GREEN DOT CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), GREEN DOT CORP reported revenue of $2.1B (+20.7% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Operating revenues | $2.0B | $1.7B | $1.5B | $1.4B |
| Interest income, net | $89.8M | $62.4M | $37.3M | $42.2M |
| Total operating revenues | $2.1B | $1.7B | $1.5B | $1.4B |
| Sales and marketing expenses | $207.9M | $217.2M | $245.3M | $297.9M |
| Compensation and benefits expenses | $254.4M | $251.0M | $238.5M | $243.9M |
| Processing expenses | $1.2B | $887.2M | $639.2M | $481.5M |
| Other general and administrative expenses | $352.0M | $370.0M | $355.6M | $331.9M |
| Restructuring and other charges | $22.1M | — | — | — |
| Total operating expenses | $2.1B | $1.7B | $1.5B | $1.4B |
| Operating income (loss) | $13.7M | ($1.7M) | $22.7M | $94.4M |
| Interest expense, net | $6.2M | $5.5M | $3.0M | $255.0K |
| Other (expense), net | ($104.8M) | ($15.4M) | ($5.0M) | ($10.2M) |
| (Loss) income before income taxes | ($97.3M) | ($22.5M) | — | — |
| Income tax expense | $1.6M | $4.2M | $7.9M | $19.7M |
| Net (loss) income | ($98.9M) | ($26.7M) | $6.7M | $64.2M |
| Basic (loss) earnings per common share (in USD per share) | -$1.79 | -$0.50 | $0.13 | $1.20 |
| Diluted (loss) earnings per common share (in USD per share) | -$1.79 | -$0.50 | $0.13 | $1.19 |
| Basic weighted-average common shares issued and outstanding (in shares) | 55.1M | 53.5M | 52.3M | 53.4M |
| Diluted weighted-average common shares issued and outstanding (in shares) | 55.1M | 53.5M | 52.5M | 53.9M |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Operating revenues | $574.4M | $629.0M | $472.2M | $482.7M |
| Interest income, net | $21.5M | $27.2M | $22.7M | $21.5M |
| Total operating revenues | $595.9M | $656.2M | $494.8M | $504.2M |
| Sales and marketing expenses | $49.4M | $59.3M | $48.2M | $50.2M |
| Compensation and benefits expenses | $59.0M | $59.8M | $63.4M | $63.8M |
| Processing expenses | $394.7M | $374.6M | $309.3M | $293.2M |
| Other general and administrative expenses | $93.5M | $93.4M | $86.8M | $83.6M |
| Restructuring and other charges | $96.0K | $82.0K | $19.9M | — |
| Total operating expenses | $596.6M | $587.2M | $527.7M | $490.8M |
| Operating (loss) income | ($761.0K) | $69.0M | ($32.8M) | $13.4M |
| Interest expense, net | $1.6M | $1.6M | $1.6M | $1.6M |
| Other (expense) income, net | ($13.0K) | $177.0K | ($1.3M) | ($74.7M) |
| (Loss) income before income taxes | ($2.4M) | $67.6M | ($35.7M) | ($62.9M) |
| Income tax (benefit) expense | ($268.0K) | $13.9M | ($4.9M) | ($15.9M) |
| Net (loss) income | ($2.1M) | $53.8M | ($30.8M) | ($47.0M) |
| Basic (loss) earnings per common share (in USD per share) | -$0.04 | $0.96 | -$0.56 | -$0.85 |
| Diluted (loss) earnings per common share (in USD per share) | -$0.04 | $0.93 | -$0.56 | -$0.85 |
| Basic weighted-average common shares issued and outstanding (in shares) | 56.8M | 55.7M | 55.4M | 55.1M |
| Diluted weighted-average common shares issued and outstanding (in shares) | 56.8M | 58.0M | 55.4M | 55.1M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Unrestricted cash and cash equivalents | $1.4B | $1.6B | $682.3M | $813.9M |
| Restricted cash | $44.0K | $44.0K | $4.2M | $5.9M |
| Investment securities available-for-sale, at fair value | $0 | $24.2M | $33.9M | $2.4B |
| Settlement assets | $947.5M | $616.2M | $738.0M | $493.4M |
| Accounts receivable, net | $197.2M | $132.0M | $110.1M | $74.4M |
| Prepaid expenses and other assets | $73.3M | $63.4M | $69.4M | $78.2M |
| Income tax receivable | $589.0K | — | — | $0 |
| Total current assets | $2.6B | $2.4B | $1.6B | $1.5B |
| Investment securities available-for-sale, at fair value | $2.5B | $2.0B | $2.2B | — |
| Loans to bank customers, net of allowance for credit losses of $21,053 and $17,542 as of December 31, 2025 and 2024, respectively | $55.7M | $32.0M | $30.5M | — |
| Prepaid expenses and other assets | $154.6M | $242.7M | $221.7M | $192.9M |
| Property, equipment, and internal-use software, net | $198.4M | $188.4M | $179.4M | $160.2M |
| Operating lease right-of-use assets | $1.1M | $10.8M | $5.3M | $8.3M |
| Deferred expenses | $789.0K | $1.2M | $1.5M | $14.5M |
| Net deferred tax assets | $92.2M | $124.4M | $117.1M | $117.2M |
| Goodwill and intangible assets | $374.4M | $397.9M | $420.5M | $445.1M |
| Total assets | $6.0B | $5.4B | $4.8B | $4.8B |
| Accounts payable | $114.7M | $103.8M | $119.9M | $113.9M |
| Deposits | $4.4B | $4.0B | $3.3B | $3.5B |
| Obligations to customers | $285.0M | $236.6M | $314.3M | $218.2M |
| Settlement obligations | $52.9M | $48.5M | $57.0M | $40.7M |
| Amounts due to card issuing banks for overdrawn accounts | $0 | $84.0K | $225.0K | $328.0K |
| Other accrued liabilities | $153.8M | $87.7M | $91.2M | $98.6M |
| Operating lease liabilities | $325.0K | $2.4M | $3.4M | $3.2M |
| Deferred revenue | $4.2M | $6.3M | $6.3M | $25.0M |
| Income tax payable | $2.4M | $6.6M | $6.3M | $11.6M |
| Total current liabilities | $5.0B | $4.5B | $4.0B | $4.0B |
| Other accrued liabilities | $282.0K | $1.0M | $1.9M | $5.8M |
| Operating lease liabilities | $1.6M | $8.6M | $2.7M | $5.2M |
| Notes payable | $63.5M | $48.5M | — | — |
| Total liabilities | $5.1B | $4.6B | $4.0B | $4.0B |
| Class A common stock, $0.001 par value; 100,000 shares authorized as of December 31, 2025 and 2024; 55,565 and 54,227 shares issued and outstanding as of December 31, 2025 and 2024, respectively | 56.0K | 55.0K | 53.0K | 52.0K |
| Additional paid-in capital | $427.5M | $408.0M | $376.0M | $340.6M |
| Retained earnings | $644.7M | $743.6M | $770.3M | $763.6M |
| Accumulated other comprehensive loss | ($182.0M) | ($278.1M) | ($287.0M) | ($322.7M) |
| Total stockholders’ equity | $890.2M | $873.6M | $859.4M | $781.5M |
| Total liabilities and stockholders’ equity | $6.0B | $5.4B | $4.8B | $4.8B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Unrestricted cash and cash equivalents | $1.1B | $1.6B | $1.6B | $2.3B |
| Restricted cash | $31.0K | $31.0K | $44.0K | $44.0K |
| Settlement assets | $970.4M | $879.5M | $718.2M | $679.5M |
| Accounts receivable, net | $137.8M | $196.3M | $145.8M | $103.1M |
| Prepaid expenses and other assets | $63.9M | $106.9M | $55.5M | $52.4M |
| Income tax receivable | $1.6M | $422.0K | $12.7M | $7.4M |
| Total current assets | $2.3B | $2.8B | $2.6B | $3.2B |
| Investment securities available-for-sale, at fair value | $3.0B | $3.0B | $0 | $0 |
| Loans to bank customers, net of allowance for credit losses of $38,005 and $21,053 as of June 30, 2026 and December 31, 2025, respectively | $44.3M | $47.5M | $37.1M | $34.6M |
| Prepaid expenses and other assets | $151.5M | $154.3M | $158.9M | $165.7M |
| Property, equipment, and internal-use software, net | $200.2M | $199.0M | $200.7M | $198.1M |
| Operating lease right-of-use assets | $940.0K | $999.0K | $2.9M | $9.4M |
| Deferred expenses | $718.0K | $727.0K | $813.0K | $868.0K |
| Net deferred tax assets | $80.7M | $79.6M | $90.5M | $96.2M |
| Goodwill and intangible assets | $363.3M | $369.0M | $380.5M | $385.9M |
| Total assets | $6.2B | $6.7B | $5.8B | $5.6B |
| Accounts payable | $59.0M | $101.4M | $107.1M | $111.6M |
| Deposits | $4.6B | $4.5B | $4.2B | $4.1B |
| Obligations to customers | $286.7M | $294.6M | $247.2M | $231.2M |
| Settlement obligations | $46.8M | $62.0M | $53.2M | $57.3M |
| Other accrued liabilities | $149.8M | $150.9M | $159.1M | $86.7M |
| Operating lease liabilities | $356.0K | $375.0K | $1.4M | $2.9M |
| Deferred revenue | $4.3M | $4.4M | $4.8M | $4.7M |
| Income tax payable | $0 | $2.4M | $222.0K | $359.0K |
| Total current liabilities | $5.2B | $5.6B | $4.8B | $4.6B |
| Other accrued liabilities | $132.0K | $203.0K | $402.0K | $616.0K |
| Operating lease liabilities | $1.4M | $1.5M | $1.7M | $7.2M |
| Notes payable | $63.7M | $63.6M | $63.4M | $63.3M |
| Total liabilities | $5.3B | $5.7B | $4.9B | $4.7B |
| Class A common stock, $0.001 par value; 100,000 shares authorized as of June 30, 2026 and December 31, 2025; 56,985 and 55,565 shares issued and outstanding as of June 30, 2026 and December 31, 2025, respectively | 57.0K | 57.0K | 56.0K | 55.0K |
| Additional paid-in capital | $431.0M | $427.9M | $421.9M | $416.8M |
| Retained earnings | $696.4M | $698.5M | $691.6M | $722.4M |
| Accumulated other comprehensive loss | ($188.0M) | ($186.0M) | ($200.2M) | ($218.3M) |
| Total stockholders’ equity | $939.4M | $940.5M | $913.3M | $920.9M |
| Total liabilities and stockholders’ equity | $6.2B | $6.7B | $5.8B | $5.6B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net (loss) income | ($98.9M) | ($26.7M) | $6.7M | $64.2M |
| Depreciation and amortization of property, equipment and internal-use software | $64.7M | $63.4M | $58.7M | $57.1M |
| Amortization of intangible assets | $20.8M | $21.3M | $24.3M | $23.5M |
| Provision for uncollectible overdrawn accounts from purchase transactions | $12.8M | $19.8M | $24.8M | $13.8M |
| Provision for loan losses | $23.4M | $27.6M | $26.3M | — |
| Stock-based compensation | $18.7M | $29.9M | $33.7M | $34.8M |
| Losses in equity method investments | $86.9M | $15.8M | $9.3M | $15.6M |
| Realized loss on available-for-sale investment securities | $24.8M | — | — | — |
| Amortization of premium and discount on available-for-sale investment securities | $377.0K | ($2.0M) | ($2.3M) | ($1.4M) |
| Impairment of long-lived assets | $2.0M | $4.9M | $0 | $4.3M |
| Deferred income tax expense (benefit) | $368.0K | ($10.4M) | ($11.9M) | ($6.7M) |
| Other | $3.6M | ($40.0K) | ($4.1M) | ($4.7M) |
| Accounts receivable, net | ($78.0M) | ($41.6M) | ($60.5M) | ($7.8M) |
| Prepaid expenses and other assets | ($6.0M) | $182.0K | $3.4M | $5.4M |
| Deferred expenses | $453.0K | $304.0K | $13.0M | $2.3M |
| Accounts payable and other accrued liabilities | $69.4M | ($19.5M) | $690.0K | $41.1M |
| Deferred revenue | ($2.8M) | ($917.0K) | ($19.5M) | ($3.7M) |
| Income tax receivable/payable | ($4.5M) | ($22.0K) | ($5.6M) | $11.7M |
| Other, net | $492.0K | ($629.0K) | $515.0K | ($4.2M) |
| Net cash provided by operating activities | $138.6M | $81.4M | $97.5M | $277.7M |
| Purchases of available-for-sale investment securities | ($1.3B) | ($11.8M) | $0 | ($931.5M) |
| Proceeds from maturities of available-for-sale securities | $217.6M | $232.7M | $176.7M | $293.7M |
| Proceeds from sales and calls of available-for-sale securities | $730.8M | $273.0K | $186.0K | $3.5M |
| Payments for property, equipment and internal-use software | ($72.5M) | ($74.3M) | ($75.9M) | ($84.3M) |
| Net changes in loans | ($43.2M) | ($27.9M) | ($29.0M) | ($32.1M) |
| Investment in TailFin Labs, LLC | $0 | ($35.0M) | ($35.0M) | ($35.0M) |
| Other investing activities | ($2.3M) | ($2.6M) | ($3.8M) | ($2.6M) |
| Net cash (used in) provided by investing activities | ($450.5M) | $81.4M | $33.2M | ($820.2M) |
| Borrowings on notes payable | $14.9M | $49.5M | — | — |
| Borrowings on revolving line of credit | $0 | $238.0M | $282.0M | $100.0M |
| Repayments on revolving line of credit | $0 | ($299.0M) | ($256.0M) | ($65.0M) |
| Proceeds from exercise of options and ESPP purchases | 3.7M | 5.0M | 5.6M | 6.2M |
| Taxes paid related to net share settlement of equity awards | ($2.9M) | ($2.9M) | ($3.9M) | ($5.9M) |
| Net changes in deposits | $404.8M | $718.0M | ($159.4M) | $157.1M |
| Net changes in settlement assets and obligations to customers | ($278.5M) | $35.6M | ($132.2M) | ($54.0M) |
| Deferred financing costs | ($623.0K) | ($1.1M) | — | — |
| Net cash provided by (used in) financing activities | $141.3M | $743.1M | ($264.0M) | $36.7M |
| Net (decrease) increase in unrestricted cash, cash equivalents and restricted cash | ($170.7M) | $905.9M | ($133.3M) | ($505.8M) |
| Unrestricted cash, cash equivalents and restricted cash, beginning of period | $1.6B | $686.5M | $819.8M | $1.3B |
| Unrestricted cash, cash equivalents and restricted cash, end of period | $1.4B | $1.6B | $686.5M | $819.8M |
| Cash paid for interest | $12.4M | $13.0M | $5.9M | $627.0K |
| Cash paid for income taxes | $6.1M | $13.6M | $24.4M | $13.0M |
| Unrestricted cash and cash equivalents | $1.4B | $1.6B | $682.3M | $813.9M |
| Restricted cash | $44.0K | $44.0K | $4.2M | $5.9M |
| Total unrestricted cash, cash equivalents and restricted cash, end of period | $1.4B | $1.6B | $686.5M | $819.8M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net (loss) income | $51.7M | $53.8M | ($52.0M) | ($21.3M) |
| Depreciation and amortization of property, equipment and internal-use software | $36.8M | $18.1M | $47.5M | $31.3M |
| Amortization of intangible assets | $10.3M | $5.1M | $15.6M | $10.4M |
| Provision for uncollectible overdrawn accounts from purchase transactions | $4.8M | $2.6M | $11.2M | $6.6M |
| Provision for loan losses | $23.8M | $11.1M | $19.1M | $15.1M |
| Stock-based compensation | $7.8M | $4.5M | $14.0M | $8.8M |
| Losses in equity method investments | $3.1M | $1.4M | $81.9M | $78.7M |
| Realized loss on available-for-sale investment securities | $0 | $0 | $24.8M | $24.8M |
| Amortization of premium and discount on available-for-sale investment securities | $2.1M | $959.0K | ($343.0K) | ($589.0K) |
| Impairment of long-lived assets | $1.0M | $331.0K | $2.0M | $866.0K |
| Other | ($2.8M) | $6.0M | ($4.4M) | ($2.7M) |
| Accounts receivable, net | $54.7M | ($1.6M) | ($25.1M) | $22.3M |
| Prepaid expenses and other assets | $11.7M | $1.4M | $10.8M | $12.2M |
| Deferred expenses | $71.0K | $62.0K | $429.0K | $374.0K |
| Accounts payable and other accrued liabilities | ($20.4M) | ($22.9M) | $76.3M | $6.3M |
| Deferred revenue | ($67.0K) | $48.0K | ($2.1M) | ($2.0M) |
| Income tax receivable/payable | $10.2M | $14.1M | ($18.6M) | ($13.6M) |
| Other, net | ($39.0K) | $13.0K | ($168.0K) | $241.0K |
| Net cash provided by operating activities | $194.7M | $95.1M | $201.0M | $177.7M |
| Purchases of available-for-sale investment securities | ($671.6M) | ($549.8M) | ($1.1B) | ($274.8M) |
| Proceeds from maturities of available-for-sale securities | $95.9M | $41.5M | $146.4M | $103.3M |
| Proceeds from sales and calls of available-for-sale securities | $0 | $0 | $730.8M | $730.4M |
| Payments for property, equipment and internal-use software | ($38.9M) | ($19.0M) | ($58.7M) | ($38.9M) |
| Net changes in loans | ($12.3M) | ($16.1M) | ($20.3M) | ($17.4M) |
| Other investing activities | ($957.0K) | ($23.2M) | ($2.0M) | ($921.0K) |
| Net cash (used in) provided by investing activities | ($627.8M) | ($566.6M) | ($287.5M) | $501.7M |
| Borrowings on notes payable | $0 | $0 | $14.9M | $14.9M |
| Proceeds from ESPP purchases | $820.0K | $820.0K | — | — |
| Taxes paid related to net share settlement of equity awards | ($5.2M) | ($4.9M) | ($2.8M) | ($2.6M) |
| Net changes in deposits | $185.6M | $112.4M | $204.0M | $86.3M |
| Net changes in settlement assets and obligations to customers | ($26.4M) | $87.9M | ($86.7M) | ($60.0M) |
| Deferred financing costs | $0 | $0 | ($623.0K) | ($423.0K) |
| Net cash provided by financing activities | $154.8M | $696.2M | $131.4M | $40.8M |
| Net (decrease) increase in unrestricted cash, cash equivalents and restricted cash | ($278.3M) | $224.7M | $44.9M | $720.1M |
| Unrestricted cash, cash equivalents and restricted cash, beginning of period | $1.4B | $1.4B | $1.6B | $1.6B |
| Unrestricted cash, cash equivalents and restricted cash, end of period | $1.1B | $1.6B | $1.6B | $2.3B |
| Cash paid for interest | $8.3M | $2.7M | $8.1M | $6.5M |
| Cash paid for income taxes | $3.2M | ($122.0K) | $5.5M | $5.4M |
| Unrestricted cash and cash equivalents | $1.1B | $1.6B | $1.6B | $2.3B |
| Restricted cash | $31.0K | $31.0K | $44.0K | $44.0K |
| Total unrestricted cash, cash equivalents and restricted cash, end of period | $1.1B | $1.6B | $1.6B | $2.3B |
GREEN DOT CORP score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.