Central Bancompany, Inc. (CBC) financial statements: income statement, balance sheet and cash flow
Central Bancompany, Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), Central Bancompany, Inc. reported net income of $390.9M.
Income statement
Central Bancompany, Inc. income statement, fiscal years
Line item
Dec 31, 2025 · FY
Loans
$712.4M
Investment securities
$237.3M
Interest-bearing cash and bank deposits
$40.3M
Total interest income
$989.9M
Deposits
$175.2M
Federal funds purchased and customer repurchase agreements
$25.1M
Total interest expense
$200.3M
Net interest income
$789.7M
Provision for credit losses
$9.3M
Net interest income after provision for credit losses
$780.4M
Other income revenues
$205.9M
Mortgage banking revenue
$39.6M
Investment securities losses, net
($6.8M)
Other (loss) income
($6.9M)
Total other income
$231.7M
Salaries and employee benefits
$298.1M
Net occupancy and equipment
$49.0M
Computer software and maintenance
$22.6M
Marketing and business development
$20.7M
Legal and professional fees
$22.4M
Bankcard processing, rewards and related cost
$30.7M
Other expenses
$62.0M
Total other expenses
$505.5M
Income before income taxes
$506.6M
Income taxes
$115.7M
Net income
$390.9M
Net income per common share - basic (in dollars per share)
$1.75
Net income per common share - diluted (in dollars per share)
$1.75
Central Bancompany, Inc. income statement, quarters
Line item
Jun 30, 2026 · Q2
Mar 31, 2026 · Q1
Loans
$179.9M
$176.1M
Investment securities
$73.5M
$68.0M
Federal funds sold and securities purchased under agreements to resell
$7.1M
$14.0M
Total interest income
$260.4M
$258.1M
Deposits
$42.2M
$43.4M
Federal funds purchased and customer repurchase agreements
$5.5M
$6.0M
Total interest expense
$47.6M
$49.4M
Net interest income
$212.8M
$208.6M
Provision for (recovery of) credit losses
$3.5M
$3.1M
Net interest income after provision for (recovery of) credit losses
$209.2M
$205.5M
Other income revenues
$56.3M
$53.0M
Mortgage banking revenues
$10.6M
$9.5M
Investment securities gains, net
$616.0K
$0
Other income (loss)
$2.0M
$2.5M
Total other income
$69.6M
$65.1M
Salaries and employee benefits
$80.0M
$76.0M
Net occupancy and equipment
$12.4M
$12.2M
Computer software and maintenance
$5.5M
$6.0M
Marketing and business development
$5.3M
$4.6M
Legal and professional fees
$5.6M
$6.1M
Bankcard processing, rewards and related costs
$8.3M
$7.8M
Other expenses
$14.3M
$14.1M
Total other expenses
$131.4M
$126.6M
Income before income taxes
$147.4M
$143.9M
Income taxes
$33.7M
$32.9M
Net income
$113.8M
$111.1M
Net income per common share - basic (in dollars per share)
$0.48
$0.46
Net income per common share - diluted (in dollars per share)
$0.47
$0.46
Balance sheet
Central Bancompany, Inc. balance sheet, fiscal years
Line item
Dec 31, 2025 · FY
Cash and due from banks
$258.6M
Short-term earning assets
$1.8B
Interest-bearing deposits
$1.0M
Net carrying amount
$6.4B
Amortized cost
$1.7M
Equity
$48.2M
Trading
$0
Total investment securities
$6.4B
Loans held for investment
$11.4B
Less allowance for credit losses
($149.7M)
Total loans held for investment
$11.3B
Loans held for sale
$54.1M
Land, buildings, and equipment, net
$215.9M
Deferred tax assets, net
$0
Goodwill and intangibles
$351.7M
Other assets
$357.8M
Total assets
$20.8B
Noninterest-bearing demand
$5.6B
Savings and interest-bearing demand
$8.6B
Time
$1.6B
Total deposits
$15.9B
Federal funds sold and securities purchased under agreements to resell
$1.0B
Total customer funds
$16.9B
Deferred tax liabilities, net
$11.7M
Other liabilities
$81.8M
Total liabilities
$17.0B
Preferred stock
$0
Common stock
$3.2M
Capital surplus
$419.4M
Retained earnings
$3.5B
Accumulated other comprehensive (loss)
($16.9M)
Stockholders' Equity before Treasury Stock
$3.9B
Treasury Stock, Value
($99.2M)
Total stockholders' equity
$3.8B
Total liabilities and stockholders' equity
$20.8B
Central Bancompany, Inc. balance sheet, quarters
Line item
Jun 30, 2026
Mar 31, 2026
Cash and due from banks
$244.3M
$190.9M
Short-term interest-bearing deposits
$524.6M
$1.2B
Interest-bearing deposits
$450.0K
$858.0K
Available for sale
$7.0B
$6.7B
Held to maturity, net of allowance for credit losses of $12 and $10, and fair value of $1,542 and $1,700, as of June 30, 2026 and December 31, 2025, respectively
$1.5M
$1.5M
Equity
$53.9M
$48.2M
Total investment securities
$7.1B
$6.8B
Loans held for investment
$11.7B
$11.5B
Less allowance for credit losses
($150.4M)
($149.9M)
Net loans
$11.5B
$11.4B
Loans held for sale
$27.8M
$29.5M
Land, buildings, and equipment, net
$223.8M
$221.6M
Deferred tax assets, net
$22.4M
$20.6M
Goodwill and intangibles
$350.1M
$350.9M
Other assets
$306.3M
$281.7M
Total assets
$20.3B
$20.5B
Noninterest-bearing demand
$5.6B
$5.6B
Savings and interest-bearing demand
$8.3B
$8.3B
Time
$1.5B
$1.6B
Total deposits
$15.4B
$15.5B
Federal funds purchased and customer repurchase agreements
$913.1M
$1.1B
Total customer funds
$16.3B
$16.5B
Deferred tax liabilities, net
$0
$0
Other liabilities
$138.1M
$125.7M
Total liabilities
$16.4B
$16.7B
Preferred stock, $0.01 par value; 50,000,000 shares authorized; 0 shares issued as of June 30, 2026 and December 31, 2025
0
0
Class A voting common stock, $0.01 par value; 500,000,000 shares authorized; 318,247,550 shares issued as of June 30, 2026 and December 31, 2025
3.2M
3.2M
Capital surplus
$421.9M
$420.4M
Retained earnings
$3.6B
$3.6B
Accumulated other comprehensive (loss)
($65.5M)
($54.1M)
Total stockholders' equity before treasury stock
$4.0B
$3.9B
Less treasury stock of 78,742,417 and 77,141,300 shares of Class A voting common stock as of June 30, 2026 and December 31, 2025, respectively
-138.4M
-130.8M
Total stockholders' equity
$3.9B
$3.8B
Total liabilities and stockholders' equity
$20.3B
$20.5B
Cash flow statement
Central Bancompany, Inc. cash flow statement, fiscal years
Line item
Dec 31, 2025 · FY
Net income
$390.9M
Depreciation and amortization
$20.0M
Net (accretion) amortization of discounts and premiums
($20.7M)
Deferred income taxes
($3.4M)
Provision for credit losses
$9.3M
Net gain on sale of loans
($29.7M)
Net change in trading debt securities
$666.0K
Net investment securities losses
$6.8M
Originations of mortgage loans held for sale
($1.3B)
Proceeds from sales of mortgage loans held for sale
$1.3B
Stock-based compensation
$3.1M
(Increase) decrease in other assets
($112.8M)
(Decrease) in other liabilities
($39.3M)
Net cash provided by operating activities
$248.2M
Purchase of available-for-sale securities
($2.6B)
Purchase of equity securities
($234.0K)
Proceeds from sales of available-for-sale securities
$315.2M
Proceeds from sales of equity securities
$913.0K
Proceeds from maturities of available-for-sale securities
$1.6B
Proceeds from maturities of held-to-maturity securities
$1.5M
Net change in interest-bearing deposits
($340.0K)
Net decrease (increase) in loans
$161.9M
Purchase of land, buildings, and equipment
($16.8M)
Proceeds from sale of land, buildings, and equipment
$433.0K
Net cash (used in) investing activities
($463.7M)
Increase (decrease) in deposits
$938.6M
(Decrease) increase in time deposits
($61.8M)
Increase (decrease) in federal funds purchased and customer repurchase agreements
$4.6M
Dividends paid
$246.5M
Purchase of treasury stock
$0
Proceeds from stock issuance, net
$403.1M
Net cash provided by (used in) financing activities
$1.0B
Net increase (decrease) in cash and cash equivalents
$822.3M
Cash and cash equivalents at beginning of year
$1.2B
Cash and cash equivalents at end of year
$2.1B
Cash and due from banks
$258.6M
Short-term earning assets
$1.8B
Federal funds sold and securities purchased under agreements to resell
$340.0K
Total cash and cash equivalents
$2.1B
Interest paid
$199.3M
Income taxes paid
$144.4M
Loans transferred to foreclosed assets held for sale
$4.4M
Central Bancompany, Inc. cash flow statement, quarters
Line item
Jun 30, 2026 · YTD
Mar 31, 2026 · Q1
Net income
$224.9M
$111.1M
Depreciation and amortization
$9.9M
$4.9M
Net accretion of discounts and premiums
($15.1M)
($7.9M)
Deferred income taxes
($18.9M)
($20.7M)
Provision for credit losses
$6.7M
$3.1M
Net gain on sale of loans
($14.3M)
($6.1M)
Net change in trading debt securities
$0
$0
Net investment securities gains
($615.0K)
$0
Originations of mortgage loans held for sale
($628.8M)
($295.1M)
Proceeds from sales of mortgage loans held for sale
$638.6M
$300.3M
Stock-based compensation
$2.5M
$1.0M
Decrease (increase) in other assets
$49.3M
$74.6M
Increase in other liabilities
$57.8M
$44.9M
Net cash provided by operating activities
$312.2M
$210.1M
Purchase of AFS securities
($1.6B)
($772.0M)
Purchase of equity securities
($78.0K)
($3.0K)
Proceeds from sales of AFS securities
$202.4M
—
Proceeds from sales of equity securities
$2.8M
$29.0K
Proceeds from maturities of AFS securities
$660.4M
$360.6M
Proceeds from maturities of HTM securities
$164.0K
$161.0K
Net change in interest-bearing deposits
$589.0K
$181.0K
Net (increase) decrease in loans
($214.2M)
($75.2M)
Purchase of land, buildings, and equipment
($14.3M)
($8.4M)
Proceeds from sale of land, buildings, and equipment
$288.0K
$91.0K
Net cash (used in) provided by investing activities
($927.4M)
($494.5M)
(Decrease) in deposits
($393.9M)
($379.2M)
(Decrease) increase in time deposits
($90.9M)
($18.0M)
(Decrease) in federal funds purchased and customer repurchase agreements
($98.7M)
$55.1M
Dividends paid
($57.8M)
($29.1M)
Purchase of treasury stock
($38.7M)
($31.1M)
Net cash (used in) financing activities
($680.1M)
($402.4M)
Net (decrease) in cash and cash equivalents
($1.3B)
($686.8M)
Cash and cash equivalents at beginning of year
$2.1B
$2.1B
Cash and cash equivalents at end of year
$768.9M
$1.4B
Cash and due from banks
$244.3M
$190.9M
Short-term interest-bearing deposits
$523.7M
$1.2B
Federal funds sold and securities purchased under agreements to resell
$896.0K
$1.4M
Total cash and cash equivalents
$768.9M
$1.4B
Interest paid
$96.0M
$48.4M
Income taxes paid
$36.7M
$1.0M
Loans transferred to foreclosed assets held for sale