Fiserv, Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), Fiserv, Inc. reported revenue of $21.2B (+3.6% year on year) and net income of $3.5B (+9.7% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Total revenue | $21.2B | $20.5B | $19.1B | $17.7B |
| Cost of goods and services sold | $8.6B | $8.0B | $7.7B | $8.0B |
| Selling, general and administrative | $6.9B | $6.6B | $6.6B | $6.1B |
| Net gain on sale of business and distribution of other assets | ($120.0M) | $0 | ($167.0M) | ($54.0M) |
| Total expenses | $15.4B | $14.6B | $14.1B | $14.0B |
| Operating income | $5.8B | $5.9B | $5.0B | $3.7B |
| Interest expense, net | ($1.5B) | ($1.2B) | ($976.0M) | ($733.0M) |
| Other expense, net | ($61.0M) | ($178.0M) | ($140.0M) | ($94.0M) |
| Income before income taxes and income (loss) from investments in unconsolidated affiliates | $4.3B | $4.5B | $3.9B | $2.9B |
| Income tax provision | ($811.0M) | ($641.0M) | ($754.0M) | ($551.0M) |
| Income (loss) from investments in unconsolidated affiliates | $37.0M | ($685.0M) | ($15.0M) | $220.0M |
| Net income | $3.5B | $3.2B | $3.1B | $2.6B |
| Less: net income attributable to noncontrolling interests and redeemable noncontrolling interest | $10.0M | $49.0M | $61.0M | $52.0M |
| Net income attributable to Fiserv, Inc. | $3.5B | $3.1B | $3.1B | $2.5B |
| Basic (in dollars per share) | $6.36 | $5.41 | $5.02 | $3.94 |
| Diluted (in dollars per share) | $6.34 | $5.38 | $4.98 | $3.91 |
| Basic (in shares) | 547.1M | 578.7M | 611.7M | 642.3M |
| Diluted (in shares) | 549.0M | 582.1M | 615.9M | 647.9M |
| Line item | Jun 30, 2026 · Q2 | Mar 31, 2026 · Q1 | Sep 30, 2025 · Q3 | Jun 30, 2025 · Q2 |
|---|---|---|---|---|
| Revenue | $5.3B | $5.0B | $5.3B | $5.5B |
| Cost of goods sold and services | $2.4B | $2.3B | $2.2B | $2.1B |
| Selling, general and administrative | $1.9B | $1.9B | $1.8B | $1.7B |
| Net gain on sale of assets | ($6.0M) | ($83.0M) | ($100.0M) | $3.0M |
| Total expenses | $4.3B | $4.1B | $3.8B | $3.8B |
| Operating income | $1.0B | $918.0M | $1.4B | $1.7B |
| Interest expense, net | ($370.0M) | ($347.0M) | ($422.0M) | ($365.0M) |
| Gain on early debt extinguishment | $154.0M | — | — | — |
| Other expense, net | ($24.0M) | $22.0M | ($50.0M) | ($39.0M) |
| Income before income taxes and income (loss) from investments in unconsolidated affiliates | $775.0M | $593.0M | $964.0M | $1.3B |
| Income tax provision | ($156.0M) | ($24.0M) | ($173.0M) | ($246.0M) |
| Income (loss) from investments in unconsolidated affiliates | $11.0M | $4.0M | $8.0M | ($16.0M) |
| Net income | $630.0M | $573.0M | $799.0M | $1.0B |
| Less: net income attributable to noncontrolling interests | $3.0M | $2.0M | $7.0M | $4.0M |
| Net income attributable to Fiserv, Inc. | $627.0M | $571.0M | $792.0M | $1.0B |
| Basic (in dollars per share) | $1.18 | $1.07 | $1.46 | $1.86 |
| Diluted (in dollars per share) | $1.17 | $1.07 | $1.46 | $1.86 |
| Basic (in shares) | 532.6M | 534.3M | 540.2M | 550.8M |
| Diluted (in shares) | 533.7M | 535.4M | 541.8M | 552.7M |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and cash equivalents | $798.0M | $1.2B | $1.2B | $902.0M |
| Trade accounts receivable, less allowance for doubtful accounts | $4.0B | $3.7B | $3.6B | $3.6B |
| Prepaid expenses and other current assets | $3.4B | $3.1B | $2.3B | $1.6B |
| Settlement assets | $16.5B | $15.4B | $27.7B | $21.5B |
| Total current assets | $24.7B | $23.5B | $34.8B | $27.5B |
| Property and equipment, net | $3.1B | $2.4B | $2.2B | $2.0B |
| Intangible assets, net | $10.2B | $9.9B | $11.2B | $12.4B |
| Goodwill | $37.7B | $36.6B | $37.2B | $36.8B |
| Contract costs, net | $1.0B | $996.0M | $968.0M | $905.0M |
| Investments in unconsolidated affiliates | $1.0B | $1.5B | $2.3B | $2.4B |
| Other long-term assets | $2.4B | $2.3B | $2.3B | $1.8B |
| Total assets | $80.1B | $77.2B | $90.9B | $83.9B |
| Accounts payable and other current liabilities | $5.3B | $4.8B | $4.4B | $3.9B |
| Short-term and current maturities of long-term debt | $1.2B | $1.1B | $755.0M | $468.0M |
| Contract liabilities | $865.0M | $819.0M | $761.0M | $625.0M |
| Settlement obligations | $16.5B | $15.4B | $27.7B | $21.5B |
| Total current liabilities | $23.9B | $22.2B | $33.6B | $26.5B |
| Long-term debt | $27.8B | $23.7B | $22.4B | $20.9B |
| Deferred income taxes | $1.5B | $2.5B | $3.1B | $3.6B |
| Long-term contract liabilities | $259.0M | $263.0M | $250.0M | $235.0M |
| Other long-term liabilities | $939.0M | $863.0M | $978.0M | $936.0M |
| Total liabilities | $54.3B | $49.5B | $60.2B | $52.2B |
| Preferred stock, no par value: 25 million shares authorized; none issued | 0 | 0 | 0 | 0 |
| Common stock, $0.01 par value: 1,800 million shares authorized; 784 million shares issued | 8.0M | 8.0M | 8.0M | 8.0M |
| Additional paid-in capital | $23.3B | $23.1B | $23.1B | $23.0B |
| Accumulated other comprehensive loss | ($984.0M) | ($1.4B) | ($783.0M) | ($1.2B) |
| Retained earnings | $27.1B | $23.6B | $20.4B | $17.4B |
| Treasury stock, at cost, 250 million and 220 million shares, respectively | -23.5B | -18.2B | -12.9B | — |
| Total Fiserv, Inc. shareholders’ equity | $25.8B | $27.1B | $29.9B | $30.8B |
| Noncontrolling interests | $17.0M | $618.0M | $651.0M | $699.0M |
| Total equity | $25.8B | $27.7B | $30.5B | $31.5B |
| Total liabilities and equity | $80.1B | $77.2B | $90.9B | $83.9B |
| Line item | Jun 30, 2026 | Mar 31, 2026 | Sep 30, 2025 | Jun 30, 2025 |
|---|---|---|---|---|
| Cash and cash equivalents | $627.0M | $829.0M | $1.1B | $999.0M |
| Trade accounts receivable, less allowance for doubtful accounts | $3.9B | $3.9B | $4.0B | $4.1B |
| Prepaid expenses and other current assets | $3.1B | $3.4B | $3.6B | $3.8B |
| Settlement assets | $17.6B | $16.7B | $15.5B | $17.6B |
| Assets held for sale | $190.0M | — | — | — |
| Total current assets | $25.4B | $24.8B | $24.2B | $26.5B |
| Property and equipment, net | $3.3B | $3.2B | $3.0B | $2.6B |
| Intangible assets, net | $9.7B | $10.0B | $10.2B | $10.4B |
| Goodwill | $37.5B | $37.6B | $37.4B | $37.5B |
| Contract costs, net | $1.0B | $1.1B | $997.0M | $1.0B |
| Investments in unconsolidated affiliates | $1.0B | $1.0B | $1.1B | $1.1B |
| Other long-term assets | $2.9B | $2.9B | $2.6B | $2.5B |
| Total assets | $80.9B | $80.5B | $79.4B | $81.5B |
| Accounts payable and other current liabilities | $4.7B | $4.6B | $4.6B | $4.4B |
| Short-term and current maturities of long-term debt | $1.2B | $1.3B | $1.3B | $1.5B |
| Contract liabilities | $819.0M | $844.0M | $873.0M | $885.0M |
| Settlement obligations | $17.6B | $16.7B | $15.5B | $17.6B |
| Liabilities associated with assets held for sale | $13.0M | — | — | — |
| Total current liabilities | $24.3B | $23.4B | $22.4B | $24.3B |
| Long-term debt | $26.7B | $27.9B | $28.9B | $28.1B |
| Deferred income taxes | $1.6B | $1.7B | $1.8B | $2.2B |
| Long-term contract liabilities | $260.0M | $243.0M | $257.0M | $249.0M |
| Other long-term liabilities | $1.1B | $1.1B | $893.0M | $953.0M |
| Total liabilities | $54.0B | $54.3B | $54.2B | $55.8B |
| Preferred stock, no par value: 25 million shares authorized; none issued | 0 | 0 | 0 | 0 |
| Common stock, $0.01 par value: 1,800 million shares authorized; 784 million shares issued | 8.0M | 8.0M | 8.0M | 8.0M |
| Additional paid-in capital | $23.3B | $23.2B | $23.2B | $23.0B |
| Accumulated other comprehensive loss | ($983.0M) | ($1.0B) | ($985.0M) | ($901.0M) |
| Retained earnings | $28.3B | $27.6B | $26.2B | $25.5B |
| Treasury stock, at cost, 253 million and 250 million shares, respectively | -23.7B | -23.6B | -23.4B | -22.3B |
| Total Fiserv, Inc. shareholders’ equity | $26.9B | $26.2B | $25.1B | $25.2B |
| Noncontrolling interests | $22.0M | $20.0M | $23.0M | $548.0M |
| Total equity | $26.9B | $26.2B | $25.1B | $25.8B |
| Total liabilities and equity | $80.9B | $80.5B | $79.4B | $81.5B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Net income | $3.5B | $3.2B | $3.1B | $2.6B |
| Depreciation and other amortization | $1.9B | $1.7B | $1.5B | $1.3B |
| Amortization of acquisition-related intangible assets | $1.3B | $1.4B | $1.6B | $1.8B |
| Amortization of financing costs and debt discounts | $46.0M | $43.0M | $41.0M | $43.0M |
| Share-based compensation | $357.0M | $367.0M | $342.0M | $323.0M |
| Deferred income taxes | ($942.0M) | ($662.0M) | ($511.0M) | ($558.0M) |
| Net gain on sale of business and distribution of other assets | ($120.0M) | $0 | ($167.0M) | ($54.0M) |
| Gain on sale of investments | ($74.0M) | — | — | — |
| (Income) loss from investments in unconsolidated affiliates | ($37.0M) | $685.0M | $15.0M | ($220.0M) |
| Distributions from unconsolidated affiliates | $44.0M | $39.0M | $55.0M | $73.0M |
| Non-cash settlement charge for terminated pension plans | $0 | $147.0M | — | — |
| Non-cash foreign currency exchange losses | $159.0M | $92.0M | — | — |
| Other operating activities | ($13.0M) | ($17.0M) | $49.0M | ($10.0M) |
| Trade accounts receivable | ($123.0M) | ($169.0M) | $23.0M | ($770.0M) |
| Prepaid expenses and other assets | ($528.0M) | ($398.0M) | ($790.0M) | ($253.0M) |
| Contract costs | ($252.0M) | ($267.0M) | ($246.0M) | ($290.0M) |
| Accounts payable and other liabilities | $878.0M | $426.0M | ($54.0M) | $511.0M |
| Contract liabilities | $16.0M | $70.0M | $155.0M | $58.0M |
| Net cash provided by operating activities | $6.1B | $6.6B | $5.2B | $4.6B |
| Capital expenditures, including capitalized software and other intangibles | ($1.8B) | ($1.6B) | ($1.4B) | ($1.5B) |
| Net proceeds from sale of business and other assets | $0 | $0 | $234.0M | $246.0M |
| Merchant cash advances, including Clover Capital program | ($1.1B) | ($801.0M) | — | — |
| Repayment of merchant cash advances, including Clover Capital program | $1.0B | — | — | — |
| Settlement anticipation cash advances, net | ($525.0M) | — | — | — |
| Payments for acquisition of businesses, net of cash acquired | ($820.0M) | $0 | ($13.0M) | ($988.0M) |
| Distributions from unconsolidated affiliates | $42.0M | $60.0M | $136.0M | $138.0M |
| Purchases of investments | ($81.0M) | ($155.0M) | ($39.0M) | ($52.0M) |
| Proceeds from sale of investments | $756.0M | $61.0M | $5.0M | $23.0M |
| Other investing activities | ($18.0M) | $0 | ($3.0M) | — |
| Net cash used in investing activities | ($2.5B) | ($2.4B) | ($1.1B) | ($2.1B) |
| Debt proceeds | $6.5B | $6.8B | $5.6B | $1.6B |
| Debt repayments | ($4.0B) | ($5.4B) | ($3.0B) | ($3.3B) |
| Net (repayments of) borrowings from commercial paper and short-term borrowings | ($370.0M) | $278.0M | ($1.5B) | $1.8B |
| Payments of debt financing costs | ($20.0M) | ($28.0M) | ($38.0M) | — |
| Proceeds from issuance of treasury stock | $62.0M | $97.0M | $101.0M | $149.0M |
| Purchases of treasury stock, including employee shares withheld for tax obligations | -5.9B | -5.8B | -4.8B | -2.7B |
| Settlement activity, net | $222.0M | $0 | ($527.0M) | ($78.0M) |
| Distributions paid to noncontrolling interests and redeemable noncontrolling interest | ($10.0M) | ($55.0M) | ($34.0M) | ($42.0M) |
| Payments to acquire noncontrolling interests of consolidated subsidiaries | ($436.0M) | $0 | ($56.0M) | — |
| Payments of acquisition-related contingent consideration | $0 | ($3.0M) | ($35.0M) | ($2.0M) |
| Settlement of derivative contracts | $65.0M | — | — | — |
| Other financing activities | $5.0M | ($4.0M) | ($36.0M) | $36.0M |
| Net cash used in financing activities | ($3.8B) | ($4.2B) | ($4.4B) | ($2.5B) |
| Effect of exchange rate changes on cash and cash equivalents | $99.0M | ($32.0M) | $33.0M | ($41.0M) |
| Net change in cash and cash equivalents | ($191.0M) | $30.0M | ($229.0M) | ($13.0M) |
| Line item | Jun 30, 2026 · YTD | Mar 31, 2026 · Q1 | Sep 30, 2025 · YTD | Jun 30, 2025 · YTD |
|---|---|---|---|---|
| Net income | $1.2B | $573.0M | $2.7B | $1.9B |
| Depreciation and other amortization | $1.1B | $508.0M | $1.4B | $897.0M |
| Amortization of acquisition-related intangible assets | $626.0M | $311.0M | $993.0M | $673.0M |
| Amortization of financing costs and debt discounts | $25.0M | $12.0M | $34.0M | $22.0M |
| Share-based compensation | $235.0M | $118.0M | $302.0M | $215.0M |
| Deferred income taxes | ($170.0M) | ($58.0M) | ($589.0M) | ($215.0M) |
| Net gain on sale of assets | ($89.0M) | ($83.0M) | ($117.0M) | ($17.0M) |
| Net gain on early debt extinguishment | ($130.0M) | — | — | — |
| (Income) loss from investments in unconsolidated affiliates | ($15.0M) | ($4.0M) | $16.0M | $24.0M |
| Originations of merchant cash advances, held for sale | ($37.0M) | — | — | — |
| Proceeds from repayments and sales of merchant cash advances, originally classified as held for sale | $37.0M | — | — | — |
| Distributions from unconsolidated affiliates | $19.0M | $8.0M | $34.0M | $22.0M |
| Non-cash foreign currency exchange losses | $9.0M | ($21.0M) | $118.0M | $65.0M |
| Other operating activities | $4.0M | $15.0M | ($5.0M) | ($6.0M) |
| Trade accounts receivable | $97.0M | $108.0M | ($111.0M) | ($280.0M) |
| Prepaid expenses and other assets | ($156.0M) | ($175.0M) | ($561.0M) | ($612.0M) |
| Contract costs | ($129.0M) | ($74.0M) | ($179.0M) | ($121.0M) |
| Accounts payable and other liabilities | ($466.0M) | ($606.0M) | $117.0M | ($272.0M) |
| Contract liabilities | ($31.0M) | ($33.0M) | $24.0M | $40.0M |
| Net cash provided by operating activities | $2.1B | $599.0M | $4.1B | $2.3B |
| Capital expenditures, including capitalized software and other intangibles | ($956.0M) | ($458.0M) | ($1.3B) | ($814.0M) |
| Proceeds from sale of assets | $187.0M | $187.0M | — | — |
| Merchant cash advances, including Clover Capital program | ($566.0M) | ($291.0M) | ($614.0M) | ($539.0M) |
| Repayments and sales of merchant cash advances, including Clover Capital program | $678.0M | — | — | — |
| Settlement anticipation cash advances, net | $188.0M | $63.0M | — | — |
| Payments for acquisition of businesses, net of cash acquired | $0 | $0 | ($369.0M) | ($337.0M) |
| Distributions from unconsolidated affiliates | $8.0M | $4.0M | $17.0M | $13.0M |
| Purchases of investments | ($16.0M) | ($3.0M) | ($78.0M) | ($41.0M) |
| Proceeds from sale of investments | $15.0M | $8.0M | $486.0M | $474.0M |
| Other investing activities | $3.0M | ($5.0M) | ($18.0M) | ($19.0M) |
| Net cash used in investing activities | ($459.0M) | ($201.0M) | ($1.9B) | ($1.3B) |
| Debt proceeds | $2.1B | $409.0M | $5.8B | $3.7B |
| Debt repayments, including redemption and other costs | ($2.8B) | ($633.0M) | ($3.4B) | ($2.4B) |
| Net (repayments of) borrowings from commercial paper and short-term borrowings | ($708.0M) | $107.0M | $1.2B | $1.9B |
| Payments of debt financing costs | ($2.0M) | — | ($20.0M) | ($5.0M) |
| Proceeds from issuance of treasury stock | $22.0M | $12.0M | $53.0M | $37.0M |
| Purchases of treasury stock, including employee shares withheld for tax obligations | -393.0M | -240.0M | -5.7B | -4.6B |
| Settlement activity, net | ($637.0M) | ($578.0M) | ($74.0M) | $200.0M |
| Payment to acquire noncontrolling interest of consolidated subsidiary | $0 | — | ($436.0M) | ($22.0M) |
| Other financing activities | $0 | $0 | $4.0M | $22.0M |
| Net cash used in financing activities | ($2.4B) | ($923.0M) | ($2.5B) | ($1.2B) |
| Effect of exchange rate changes on cash and cash equivalents | ($39.0M) | ($27.0M) | $86.0M | $92.0M |
| Net change in cash and cash equivalents | ($799.0M) | ($552.0M) | ($228.0M) | ($24.0M) |
| Cash and cash equivalents, beginning balance | $2.8B | $2.8B | $3.0B | $3.0B |
| Cash and cash equivalents, ending balance | $2.0B | $2.3B | $2.8B | $3.0B |
Fiserv, Inc. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.