BankUnited, Inc. (BKU) financial statements: income statement, balance sheet and cash flow
BankUnited, Inc.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), BankUnited, Inc. reported net income of $268.4M (+15.4% year on year).
Income statement
BankUnited, Inc. income statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Loans
$1.3B
$1.4B
$1.3B
$934.6M
Investment securities
$469.5M
$497.7M
$488.2M
$280.1M
Other
$31.9M
$37.6M
$51.2M
$15.7M
Total interest income
$1.8B
$1.9B
$1.9B
$1.2B
Deposits
$664.3M
$815.6M
$660.3M
$180.0M
Borrowings
$140.9M
$195.3M
$323.5M
$137.5M
Total interest expense
$805.2M
$1.0B
$983.8M
$317.5M
Net interest income before provision for credit losses
$987.6M
$914.3M
$873.8M
$913.0M
Provision for credit losses
$67.9M
$55.1M
$87.6M
$75.2M
Net interest income after provision for credit losses
$919.6M
$859.2M
$786.2M
$837.8M
Deposit service charges and fees
$21.7M
$20.2M
$21.7M
$23.4M
Lease financing
$17.7M
$30.6M
$45.9M
$54.1M
Capital Markets Revenue
$27.4M
—
—
—
Other non-interest income
$38.8M
$46.2M
$33.0M
$18.5M
Total non-interest income
$105.6M
$99.2M
$86.8M
$77.6M
Employee compensation and benefits
$341.0M
$315.6M
$280.7M
$265.5M
Occupancy and equipment
$44.0M
$45.6M
$43.3M
$45.4M
Deposit insurance expense
$27.2M
$36.1M
$66.7M
$18.0M
Technology
$88.3M
$83.0M
$80.0M
$77.1M
Depreciation of operating lease equipment
$16.4M
$26.1M
$44.4M
$50.4M
Other non-interest expense
$146.6M
$118.5M
$106.5M
$72.1M
Total non-interest expense
$663.5M
$642.0M
$636.0M
$540.3M
Income before income taxes
$361.7M
$316.3M
$237.1M
$375.1M
Provision for income taxes
$93.4M
$83.9M
$58.4M
$90.2M
Net income
$268.4M
$232.5M
$178.7M
$285.0M
Earnings per common share, basic (in dollars per share)
$3.55
$3.10
$2.39
$3.55
Earnings per common share, diluted (in dollars per share)
$3.53
$3.08
$2.38
$3.54
BankUnited, Inc. income statement, quarters
Line item
Jun 30, 2026 · Q2
Mar 31, 2026 · Q1
Sep 30, 2025 · Q3
Jun 30, 2025 · Q2
Loans
$313.0M
$310.2M
$324.4M
$328.1M
Investment securities
$107.6M
$106.2M
$120.4M
$117.3M
Other
$5.9M
$5.8M
$8.1M
$8.3M
Total interest income
$426.5M
$422.2M
$452.9M
$453.8M
Deposits
$146.6M
$148.7M
$163.6M
$170.7M
Borrowings
$24.6M
$24.5M
$39.3M
$37.0M
Total interest expense
$171.2M
$173.2M
$202.8M
$207.7M
Net interest income before provision for credit losses
$255.3M
$249.0M
$250.1M
$246.1M
Provision for credit losses
$15.6M
$24.6M
$11.6M
$15.7M
Net interest income after provision for credit losses
$239.8M
$224.4M
$238.5M
$230.4M
Deposit service charges and fees
$6.3M
$6.2M
$5.4M
$5.3M
Gain on investment securities, net
$941.0K
$3.3M
—
—
Lease financing
$3.9M
$3.3M
$4.2M
$4.6M
Capital markets income
$8.1M
$3.7M
—
—
Other non-interest income
$10.0M
$8.2M
$16.0M
$17.9M
Total non-interest income
$29.2M
$24.7M
$25.6M
$27.8M
Employee compensation and benefits
$89.4M
$96.7M
$85.2M
$83.2M
Occupancy and equipment
$11.2M
$11.0M
$10.9M
$10.9M
Deposit insurance expense
$5.3M
($1.0M)
$6.6M
$7.0M
Technology
$22.9M
$22.4M
$21.6M
$23.5M
Depreciation of operating lease equipment
$3.2M
$3.4M
$4.4M
$3.9M
Other non-interest expense
$42.6M
$34.9M
$37.4M
$35.9M
Total non-interest expense
$174.6M
$167.4M
$166.2M
$164.3M
Income before income taxes
$94.4M
$81.7M
$97.9M
$93.9M
Provision for income taxes
$23.7M
$19.9M
$26.1M
$25.1M
Net income
$70.7M
$61.9M
$71.9M
$68.8M
Earnings per common share, basic (in dollars per share)
$0.97
$0.83
$0.96
$0.91
Earnings per common share, diluted (in dollars per share)
$0.97
$0.83
$0.95
$0.91
Balance sheet
BankUnited, Inc. balance sheet, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Non-interest bearing
$11.5M
$12.1M
$14.9M
$16.1M
Interest bearing
$206.3M
$479.0M
$573.3M
$556.6M
Cash and cash equivalents
$217.8M
$491.1M
$588.3M
$572.6M
Investment securities
$9.3B
$9.1B
$8.9B
$9.8B
Non-marketable equity securities
$140.7M
$206.3M
$310.1M
$294.2M
Loans
$24.3B
$24.3B
$24.6B
$24.9B
Allowance for credit losses
($219.8M)
($223.2M)
($202.7M)
($147.9M)
Loans, net
$24.1B
$24.1B
$24.4B
$24.7B
Bank owned life insurance
$305.3M
$284.6M
$318.5M
$308.2M
Operating lease equipment, net
$171.4M
$223.8M
$371.9M
$539.8M
Goodwill
$77.6M
$77.6M
$77.6M
$77.6M
Other assets
$809.1M
$753.2M
$786.9M
$740.9M
Total assets
$35.0B
$35.2B
$35.8B
$37.0B
Noninterest-Bearing Deposit Liabilities
$9.1B
—
—
—
Interest bearing
$6.2B
$4.9B
$3.4B
$2.1B
Savings and money market
$10.2B
$11.1B
$11.1B
$13.1B
Time
$3.9B
$4.3B
$5.2B
$4.3B
Total deposits
$29.4B
$27.9B
$26.5B
$27.5B
FHLB advances
$1.6B
$2.9B
$5.1B
$5.4B
Notes and other borrowings
$319.7M
$708.6M
$709.0M
$720.9M
Other liabilities
$758.0M
$923.2M
$821.2M
$750.5M
Total liabilities
$32.0B
$32.4B
$33.2B
$34.6B
Common stock, shares outstanding (in Shares)
74.1M
—
—
—
Common stock, par value (in Dollars per Share)
$0.01
—
—
—
Common stock
$741.0K
$747.0K
$744.0K
$757.0K
Paid-in capital
$271.7M
$301.7M
$283.6M
$321.7M
Retained earnings
$3.0B
$2.8B
$2.7B
$2.6B
Accumulated other comprehensive loss
($189.6M)
($284.5M)
($357.4M)
($437.9M)
Total stockholders' equity
$3.1B
$2.8B
$2.6B
$2.4B
Total liabilities and stockholders' equity
$35.0B
$35.2B
$35.8B
$37.0B
BankUnited, Inc. balance sheet, quarters
Line item
Jun 30, 2026
Mar 31, 2026
Sep 30, 2025
Jun 30, 2025
Non-interest bearing
$12.0M
$13.3M
$13.6M
$15.6M
Interest bearing
$355.9M
$371.6M
$545.9M
$785.7M
Cash and cash equivalents
$367.9M
$384.9M
$559.5M
$801.3M
Investment securities
$9.3B
$9.5B
$9.5B
$9.4B
Non-marketable equity securities
$144.7M
$149.6M
$165.9M
$174.2M
Loans
$23.9B
$24.1B
$23.7B
$23.9B
Allowance for credit losses
($217.5M)
($208.8M)
($219.9M)
($222.7M)
Loans, net
$23.7B
$23.9B
$23.5B
$23.7B
Bank owned life insurance
$315.8M
$314.2M
$303.4M
$294.9M
Operating lease equipment, net
$157.3M
$150.2M
$201.8M
$214.5M
Goodwill
$77.6M
$77.6M
$77.6M
$77.6M
Other assets
$789.8M
$850.8M
$817.9M
$785.4M
Total assets
$34.9B
$35.4B
$35.1B
$35.5B
Non-interest bearing
$9.9B
$8.9B
$8.6B
$9.1B
Interest bearing
$6.6B
$6.4B
$6.6B
$5.6B
Savings and money market
$10.0B
$9.9B
$9.9B
$10.2B
Time
$2.4B
$4.0B
$3.4B
$3.8B
Total deposits
$28.9B
$29.4B
$28.6B
$28.6B
Federal funds purchased
$265.0M
—
—
—
FHLB advances
$1.6B
$1.8B
$2.1B
$2.3B
Notes and other borrowings
$318.9M
$319.3M
$320.4M
$708.9M
Other liabilities
$783.7M
$908.6M
$1.0B
$896.8M
Total liabilities
$31.9B
$32.3B
$32.0B
$32.5B
Common stock
$722.0K
$734.0K
$752.0K
$752.0K
Paid-in capital
$164.0M
$209.3M
$311.0M
$306.3M
Retained earnings
$3.1B
$3.0B
$2.9B
$2.9B
Accumulated other comprehensive loss
($216.9M)
($203.1M)
($205.2M)
($231.2M)
Total stockholders' equity
$3.0B
$3.0B
$3.0B
$3.0B
Total liabilities and stockholders' equity
$34.9B
$35.4B
$35.1B
$35.5B
Cash flow statement
BankUnited, Inc. cash flow statement, fiscal years
Line item
Dec 31, 2025 · FY
Dec 31, 2024 · FY
Dec 31, 2023 · FY
Dec 31, 2022 · FY
Net income
$268.4M
$232.5M
$178.7M
$285.0M
Amortization and accretion, net
($19.9M)
($15.8M)
($13.3M)
($8.0M)
Provision for credit losses
$67.9M
$55.1M
$87.6M
$75.2M
Share based compensation
$20.5M
$21.6M
$19.6M
$25.2M
Depreciation and amortization
$51.0M
$60.1M
$74.1M
$77.6M
Deferred income taxes
($5.4M)
($43.9M)
($46.8M)
$1.4M
Proceeds from sale of loans held for sale, net
$124.6M
$131.0M
$317.7M
$423.9M
Daily cash settlement of derivative instruments, net
($18.8M)
($25.3M)
—
—
(Increase) decrease in other assets
($108.1M)
$9.4M
($65.0M)
$230.4M
(Decrease) increase in other liabilities
($21.7M)
$11.2M
$91.2M
$164.8M
Net cash provided by operating activities
$358.6M
$433.8M
$657.5M
$1.3B
Purchases of investment securities
($3.7B)
($2.4B)
($405.5M)
($3.0B)
Proceeds from repayments and calls of investment securities
$2.3B
$2.0B
$1.0B
$1.8B
Proceeds from sale of investment securities
$1.3B
$435.0M
$371.8M
$798.2M
Purchases of non-marketable equity securities
($350.3M)
($330.6M)
($544.9M)
($471.8M)
Proceeds from redemption of non-marketable equity securities
$415.9M
$434.4M
$529.0M
$313.4M
Purchases of loans
($326.2M)
($366.2M)
($493.3M)
($2.3B)
Loan originations and repayments, net
$84.4M
$431.8M
$377.9M
$613.8M
Proceeds from sale of loans
$90.0M
$119.0M
$38.8M
$88.1M
Proceeds from surrender of BOLI
$0
$55.4M
—
—
Disposition of operating lease equipment
$22.9M
$148.3M
$100.3M
$52.2M
Other investing activities
($61.8M)
($52.6M)
($30.0M)
($41.4M)
Net cash provided by (used in) investing activities
($214.4M)
$409.7M
$980.6M
($2.1B)
Net increase in deposits
$1.5B
$1.3B
($970.9M)
($1.9B)
Net decrease in federal funds purchased
$0
$0
($190.0M)
($9.0M)
Additions to FHLB borrowings
$230.0M
$875.0M
$3.4B
$4.7B
Repayments of FHLB borrowings
($1.6B)
($3.1B)
($3.7B)
($1.1B)
Redemption of senior notes
($388.5M)
—
—
—
Dividends paid
($91.9M)
($85.5M)
($79.1M)
($79.4M)
Other financing activities
($4.5M)
$2.6M
($22.3M)
($12.1M)
Net cash used in financing activities
($417.5M)
($940.7M)
($1.6B)
$1.1B
Net increase (decrease) in cash and cash equivalents
($273.3M)
($97.2M)
$15.6M
$257.8M
Cash and cash equivalents, beginning of period
$491.1M
$588.3M
$572.6M
$314.9M
Cash and cash equivalents, end of period
$217.8M
$491.1M
$588.3M
$572.6M
Interest paid
$831.9M
$1.0B
$950.5M
$294.1M
Income taxes paid, net
$147.8M
$101.8M
$48.8M
($109.1M)
Transfers from loans to loans held for sale
$213.7M
$250.3M
$361.4M
$514.6M
Transfers from operating lease equipment to equipment held for sale
$15.5M
$0
$20.7M
—
Dividends declared, not paid
$24.1M
$22.2M
$20.7M
$19.3M
Unsettled securities trades, net
$0
$100.0M
$0
$0
Obligations incurred in acquisition of affordable housing limited partnerships
$0
$20.0M
$20.0M
$65.0M
BankUnited, Inc. cash flow statement, quarters
Line item
Jun 30, 2026 · YTD
Mar 31, 2026 · Q1
Sep 30, 2025 · YTD
Jun 30, 2025 · YTD
Net income
$132.5M
$61.9M
$199.1M
$127.2M
Amortization and accretion, net
($9.7M)
($4.1M)
($14.7M)
($10.1M)
Provision for credit losses
$40.1M
$24.6M
$42.4M
$30.8M
Gain on investment securities, net
($4.2M)
—
—
—
Share based compensation
$11.1M
$5.7M
$14.9M
$10.2M
Depreciation and amortization
$19.9M
$8.7M
$39.9M
$27.3M
Deferred income taxes
$6.3M
$18.4M
$780.0K
$5.2M
Proceeds from sale of loans held for sale, net
$26.6M
$12.0M
$105.2M
$65.9M
Daily cash settlement of derivative instruments, net
($689.0K)
($272.0K)
($16.8M)
($12.5M)
Increase in other assets
($13.5M)
($29.5M)
($105.8M)
($30.1M)
Decrease in other liabilities
($61.5M)
($79.1M)
($31.2M)
($79.9M)
Net cash provided by operating activities
$146.9M
$18.3M
$233.7M
$134.0M
Purchases of investment securities
($2.4B)
($1.5B)
($2.5B)
($1.9B)
Proceeds from repayments and calls of investment securities
$929.4M
$517.3M
$1.6B
$1.2B
Proceeds from sale of investment securities
$1.4B
$982.9M
$872.2M
$612.3M
Purchases of non-marketable equity securities
($279.6M)
($164.6M)
($212.6M)
($78.4M)
Proceeds from redemption of non-marketable equity securities
$275.6M
$155.7M
$252.9M
$110.4M
Purchases of loans
($139.2M)
($82.2M)
($247.4M)
($185.0M)
Loan originations and repayments, net
$386.1M
$111.9M
$655.3M
$399.8M
Proceeds from sale of loans
$35.1M
$29.0M
$47.4M
$14.6M
Disposition of operating lease equipment
$20.4M
$6.4M
$3.1M
$2.1M
Other investing activities
($27.2M)
($19.1M)
($54.4M)
($34.4M)
Net cash provided by investing activities
$270.7M
$10.4M
$338.4M
$85.5M
Net increase (decrease) in deposits
($470.6M)
$7.6M
$752.6M
$780.2M
Net increase in federal funds purchased
$265.0M
—
—
—
Additions to FHLB borrowings
$230.0M
$295.0M
$135.0M
$80.0M
Repayments of FHLB borrowings
($155.0M)
($95.0M)
($985.0M)
($755.0M)
Dividends paid
($48.3M)
($24.1M)
($68.6M)
($45.3M)
Repurchase of common stock
($110.6M)
($60.0M)
—
—
Other financing activities
$21.9M
$14.8M
$50.8M
$30.8M
Net cash (used in) provided by financing activities
($267.6M)
$138.4M
($503.8M)
$90.7M
Net increase in cash and cash equivalents
$150.1M
$167.2M
$68.4M
$310.2M
Cash and cash equivalents, beginning of period
$217.8M
$217.8M
$491.1M
$491.1M
Cash and cash equivalents, end of period
$367.9M
$384.9M
$559.5M
$801.3M
Interest paid
$345.7M
$166.5M
$636.1M
$435.2M
Income taxes paid, net
$36.0M
$25.3M
$130.0M
$29.7M
Transfers from loans to loans held for sale
$65.3M
$77.5M
$154.2M
$100.6M
Transfers from equipment held for sale to operating lease equipment
$9.8M
$11.5M
—
$0
Dividends declared, not paid
$23.7M
$24.3M
$23.3M
$23.3M
Unsettled securities trades, net
$64.5M
$219.4M
$159.6M
$145.0M
ROU assets obtained in exchange for lease liabilities