HANMI FINANCIAL CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), HANMI FINANCIAL CORP reported net income of $76.1M (+22.3% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest and fees on loans | $375.8M | $366.2M | $339.8M | $257.9M |
| Interest on securities | $25.3M | $21.6M | $16.9M | $12.4M |
| Dividends on FHLB stock | $1.4M | $1.4M | $1.2M | $1.0M |
| Interest on deposits in other banks | $8.4M | $9.6M | $11.3M | $2.6M |
| Total interest and dividend income | $410.9M | $398.8M | $369.3M | $273.8M |
| Interest on deposits | $164.7M | $182.7M | $134.7M | $25.9M |
| Interest on borrowings | $3.7M | $6.7M | $6.9M | $2.2M |
| Interest on subordinated debentures | $6.3M | $6.6M | $6.5M | $8.0M |
| Total interest expense | $174.7M | $196.0M | $148.1M | $36.2M |
| Net interest income before credit loss expense | $236.2M | $202.8M | $221.3M | $237.6M |
| Credit loss expense | $14.4M | $4.4M | — | — |
| Net interest income after credit loss expense | $221.8M | $198.4M | $216.9M | $236.8M |
| Service charges on deposit accounts | $8.7M | $9.4M | $10.1M | $11.5M |
| Trade finance and other service charges and fees | $6.1M | $5.3M | $4.8M | $4.8M |
| Gain on sale of SBA loans | $7.8M | $6.1M | $5.7M | $9.5M |
| Gain on sale of residential mortgage loans | $1.9M | — | — | — |
| Other operating income | $9.4M | $9.3M | $15.4M | $8.4M |
| Total noninterest income | $34.0M | $31.6M | $34.2M | $34.2M |
| Salaries and employee benefits | $87.7M | $83.4M | $81.4M | $76.1M |
| Occupancy and equipment | $17.6M | $18.1M | $18.3M | $17.6M |
| Data processing | $15.5M | $14.9M | $13.7M | $13.1M |
| Professional fees | $7.5M | $7.0M | $6.3M | $5.7M |
| Supplies and communications | $2.0M | $2.3M | $2.5M | $2.6M |
| Advertising and promotion | $3.1M | $3.0M | $3.1M | $3.6M |
| Other operating expenses | $14.4M | $12.7M | $11.3M | $11.4M |
| Total noninterest expense | $147.8M | $141.3M | $136.5M | $130.3M |
| Income before tax | $107.9M | $88.6M | $114.6M | $140.7M |
| Income tax expense | $31.8M | $26.4M | $34.5M | $39.3M |
| Net income | $76.1M | $62.2M | $80.0M | $101.4M |
| Basic earnings per share | $2.53 | $2.06 | $2.63 | $3.33 |
| Diluted earnings per share | $2.51 | $2.05 | $2.62 | $3.32 |
| Basic | 29.9M | 30.0M | 30.3M | 30.3M |
| Diluted | 30.0M | 30.1M | 30.3M | 30.4M |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Interest and fees on loans | $94.8M | $93.9M | $95.7M | $92.6M |
| Interest on securities | $6.3M | $6.0M | $6.6M | $6.3M |
| Dividends on FHLB stock | $219.0K | $831.0K | $357.0K | $354.0K |
| Interest on deposits in other banks | $2.0M | $1.5M | $2.6M | $2.1M |
| Total interest and dividend income | $103.3M | $102.2M | $105.2M | $101.3M |
| Interest on deposits | $37.8M | $36.7M | $42.2M | $41.9M |
| Interest on borrowings | $154.0K | $676.0K | $324.0K | $684.0K |
| Interest on subordinated debentures | $1.5M | $1.5M | $1.6M | $1.6M |
| Total interest expense | $39.5M | $38.9M | $44.1M | $44.2M |
| Net interest income before credit loss expense | $63.9M | $63.2M | $61.1M | $57.1M |
| Credit loss expense | $1.2M | $2.9M | $2.1M | $7.6M |
| Net interest income after credit loss expense | $62.7M | $60.3M | $58.9M | $49.5M |
| Service charges on deposit accounts | $2.1M | $2.1M | $2.2M | $2.2M |
| Trade finance and other service charges and fees | $1.9M | $1.5M | $1.6M | $1.5M |
| Gain on sale of Small Business Administration ("SBA") loans | $1.3M | $2.1M | $1.9M | $2.2M |
| Gain on sale of residential mortgage loans | $357.0K | $485.0K | $1.2M | $0 |
| Other operating income | $2.7M | $2.3M | $3.2M | $2.3M |
| Total noninterest income | $8.3M | $8.5M | $9.9M | $8.1M |
| Salaries and employee benefits | $22.8M | $22.0M | $22.2M | $22.1M |
| Occupancy and equipment | $4.4M | $4.4M | $4.5M | $4.3M |
| Data processing | $4.6M | $4.4M | $3.9M | $3.7M |
| Professional fees | $2.0M | $2.8M | $2.0M | $1.7M |
| Supplies and communications | $491.0K | $556.0K | $423.0K | $515.0K |
| Advertising and promotion | $679.0K | $688.0K | $712.0K | $798.0K |
| Other operating expenses | $4.2M | $3.6M | $3.7M | $3.2M |
| Total noninterest expense | $39.0M | $38.4M | $37.4M | $36.3M |
| Income before tax | $32.0M | $30.5M | $31.5M | $21.2M |
| Income tax expense | $8.5M | $7.9M | $9.4M | $6.1M |
| Net income | $23.5M | $22.6M | $22.1M | $15.1M |
| Basic earnings per share | $0.79 | $0.76 | $0.73 | $0.50 |
| Diluted earnings per share | $0.79 | $0.75 | $0.73 | $0.50 |
| Basic | 29.5M | 29.6M | 29.8M | 29.9M |
| Diluted | 29.7M | 29.8M | 29.9M | 30.1M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $212.8M | $304.8M | $302.3M | $352.4M |
| Securities available for sale, at fair value (amortized cost of $941,760 and $1,004,563 as of December 31, 2025 and 2024, respectively) | $880.6M | $905.8M | $865.7M | $853.8M |
| Loans held for sale, at the lower of cost or fair value | $7.4M | $8.6M | $12.0M | $8.0M |
| Loans, net of allowance for credit losses of $69,903 and $70,147 as of December 31, 2025 and 2024, respectively | $6.5B | $6.2B | $6.1B | $5.9B |
| Accrued interest receivable | $24.5M | $22.9M | $23.4M | $18.5M |
| Premises and equipment, net | $20.4M | $21.4M | $22.0M | $22.9M |
| Customers' liability on acceptances | $125.0K | $1.2M | $625.0K | $328.0K |
| Servicing assets | $6.5M | $6.5M | $7.1M | $7.2M |
| Goodwill | $11.0M | — | — | — |
| Federal Home Loan Bank ("FHLB") stock, at cost | $16.4M | $16.4M | $16.4M | $16.4M |
| Income tax assets | $40.5M | $44.9M | $35.2M | $51.9M |
| Bank-owned life insurance | $56.7M | $57.2M | $56.3M | $55.5M |
| Prepaid expenses and other assets | $98.8M | $96.0M | $105.2M | $84.4M |
| Total assets | $7.9B | $7.7B | $7.6B | $7.4B |
| Noninterest-bearing | $2.0B | $2.1B | $2.0B | $2.5B |
| Interest-bearing | $4.7B | $4.3B | $4.3B | $3.6B |
| Total deposits | $6.7B | $6.4B | $6.3B | $6.2B |
| Accrued interest payable | $34.8M | $34.8M | $39.3M | $7.8M |
| Bank's liability on acceptances | $125.0K | $1.2M | $625.0K | $328.0K |
| Borrowings | $150.0M | $262.5M | $325.0M | $350.0M |
| Subordinated debentures ($135,995 and $136,800 face amount less unamortized discount and debt issuance costs of $5,532 and $6,162 as of December 31, 2025 and 2024, respectively) | $130.5M | $130.6M | $130.0M | $129.4M |
| Accrued expenses and other liabilities | $79.8M | $80.8M | $92.9M | $85.1M |
| Total liabilities | $7.1B | $6.9B | $6.9B | $6.7B |
| Common stock, $0.001 par value; authorized 62,500,000 shares; issued 34,287,779 shares (29,894,757 shares outstanding) and 34,151,464 shares (30,195,999 shares outstanding) as of December 31, 2025 and 2024, respectively | 34.0K | 34.0K | 34.0K | 33.0K |
| Additional paid-in capital | $594.7M | $591.1M | $586.9M | $583.4M |
| Accumulated other comprehensive loss, net of tax benefit of $17,822 and $28,576 as of December 31, 2025 and 2024, respectively | ($43.2M) | ($70.7M) | ($71.9M) | ($89.0M) |
| Retained earnings | $394.3M | $350.9M | $319.0M | $269.5M |
| Less: treasury stock; 4,393,022 shares and 3,955,465 shares as of December 31, 2025 and 2024, respectively | -149.5M | -139.1M | -132.2M | -126.5M |
| Total stockholders' equity | $796.4M | $732.2M | $701.9M | $637.5M |
| Total liabilities and stockholders' equity | $7.9B | $7.7B | $7.6B | $7.4B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $331.2M | $254.0M | $215.7M | $380.1M |
| Securities available for sale, at fair value (amortized cost of $962,255 and $941,760 as of June 30, 2026 and December 31, 2025, respectively) | $896.6M | $835.7M | $904.7M | $918.1M |
| Loans held for sale, at the lower of cost or fair value | $17.0M | $4.9M | $6.5M | $49.6M |
| Loans, net of allowance for credit losses of $70,475 and $69,903 as of June 30, 2026 and December 31, 2025, respectively | $6.5B | $6.5B | $6.5B | $6.2B |
| Accrued interest receivable | $24.6M | $23.3M | $24.0M | $23.7M |
| Premises and equipment, net | $20.3M | $20.0M | $20.3M | $20.6M |
| Customers' liability on acceptances | $116.0K | — | $342.0K | $214.0K |
| Servicing assets | $6.4M | $6.5M | $6.5M | $6.4M |
| Goodwill | $11.0M | $11.0M | — | — |
| Federal Home Loan Bank ("FHLB") stock, at cost | $16.4M | $16.4M | $16.4M | $16.4M |
| Income tax assets | $53.6M | $37.5M | $36.8M | $39.5M |
| Bank-owned life insurance | $56.0M | $56.5M | $56.4M | $57.0M |
| Prepaid expenses and other assets | $103.4M | $98.2M | $99.6M | $100.5M |
| Total assets | $8.0B | $7.8B | $7.9B | $7.9B |
| Noninterest-bearing | $2.1B | $2.0B | $2.1B | $2.1B |
| Interest-bearing | $4.8B | $4.8B | $4.7B | $4.6B |
| Total deposits | $7.0B | $6.8B | $6.8B | $6.7B |
| Accrued interest payable | $27.5M | $30.6M | $34.2M | $30.6M |
| Bank's liability on acceptances | $116.0K | — | $342.0K | $214.0K |
| Subordinated debentures | $130.8M | $130.6M | $130.3M | $131.0M |
| Accrued expenses and other liabilities | $75.0M | $74.6M | $83.2M | $81.2M |
| Total liabilities | $7.2B | $7.0B | $7.1B | $7.1B |
| Common stock, $0.001 par value; authorized 62,500,000 shares; issued 34,445,437 shares (29,650,306 shares outstanding) and 34,287,779 shares (29,894,757 shares outstanding) as of June 30, 2026 and December 31, 2025, respectively | 34.0K | 34.0K | 34.0K | 34.0K |
| Additional paid-in capital | $596.3M | $595.4M | $593.8M | $592.8M |
| Accumulated other comprehensive loss, net of tax benefit of $19,093 and $17,822 as of June 30, 2026 and December 31, 2025, respectively | ($46.6M) | ($45.6M) | ($48.0M) | ($54.5M) |
| Retained earnings | $423.5M | $408.3M | $381.2M | $367.3M |
| Less treasury stock; 4,795,131 shares and 4,393,022 shares as of June 30, 2026 and December 31, 2025, respectively | -160.6M | -155.4M | -147.5M | -142.8M |
| Total stockholders' equity | $812.7M | $802.8M | $779.5M | $762.8M |
| Total liabilities and stockholders' equity | $8.0B | $7.8B | $7.9B | $7.9B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $76.1M | $62.2M | $80.0M | $101.4M |
| Depreciation and amortization | $3.3M | $6.5M | $6.8M | $15.1M |
| Amortization of servicing assets - net | $2.3M | $2.7M | $2.5M | — |
| Share-based compensation expense | $3.6M | $3.6M | $2.7M | $2.6M |
| Credit loss expense | $14.4M | $4.4M | — | — |
| Gain on sales of SBA loans | ($7.8M) | ($6.1M) | ($5.7M) | ($9.5M) |
| Origination of loans held for sale | ($128.9M) | ($135.8M) | ($105.0M) | ($150.8M) |
| Proceeds from sales of loans | $254.4M | $137.7M | — | — |
| Gain on sales of residential mortgage loans | ($1.9M) | $1.5M | — | — |
| Change in bank-owned life insurance | $471.0K | ($833.0K) | ($791.0K) | ($639.0K) |
| Loss (gain) on sale of fixed assets | $40.0K | ($816.0K) | ($4.0M) | — |
| Change in prepaid expenses and other assets | ($969.0K) | $5.8M | ($28.9M) | ($24.2M) |
| Change in income tax assets | ($6.1M) | ($9.7M) | $9.8M | $24.7M |
| Valuation adjustment on servicing assets | $54.0K | — | ($385.0K) | — |
| Change in accrued interest payable and other liabilities | ($3.0M) | ($17.2M) | $40.4M | $22.3M |
| Net cash provided by operating activities | $206.0M | $53.9M | $107.8M | $147.3M |
| Purchases of securities available for sale | ($173.1M) | ($196.4M) | ($107.0M) | ($166.6M) |
| Proceeds from matured, called and repayment of securities | $233.3M | $156.2M | $105.8M | $106.0M |
| Purchases of loans | ($51.0M) | ($75.2M) | ($9.7M) | ($11.2M) |
| Purchases of premises and equipment | ($2.3M) | ($2.6M) | ($2.4M) | ($1.9M) |
| Proceeds from disposition of premises and equipment | $14.0K | $2.8M | $7.2M | — |
| Proceeds from sales of other real estate owned ("OREO") | $712.0K | $2.3M | — | $809.0K |
| Change in loans, excluding purchases and sales | ($392.0M) | ($44.9M) | ($212.2M) | ($808.6M) |
| Net cash used in investing activities | ($384.3M) | ($107.5M) | ($210.0M) | ($881.5M) |
| Change in deposits | $241.9M | $155.2M | $112.5M | $381.8M |
| Change in open FHLB advances | ($225.0M) | $12.5M | — | — |
| Proceeds from FHLB term advances | $50.0M | $50.0M | — | — |
| Repayments of FHLB term advances | $62.5M | ($125.0M) | — | — |
| Cash paid for employee vested shares surrendered due to employee tax liability | -996.0K | -586.0K | -785.0K | -732.0K |
| Repurchase of common stock | ($9.4M) | ($6.3M) | ($4.1M) | — |
| Cash dividends paid | ($32.6M) | ($30.4M) | ($30.5M) | ($28.6M) |
| Net cash provided by financing activities | $86.4M | $56.0M | $52.1M | $477.7M |
| Net increase (decrease) in cash and due from banks | ($92.0M) | $2.5M | ($50.1M) | ($256.5M) |
| Cash and due from banks at beginning of year | $304.8M | $302.3M | $352.4M | $609.0M |
| Cash and due from banks at end of period | $212.8M | $304.8M | $302.3M | $352.4M |
| Interest expense paid | $174.8M | $200.5M | $116.5M | $29.5M |
| Income taxes paid | $35.8M | $41.7M | $16.5M | $12.7M |
| Transfer of fixed assets to other real estate owned | $2.0M | $655.0K | — | $117.0K |
| Transfer of loans to loans held for sale | $41.9M | $45.5M | — | — |
| Income tax (expense) benefit related to other comprehensive income items | ($10.8M) | ($482.0K) | ($6.9M) | — |
| Right-of-use asset obtained in exchange for lease liability | $3.5M | $4.3M | $8.1M | $408.0K |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $46.1M | $22.6M | $54.9M | $32.8M |
| Depreciation and amortization | $1.7M | $862.0K | $2.5M | $3.2M |
| Amortization of servicing assets - net | $1.2M | $612.0K | $1.9M | $1.4M |
| Share-based compensation expense | $1.6M | $707.0K | $2.7M | $1.8M |
| Credit loss expense | $4.1M | $2.9M | $12.5M | $10.4M |
| Gain on sales of other real estate owned | ($850.0K) | ($850.0K) | — | — |
| Gain on sales of SBA loans | ($3.4M) | ($2.1M) | ($6.0M) | ($4.2M) |
| Gain on sales of residential mortgage loans | ($842.0K) | ($485.0K) | ($1.3M) | ($175.0K) |
| Origination of loans held for sale | ($128.3M) | ($62.5M) | ($98.1M) | ($108.6M) |
| Proceeds from sales of loans | $123.3M | $67.7M | $187.8M | $80.7M |
| Change in bank-owned life insurance | $649.0K | $163.0K | $786.0K | $183.0K |
| Change in prepaid expenses and other assets | ($6.6M) | ($211.0K) | ($4.1M) | ($4.7M) |
| Change in income tax assets | ($11.8M) | $3.8M | ($611.0K) | ($988.0K) |
| Change in accrued interest payable and other liabilities | ($11.6M) | ($9.3M) | $1.0M | ($5.0M) |
| Net cash provided by operating activities | $15.1M | $23.9M | $153.8M | $6.9M |
| Purchases of securities available for sale | ($181.1M) | ($35.7M) | ($139.3M) | ($101.0M) |
| Proceeds from matured, called and repayment of securities | $159.3M | $76.8M | $169.5M | $109.6M |
| Purchases of loans | ($12.6M) | $0 | ($47.6M) | ($44.6M) |
| Purchases of premises and equipment | ($1.6M) | ($499.0K) | ($1.4M) | ($832.0K) |
| Proceeds from disposition of premises and equipment | $16.0K | $0 | $14.0K | $14.0K |
| Proceeds from sales of other real estate owned ("OREO") | $2.8M | $2.8M | $713.0K | $713.0K |
| Change in loans, excluding purchases and sales | $36.8M | $15.2M | ($322.8M) | ($33.7M) |
| Net cash provided by (used in) investing activities | $3.6M | $58.6M | ($340.8M) | ($69.8M) |
| Change in deposits | $277.7M | $123.0M | $330.9M | $293.3M |
| Repayments of FHLB term advances | ($150.0M) | ($150.0M) | ($25.0M) | — |
| Cash paid for surrendered employee vested shares due to tax liability | -1.5M | -1.1M | -966.0K | -938.0K |
| Repurchase of common stock | ($9.6M) | ($4.8M) | ($7.4M) | ($2.8M) |
| Cash dividends paid | ($16.9M) | ($8.4M) | ($24.5M) | ($16.4M) |
| Net cash provided by financing activities | $99.7M | ($41.3M) | $97.9M | $138.2M |
| Net increase in cash and due from banks | $118.4M | $41.2M | ($89.1M) | $75.3M |
| Cash and due from banks at beginning of year | $212.8M | $212.8M | $304.8M | $304.8M |
| Cash and due from banks at end of period | $331.2M | $254.0M | $215.7M | $380.1M |
| Interest paid | $85.7M | $43.1M | $133.1M | $92.6M |
| Income taxes paid | $26.9M | $336.0K | $19.3M | $13.6M |
| Transfer of loans to loans held for sale | $1.4M | — | $41.9M | — |
| Income tax benefit (expense) related to other comprehensive income items | $1.3M | $896.0K | — | ($6.5M) |
| Right-of-use asset obtained in exchange for lease liability | $3.6M | ($3.7M) | ($3.5M) | ($3.8M) |
HANMI FINANCIAL CORP score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.