BANK BRADESCO's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), BANK BRADESCO reported net income of $23.9B (+36.4% year on year).
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest and similar income | $267.1B | $211.7B | $211.5B | $200.6B |
| Interest and similar expenses | ($193.8B) | ($144.3B) | ($156.4B) | ($131.3B) |
| Net interest income | $73.3B | $67.5B | $55.1B | $69.3B |
| Fee and commission income and income from banking fees | $31.1B | $28.3B | $27.0B | $27.1B |
| Net gains/(losses) on financial assets and liabilities measured at fair value through profit or loss | $3.2B | ($2.2B) | $10.9B | $819.4M |
| Net gains/(losses) on financial assets measured at fair value through other comprehensive income | ($99.3M) | $1.0B | $1.8B | $2.7B |
| Net gains/(losses) on foreign currency transactions | $3.6M | $2.7B | $262.5M | $1.8B |
| Insurance services result | $11.3B | — | — | — |
| - Insurance and pension income | $61.1B | $59.3B | $51.3B | $89.0B |
| - Insurance and pension expenses | ($49.8B) | ($50.3B) | ($46.0B) | ($81.7B) |
| Operating income | $14.4B | $10.4B | $18.2B | — |
| Expected credit losses on loans and advances | ($28.7B) | ($26.6B) | ($30.2B) | — |
| Expected credit losses on other financial assets | ($930.1M) | ($889.2M) | ($1.9B) | — |
| Personnel expenses | ($24.4B) | ($22.3B) | ($20.8B) | ($21.7B) |
| Other administrative expenses | ($16.1B) | ($16.6B) | ($16.3B) | — |
| Depreciation and amortization | ($7.1B) | ($6.4B) | ($6.0B) | ($5.7B) |
| Other operating income/(expenses) | ($22.7B) | ($18.1B) | ($16.9B) | ($17.5B) |
| Operating expenses | ($99.9B) | ($90.9B) | ($92.2B) | — |
| Income before income taxes and share of profit of associates and joint ventures | $18.9B | $15.4B | $8.1B | $22.9B |
| Share of profit of associates and joint ventures | $2.2B | $1.5B | $2.1B | $1.4B |
| Income before income taxes | $21.0B | $16.9B | $10.2B | $24.2B |
| Income tax benefit/(expense) | $2.9B | $641.6M | $4.3B | — |
| Net Income | $23.7B | $17.3B | $14.3B | $21.0B |
| Non-controlling interests | $251.9M | $289.3M | $251.4M | $233.5M |
| Net income | $23.9B | $17.5B | $14.5B | $21.2B |
| Earnings Per Share (Basic) | $4.48 | — | $1.27 | $1.87 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Cash and Cash Equivalents | $137.0B | $146.6B | $151.1B | $122.5B |
| Financial assets measured at fair value through profit or loss | $547.8B | $371.9B | $387.6B | $301.9B |
| Financial assets measured at fair value through other comprehensive income | $139.0B | $156.3B | $212.8B | $215.6B |
| Financial assets at amortized cost | $1.3T | — | — | — |
| - Loans and advances to financial institutions, net of provision for expected credit losses | $235.5B | $196.2B | $205.1B | $122.5B |
| - Loans and advances to customers, net of provision for expected credit losses | $744.5B | $672.4B | $579.5B | $608.4B |
| - Securities, net of provision for expected credit losses | $259.5B | $267.0B | $175.2B | $211.6B |
| - Other financial assets | $73.4B | $81.2B | $57.0B | $65.7B |
| Non-current assets held for sale and discontinued operations | $3.8B | $3.5B | $1.3B | $1.2B |
| Investments in associates and joint ventures | $13.3B | $11.0B | $9.6B | $9.0B |
| Property, Plant and Equipment | $9.4B | $10.2B | $11.1B | $12.0B |
| Intangible assets and goodwill | $25.7B | $23.7B | $22.1B | $18.8B |
| Current income and other tax assets | $12.9B | $11.8B | $13.0B | $14.4B |
| Deferred Tax Assets, Non-Current | $111.2B | $101.8B | $92.5B | $85.1B |
| Other assets | $17.3B | $15.8B | $9.6B | $10.9B |
| Total assets | $2.3T | $2.1T | $1.9T | $1.8T |
| Deposits from financial institutions | $427.1B | $361.8B | $323.4B | $281.9B |
| Deposits from customers | $721.3B | $644.3B | $621.9B | $590.7B |
| - Securities issued | $306.3B | $258.0B | $245.0B | $222.3B |
| Subordinated debts | $54.7B | $57.5B | $50.3B | $52.2B |
| - Other financial liabilities | $117.4B | $101.1B | $82.6B | $92.6B |
| Financial liabilities measured at fair value through profit or loss | $18.3B | $16.2B | $15.5B | $13.3B |
| - Loan Commitments | $1.8B | $2.4B | $2.3B | $3.0B |
| - Financial guarantees | $1.3B | $1.3B | $1.2B | $1.8B |
| Insurance contract liabilities | $419.7B | $378.8B | $344.8B | — |
| Other provisions | $20.6B | $20.0B | $22.3B | $22.6B |
| Current income tax liabilities | $2.0B | $2.0B | $1.5B | $1.6B |
| Deferred Tax Liabilities, Non-Current | $1.9B | $1.7B | $1.6B | $1.6B |
| Other liabilities | $59.1B | $55.4B | $47.9B | $41.1B |
| Total liabilities | $2.2T | $1.9T | $1.8T | $1.6T |
| Total Stockholders' Equity | $87.1B | $87.1B | $87.1B | $87.1B |
| Treasury shares | -168.6M | -568.7M | — | -224.4M |
| Capital reserves | $36.0M | $36.0M | $36.0M | $36.0M |
| Accumulated Other Comprehensive Income | $90.6B | $84.5B | $76.7B | $73.1B |
| Additional Paid-In Capital | $70.5M | $70.5M | $70.5M | $70.5M |
| Accumulated Other Comprehensive Income | $804.0M | ($250.6M) | $3.2B | ($3.1B) |
| Retained Earnings | ($70.8M) | ($2.5B) | ($765.3M) | $1.2B |
| Equity attributable to shareholders of the parent | $178.4B | $168.4B | $166.3B | $158.3B |
| Noncontrolling Interest | $533.5M | $532.8M | $683.2M | $475.9M |
| Total equity | $178.9B | $168.9B | $167.0B | $158.7B |
| Total equity and liabilities | $2.3T | $2.1T | $1.9T | $1.8T |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Income before income taxes | $21.0B | $16.9B | $10.2B | $24.2B |
| Expected credit losses on loans and advances | $28.7B | $26.6B | $30.2B | $26.4B |
| Change in insurance contract liabilities | $38.7B | $37.0B | $42.5B | — |
| Net (gains)/losses on financial assets measured at fair value through other comprehensive income | $99.3M | ($1.0B) | ($1.8B) | ($2.7B) |
| Expenses with provisions and provisions and legal proceedings | $8.7B | $6.0B | $6.3B | $2.9B |
| Goodwill Impairment | $930.1M | $889.2M | $1.9B | ($2.6B) |
| Depreciation & Amortization (CF) | $2.4B | $2.6B | $2.6B | $2.5B |
| Amortization of intangible assets | $4.6B | $4.1B | $3.9B | $3.1B |
| Share of profit of associates and joint ventures | ($2.2B) | ($1.5B) | ($2.1B) | ($1.4B) |
| Gain/Loss on Asset Sales (CF) | ($183.2M) | $4.6M | ($69.3M) | ($228.1M) |
| (Gains)/Losses from disposal of property and equipment | $128.8M | ($206.1M) | ($139.0M) | ($12.6M) |
| (Gains)/Losses on the sale of investments in associates | ($75.8M) | $9.6M | $14.3M | ($422.2M) |
| Effect of changes in foreign exchange rates on cash and cash equivalents | $88.3M | $305.2M | ($239.3M) | — |
| (Increase) in assets | ($477.7B) | ($243.5B) | ($280.0B) | ($183.1B) |
| Compulsory deposits with the Central Bank | ($1.6B) | ($269.8M) | ($15.5B) | ($14.7B) |
| Loans and advances to financial institutions | ($42.4B) | $34.8B | ($35.0B) | — |
| Loans and advances to customers | ($223.0B) | ($223.0B) | ($111.8B) | ($163.4B) |
| Financial assets measured at fair value through profit or loss | ($179.4B) | $10.6B | ($85.7B) | $34.7B |
| Other assets | ($31.3B) | ($65.6B) | ($32.0B) | ($48.2B) |
| Increase in Liabilities | $305.9B | $187.4B | $180.3B | $115.4B |
| Deposits from banks | $115.1B | $75.8B | $79.3B | $32.8B |
| Deposits from customers | $133.1B | $65.8B | $82.5B | $62.1B |
| Financial liabilities measured at fair value through profit or loss | $2.0B | $698.4M | $2.2B | ($924.0M) |
| Insurance contract liabilities | $2.2B | ($3.0B) | ($2.4B) | — |
| Other provisions | ($8.1B) | ($8.3B) | ($6.6B) | ($5.8B) |
| Other liabilities | $61.6B | $56.4B | $25.4B | $36.2B |
| Cash generated by/(used in) operations | ($68.8B) | $35.6B | ($6.5B) | — |
| Interest received | $119.9B | $102.5B | $102.6B | $101.2B |
| Interest paid | ($106.0B) | ($80.8B) | ($89.0B) | ($72.1B) |
| Income tax and social contribution paid | ($7.6B) | ($7.1B) | ($7.4B) | ($9.3B) |
| Net cash provided by/(used in) operating activities | ($62.5B) | $50.2B | ($177.6M) | $41.8B |
| (Acquisition) of financial assets measured at fair value through other comprehensive income | ($106.4B) | ($82.2B) | — | ($164.3B) |
| Disposal of financial assets measured at fair value through other comprehensive income | $114.5B | $59.6B | $112.5B | $105.0B |
| Maturity of financial assets at amortized cost | $118.8B | $73.5B | $41.1B | $69.2B |
| (Acquisition) of financial assets at amortized cost | ($106.8B) | ($75.0B) | ($47.8B) | ($70.2B) |
| Disposal of non-current assets held for sale and discontinued operations | $1.1B | $614.1M | $640.5M | $442.9M |
| (Acquisitions) of investments in associates | ($2.9B) | ($1.2B) | ($14.3M) | — |
| Disposal of investments in associates | $65.5M | — | — | $62.0M |
| Dividends and interest on equity received | $401.2M | $479.4M | $978.9M | $720.1M |
| (Acquisition) of property and equipment | ($5.0B) | ($2.3B) | ($2.0B) | ($2.4B) |
| Proceeds from sale of property and equipment | $1.1B | $590.6M | $1.4B | $596.4M |
| (Acquisition) of intangible assets | ($6.6B) | ($5.8B) | ($7.2B) | ($7.0B) |
| Interest received on financial assets at FVTPL and amortized cost | $51.4B | $26.8B | $45.5B | $50.7B |
| Net cash provided by / (used in) investing activities | $59.8B | ($5.0B) | $83.6B | ($17.8B) |
| Funds from securities issued | $156.5B | $54.7B | $105.3B | $101.7B |
BANK BRADESCO score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.