FULTON FINANCIAL CORP's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), FULTON FINANCIAL CORP reported net income of $391.6M (+35.6% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Loans, including fees | $1.4B | $1.4B | $1.2B | $758.6M |
| Investment securities | $187.2M | $136.7M | $101.5M | $98.1M |
| Other interest income | $33.7M | $50.6M | $15.3M | $7.2M |
| Total Interest Income | $1.6B | $1.6B | $1.3B | $864.8M |
| Deposits | $514.7M | $521.9M | $292.2M | $43.8M |
| Federal funds purchased | $13.0K | $2.9M | $30.4M | $3.0M |
| FHLB advances | $24.5M | $37.8M | $47.0M | $7.3M |
| Senior debt and subordinated debt | $18.4M | $20.3M | $21.4M | $22.3M |
| Other borrowings and interest-bearing liabilities | $22.9M | $39.1M | $28.0M | $6.8M |
| Total Interest Expense | $580.5M | $621.9M | $418.9M | $83.2M |
| Net Interest Income | $1.0B | $960.3M | $854.3M | $781.6M |
| Provision for credit losses | $35.7M | $71.6M | $54.0M | $28.0M |
| Net Interest Income After Provision for Credit Losses | $1.0B | $888.7M | $800.3M | $753.6M |
| Business Combination, Bargain Purchase, Gain (Loss) Recognized, Amount | $0 | $37.0M | — | — |
| Non-interest income before investment securities gains | $276.8M | $296.0M | $228.4M | $227.2M |
| Investment securities (losses) gains, net | ($2.0K) | ($20.3M) | ($733.0K) | ($27.0K) |
| Total Non-Interest Income | $276.8M | $275.7M | $227.7M | $227.1M |
| Salaries and employee benefits | $443.5M | $432.8M | $377.4M | $356.9M |
| Data processing and software | $75.1M | $77.9M | $66.5M | $60.3M |
| Net occupancy | $68.1M | $69.4M | $58.0M | $56.2M |
| Other outside services | $49.9M | $60.6M | $47.7M | $37.2M |
| FDIC insurance | $20.2M | $23.8M | $25.6M | $12.5M |
| Equipment | $16.2M | $17.9M | $14.4M | $14.0M |
| Intangible amortization | $22.5M | $17.8M | $2.9M | $1.7M |
| Professional fees | $5.5M | $10.9M | $8.4M | $9.1M |
| Marketing | $9.3M | $9.0M | $9.0M | $6.9M |
| Acquisition-related expenses | $1.2M | $37.6M | $0 | $10.3M |
| Other | $80.4M | $62.2M | $69.3M | $53.5M |
| Total Non-Interest Expense | $791.8M | $819.8M | $679.2M | $633.7M |
| Income Before Income Taxes | $485.6M | $344.6M | $348.7M | $347.0M |
| Income taxes | $94.0M | $55.9M | $64.4M | $60.0M |
| Net Income | $391.6M | $288.7M | $284.3M | $287.0M |
| Preferred stock dividends | ($10.2M) | ($10.2M) | ($10.2M) | ($10.2M) |
| Net Income Available to Common Shareholders | $381.4M | $278.5M | $274.0M | $276.7M |
| Net income available to common shareholders (basic) (in dollars per share) | $2.10 | $1.59 | $1.66 | $1.69 |
| Net income available to common shareholders (diluted) (in dollars per share) | $2.08 | $1.57 | $1.64 | $1.67 |
| Cash Dividends (in dollars per share) | $0.73 | $0.69 | $0.64 | $0.66 |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Loans, including fees | $371.6M | $339.0M | $355.5M | $346.6M |
| Investment securities | $46.2M | $43.3M | $47.9M | $48.0M |
| Other interest income | $10.4M | $7.7M | $7.6M | $8.2M |
| Total Interest Income | $428.2M | $390.1M | $411.0M | $402.8M |
| Deposits | $126.7M | $115.8M | $130.2M | $129.2M |
| Federal funds purchased | $0 | — | $0 | $12.0K |
| FHLB advances | $4.9M | $2.3M | $5.8M | $7.9M |
| Senior debt and subordinated debt | $7.1M | $4.7M | $5.0M | $5.0M |
| Other borrowings and interest-bearing liabilities | $5.2M | $5.2M | $5.8M | $5.7M |
| Total Interest Expense | $143.9M | $128.0M | $146.8M | $147.8M |
| Net Interest Income | $284.3M | $262.0M | $264.2M | $254.9M |
| Provision for credit losses | $4.9M | $14.4M | $10.2M | $8.6M |
| Net Interest Income After Provision for Credit Losses | $279.4M | $247.6M | $254.0M | $246.3M |
| Non-interest income before investment securities gains | $79.3M | $69.8M | $70.4M | $69.1M |
| Investment securities (losses) gains, net | $0 | $0 | $0 | $0 |
| Total Non-Interest Income | $79.3M | $69.8M | $70.4M | $69.1M |
| Salaries and employee benefits | $120.2M | $109.9M | $111.3M | $107.1M |
| Data processing and software | $20.4M | $18.7M | $18.5M | $18.3M |
| Net occupancy | $17.8M | $18.2M | $16.0M | $16.4M |
| Other outside services | $15.0M | $12.8M | $13.0M | $12.0M |
| Intangible amortization | $5.9M | $5.3M | $5.4M | $5.5M |
| FDIC insurance | $4.4M | $4.2M | $5.1M | $5.0M |
| Equipment | $4.1M | $3.9M | $3.9M | $4.1M |
| Marketing | $2.8M | $2.3M | $2.5M | $2.6M |
| Professional fees | $2.3M | $2.2M | $2.3M | $2.2M |
| Acquisition-related expenses | $13.8M | $2.6M | $0 | $0 |
| Other | $24.1M | $20.0M | $18.7M | $19.7M |
| Total Non-Interest Expense | $231.0M | $200.3M | $196.6M | $192.8M |
| Income Before Income Taxes | $127.7M | $117.1M | $127.8M | $122.7M |
| Income taxes | $25.3M | $22.4M | $27.3M | $23.5M |
| Net Income | $102.4M | $94.8M | $100.5M | $99.2M |
| Preferred stock dividends | ($2.6M) | ($2.6M) | ($2.6M) | ($2.6M) |
| Net Income Available to Common Shareholders | $99.9M | $92.2M | $97.9M | $96.6M |
| Net Income (Basic) (in dollars per share) | $0.52 | $0.51 | $0.54 | $0.53 |
| Net Income (Diluted) (in dollars per share) | $0.52 | $0.51 | $0.53 | $0.53 |
| Cash Dividends (in dollars per share) | $0.19 | $0.19 | $0.18 | $0.18 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and due from banks | $271.5M | $279.0M | $300.3M | $126.9M |
| Interest-bearing deposits with other banks | $790.1M | $784.8M | $249.4M | $555.0M |
| Cash and Cash Equivalents | $1.1B | $1.1B | $549.7M | $681.9M |
| FRB and FHLB stock | $121.0M | $139.6M | $124.4M | $130.2M |
| Loans held for sale | $16.3M | $25.6M | $15.2M | $7.3M |
| AFS, at estimated fair value | $3.4B | $3.4B | $2.4B | $2.6B |
| HTM, at amortized cost | $1.4B | $1.4B | $1.3B | $1.3B |
| Net loans | $24.1B | $24.0B | $21.4B | $20.3B |
| Less: ACL - loans | ($364.5M) | ($379.2M) | ($293.4M) | ($269.4M) |
| Loans, Net | $23.8B | $23.7B | $21.1B | $20.0B |
| Net premises and equipment | $175.2M | $195.5M | $222.9M | $225.1M |
| Accrued interest receivable | $113.7M | $117.0M | $108.0M | $91.6M |
| Goodwill and net intangible assets | $613.0M | $635.5M | $560.7M | $560.8M |
| Other assets | $1.4B | $1.4B | $1.3B | $1.3B |
| Total Assets | $32.1B | $32.1B | $27.6B | $26.9B |
| Noninterest-bearing | $5.3B | $5.5B | $5.3B | $7.0B |
| Interest-bearing | $21.3B | $20.6B | $16.2B | $13.6B |
| Total Deposits | $26.6B | $26.1B | $21.5B | $20.6B |
| Federal funds purchased | $0 | $0 | $240.0M | $191.0M |
| FHLB advances | $250.0M | $850.0M | $1.1B | $1.3B |
| Senior debt and subordinated debt | $367.6M | $367.3M | $535.4M | $539.6M |
| Other borrowings and interest-bearing liabilities | $679.7M | $564.7M | $612.1M | $890.6M |
| Total Borrowings | $1.3B | $1.8B | $2.5B | $2.9B |
| Accrued interest payable | $17.1M | $31.6M | $35.1M | $10.2M |
| Other liabilities | $724.0M | $931.4M | $751.5M | $821.0M |
| Total Liabilities | $28.6B | $28.9B | $24.8B | $24.4B |
| Preferred stock, no par value, 10,000,000 shares authorized, Series A, 200,000 shares issued as of December 31, 2025 and 2024, liquidation preference of $1,000 per share | $192878000.00 | $192878000.00 | $192878000.00 | $192878000.00 |
| Common stock, $2.50 par value, 600,000,000 shares authorized, 247,130,331 shares issued as of December 31, 2025 and 245,946,392 issued as of December 31, 2024 | 617.8M | 614.9M | 564.4M | 561.5M |
| Additional paid-in capital | $1.8B | $1.8B | $1.6B | $1.5B |
| Retained earnings | $2.0B | $1.8B | $1.6B | $1.5B |
| Accumulated other comprehensive loss | ($198.7M) | ($287.8M) | ($312.3M) | ($385.5M) |
| Treasury stock, at cost, 67,235,204 shares in 2025 and 63,857,567 shares in 2024 | -949.4M | -887.4M | -857.0M | -781.8M |
| Total Shareholders' Equity | $3.5B | $3.2B | $2.8B | $2.6B |
| Total Liabilities and Shareholders' Equity | $32.1B | $32.1B | $27.6B | $26.9B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and due from banks | $325.3M | $311.8M | $307.3M | $362.3M |
| Interest-bearing deposits with other banks | $937.8M | $751.1M | $506.9M | $442.4M |
| Cash and Cash Equivalents | $1.3B | $1.1B | $814.2M | $804.7M |
| FRB and FHLB stock | $138.6M | $120.0M | $136.2M | $141.5M |
| Loans held for sale | $33.9M | $11.9M | $19.9M | $23.3M |
| AFS, at estimated fair value | $3.6B | $3.3B | $3.6B | $3.6B |
| HTM, at amortized cost | $1.6B | $1.6B | $1.5B | $1.5B |
| Net loans | $25.9B | $24.3B | $24.0B | $24.0B |
| Less: ACL - loans | ($382.6M) | ($367.5M) | ($376.3M) | ($377.3M) |
| Loans, Net | $25.6B | $23.9B | $23.7B | $23.6B |
| Net premises and equipment | $186.2M | $168.9M | $178.6M | $184.3M |
| Accrued interest receivable | $121.2M | $112.1M | $114.0M | $117.1M |
| Goodwill and net intangible assets | $633.5M | $607.6M | $618.4M | $623.7M |
| Other assets | $1.5B | $1.4B | $1.4B | $1.4B |
| Total Assets | $34.6B | $32.2B | $32.0B | $32.0B |
| Noninterest-bearing | $5.2B | $5.3B | $5.1B | $5.3B |
| Interest-bearing | $23.0B | $21.4B | $21.2B | $20.8B |
| Total Deposits | $28.3B | $26.8B | $26.3B | $26.1B |
| FHLB advances | $552.5M | $200.0M | $450.0M | $800.0M |
| Senior debt and subordinated debt | $469.7M | $367.7M | $367.6M | $367.5M |
| Other borrowings | $691.8M | $684.9M | $654.4M | $606.4M |
| Total Borrowings | $1.7B | $1.3B | $1.5B | $1.8B |
| Accrued interest payable | $22.8M | $17.7M | $22.6M | $27.6M |
| Other liabilities | $753.8M | $693.5M | $754.5M | $771.7M |
| Total Liabilities | $30.7B | $28.7B | $28.6B | $28.7B |
| Preferred stock, no par value, 10,000,000 shares authorized; Series A, 200,000 shares issued as of June 30, 2026 and December 31, 2025, liquidation preference of $1,000 per share | $192878000.00 | $192878000.00 | $192878000.00 | $192878000.00 |
| Common stock, $2.50 par value, 600,000,000 shares authorized, 248,210,978 shares issued as of June 30, 2026 and 247,130,331 shares issued as of December 31, 2025 | 620.5M | 618.1M | 617.7M | 617.5M |
| Additional paid-in capital | $1.9B | $1.8B | $1.8B | $1.8B |
| Retained earnings | $2.1B | $2.1B | $2.0B | $1.9B |
| Accumulated other comprehensive loss | ($213.1M) | ($221.9M) | ($227.5M) | ($271.7M) |
| Treasury stock, at cost, 56,750,100 shares as of June 30, 2026 and 67,235,204 shares as of December 31, 2025 | -813.6M | -973.1M | -930.5M | -900.4M |
| Total Shareholders' Equity | $3.8B | $3.5B | $3.4B | $3.3B |
| Total Liabilities and Shareholders' Equity | $34.6B | $32.2B | $32.0B | $32.0B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net Income | $391.6M | $288.7M | $284.3M | $287.0M |
| Provision for credit losses | $35.7M | $71.6M | $54.0M | $28.0M |
| Depreciation and amortization of premises and equipment | $28.3M | $39.2M | $30.1M | $30.2M |
| Net amortization of investment securities premiums | $1.4M | $764.0K | $11.2M | $12.8M |
| Accretion (Amortization) of Loan Discounts | ($47.8M) | ($38.7M) | — | — |
| Investment securities losses, net | $2.0K | $20.3M | $733.0K | $27.0K |
| Gain on sales of mortgage loans held for sale | ($8.8M) | ($8.2M) | ($5.1M) | ($8.8M) |
| Proceeds from sales of mortgage loans held for sale | $528.9M | $547.7M | $363.4M | $455.6M |
| Originations of mortgage loans held for sale | ($510.8M) | ($550.0M) | ($366.2M) | ($418.3M) |
| Intangible amortization | $22.5M | $17.8M | $2.9M | $1.7M |
| Amortization of Debt Issuance Costs | $321.0K | $710.0K | $750.0K | $724.0K |
| Business Combination, Bargain Purchase, Gain Recognized, Amount | $0 | ($37.0M) | — | — |
| Gain (Loss) on Disposition of Property Plant Equipment | $1.4M | ($30.0K) | — | — |
| Sale and Leaseback Transaction, Gain (Loss), Net | ($606.0K) | ($20.3M) | — | — |
| Stock-based compensation | $13.3M | $10.5M | $12.5M | $14.0M |
| Net change in deferred income tax | ($4.2M) | ($23.2M) | $24.7M | ($117.8M) |
| Net change in accrued salaries and benefits | $665.0K | $19.5M | ($5.9M) | — |
| Net change in life insurance cash surrender value | ($16.2M) | ($19.9M) | ($27.7M) | ($92.2M) |
| Other changes, net | ($131.3M) | $97.0M | ($16.8M) | $405.3M |
| Total adjustments | ($87.1M) | $127.8M | $78.7M | $311.3M |
| Net cash provided by operating activities | $304.5M | $416.6M | $363.0M | $598.3M |
| Proceeds from sales of AFS investment securities | $15.0M | $2.3B | $213.4M | $196.4M |
| Proceeds from principal repayments and maturities of AFS investment securities | $716.3M | $334.4M | $149.2M | $583.4M |
| Proceeds from principal repayments and maturities of HTM investment securities | $107.5M | $56.5M | $59.7M | $109.8M |
| Purchase of AFS investment securities | ($654.2M) | ($1.7B) | ($79.1M) | ($845.7M) |
| Purchase of HTM investment securities | ($132.0M) | ($177.9M) | $0 | ($31.0M) |
| Net change in FRB and FHLB stock | $18.6M | $22.8M | $5.8M | ($72.6M) |
| Net change in loans | ($101.8M) | ($149.1M) | ($1.1B) | ($1.4B) |
| Net purchases of premises and equipment | ($20.1M) | ($42.5M) | ($33.0M) | ($21.2M) |
| Settlement of bank owned life insurance | $2.9M | $2.7M | $2.3M | — |
| Proceeds from Sale-Leaseback Transaction | $11.3M | $51.1M | — | — |
| Net cash received for acquisition | $0 | $1.0B | $0 | ($21.8M) |
| Net change in tax credit investments | ($45.5M) | ($42.7M) | ($26.8M) | ($29.1M) |
| Net cash (used in) provided by investing activities | ($82.2M) | $1.6B | ($809.2M) | ($1.5B) |
| Net change in demand and savings deposits | $603.6M | $478.6M | ($1.2B) | ($1.2B) |
| Net change in time deposits and brokered deposits | ($143.7M) | $1.1M | $2.1B | ($257.8M) |
| Net change in other borrowings | ($485.0M) | ($2.0B) | ($379.4M) | $1.6B |
| Repayments of senior debt and subordinated debt | $0 | $168.8M | $5.0M | $81.5M |
| Net proceeds from issuance of common stock | $7.7M | $270.6M | $3.2M | $7.9M |
| Dividends paid | ($141.2M) | ($131.7M) | ($115.7M) | ($116.0M) |
| Acquisition of treasury stock | ($66.0M) | ($30.3M) | ($77.1M) | $0 |
| Net cash (used in) provided by financing activities | ($224.6M) | ($1.5B) | $314.0M | ($15.9M) |
| Net Increase in Cash and Cash Equivalents | ($2.3M) | $514.2M | ($132.2M) | ($956.7M) |
| Cash and Cash Equivalents at Beginning of Year | $1.1B | $549.7M | $681.9M | $1.6B |
| Cash and Cash Equivalents at End of Year | $1.1B | $1.1B | $549.7M | $681.9M |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net Income | $197.2M | $94.8M | $292.6M | $192.2M |
| Provision for credit losses | $19.3M | $14.4M | $32.7M | $22.5M |
| Depreciation and amortization of premises and equipment | $14.1M | $6.8M | $21.2M | $14.3M |
| Net amortization of investment securities premiums | ($323.0K) | $190.0K | $1.2M | $974.0K |
| Net accretion of loan discounts | ($25.4M) | ($10.3M) | ($37.3M) | ($24.6M) |
| Investment securities losses, net | $0 | $0 | $2.0K | $2.0K |
| Gain on sales of mortgage loans held for sale | ($5.9M) | ($2.4M) | ($6.6M) | ($4.3M) |
| Proceeds from sales of mortgage loans held for sale | $283.7M | $115.5M | $381.9M | $243.4M |
| Originations of mortgage loans held for sale | ($295.4M) | ($108.6M) | ($369.6M) | ($236.7M) |
| Amortization of intangible assets | $11.3M | $5.3M | $17.1M | $11.7M |
| Capitalization and amortization of issuance costs and discounts on long-term borrowings, net | ($3.0M) | — | — | — |
| Loss (gain) on disposal of premises and equipment | $112.0K | $989.0K | ($841.0K) | ($284.0K) |
| Stock-based compensation | $4.9M | $2.4M | $9.5M | $5.5M |
| Net change in life insurance cash surrender value | ($7.7M) | ($4.5M) | ($13.5M) | ($5.5M) |
| Other changes, net | $21.6M | $87.0K | ($108.0M) | ($109.7M) |
| Total adjustments | $17.2M | $19.9M | ($84.1M) | ($99.7M) |
| Net cash provided by operating activities | $214.4M | $114.7M | $208.5M | $92.5M |
| Proceeds from sales of AFS investment securities | $141.4M | $0 | $15.0M | $15.0M |
| Proceeds from principal repayments and maturities of AFS investment securities | $428.4M | $223.2M | $409.5M | $270.3M |
| Proceeds from principal repayments and maturities of HTM investment securities | $68.0M | $35.1M | $67.7M | $44.3M |
| Purchase of AFS investment securities | ($511.3M) | ($114.2M) | ($556.6M) | ($492.4M) |
| Purchase of HTM investment securities | ($201.0M) | ($201.0M) | ($119.0M) | ($119.0M) |
| Net change in FRB and FHLB stock | ($3.1M) | $1.1M | $3.4M | ($1.9M) |
| Net change in loans | ($214.7M) | ($122.7M) | $5.5M | $32.6M |
| Net purchases of premises and equipment | ($7.6M) | ($1.5M) | ($14.2M) | ($13.5M) |
| Settlement of bank owned life insurance | $1.9M | $800.0K | $2.3M | $1.4M |
| Proceeds from sale-leaseback transaction | $0 | $0 | $11.3M | $11.3M |
| Net cash and cash equivalents acquired in acquisition | ($141.8M) | — | $0 | $0 |
| Net change in tax credit investments | ($15.7M) | ($9.1M) | ($29.4M) | ($18.1M) |
| Net cash used in investing activities | ($171.9M) | ($188.2M) | ($204.6M) | ($270.0M) |
| Net change in demand and savings deposits | $177.5M | $294.7M | $453.8M | $67.3M |
| Net change in time deposits and brokered deposits | ($49.0M) | ($115.8M) | ($250.7M) | ($58.7M) |
| Net change in borrowings | $38.6M | ($44.9M) | ($310.3M) | ($8.3M) |
| Repayments of senior debt and subordinated debt | ($195.0M) | — | — | — |
| Proceeds from Issuance of Senior Long-Term Debt | $300.0M | — | — | — |
| Net proceeds from issuance of common stock | $5.5M | $2.1M | $5.9M | $3.9M |
| Dividends paid | ($75.6M) | ($36.7M) | ($106.1M) | ($70.8M) |
| Acquisition of treasury stock | ($42.9M) | ($24.6M) | ($46.1M) | ($15.1M) |
| Net cash provided by (used in) financing activities | $159.0M | $74.8M | ($253.6M) | ($81.7M) |
| Net increase (decrease) in Cash and Cash Equivalents | $201.5M | $1.3M | ($249.7M) | ($259.2M) |
| Cash and Cash Equivalents at Beginning of Period | $1.1B | $1.1B | $1.1B | $1.1B |
| Cash and Cash Equivalents at End of Period | $1.3B | $1.1B | $814.2M | $804.7M |
| Interest | $266.3M | $127.4M | $452.2M | $300.4M |
| Income taxes | $35.3M | $1.5M | $70.2M | $52.6M |
| Reissuance of treasury stock pursuant to acquisition | $252.9M | — | — | — |
FULTON FINANCIAL CORP score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.