14.9M |
| Other real estate and foreclosed assets expense (income) | $3.1M | ($2.5M) | ($624.0K) | ($4.4M) |
| Other expense | $88.0M | $84.5M | $88.7M | $58.2M |
| Total noninterest expense | $851.6M | $819.9M | $836.8M | $750.7M |
| Income before income taxes | $612.4M | $574.0M | $490.1M | $659.2M |
| Income tax expense | $126.3M | $113.2M | $97.5M | $135.1M |
| Net income | $486.1M | $460.8M | $392.6M | $524.1M |
| Earnings per common share - basic | $5.70 | $5.30 | $4.51 | $6.00 |
| Earnings per common share - diluted | $5.67 | $5.28 | $4.50 | $5.98 |
| Dividends paid per share | $1.80 | $1.50 | $1.20 | $1.08 |
| Weighted average shares outstanding - basic | 84.9M | 86.3M | 86.1M | 86.1M |
| Weighted average shares outstanding - diluted | 85.4M | 86.6M | 86.4M | 86.4M |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Loans, including fees | $338.9M | $331.4M | $344.3M | $338.4M |
| Loans held for sale | $745.0K | $366.0K | $375.0K | $399.0K |
| Securities-taxable | $65.2M | $62.1M | $56.3M | $54.0M |
| Securities-tax exempt | $3.3M | $3.7M | $3.9M | $4.0M |
| Short-term investments | $4.8M | $3.8M | $4.0M | $5.7M |
| Total interest income | $412.9M | $401.4M | $409.0M | $402.6M |
| Deposits | $102.6M | $104.4M | $118.1M | $117.8M |
| Short-term borrowings | $14.5M | $8.9M | $8.2M | $4.9M |
| Long-term debt | $2.8M | $2.9M | $3.0M | $3.0M |
| Total interest expense | $119.9M | $116.2M | $129.3M | $125.6M |
| Net interest income | $293.0M | $285.2M | $279.7M | $277.0M |
| Provision for credit losses | $13.8M | $13.2M | $12.7M | $14.9M |
| Net interest income after provision for credit losses | $279.2M | $272.0M | $267.1M | $262.0M |
| Service charges on deposit accounts | $93.8M | $88.7M | $89.2M | $83.8M |
| Other income | $14.5M | $17.4M | $16.8M | $14.8M |
| Total noninterest income | $108.3M | $7.5M | $106.0M | $98.5M |
| Compensation expense | $105.6M | $98.8M | $100.7M | $95.9M |
| Employee benefits | $24.6M | $28.4M | $21.3M | $20.6M |
| Personnel expense | $130.2M | $127.1M | $122.0M | $116.5M |
| Net occupancy expense | $13.9M | $13.1M | $14.1M | $13.8M |
| Equipment expense | $4.4M | $4.2M | $4.2M | $4.5M |
| Data processing expense | $31.7M | $32.8M | $30.7M | $33.4M |
| Professional services expense | $14.5M | $13.6M | $13.4M | $16.4M |
| Amortization of intangible assets | $2.2M | $2.5M | $2.7M | $2.5M |
| Deposit insurance and regulatory fees | $5.0M | $5.0M | $4.7M | $4.8M |
| Other real estate and foreclosed assets expense, net | $214.0K | $441.0K | ($337.0K) | $1.2M |
| Other expense | $23.3M | $21.9M | $21.5M | $22.8M |
| Total noninterest expense | $225.4M | $220.7M | $212.8M | $216.0M |
| Income before income taxes | $162.2M | $58.7M | $160.3M | $144.6M |
| Income taxes expense | $35.2M | $11.3M | $32.9M | $31.0M |
| Net income | $127.0M | $47.4M | $127.5M | $113.5M |
| Earnings per common share-basic | $1.56 | $0.58 | $1.50 | $1.32 |
| Earnings per common share-diluted | $1.55 | $0.57 | $1.49 | $1.32 |
| Dividends paid per share | $0.50 | $0.50 | $0.45 | $0.45 |
| Weighted average shares outstanding-basic | 80.9M | 81.7M | 84.9M | 85.6M |
| Weighted average shares outstanding-diluted | 81.5M | 82.3M | 85.5M | 85.9M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $563.0M | $574.9M | $561.2M | $564.5M |
| Interest-bearing bank deposits | $132.0M | $939.3M | $626.6M | $323.3M |
| Federal funds sold | $229.0K | $409.0K | $436.0K | $728.0K |
| Securities available for sale, at fair value (amortized cost of $6,341,322 and $5,774,133) | $6.0B | $5.2B | $4.9B | $5.6B |
| Securities held to maturity (fair value of $2,011,026 and $2,233,526) | $2.1B | $2.4B | $2.7B | $2.9B |
| Loans held for sale (includes $33,158 and $18,929 measured at fair value) | $33.2M | $21.5M | $26.1M | $26.4M |
| Loans | $24.0B | $23.3B | $23.9B | $23.1B |
| Less: allowance for loan losses | ($307.7M) | ($318.9M) | ($307.9M) | ($307.8M) |
| Loans, net | $23.7B | $23.0B | $23.6B | $22.8B |
| Property and equipment, net of accumulated depreciation of $370,818 and $345,962 | $261.2M | $279.8M | $301.6M | $328.6M |
| Right of use assets, net of accumulated amortization of $73,527 and $67,063 | $102.1M | $98.8M | $105.8M | $96.9M |
| Prepaid expense | $58.8M | $45.8M | $45.2M | $44.6M |
| Other real estate and foreclosed assets, net | $14.8M | $27.8M | $3.6M | $2.0M |
| Accrued interest receivable | $138.5M | $143.2M | $157.2M | $131.8M |
| Goodwill | $925.4M | $855.5M | $855.5M | $855.5M |
| Other intangible assets, net | $67.1M | $35.2M | $44.6M | $56.2M |
| Life insurance contracts | $798.5M | $774.5M | $749.5M | $729.8M |
| Funded pension assets, net | $292.4M | $260.0M | $216.8M | $216.8M |
| Deferred tax asset, net | $55.8M | $146.6M | $153.4M | $211.4M |
| Other assets | $284.2M | $300.7M | $516.9M | $380.5M |
| Total assets | $35.5B | $35.1B | $35.6B | $35.2B |
| Noninterest-bearing | $10.4B | $10.6B | $11.0B | $13.6B |
| Interest-bearing | $18.9B | $18.9B | $18.7B | $15.4B |
| Total deposits | $29.3B | $29.5B | $29.7B | $29.1B |
| Short-term borrowings | $1.0B | $639.0M | $1.2B | $1.9B |
| Long-term debt | $199.4M | $210.5M | $236.3M | $242.1M |
| Accrued interest payable | $14.5M | $20.1M | $45.0M | $9.9M |
| Lease liabilities | $121.5M | $117.8M | $125.6M | $116.4M |
| Other liabilities | $380.2M | $473.8M | $523.1M | $531.1M |
| Total liabilities | $31.0B | $31.0B | $31.8B | $31.8B |
| Common stock | $309.5M | $309.5M | $309.5M | $309.5M |
| Capital surplus | $1.5B | $1.7B | $1.7B | $1.7B |
| Retained earnings | $3.0B | $2.7B | $2.4B | $2.1B |
| Accumulated other comprehensive loss, net | ($376.3M) | ($606.1M) | ($621.1M) | ($772.2M) |
| Total stockholders' equity | $4.5B | $4.1B | $3.8B | $3.3B |
| Total liabilities and stockholders' equity | $35.5B | $35.1B | $35.6B | $35.2B |
| Preferred shares authorized (par value of $20.00 per share) | $50000000.00 | $50000000.00 | $50000000.00 | $50000000.00 |
| Common shares authorized (par value of $3.33 per share) | $350000000.00 | $350000000.00 | $350000000.00 | $350000000.00 |
| Common shares issued | 92.9M | 92.9M | 92.9M | 92.9M |
| Common shares outstanding | 82.3M | 86.1M | 86.3M | 85.9M |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $572.0M | $555.5M | $514.6M | $512.5M |
| Interest-bearing bank deposits | $514.9M | $223.5M | $911.1M | $604.2M |
| Federal funds sold | $195.0K | $212.0K | $246.0K | $373.0K |
| Securities available for sale, at fair value (amortized cost of $6,340,945 and $6,341,322) | $6.0B | $6.0B | $5.8B | $5.6B |
| Securities held to maturity (fair value of $1,755,583 and $2,011,026) | $1.9B | $2.1B | $2.2B | $2.2B |
| Loans held for sale (includes $42,867 and $33,158 measured at fair value) | $52.9M | $63.1M | $33.2M | $30.8M |
| Loans | $24.6B | $24.0B | $23.6B | $23.5B |
| Less: allowance for loan losses | ($312.6M) | ($311.3M) | ($313.6M) | ($313.2M) |
| Loans, net | $24.3B | $23.7B | $23.3B | $23.1B |
| Property and equipment, net of accumulated depreciation of $376,395 and $370,818 | $254.8M | $261.0M | $260.3M | $263.0M |
| Right of use assets, net of accumulated amortization of $80,695 and $73,527 | $102.4M | $104.6M | $103.7M | $108.5M |
| Prepaid expenses | $66.1M | $60.4M | $58.9M | $61.4M |
| Other real estate and foreclosed assets, net | $12.9M | $11.3M | $11.1M | $26.8M |
| Accrued interest receivable | $141.7M | $141.3M | $142.0M | $142.6M |
| Goodwill | $925.4M | $925.4M | $925.4M | $925.4M |
| Other intangible assets, net | $62.3M | $64.5M | $69.7M | $72.4M |
| Life insurance contracts | $811.8M | $804.1M | $785.8M | $780.2M |
| Funded pension assets, net | $301.3M | $296.5M | $270.8M | $267.1M |
| Deferred tax asset, net | $41.7M | $34.9M | $74.6M | $88.4M |
| Other assets | $326.7M | $287.4M | $330.7M | $312.3M |
| Total assets | $36.3B | $35.5B | $35.8B | $35.2B |
| Noninterest-bearing | $10.3B | $10.3B | $10.3B | $10.6B |
| Interest-bearing | $19.3B | $18.7B | $18.4B | $18.4B |
| Total deposits | $29.6B | $29.1B | $28.7B | $29.0B |
| Short-term borrowings | $1.6B | $1.4B | $1.9B | $1.0B |
| Long-term debt | $193.8M | $193.8M | $210.7M | $210.6M |
| Accrued interest payable | $14.5M | $14.6M | $17.2M | $17.3M |
| Lease liabilities | $122.5M | $124.3M | $122.8M | $127.8M |
| Other liabilities | $370.3M | $347.3M | $390.0M | $400.0M |
| Total liabilities | $31.9B | $31.1B | $31.3B | $30.8B |
| Common stock | $309.5M | $309.5M | $309.5M | $309.5M |
| Capital surplus | $1.4B | $1.4B | $1.6B | $1.7B |
| Retained earnings | $3.1B | $3.0B | $2.9B | $2.9B |
| Accumulated other comprehensive loss, net | ($345.4M) | ($325.1M) | ($416.5M) | ($469.8M) |
| Total stockholders' equity | $4.4B | $4.4B | $4.5B | $4.4B |
| Total liabilities and stockholders' equity | $36.3B | $35.5B | $35.8B | $35.2B |
| Preferred shares authorized (par value of $20.00 per share) | $50000000.00 | $50000000.00 | $50000000.00 | $50000000.00 |
| Common shares authorized (par value of $3.33 per share) | $350000000.00 | $350000000.00 | $350000000.00 | $350000000.00 |
| Common shares issued | 92.9M | 92.9M | 92.9M | 92.9M |
| Common shares outstanding | 80.5M | 81.2M | 84.7M | 85.4M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $486.1M | $460.8M | $392.6M | $524.1M |
| Depreciation and amortization | $27.3M | $32.3M | $34.7M | $31.6M |
| Provision for credit losses | $51.2M | $52.2M | $59.1M | ($28.4M) |
| Gain on other real estate and foreclosed assets | ($761.0K) | ($2.0M) | ($967.0K) | ($4.4M) |
| Deferred tax expense | $23.2M | $4.3M | $14.0M | ($22.2M) |
| Increase in cash surrender value of life insurance contracts | ($25.0M) | ($27.3M) | ($17.7M) | ($7.0M) |
| (Gain) loss on disposal or impairment of assets | $294.0K | ($1.2M) | ($15.8M) | $259.0K |
| Loss on sale of securities available for sale | $11.0K | $0 | $65.4M | $87.0K |
| Net (increase) decrease in loans held for sale | ($11.1M) | $4.5M | ($24.6M) | $61.0M |
| Net amortization of securities premium/discount | $13.1M | $13.7M | $16.4M | $35.5M |
| Amortization of intangible assets | $10.0M | $9.4M | $11.6M | $14.0M |
| Stock-based compensation expense | $24.4M | $22.7M | $24.7M | $23.5M |
| Net change in derivative collateral liability | ($35.8M) | ($5.3M) | $58.3M | $64.9M |
| Increase (decrease) in interest payable and other liabilities | ($15.9M) | ($16.8M) | $48.7M | $6.8M |
| (Increase) decrease in other assets | ($5.8M) | $85.0M | ($160.9M) | $176.4M |
| Other, net | $620.0K | ($6.4M) | ($10.3M) | ($34.1M) |
| Net cash provided by operating activities | $541.8M | $625.7M | $495.2M | $842.0M |
| Proceeds from sales of securities available for sale | $229.2M | $0 | $977.1M | $73.2M |
| Proceeds from maturities of securities available for sale | $452.8M | $454.2M | $813.2M | $502.6M |
| Purchases of securities available for sale | ($1.2B) | ($750.3M) | ($1.0B) | ($635.6M) |
| Proceeds from maturities of securities held to maturity | $293.7M | $238.9M | $163.3M | $147.9M |
| Proceeds received (made) to terminate hedge instruments | $2.3M | — | — | — |
| Net redemptions (purchases) of Federal Home Loan Bank stock | ($16.8M) | $134.7M | ($68.1M) | ($12.1M) |
| Net (increase) decrease in short-term investments | $807.4M | ($312.6M) | ($303.0M) | $3.5B |
| Proceeds from sales of loans and leases | $110.9M | $119.2M | $115.1M | $30.7M |
| Net (increase) decrease in loans | ($847.7M) | $407.5M | ($968.2M) | ($2.1B) |
| Net cash paid in business acquisition | ($112.1M) | — | — | — |
| Purchases of property and equipment | ($18.7M) | ($10.2M) | ($25.0M) | ($29.1M) |
| Proceeds from sales of property | $0 | $6.1M | $33.1M | — |
| Proceeds from sales of other real estate and foreclosed assets | $27.6M | $1.8M | $3.6M | $14.1M |
| Other, net | ($5.3M) | ($698.0K) | ($4.6M) | $11.5M |
| Net cash provided by (used in) investing activities | ($314.4M) | $274.8M | ($295.2M) | $662.4M |
| Net increase (decrease) in deposits | ($213.1M) | ($197.2M) | $619.7M | ($1.4B) |
| Net increase (decrease) in short-term borrowings | $378.3M | ($515.8M) | ($716.4M) | $206.2M |
| Dividends paid | ($153.8M) | ($130.8M) | ($104.7M) | ($94.5M) |
| Payroll tax remitted on net share settlement of equity awards | ($8.3M) | ($9.4M) | ($5.7M) | ($7.4M) |
| Other repurchases of common stock | ($246.9M) | ($37.7M) | $0 | ($58.9M) |
| Proceeds from dividend reinvestment and stock purchase plan | $4.4M | $4.1M | $3.8M | $3.6M |
| Net cash used in financing activities | ($239.3M) | ($886.8M) | ($203.3M) | ($1.3B) |
| NET INCREASE (DECREASE) IN CASH AND DUE FROM BANKS | ($11.9M) | $13.7M | ($3.3M) | $163.3M |
| CASH AND DUE FROM BANKS, BEGINNING | $574.9M | $561.2M | $564.5M | $401.2M |
| CASH AND DUE FROM BANKS, ENDING | $563.0M | $574.9M | $561.2M | $564.5M |
| Income taxes paid (net of refunds received) | $103.1M | $89.6M | $103.2M | $135.2M |
| Interest paid | $511.4M | $635.8M | $487.7M | $80.1M |
| Assets acquired in settlement of loans | $17.6M | $28.5M | $4.3M | $596.0K |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $174.4M | $47.4M | $360.5M | $233.0M |
| Depreciation and amortization | $12.6M | $6.3M | $21.1M | $15.0M |
| Provision for credit losses | $26.9M | $13.2M | $38.0M | $25.4M |
| Gain on other real estate and foreclosed assets | ($654.0K) | ($424.0K) | ($715.0K) | ($388.0K) |
| Deferred income tax expense | $5.3M | $6.0M | $16.3M | $17.2M |
| Increase cash surrender value of life insurance contracts | ($15.8M) | ($7.2M) | ($18.0M) | ($9.4M) |
| Loss on disposal of assets | $169.0K | $143.0K | $257.0K | $99.0K |
| Loss on securities transactions, net | $98.6M | $98.6M | — | — |
| Net increase in loans held for sale | ($19.5M) | ($30.3M) | ($11.1M) | ($8.7M) |
| Net amortization of securities premium/discount | $6.2M | $3.5M | $10.0M | $6.8M |
| Amortization of intangible assets | $4.8M | $2.5M | $7.3M | $4.6M |
| Stock-based compensation expense | $12.7M | $5.6M | $18.4M | $12.0M |
| Net change in derivative collateral liability | $8.7M | $7.6M | ($30.5M) | ($22.0M) |
| Net decrease in interest payable and other liabilities | ($20.5M) | ($36.0M) | ($10.4M) | ($19.5M) |
| Net increase in other assets | ($23.8M) | ($913.0K) | ($13.3M) | ($26.4M) |
| Other, net | ($4.3M) | ($1.6M) | $778.0K | $2.3M |
| Net cash provided by operating activities | $265.7M | $114.4M | $388.8M | $230.0M |
| Proceeds from sales of securities available for sale | $1.4B | $1.4B | — | — |
| Proceeds from maturities of securities available for sale | $261.7M | $134.2M | $302.1M | $198.4M |
| Purchases of securities available for sale | ($1.8B) | ($1.6B) | ($718.8M) | ($514.8M) |
| Proceeds from maturities of securities held to maturity | $245.1M | $79.6M | $231.1M | $199.6M |
| Proceeds from termination of fair value hedges | $1.7M | $1.7M | $2.3M | — |
| Net (increase) decrease in short-term investments | ($382.8M) | ($91.4M) | $28.4M | $335.1M |
| Net purchases of Federal Home Loan Bank stock | ($41.2M) | ($15.2M) | ($47.8M) | ($12.3M) |
| Proceeds from sales of loans and leases | $101.8M | $63.8M | $80.2M | $49.8M |
| Net increase in loans | ($752.2M) | ($113.9M) | ($426.0M) | ($244.2M) |
| Purchases of property and equipment | ($6.8M) | ($5.9M) | ($11.6M) | ($7.8M) |
| Proceeds from sales of other real estate and foreclosed assets | $6.9M | $4.8M | $24.4M | $3.2M |
| Other, net | $3.6M | $1.3M | ($430.0K) | ($4.1M) |
| Net cash used in investing activities | ($929.8M) | ($122.9M) | ($648.3M) | ($109.2M) |
| Net increase (decrease) in deposits | $350.0M | ($197.6M) | ($833.1M) | ($446.2M) |
| Net increase in short-term borrowings | $553.7M | $343.2M | $1.3B | $405.9M |
| Dividends paid | ($82.6M) | ($42.1M) | ($116.6M) | ($78.2M) |
| Payroll tax remitted on net share settlement of equity awards | ($9.2M) | ($9.0M) | ($6.8M) | ($6.6M) |
| Proceeds from dividend reinvestment and stock purchase plans | $2.4M | $1.2M | $3.4M | $2.2M |
| Repurchase of common stock | ($141.1M) | ($94.6M) | ($100.2M) | ($60.2M) |
| Net cash provided by (used in) financing activities | $673.2M | $1.0M | $199.2M | ($183.2M) |
| NET INCREASE (DECREASE) IN CASH AND DUE FROM BANKS | $9.0M | ($7.5M) | ($60.3M) | ($62.4M) |
| CASH AND DUE FROM BANKS, BEGINNING | $563.0M | $563.0M | $574.9M | $574.9M |
| CASH AND DUE FROM BANKS, ENDING | $572.0M | $555.5M | $514.6M | $512.5M |
| Assets acquired in settlement of loans | $5.8M | $1.9M | $12.1M | $5.7M |
HANCOCK WHITNEY CORP score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.