HOPE BANCORP INC's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), HOPE BANCORP INC reported net income of $61.6M (-38.2% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest and fees on loans | $837.2M | $837.2M | $892.6M | $660.7M |
| Interest on investment securities | $76.2M | $68.5M | $66.1M | $52.2M |
| Interest-bearing Deposits in Banks and Other Financial Institutions | $23.5M | $44.7M | $87.4M | — |
| Interest on other investments | $4.2M | $3.6M | $2.9M | $3.2M |
| Total interest income | $941.2M | $954.0M | $1.0B | $716.1M |
| Interest on deposits | $457.3M | $495.4M | $441.2M | $114.8M |
| Interest Expense, FHLB and FRB borrowings | $2.1M | $19.9M | $69.4M | $11.5M |
| Interest on other borrowings and debt | $9.6M | $10.8M | $12.4M | $11.3M |
| Total interest expense | $468.9M | $526.1M | $523.0M | $137.7M |
| NET INTEREST INCOME BEFORE PROVISION FOR CREDIT LOSSES | $472.2M | $427.9M | $525.9M | $578.4M |
| Provision for credit losses | $31.8M | $17.3M | — | — |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $440.4M | $410.6M | $496.8M | $568.8M |
| Service fees on deposit accounts | $12.5M | $10.7M | $9.5M | $8.9M |
| International service fees | $3.2M | $3.0M | $3.4M | $3.1M |
| Wire transfer and foreign currency fees | $4.5M | $3.8M | $3.3M | $3.5M |
| Swap fees | $5.9M | $1.6M | $711.0K | $2.6M |
| Net gains on sales of SBA loans | $12.5M | $7.8M | $4.1M | $16.3M |
| Net (losses) gains on sales of investment securities AFS | ($37.7M) | $936.0K | — | — |
| Net gain on branch sales | $0 | $1.0M | — | — |
| Other income and fees | $25.5M | $18.3M | $24.3M | $12.2M |
| Total noninterest income | $26.5M | $47.1M | $45.6M | $51.4M |
| Salaries and employee benefits | $214.1M | $177.9M | $207.9M | $204.7M |
| Occupancy | $34.2M | $27.5M | $28.9M | $28.3M |
| Furniture, equipment and software | $32.0M | $21.6M | $21.4M | $19.4M |
| Data processing and item processing | $12.5M | $12.1M | $11.6M | $10.7M |
| Professional fees | $8.6M | $9.0M | $6.5M | $6.3M |
| Amortization of investments in affordable housing partnerships | $10.5M | $9.1M | $8.2M | $8.7M |
| FDIC assessments | $11.0M | $10.8M | $13.3M | $6.2M |
| FDIC special assessment | ($691.0K) | $691.0K | $4.0M | — |
| Earned interest credit expense | $13.0M | $23.4M | $22.4M | $11.0M |
| Merger and restructuring-related costs | $21.5M | $4.6M | — | — |
| Other noninterest expense | $32.9M | $27.1M | $28.8M | $15.1M |
| Total noninterest expense | $389.6M | $324.7M | $364.5M | $324.2M |
| INCOME BEFORE INCOME TAXES | $77.3M | $133.0M | $177.9M | $296.0M |
| Income tax provision | $15.7M | $33.3M | $44.2M | $77.8M |
| NET INCOME | $61.6M | $99.6M | $133.7M | $218.3M |
| Basic (in dollars per share) | $0.49 | $0.83 | $1.11 | $1.82 |
| Diluted (in dollars per share) | $0.49 | $0.82 | $1.11 | $1.81 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Interest and fees on loans | $211.4M | $205.9M | $216.9M | $211.4M |
| Interest on investment securities | $20.4M | $19.2M | $21.5M | $17.8M |
| Interest on cash and deposits at other banks | $3.8M | $3.8M | $5.3M | $8.8M |
| Interest on other investments | $632.0K | $1.2M | $1.2M | $1.2M |
| Total interest income | $236.2M | $230.1M | $244.8M | $239.2M |
| Interest on deposits | $101.8M | $101.5M | $115.4M | $118.9M |
| Interest Expense, FHLB and FRB borrowings | $3.2M | $2.4M | $273.0K | $364.0K |
| Interest on other debt | $2.2M | $2.2M | $2.4M | $2.4M |
| Total interest expense | $107.2M | $106.1M | $118.1M | $121.6M |
| NET INTEREST INCOME | $129.0M | $124.1M | $126.6M | $117.5M |
| PROVISION FOR CREDIT LOSSES | $6.8M | $8.7M | $8.7M | $15.0M |
| NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES | $122.2M | $115.4M | $117.9M | $102.5M |
| Service fees on deposit accounts | $3.4M | $3.3M | $3.2M | $3.1M |
| International service, wire transfer and foreign currency fees | $2.0M | $2.3M | — | — |
| Other customer-driven income and fees | $5.7M | $4.9M | — | — |
| Net gains on sales of SBA loans | $4.4M | $3.3M | $2.8M | $4.0M |
| Net (gains) losses on sales of investment securities AFS | $1.2M | $604.0K | $0 | ($38.9M) |
| Other noninterest income | $2.1M | $2.6M | $6.6M | $5.5M |
| Total noninterest income (loss) | $18.9M | $17.0M | $15.4M | ($23.0M) |
| Salaries and employee benefits | $56.9M | $56.2M | $54.9M | $52.8M |
| Occupancy, furniture and equipment | $11.4M | $10.6M | — | — |
| Software and subscriptions | $7.1M | $6.3M | — | — |
| Data and item processing | $3.2M | $3.6M | $4.2M | $3.6M |
| Amortization of investments in affordable housing partnerships | $2.6M | $2.5M | $3.2M | $2.4M |
| Federal Deposit Insurance Corporation (“FDIC”) assessments | $2.8M | $2.8M | $2.9M | $2.5M |
| FDIC special assessment (reversal) | $0 | ($58.0K) | $0 | $0 |
| Earned interest credit expense | $2.5M | $2.4M | $3.5M | $3.3M |
| Merger-related costs | $2.1M | $234.0K | $958.0K | $17.3M |
| Other noninterest expense | $10.0M | $10.0M | $7.7M | $8.9M |
| Total noninterest expense | $98.5M | $94.5M | $96.9M | $109.5M |
| INCOME (LOSS) BEFORE INCOME TAXES | $42.6M | $37.9M | $36.5M | ($29.9M) |
| INCOME TAX PROVISION (BENEFIT) | $9.6M | $8.4M | $5.6M | ($2.0M) |
| NET INCOME (LOSS) | $33.0M | $29.5M | $30.8M | ($27.9M) |
| Basic (in dollars per share) | $0.26 | $0.23 | $0.24 | -$0.22 |
| Diluted (in dollars per share) | $0.26 | $0.23 | $0.24 | -$0.22 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $209.5M | $222.7M | $172.8M | $213.8M |
| Interest earning cash in other banks | $350.6M | $235.5M | $1.8B | $293.0M |
| Total cash and cash equivalents | $560.1M | $458.2M | $1.9B | $506.8M |
| Investment securities available for sale (“AFS”), at fair value | $1.8B | $1.8B | $2.1B | $2.0B |
| Amortized Cost | $239.8M | $252.4M | $263.9M | $271.1M |
| Equity investments | $42.5M | $39.9M | $43.8M | $42.4M |
| Loans held for sale, at lower of cost or fair value | $86.9M | $14.5M | $3.4M | $49.2M |
| Loans receivable, net of allowance for credit losses | $14.5B | $13.5B | $13.7B | $15.2B |
| Federal Home Loan Bank (“FHLB”) stock, at cost | $17.7M | $17.3M | $17.3M | $18.6M |
| Premises and equipment, net | $69.6M | $51.8M | $50.6M | $46.9M |
| Accrued interest receivable | $52.2M | $51.2M | $61.7M | $55.5M |
| Deferred tax assets, net | $184.4M | $140.0M | $135.2M | $150.4M |
| Bank owned life insurance (“BOLI”) | $140.7M | $90.2M | $89.1M | $77.1M |
| Investments in affordable housing partnerships | $27.9M | $32.4M | $54.5M | $47.7M |
| Operating lease right-of-use (“ROU”) assets, net | $57.4M | $39.4M | $46.6M | $55.0M |
| Goodwill | $480.9M | $464.4M | $464.4M | $464.4M |
| Core deposit intangible assets, net | $45.0M | $2.3M | $3.9M | $5.7M |
| Servicing assets, net | $13.0M | $10.1M | $9.6M | $11.6M |
| Other assets | $136.1M | $99.0M | $118.0M | $144.7M |
| Total assets | $18.5B | $17.1B | $19.1B | $19.2B |
| Noninterest bearing | $3.4B | $3.4B | $3.9B | $4.8B |
| Money market and NOW accounts | $4.7B | $4.5B | $4.2B | $5.6B |
| Savings deposits | $1.2B | $660.5M | $702.5M | $283.5M |
| Time deposits | $6.4B | $5.8B | $6.0B | $5.0B |
| Total deposits | $15.6B | $14.3B | $14.8B | $15.7B |
| FHLB and FRB borrowings | $284.9M | $239.0M | $1.8B | $865.0M |
| Convertible notes and subordinated debentures, net | $111.0M | $109.6M | — | — |
| Accrued interest payable | $78.3M | $93.8M | $168.2M | $26.7M |
| Operating lease liabilities | $59.3M | $44.1M | $52.7M | $59.1M |
| Other liabilities | $111.8M | $105.6M | $110.2M | $119.3M |
| Total liabilities | $16.2B | $14.9B | $17.0B | $17.1B |
| Common Stock, par value, issued | $146.0K | $138.0K | $138.0K | $137.0K |
| Additional paid-in capital | $1.5B | $1.4B | $1.4B | $1.4B |
| Retained earnings | $1.2B | $1.2B | $1.2B | $1.1B |
| Treasury Stock, at cost | ($264.7M) | ($264.7M) | ($264.7M) | ($264.7M) |
| Accumulated other comprehensive loss, net | ($148.3M) | ($227.9M) | ($204.7M) | ($230.9M) |
| Total stockholders’ equity | $2.3B | $2.1B | $2.1B | $2.0B |
| Total liabilities and stockholders’ equity | $18.5B | $17.1B | $19.1B | $19.2B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $214.0M | $225.0M | $224.0M | $253.1M |
| Interest earning cash in other banks | $426.4M | $369.8M | $230.9M | $436.6M |
| Total cash and cash equivalents | $640.4M | $594.8M | $454.9M | $689.7M |
| Interest earning deposits in other financial institutions | $7.9M | $7.7M | — | — |
| Investment securities available for sale (“AFS”), at fair value | $1.9B | $1.9B | $2.0B | $2.0B |
| Amortized Cost | $232.4M | $236.1M | $243.5M | $247.2M |
| Equity investments | $45.3M | $43.4M | $88.7M | $88.2M |
| Loans held for sale, at lower of cost or fair value | $92.7M | $97.5M | $33.1M | $12.1M |
| Loans receivable, net of allowance for credit losses of $153,218 and $156,661 at June 30, 2026 and December 31, 2025, respectively | $14.8B | $14.5B | $14.4B | $14.3B |
| Federal Home Loan Bank (“FHLB”) stock, at cost | $17.3M | $17.7M | $17.7M | $18.6M |
| Premises and equipment, net | $70.0M | $68.6M | $69.2M | $69.1M |
| Accrued interest receivable | $53.6M | $53.7M | $53.2M | $53.6M |
| Deferred tax assets, net | $185.7M | $181.2M | $188.8M | $203.0M |
| Bank owned life insurance (“BOLI”) | $142.1M | $141.4M | $140.0M | $140.4M |
| Investments in affordable housing partnerships | $31.7M | $30.0M | $30.0M | $30.8M |
| Operating lease right-of-use assets (“ROU”), net | $54.6M | $55.6M | $56.4M | $58.4M |
| Goodwill | $484.1M | $484.1M | $478.3M | $478.1M |
| Core deposit intangible assets, net | $42.8M | $43.9M | $46.2M | $47.3M |
| Servicing assets, net | $14.7M | $13.6M | $12.4M | $11.8M |
| Other assets | $141.6M | $153.1M | $138.4M | $91.7M |
| Total assets | $19.0B | $18.7B | $18.5B | $18.5B |
| Noninterest bearing | $3.5B | $3.4B | $3.5B | $3.5B |
| Money market and NOW accounts | $5.1B | $5.0B | $4.8B | $4.9B |
| Savings deposits | $1.0B | $1.1B | $1.2B | $1.2B |
| Time deposits | $6.2B | $6.3B | $6.3B | $6.4B |
| Total deposits | $15.9B | $15.7B | $15.8B | $15.9B |
| FHLB borrowings | $472.0M | $285.0M | $24.9M | $29.8M |
| Convertible notes and subordinated debentures, net | $111.7M | $111.3M | $110.6M | $110.3M |
| Accrued interest payable | $63.9M | $68.4M | $74.4M | $72.0M |
| Operating lease liabilities | $56.0M | $57.3M | $58.8M | $60.9M |
| Other liabilities | $115.9M | $125.0M | $152.0M | $106.6M |
| Total liabilities | $16.7B | $16.4B | $16.3B | $16.3B |
| Common stock, $0.001 par value; 300,000,000 and 300,000,000 authorized shares at June 30, 2026 and December 31, 2025, respectively: issued and outstanding 145,897,397 and 127,741,836 shares, respectively, at June 30, 2026, and issued and outstanding 145,584,490 and 128,201,655 shares, respectively, at December 31, 2025 | 146.0K | 146.0K | 146.0K | 146.0K |
| Additional paid-in capital | $1.5B | $1.5B | $1.5B | $1.5B |
| Retained earnings | $1.2B | $1.2B | $1.2B | $1.1B |
| Treasury stock, at cost; 18,155,561 and 17,382,835 shares at June 30, 2026 and December 31, 2025, respectively | -273.4M | -271.4M | -264.7M | -264.7M |
| Accumulated other comprehensive loss, net | ($155.6M) | ($152.4M) | ($154.1M) | ($171.4M) |
| Total stockholders’ equity | $2.3B | $2.3B | $2.3B | $2.2B |
| Total liabilities and stockholders’ equity | $19.0B | $18.7B | $18.5B | $18.5B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $61.6M | $99.6M | $133.7M | $218.3M |
| Discount accretion, net of depreciation and amortization | $70.2M | $52.7M | $15.6M | $20.1M |
| Stock-based compensation expense | $7.7M | $8.9M | $12.3M | $12.3M |
| Provision for credit losses | $31.8M | $17.3M | — | — |
| Distribution Gain (Loss) From Investments | ($120.0K) | ($2.0K) | ($5.8M) | — |
| Write-down of ROU assets | $0 | $0 | $2.2M | $0 |
| Net gains on sales of SBA loans | ($14.3M) | ($8.5M) | ($4.3M) | ($17.4M) |
| Gains on BOLI | ($3.5M) | ($1.7M) | — | — |
| Net change in fair value of derivatives | ($6.8M) | ($13.4M) | ($16.2M) | — |
| Valuation on HFS loans | $37.7M | $1.6M | — | — |
| Net change in deferred income taxes | $6.2M | $5.3M | $4.1M | ($9.0M) |
| Proceeds from sales of loans held for sale | $200.3M | $63.7M | $135.5M | $238.9M |
| Originations of loans held for sale | ($149.9M) | ($34.5M) | ($57.5M) | ($55.5M) |
| Originations of servicing assets | ($6.2M) | ($3.2M) | ($1.9M) | ($5.2M) |
| Net change in accrued interest receivable | $4.2M | $10.6M | ($9.2M) | ($17.2M) |
| Net change in other assets | ($25.4M) | ($5.1M) | $106.0M | ($3.5M) |
| Net change in accrued interest payable | ($16.4M) | ($74.4M) | $141.5M | $22.4M |
| Net change in other liabilities | ($32.5M) | ($1.1M) | ($21.9M) | $57.6M |
| Net cash provided by operating activities | $164.5M | $116.7M | $473.8M | $485.5M |
| Investments in renewable energy tax credits | ($36.4M) | ($17.2M) | $0 | — |
| Redemption of interest earning deposits in other financial institutions | $0 | $0 | $735.0K | — |
| Purchase of securities | ($777.8M) | ($275.0M) | ($460.1M) | ($212.5M) |
| Proceeds from matured, called, or paid-down securities | $245.1M | $304.3M | $317.4M | $324.7M |
| Proceeds from sale of securities | $1.1B | $276.3M | — | $0 |
| Purchase of securities | $0 | $0 | ($5.5M) | ($41.6M) |
| Proceeds from matured, called, or paid-down securities | $16.0M | $15.0M | $16.5M | $11.6M |
| Purchase of investments | ($48.3M) | ($1.6M) | ($1.3M) | ($350.0K) |
| Proceeds from redemptions of investments | $47.3M | $539.0K | — | — |
| Proceeds from sales of loans held for sale previously classified as held for investment | $143.5M | $194.2M | $326.8M | — |
| Net change in loans receivable | $0 | $0 | $1.1B | ($1.7B) |
| Net change in loans receivable | ($279.2M) | ($17.8M) | — | — |
| Proceeds from sales of OREO | $0 | $63.0K | $2.1M | $524.0K |
| Purchase of FHLB and stock | $0 | $0 | ($4.7M) | ($21.4M) |
| Redemption of FHLB and FRB stock | $11.2M | $0 | $6.0M | $20.0M |
| Purchase of premises and equipment | ($13.1M) | ($9.8M) | ($13.1M) | ($9.1M) |
| Payment to Acquire Life Insurance Policy, Investing Activities | $0 | $0 | ($11.0M) | — |
| Proceeds from BOLI death benefits | $2.8M | $633.0K | $587.0K | $1.2M |
| Investments in affordable housing partnerships | ($6.1M) | ($3.2M) | ($5.7M) | ($3.9M) |
| Cash Acquired from Acquisition | $86.9M | — | — | — |
| Net cash provided by investing activities | $525.3M | $466.5M | $1.3B | ($1.5B) |
| Net change in deposits | ($400.6M) | ($426.3M) | ($985.0M) | $698.4M |
| Proceeds from FHLB advances | $390.0M | $600.1M | $5.5B | $23.8B |
| Repayment of FHLB advances | ($365.0M) | ($600.1M) | ($6.0B) | ($23.5B) |
| Proceeds from FRB borrowings | $311.2M | $1.3B | $36.1B | $16.5B |
| Repayment of FRB borrowings | ($450.2M) | ($2.8B) | ($34.7B) | ($16.3B) |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income (loss) | $62.6M | $29.5M | $24.1M | ($6.8M) |
| Discount accretion, net of depreciation and amortization | $28.2M | $15.1M | $46.3M | $18.0M |
| Stock-based compensation expense | $3.7M | $1.0M | $5.6M | $3.6M |
| Provision for credit losses | $15.4M | $8.7M | $28.5M | $19.8M |
| Gains on BOLI | ($1.3M) | — | ($1.8M) | ($1.1M) |
| Net gains on sales of loans | ($8.2M) | ($3.7M) | ($11.9M) | ($9.0M) |
| Net change in fair value of derivatives | ($5.3M) | ($1.1M) | ($5.6M) | ($3.2M) |
| Net (gains) losses on sales of investment securities AFS | ($1.8M) | ($604.0K) | $38.9M | $38.9M |
| Net change in deferred income taxes | ($1.9M) | $1.6M | $7.9M | $409.0K |
| Proceeds from sales of loans held for sale | $174.2M | $63.6M | $125.0M | $85.5M |
| Originations of loans held for sale | ($160.1M) | ($73.7M) | ($115.4M) | ($66.9M) |
| Originations of servicing assets | ($3.6M) | ($1.6M) | ($4.8M) | ($3.4M) |
| Net change in accrued interest receivable | ($1.4M) | ($1.5M) | $3.2M | $2.8M |
| Net change in other assets | $11.9M | $4.8M | ($14.5M) | $5.5M |
| Net change in accrued interest payable | ($14.4M) | ($9.9M) | ($20.4M) | ($22.7M) |
| Net change in other liabilities | ($23.8M) | ($18.4M) | ($17.4M) | ($25.3M) |
| Net cash provided by operating activities | $74.2M | $13.8M | $87.8M | $36.0M |
| Investment in interest earning deposits in other financial institutions | ($8.2M) | ($7.7M) | — | — |
| Redemption of interest earning deposits in other financial institutions | $248.0K | — | — | — |
| Purchase of securities | ($493.3M) | ($277.9M) | ($717.5M) | ($686.7M) |
| Proceeds from matured, called, or paid-down securities | $210.8M | $118.6M | $166.3M | $112.5M |
| Proceeds from sales of securities | $156.0M | $34.1M | $953.1M | $953.1M |
| Proceeds from matured, called, or paid-down securities | $8.9M | $4.5M | $11.4M | $6.8M |
| Purchase of investments | ($2.9M) | ($964.0K) | ($47.9M) | ($47.6M) |
| Proceeds from redemptions of investments | $114.0K | $0 | $273.0K | $134.0K |
| Proceeds from sales of loans held for sale previously classified as held for investment | $62.0M | $48.4M | $137.2M | $108.7M |
| Net change in loans receivable | ($325.6M) | — | ($70.7M) | $119.0M |
| Redemption of FHLB and Federal Reserve Bank ("FRB") stock | $450.0K | — | $11.2M | $10.3M |
| Purchase of premises and equipment | ($6.4M) | ($2.0M) | ($9.7M) | ($5.1M) |
| Proceeds from BOLI death benefits | $0 | — | $2.8M | $964.0K |
| Investments in affordable housing partnerships | ($8.8M) | ($4.5M) | ($5.2M) | ($2.8M) |
| Investments in renewable energy tax credits | ($5.0M) | — | ($7.2M) | — |
| Proceeds from terminations of derivatives | $3.8M | — | — | — |
| Net cash received from the acquisition of Territorial | $0 | — | $86.7M | $86.7M |
| Net cash (used in) provided by investing activities | ($407.8M) | ($76.0M) | $510.7M | $656.0M |
| Net change in deposits | $273.4M | $123.3M | ($172.5M) | ($54.6M) |
| Proceeds from FHLB advances | $322.0M | $0 | $115.0M | $100.0M |
| Repayment of FHLB advances | ($135.0M) | $0 | ($350.0M) | ($330.0M) |
| Proceeds from FRB borrowings | $212.0M | $0 | $238.2M | $172.1M |
| Repayment of FRB borrowings | ($212.0M) | $0 | ($377.2M) | ($311.1M) |
| Purchase of treasury stock | ($8.7M) | ($6.7M) | — | — |
| Cash dividends paid on common stock | ($35.8M) | ($17.9M) | ($52.8M) | ($34.8M) |
| Taxes paid in net settlement of restricted stock | ($1.9M) | ($1.7M) | ($2.6M) | ($2.1M) |
| Issuance of additional stock pursuant to various stock plans | $0 | — | $1.0K | $1.0K |
| Net cash provided by (used in) financing activities | $414.0M | $96.9M | ($601.8M) | ($460.5M) |
HOPE BANCORP INC score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.