Equifax Inc. (EFX) financial statements: income statement, balance sheet and cash flow
Equifax Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), Equifax Inc. reported revenue of $6.1B (+6.9% year on year) and net income of $664.3M (+9.4% year on year).
Income statement
Equifax Inc. income statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Operating revenue
$6.1B
$5.7B
$5.3B
$5.1B
Cost of services (exclusive of depreciation and amortization below)
$2.6B
$2.5B
$2.3B
$2.2B
Selling, general and administrative expenses
$1.6B
$1.5B
$1.4B
$1.3B
Depreciation and amortization
$719.5M
$669.8M
$610.8M
$560.1M
Total operating expenses
$5.0B
$4.6B
$4.3B
$4.1B
Operating income
$1.1B
$1.0B
$933.6M
$1.1B
Interest expense
($212.3M)
($229.1M)
($241.4M)
($183.0M)
Other income (expense), net
$12.0M
($2.5M)
$25.7M
$56.7M
Consolidated income before income taxes
$894.9M
$810.5M
$717.9M
$929.7M
Provision for income taxes
($230.6M)
($203.2M)
($166.2M)
($229.5M)
Consolidated net income
$664.3M
$607.3M
$551.7M
$700.2M
Less: Net income attributable to noncontrolling interests including redeemable noncontrolling interests
($4.0M)
($3.2M)
($6.4M)
($4.0M)
Net income attributable to Equifax
$660.3M
$604.1M
$545.3M
$696.2M
Net income attributable to Equifax (in dollars per share)
$5.36
$4.88
$4.44
$5.69
Weighted-average shares used in computing basic earnings per share (in shares)
$123200000.00
$123800000.00
$122900000.00
$122400000.00
Net income attributable to Equifax (in dollars per share)
$5.32
$4.84
$4.40
$5.65
Weighted-average shares used in computing diluted earnings per share (in shares)
$124100000.00
$124900000.00
$123900000.00
$123300000.00
Dividends per common share (in dollars per share)
$1.89
$1.56
$1.56
$1.56
Equifax Inc. income statement, quarters
Line item
Sep 30, 2026 · Q3
Jun 30, 2026 · Q2
Mar 31, 2026 · Q1
Sep 30, 2025 · Q3
Operating revenue
$1.7B
$1.7B
$1.6B
$1.5B
Cost of services (exclusive of depreciation and amortization below)
$752.4M
$773.7M
$767.1M
$663.2M
Selling, general and administrative expenses
$390.4M
$422.5M
$411.0M
$434.1M
Depreciation and amortization
$194.4M
$189.7M
$183.1M
$183.3M
Total operating expenses
$1.3B
$1.4B
$1.4B
$1.3B
Operating income
$355.3M
$314.2M
$287.7M
$264.3M
Interest expense
($62.3M)
($59.8M)
($55.7M)
($52.2M)
Other income, net
$3.8M
$2.5M
$3.8M
$3.2M
Consolidated income before income taxes
$296.8M
$256.9M
$235.8M
$215.3M
Provision for income taxes
($83.4M)
($71.8M)
($62.5M)
($53.8M)
Consolidated net income
$213.4M
$185.1M
$173.3M
$161.5M
Less: Net income attributable to noncontrolling interests including redeemable noncontrolling interests
($1.7M)
($1.2M)
($1.8M)
($1.3M)
Net income attributable to Equifax
$211.7M
$183.9M
$171.5M
$160.2M
Net income attributable to Equifax (in dollars per share)
$1.80
$1.55
$1.43
$1.30
Weighted-average shares used in computing basic earnings per share (in shares)
$117300000.00
$118400000.00
$120000000.00
$123100000.00
Net income attributable to Equifax (in dollars per share)
$1.79
$1.54
$1.42
$1.29
Weighted-average shares used in computing diluted earnings per share (in shares)
$118100000.00
$119200000.00
$120800000.00
$124100000.00
Dividends per common share (in dollars per share)
$0.56
$0.56
$0.56
$0.50
Balance sheet
Equifax Inc. balance sheet, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Cash and cash equivalents
$180.8M
$169.9M
$216.8M
$285.2M
Trade accounts receivable, net of allowance for doubtful accounts of $20.2 and $16.9 at December 31, 2025 and 2024, respectively
$1.0B
$957.6M
$908.2M
$857.7M
Prepaid expenses
$144.2M
$134.9M
$142.5M
$134.3M
Other current assets
$74.5M
$98.2M
$88.8M
$93.3M
Total current assets
$1.4B
$1.4B
$1.4B
$1.4B
Capitalized internal-use software and system costs
$3.1B
$2.8B
$2.5B
$2.1B
Data processing equipment and furniture
$239.3M
$229.6M
$247.9M
$281.4M
Land, buildings and improvements
$299.6M
$285.0M
$272.9M
$261.6M
Total property and equipment
$3.6B
$3.3B
$3.1B
$2.7B
Less accumulated depreciation and amortization
($1.7B)
($1.4B)
($1.2B)
($1.1B)
Total property and equipment, net
$1.9B
$1.9B
$1.8B
$1.6B
Goodwill
$6.7B
$6.5B
$6.8B
$6.4B
Indefinite-lived intangible assets
$94.8M
$94.7M
$94.8M
$94.8M
Purchased intangible assets, net
$1.3B
$1.5B
$1.9B
$1.8B
Other assets, net
$347.8M
$343.4M
$306.2M
$293.2M
Total assets
$11.9B
$11.8B
$12.3B
$11.5B
Short-term debt and current maturities of long-term debt
$1.0B
$687.7M
$963.4M
$967.2M
Accounts payable
$206.4M
$138.2M
$197.6M
$250.8M
Accrued expenses
$276.3M
$251.1M
$245.1M
$229.0M
Accrued salaries and bonuses
$286.1M
$215.8M
$168.7M
$138.7M
Deferred revenue
$101.2M
$115.5M
$109.5M
$132.9M
Other current liabilities
$427.4M
$403.2M
$334.7M
$296.6M
Total current liabilities
$2.3B
$1.8B
$2.0B
$2.0B
Long-term debt
$4.1B
$4.3B
$4.7B
$4.8B
Deferred income tax liabilities, net
$390.8M
$351.6M
$474.9M
$460.3M
Long-term pension and other postretirement benefit liabilities
Common stock, $1.25 par value: Authorized shares - 300.0; Issued shares - 189.3 at December 31, 2025 and 2024; Outstanding shares - 120.4 and 124.0 at December 31, 2025 and 2024, respectively
236.6M
236.6M
236.6M
236.6M
Paid-in capital
$2.0B
$1.9B
$1.8B
$1.6B
Retained earnings
$6.4B
$6.0B
$5.6B
$5.3B
Accumulated other comprehensive loss
($517.1M)
($722.7M)
($431.2M)
($473.7M)
Treasury stock, at cost, 68.3 shares and 64.7 shares at December 31, 2025 and 2024, respectively
-3.6B
-2.6B
—
-2.7B
Stock held by employee benefits trusts, at cost, 0.6 shares at December 31, 2025 and 2024
-5.9M
-5.9M
-5.9M
-5.9M
Total Equifax shareholders’ equity
$4.6B
$4.8B
$4.5B
$4.0B
Noncontrolling interests
$19.5M
$17.5M
$18.3M
$16.8M
Total shareholders’ equity
$4.6B
$4.8B
$4.6B
$4.0B
Total liabilities, redeemable noncontrolling interests, and shareholders' equity
$11.9B
$11.8B
$12.3B
$11.5B
Equifax Inc. balance sheet, quarters
Line item
Sep 30, 2026
Jun 30, 2026
Mar 31, 2026
Sep 30, 2025
Cash and cash equivalents
$192.9M
$170.1M
$183.4M
$189.0M
Trade accounts receivable, net of allowance for doubtful accounts of $17.9 and $20.2 at September 30, 2026 and December 31, 2025, respectively
$1.1B
$1.1B
$1.1B
$1.0B
Prepaid expenses
$147.5M
$166.5M
$184.5M
$143.0M
Other current assets
$142.0M
$140.7M
$46.9M
$116.1M
Total current assets
$1.6B
$1.6B
$1.5B
$1.5B
Total property and equipment
$3.5B
$3.4B
$3.5B
$3.5B
Less accumulated depreciation and amortization
($1.6B)
($1.5B)
($1.6B)
($1.6B)
Total property and equipment, net
$1.9B
$1.9B
$1.9B
$1.9B
Goodwill
$6.8B
$6.8B
$6.8B
$6.7B
Indefinite-lived intangible assets
$94.7M
$94.7M
$94.8M
$94.7M
Purchased intangible assets, net
$1.2B
$1.2B
$1.3B
$1.4B
Other assets, net
$357.5M
$359.6M
$356.8M
$324.3M
Total assets
$11.9B
$12.0B
$11.9B
$11.8B
Short-term debt and current maturities of long-term debt
$157.7M
$1.4B
$1.3B
$759.3M
Accounts payable
$115.3M
$126.6M
$158.4M
$156.2M
Accrued expenses
$300.7M
$331.0M
$379.0M
$298.7M
Accrued salaries and bonuses
$228.6M
$165.9M
$142.5M
$245.4M
Deferred revenue
$112.8M
$101.2M
$106.3M
$110.5M
Other current liabilities
$544.7M
$490.5M
$412.0M
$413.4M
Total current liabilities
$1.5B
$2.6B
$2.5B
$2.0B
Long-term debt
$5.0B
$4.1B
$4.1B
$4.1B
Deferred income tax liabilities, net
$459.9M
$424.5M
$401.9M
$376.4M
Long-term pension and other postretirement benefit liabilities
Common stock, $1.25 par value: Authorized shares - 300.0; Issued shares - 189.3 at September 30, 2026 and December 31, 2025; Outstanding shares - 117.1 and 120.4 at September 30, 2026 and December 31, 2025, respectively
236.6M
236.6M
236.6M
236.6M
Paid-in capital
$2.1B
$2.1B
$2.1B
$2.0B
Retained earnings
$6.8B
$6.7B
$6.5B
$6.3B
Accumulated other comprehensive loss
($441.2M)
($460.1M)
($462.2M)
($551.3M)
Treasury stock, at cost, 71.6 shares and 68.3 shares at September 30, 2026 and December 31, 2025, respectively
-4.2B
-4.1B
-3.8B
-3.1B
Stock held by employee benefits trusts, at cost, 0.6 shares at September 30, 2026 and December 31, 2025
-5.9M
-5.9M
-5.9M
-5.9M
Total Equifax shareholders’ equity
$4.5B
$4.4B
$4.5B
$4.9B
Noncontrolling interests
$20.5M
$18.2M
$21.7M
$18.7M
Total shareholders' equity
$4.5B
$4.4B
$4.6B
$5.0B
Total liabilities, redeemable noncontrolling interests, and shareholders' equity
$11.9B
$12.0B
$11.9B
$11.8B
Cash flow statement
Equifax Inc. cash flow statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Consolidated net income
$664.3M
$607.3M
$551.7M
$700.2M
Depreciation and amortization
$726.9M
$680.6M
$619.8M
$568.6M
Stock-based compensation expense
$78.4M
$81.6M
$71.8M
$62.6M
Deferred income taxes
$30.2M
($66.9M)
($70.2M)
$88.1M
Gain on fair market value adjustment and gain on sale of equity investments
($1.2M)
$0
—
—
Accounts receivable, net
($40.9M)
($66.3M)
($23.3M)
($138.6M)
Other assets, current and long-term
$42.6M
($29.5M)
($13.0M)
($22.4M)
Current and long-term liabilities, excluding debt
$115.4M
$117.7M
($6.2M)
($464.6M)
Cash provided by operating activities
$1.6B
$1.3B
$1.1B
$757.1M
Capital expenditures
($481.4M)
($511.5M)
($601.3M)
($624.5M)
Acquisitions, net of cash acquired
($74.1M)
$0
($283.8M)
($433.8M)
Cash received from divestitures
$1.2M
$0
$6.9M
$98.8M
Cash used in investing activities
($554.3M)
($511.5M)
($878.2M)
($959.5M)
Net short-term borrowings (payments)
$474.7M
$91.2M
($371.2M)
$242.2M
Payments on long-term debt
($400.2M)
($1.4B)
($579.3M)
($500.0M)
Proceeds from issuance of long-term debt
$1.7M
$649.8M
$872.9M
$749.3M
Treasury stock purchases
($927.5M)
—
$0
$0
Dividends paid to Equifax shareholders
($232.8M)
($193.2M)
($191.8M)
($191.1M)
Distributions paid to noncontrolling interests
($6.1M)
($4.6M)
($45.6M)
($3.1M)
Proceeds from exercise of stock options and employee stock purchase plan
$46.4M
$78.2M
$32.3M
$16.9M
Payment of taxes related to settlement of equity awards
($15.0M)
($16.8M)
($17.3M)
($33.9M)
Purchase of redeemable noncontrolling interests
($900.0K)
$0
$0
($400.0K)
Debt issuance costs
$0
($5.4M)
($6.2M)
($6.2M)
Cash used in financing activities
($1.1B)
($846.4M)
($306.2M)
$273.7M
Effect of foreign currency exchange rates on cash and cash equivalents
$9.2M
($13.5M)
($800.0K)
($10.8M)
Increase (decrease) in cash and cash equivalents
$10.9M
($46.9M)
($68.4M)
$60.5M
Cash and cash equivalents, beginning of period
$169.9M
$216.8M
$285.2M
$224.7M
Cash and cash equivalents, end of period
$180.8M
$169.9M
$216.8M
$285.2M
Equifax Inc. cash flow statement, quarters
Line item
Sep 30, 2026 · YTD
Jun 30, 2026 · YTD
Mar 31, 2026 · Q1
Sep 30, 2025 · YTD
Consolidated net income
$571.8M
$358.4M
$173.3M
$487.9M
Depreciation and amortization
$572.6M
$376.2M
$184.8M
$540.8M
Stock-based compensation expense
$74.5M
$60.5M
$43.3M
$63.9M
Deferred income taxes
$73.5M
$38.0M
$13.5M
$29.6M
Gain on sale of equity investment
$0
$0
—
($800.0K)
Accounts receivable, net
($91.7M)
($91.2M)
($58.3M)
($45.6M)
Other assets, current and long-term
($95.7M)
($119.3M)
($16.3M)
($10.3M)
Current and long term liabilities, excluding debt
$37.1M
($40.9M)
($98.4M)
$79.4M
Cash provided by operating activities
$1.1B
$581.7M
$241.9M
$1.1B
Capital expenditures
($378.9M)
($255.4M)
($120.4M)
($351.4M)
Cash received from divestitures
$0
$0
—
$800.0K
Cash used in investing activities
($378.9M)
($255.4M)
($120.4M)
($350.6M)
Net short-term payments
($604.8M)
$647.8M
$214.9M
($204.1M)
Payments on long-term debt
($276.4M)
($276.4M)
($1.4M)
$0
Proceeds from issuance of long-term debt
$998.1M
—
—
$1.7M
Treasury stock purchases
($652.0M)
($560.0M)
($260.0M)
($427.4M)
Payment of share repurchase excise tax
($8.3M)
($8.3M)
—
—
Dividends paid to Equifax shareholders
($199.4M)
($133.5M)
($67.1M)
($172.0M)
Distributions paid to noncontrolling interests
($5.6M)
($5.6M)
—
($6.2M)
Proceeds from exercise of stock options and employee stock purchase plan
$23.8M
$16.8M
$10.4M
$38.1M
Payment of taxes related to settlement of equity awards
($15.7M)
($15.4M)
($14.5M)
($13.6M)
Debt issuance costs
($7.9M)
($300.0K)
—
$0
Cash used in financing activities
($748.2M)
($334.9M)
($117.7M)
($783.5M)
Effect of foreign currency exchange rates on cash and cash equivalents