HARTFORD INSURANCE GROUP, INC.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), HARTFORD INSURANCE GROUP, INC. reported revenue of $28.4B (+6.9% year on year) and net income of $3.8B (+23.3% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Earned premiums | $24.0B | $22.6B | $21.0B | $19.4B |
| Fee income | $1.4B | $1.4B | $1.3B | $1.3B |
| Net investment income | $2.9B | $2.6B | $2.3B | $2.2B |
| Net realized losses | ($100.0M) | ($61.0M) | ($188.0M) | ($627.0M) |
| Other revenues | $110.0M | $88.0M | $84.0M | $73.0M |
| Total revenues | $28.4B | $26.5B | $24.5B | $22.4B |
| Benefits, losses and loss adjustment expenses | $15.2B | $14.9B | $14.2B | $13.1B |
| Amortization of deferred policy acquisition costs ("DAC") | $2.5B | $2.3B | $2.0B | $1.8B |
| Selling, General and Administrative Expense | $5.6B | $5.3B | $4.9B | $4.8B |
| Interest expense | $199.0M | $199.0M | $199.0M | $213.0M |
| Amortization of other intangible assets | $71.0M | $71.0M | $71.0M | $71.0M |
| Restructuring and other costs | $0 | $2.0M | $6.0M | $13.0M |
| Benefits, losses and expenses | $23.6B | $22.7B | — | — |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest | $4.8B | $3.8B | $3.1B | $2.3B |
| Income tax expense | $924.0M | $738.0M | $584.0M | $443.0M |
| Net income | $3.8B | $3.1B | $2.5B | $1.8B |
| Less: Preferred stock dividends | $21.0M | $21.0M | $21.0M | — |
| Net income (loss) available to common stockholders | $3.8B | $3.1B | $2.5B | $1.8B |
| Net income (loss) Basic | $13.51 | $10.51 | $8.09 | $5.52 |
| Net income (loss) Diluted | $13.32 | $10.35 | $7.97 | $5.44 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Earned premiums | $6.3B | $6.1B | $6.1B | $6.0B |
| Fee income | $86.0M | $370.0M | $361.0M | $342.0M |
| Net investment income | $800.0M | $739.0M | $759.0M | $664.0M |
| Net realized gains (losses) | $64.0M | ($55.0M) | ($12.0M) | ($10.0M) |
| Other revenues | $34.0M | $27.0M | $31.0M | $30.0M |
| Total revenues | $7.3B | $7.2B | $7.2B | $7.0B |
| Benefits, losses and loss adjustment expenses | $4.1B | $4.0B | $3.8B | $3.7B |
| Amortization of deferred policy acquisition costs ("DAC") | $669.0M | $656.0M | $639.0M | $625.0M |
| Insurance operating costs and other expense | $1.2B | $1.4B | $1.4B | $1.3B |
| Interest expense | $50.0M | $50.0M | $50.0M | $50.0M |
| Amortization of other intangible assets | $17.0M | $18.0M | $18.0M | $17.0M |
| Total benefits, losses and expenses | $6.0B | $6.2B | $5.9B | $5.7B |
| Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Total | $1.2B | $1.1B | $1.3B | $1.2B |
| Income tax expense | $251.0M | $201.0M | $238.0M | $251.0M |
| Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent | $980.0M | — | — | — |
| Income (Loss) from Discontinued Operations, Net of Tax, Attributable to Parent | $318.0M | — | — | — |
| Net income | $1.3B | $856.0M | $1.1B | $995.0M |
| Less: Preferred stock dividends | $5.0M | $5.0M | $6.0M | $5.0M |
| Net income available to common stockholders | $1.3B | $851.0M | $1.1B | $990.0M |
| Income (Loss) from Continuing Operations, Per Basic Share | $3.57 | — | — | — |
| Income (Loss) from Continuing Operations, Per Diluted Share | $3.53 | — | — | — |
| Basic | $4.73 | $3.08 | $3.82 | $3.49 |
| Diluted | $4.68 | $3.04 | $3.77 | $3.44 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Total fixed maturities, AFS | $46.0B | $42.6B | $39.8B | $36.2B |
| Fixed maturities, at fair value using the fair value option ("FVO securities") | $168.0M | $308.0M | $327.0M | $333.0M |
| Equity securities, at fair value | $492.0M | $603.0M | $864.0M | $1.8B |
| Financing Receivable, after Allowance for Credit Loss | $6.8B | $6.4B | $6.1B | $6.0B |
| Limited partnerships and other alternative investments | $5.8B | $5.0B | $4.8B | $4.2B |
| Other investments | $262.0M | $226.0M | $191.0M | $159.0M |
| Short-term investments | $4.4B | $4.1B | $3.9B | $3.9B |
| Total investments | $64.0B | $59.2B | $55.9B | $52.6B |
| Cash | $133.0M | $183.0M | $126.0M | $229.0M |
| Restricted Cash | $44.0M | $51.0M | $63.0M | $115.0M |
| Accrued Investment Income Receivable | $474.0M | $450.0M | $404.0M | — |
| Premiums receivable and agents' balances (net of ACL of $142 and $117) | $6.3B | $6.0B | $5.6B | $4.9B |
| Reinsurance recoverables (net of allowance for uncollectible reinsurance of $69 and $75) | $7.2B | $7.1B | $7.1B | $7.0B |
| Deferred policy acquisition costs | $1.3B | $1.2B | $1.1B | $1.0B |
| Deferred income taxes, net | $901.0M | $1.2B | $1.2B | $1.4B |
| Goodwill | $1.9B | $1.9B | $1.9B | $1.9B |
| Property and equipment, net | $931.0M | $888.0M | $896.0M | $927.0M |
| Other intangible assets, net | $566.0M | $637.0M | $707.0M | $778.0M |
| Other assets | $2.2B | $2.0B | $1.8B | $2.1B |
| Total assets | $86.0B | $80.9B | $76.8B | $73.0B |
| Unpaid losses and loss adjustment expenses | $46.3B | $44.6B | $42.3B | $41.2B |
| Liability for Future Policy Benefit, before Reinsurance | $444.0M | $448.0M | $484.0M | $561.0M |
| Policyholder Account Balance | $612.0M | $614.0M | $638.0M | $658.0M |
| Unearned premiums | $10.1B | $9.4B | $8.6B | $7.8B |
| Long-term debt | $4.4B | $4.4B | $4.4B | $4.4B |
| Other liabilities | $5.3B | $5.0B | $5.1B | $4.8B |
| Total liabilities | $67.0B | $64.5B | $61.5B | $59.4B |
| Preferred stock, $0.01 par value — 50,000,000 shares authorized, 13,800 shares issued at December 31, 2025 and December 31, 2024, aggregate liquidation preference of $345 | 334.0M | 334.0M | 334.0M | 334.0M |
| Common Stock, Value, Issued | $3.0M | $3.0M | $3.0M | $3.0M |
| Additional paid-in capital | $549.0M | $578.0M | $648.0M | $1.9B |
| Retained earnings | $24.7B | $21.5B | $19.0B | $17.0B |
| Treasury Stock, Value | ($4.6B) | ($3.1B) | ($1.8B) | ($1.8B) |
| Accumulated other comprehensive loss, net of tax | ($2.1B) | ($2.9B) | ($2.8B) | ($3.9B) |
| Total stockholders' equity | $19.0B | $16.4B | $15.3B | $13.6B |
| Total liabilities and stockholders’ equity | $86.0B | $80.9B | $76.8B | $73.0B |
| Common Stock, Shares, Issued | 327.0M | — | — | — |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Fixed maturities, AFS, at fair value (amortized cost of $47,036 and $46,871, and ACL of $16 and $16) | $45.8B | $45.6B | $45.2B | $44.6B |
| Fixed maturities, at fair value using the fair value option ("FVO Securities") | $125.0M | $130.0M | $191.0M | $181.0M |
| Equity securities, at fair value [1] | $560.0M | $488.0M | $570.0M | $529.0M |
| Mortgage loans (net of ACL of $49 and $49) | $7.3B | $7.0B | $6.6B | $6.5B |
| Limited partnerships and other alternative investments | $6.1B | $5.9B | $5.6B | $5.3B |
| Other investments | $227.0M | $305.0M | $206.0M | $198.0M |
| Short-term investments | $3.9B | $4.2B | $4.2B | $3.6B |
| Total investments | $64.0B | $63.7B | $62.6B | $60.9B |
| Cash | $125.0M | $166.0M | $150.0M | $166.0M |
| Restricted cash | $78.0M | $54.0M | $56.0M | $53.0M |
| Accrued Investment Income Receivable | $487.0M | $480.0M | $472.0M | $465.0M |
| Premiums receivable and agents' balances (net of ACL of $160 and $142) | $7.0B | $6.7B | $6.6B | $6.7B |
| Reinsurance recoverables (net of allowance for uncollectible reinsurance of $70 and $69) | $7.0B | $7.1B | $7.1B | $7.1B |
| Deferred policy acquisition costs | $1.5B | $1.4B | $1.4B | $1.4B |
| Deferred income taxes, net | $1.2B | $922.0M | $866.0M | $1.1B |
| Goodwill | $1.6B | $1.9B | $1.9B | $1.9B |
| Property and equipment, net | $867.0M | $923.0M | $925.0M | $906.0M |
| Other intangible assets, net | $521.0M | $549.0M | $584.0M | $602.0M |
| Other assets | $2.6B | $2.4B | $2.4B | $2.4B |
| Assets held for sale | $901.0M | — | — | — |
| Total assets | $88.0B | $86.3B | $85.0B | $83.6B |
| Unpaid losses and loss adjustment expenses | $47.1B | $46.7B | $45.8B | $45.5B |
| Liability for Future Policy Benefit, before Reinsurance, Beginning Balance | $447.0M | $451.0M | $456.0M | $443.0M |
| Other policyholder funds and benefits payable | $606.0M | $612.0M | $614.0M | $612.0M |
| Unearned premiums | $10.8B | $10.5B | $10.4B | $10.3B |
| Long-term debt | $4.4B | $4.4B | $4.4B | $4.4B |
| Other liabilities | $4.8B | $4.8B | $4.9B | $4.9B |
| Liabilities held for sale | $180.0M | — | — | — |
| Total liabilities | $68.3B | $67.4B | $66.5B | $66.1B |
| Preferred stock, $0.01 par value — 50,000,000 shares authorized, 13,800 shares issued at June 30, 2026 and December 31, 2025, aggregate liquidation preference of $345 | 334.0M | 334.0M | 334.0M | 334.0M |
| Common Stock, Value, Issued | $3.0M | $3.0M | $3.0M | $3.0M |
| Additional paid-in capital | $503.0M | $487.0M | $533.0M | $527.0M |
| Retained earnings | $26.6B | $25.4B | $23.8B | $22.9B |
| Treasury Stock, Value | ($5.4B) | ($4.9B) | ($4.2B) | ($3.8B) |
| Accumulated other comprehensive income (loss) ("AOCI"), net of tax | ($2.4B) | ($2.4B) | ($2.0B) | ($2.4B) |
| Total stockholders’ equity | $19.6B | $18.9B | $18.4B | $17.5B |
| Total liabilities and stockholders’ equity | $88.0B | $86.3B | $85.0B | $83.6B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $3.8B | $3.1B | $2.5B | $1.8B |
| Net realized losses | $100.0M | $61.0M | $188.0M | $627.0M |
| Amortization of deferred policy acquisition costs | $2.5B | $2.3B | $2.0B | $1.8B |
| Additions to deferred policy acquisition costs | ($2.6B) | ($2.4B) | ($2.2B) | ($1.9B) |
| Depreciation and amortization | $396.0M | $356.0M | $510.0M | $625.0M |
| Other operating activities, net | $148.0M | $329.0M | $213.0M | $109.0M |
| Increase in reinsurance recoverables | ($63.0M) | ($54.0M) | ($155.0M) | ($473.0M) |
| Net change in accrued and deferred income taxes | $42.0M | ($100.0M) | ($29.0M) | ($80.0M) |
| Increase in insurance liabilities | $2.3B | $3.1B | $1.8B | $2.2B |
| Increase (Decrease) in Premiums Receivable | ($419.0M) | ($458.0M) | ($708.0M) | ($562.0M) |
| Net change in other assets and other liabilities | ($282.0M) | ($268.0M) | ($7.0M) | ($149.0M) |
| Cash provided by operating activities | $5.9B | $5.9B | $4.2B | $4.0B |
| Fixed maturities, AFS | $10.4B | $10.8B | $6.8B | $15.0B |
| Proceeds From Sale and Maturity of Fair Value Option, Fixed Maturity Securties | $109.0M | $50.0M | $2.0M | $2.0M |
| Proceeds from Sale and Maturity of Marketable Securities | $240.0M | $401.0M | $2.2B | $1.2B |
| Mortgage loans | $1.6B | $740.0M | $1.0B | $973.0M |
| Limited partnerships and other alternative investments | $291.0M | $238.0M | $295.0M | $349.0M |
| Fixed maturities, AFS | ($12.8B) | ($14.0B) | ($9.1B) | ($14.3B) |
| Payments for the purchase of Fair Value Option Fixed Maturity Securties | ($17.0M) | ($52.0M) | $0 | ($216.0M) |
| Equity securities, at fair value | ($97.0M) | ($44.0M) | ($1.2B) | ($1.4B) |
| Mortgage loans | ($2.0B) | ($1.0B) | ($1.1B) | ($1.6B) |
| Limited partnerships and other alternative investments | ($1.0B) | ($664.0M) | ($966.0M) | ($1.1B) |
| Net proceeds from (payments for) derivatives | ($12.0M) | $35.0M | ($129.0M) | $54.0M |
| Net additions of property and equipment | ($169.0M) | ($145.0M) | ($215.0M) | ($175.0M) |
| Net payments for short-term investments | ($149.0M) | ($80.0M) | ($69.0M) | ($160.0M) |
| Other investing activities, net | ($89.0M) | ($7.0M) | ($21.0M) | $4.0M |
| Net cash used for investing activities | ($3.8B) | ($3.8B) | ($2.4B) | ($1.3B) |
| Deposits and other additions to investment and universal life-type contracts | $127.0M | $108.0M | $96.0M | $88.0M |
| Withdrawals and other deductions from investment and universal life-type contracts | ($116.0M) | ($115.0M) | ($100.0M) | ($102.0M) |
| Net issuance (return of) shares under incentive and stock compensation plans, including related excise tax benefit | -18.0M | 22.0M | 6.0M | -19.0M |
| Treasury stock acquired, including related excise tax paid | ($1.6B) | ($1.5B) | ($1.4B) | ($1.6B) |
| Payments for Repurchase of Preferred Stock and Preference Stock | ($21.0M) | ($21.0M) | ($21.0M) | ($21.0M) |
| Dividends paid on common stock | ($592.0M) | ($556.0M) | ($528.0M) | ($506.0M) |
| Net cash used for financing activities | ($2.2B) | ($2.1B) | ($1.9B) | ($2.7B) |
| Effect of Exchange Rate on Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Including Discontinued Operation | $14.0M | ($20.0M) | $3.0M | ($14.0M) |
| Net increase (decrease) in cash and restricted cash | ($57.0M) | $45.0M | ($155.0M) | $7.0M |
| Cash and restricted cash — beginning of period | $234.0M | $189.0M | $344.0M | $337.0M |
| Cash and restricted cash — end of period | $177.0M | $234.0M | $189.0M | $344.0M |
| Interest paid | $206.0M | $211.0M | $209.0M | $212.0M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $2.2B | $856.0M | $2.7B | $1.6B |
| Net realized (gains) losses | ($17.0M) | $55.0M | $71.0M | $59.0M |
| Amortization of deferred policy acquisition costs | $1.3B | $656.0M | $1.9B | $1.2B |
| Additions to deferred policy acquisition costs | ($1.4B) | ($703.0M) | ($2.0B) | ($1.4B) |
| Depreciation and amortization | $219.0M | $108.0M | $261.0M | $186.0M |
| Other operating activities, net | $173.0M | $108.0M | $151.0M | $169.0M |
| Increase (Decrease) in Reinsurance Recoverable | $153.0M | $118.0M | $45.0M | $32.0M |
| Net change in accrued and deferred income taxes | ($381.0M) | $127.0M | ($24.0M) | ($181.0M) |
| Increase in insurance liabilities | $1.7B | $862.0M | $2.2B | $1.8B |
| Increase (Decrease) in Premiums Receivable | ($749.0M) | ($445.0M) | ($634.0M) | ($752.0M) |
| Net change in other assets and other liabilities | ($858.0M) | ($697.0M) | ($480.0M) | ($523.0M) |
| Net cash provided by operating activities | $2.2B | $1.0B | $4.1B | $2.3B |
| Fixed maturities, AFS | $5.8B | $2.6B | $7.6B | $4.8B |
| FVO securities | $0 | $0 | $109.0M | $109.0M |
| Equity securities, at fair value | $11.0M | $3.0M | $184.0M | $125.0M |
| Mortgage loans | $747.0M | $338.0M | $1.1B | $733.0M |
| Limited partnership and other alternative investments | $137.0M | $67.0M | $167.0M | $115.0M |
| Fixed maturities, AFS | ($5.7B) | ($2.7B) | ($9.3B) | ($6.1B) |
| Payments for the purchase of Fair Value Option Fixed Maturity Securties | ($1.0M) | ($1.0M) | ($16.0M) | ($8.0M) |
| Equity securities, at fair value | ($83.0M) | ($42.0M) | ($92.0M) | ($16.0M) |
| Mortgage loans | ($1.2B) | ($508.0M) | ($1.3B) | ($793.0M) |
| Limited partnership and other alternative investments | ($523.0M) | ($214.0M) | ($698.0M) | ($445.0M) |
| Payments for (Proceeds from) Derivative Instrument, Investing Activities | $50.0M | $18.0M | $11.0M | $22.0M |
| Net disposals (additions) of property and equipment | $84.0M | ($31.0M) | ($123.0M) | ($78.0M) |
| Net proceeds from (payments for) short-term investments | ($47.0M) | $162.0M | ($45.0M) | $524.0M |
| Other investing activities, net | ($62.0M) | ($25.0M) | ($62.0M) | ($53.0M) |
| Net cash used for investing activities | ($883.0M) | ($332.0M) | ($2.5B) | ($1.1B) |
| Deposits and other additions to investment and universal life-type contracts | $79.0M | $33.0M | $93.0M | $63.0M |
| Withdrawals and other deductions from investment and universal life-type contracts | ($83.0M) | ($35.0M) | ($89.0M) | ($57.0M) |
| ProceedsPaymentsIssuanceReturnOfSharesUnderIncentiveAndShareBasedCompensationPlans | -35.0M | -39.0M | -22.0M | -33.0M |
| Treasury stock acquired, including related excise tax paid | ($916.0M) | ($450.0M) | ($1.2B) | ($815.0M) |
| Dividends paid on preferred stock | ($10.0M) | ($5.0M) | ($16.0M) | ($10.0M) |
| Dividends paid on common stock | ($332.0M) | ($167.0M) | ($446.0M) | ($299.0M) |
| Net cash used for financing activities | ($1.3B) | ($663.0M) | ($1.7B) | ($1.2B) |
| Effect of Exchange Rate on Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Including Disposal Group and Discontinued Operations | ($10.0M) | ($7.0M) | $12.0M | $4.0M |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect, Total | $44.0M | $43.0M | ($28.0M) | ($15.0M) |
| Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect, Discontinued Operation | ($7.0M) | — | — | — |
| Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect, Continuing Operation | $37.0M | — | — | — |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $166.0M | $177.0M | $234.0M | $234.0M |
| Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents | $203.0M | $220.0M | $206.0M | $219.0M |
| Interest paid | $101.0M | $60.0M | $164.0M | $103.0M |
HARTFORD INSURANCE GROUP, INC. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.