Banco BBVA Argentina S.A.'s income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters.
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Interest income | $5.3T | $4.7T | $3.2T | $629.3B |
| Interest expense | ($2.6T) | ($1.8T) | ($1.6T) | ($290.5B) |
| NET INTEREST INCOME | $2.7T | $2.9T | $1.6T | $338.8B |
| Fee and commission income | $873.5B | $548.8B | $254.3B | $79.3B |
| Fee and commission expense | ($364.5B) | ($266.3B) | ($115.4B) | ($32.6B) |
| Gains (Losses) on financial assets and liabilities at fair value through profit or loss, net | $125.4B | $152.7B | ($20.7B) | — |
| Gains (Losses) on derecognition of financial assets not measured at fair value through profit or loss, net | $145.7B | $241.7B | $40.6B | $289.9M |
| Exchange differences, net | $193.1B | $54.6B | $210.1B | $8.1B |
| Other operating income | $249.2B | $142.8B | $67.2B | $21.2B |
| Other operating expenses | ($768.0B) | ($491.2B) | ($262.6B) | ($61.7B) |
| GROSS INCOME | $3.2T | $3.3T | $1.8T | $368.3B |
| Administrative costs | ($1.3T) | ($1.1T) | ($497.6B) | ($136.1B) |
| Personnel benefits | ($603.9B) | ($516.3B) | ($248.4B) | ($68.1B) |
| Other administrative expenses | ($648.6B) | ($563.6B) | ($249.1B) | ($68.0B) |
| Depreciation and amortization | ($111.1B) | ($79.6B) | ($28.7B) | ($11.0B) |
| Impairment of financial assets | ($729.4B) | ($290.4B) | ($133.6B) | ($31.7B) |
| Gains (Losses) on net monetary position | ($571.2B) | ($1.4T) | ($828.8B) | ($133.6B) |
| NET OPERATING INCOME | $507.9B | $441.0B | $312.2B | $55.9B |
| Share of profit or loss of entities accounted using the equity method | $12.0B | $50.8M | $1.2B | ($466.5M) |
| PROFIT BEFORE TAX | $519.8B | $441.1B | $313.3B | $55.4B |
| Income tax (expense) benefit | ($187.2B) | ($76.3B) | ($156.1B) | $2.5B |
| PROFIT FOR THE YEAR | $332.6B | $364.8B | $157.3B | $58.0B |
| Attributable to owners of the Bank | $315.1B | $360.4B | $156.9B | $58.8B |
| Attributable to non-controlling interest | $17.4B | $4.4B | $397.2M | ($880.6M) |
| Basic earnings per share (in ARS per share) | $514.34 | $588.22 | $256.01 | $96.03 |
| Diluted earnings per share (in ARS per share) | $514.34 | $588.22 | $256.01 | $96.03 |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| CASH AND CASH EQUIVALENTS | $4.8T | $2.8T | $1.1T | $296.2B |
| Debt securities | $315.5B | $91.8B | $226.1B | $25.5B |
| Derivatives | $38.9B | $9.9B | $10.0B | $2.3B |
| Equity instruments | $11.8B | $8.9B | $4.0B | $4.8B |
| FINANCIAL ASSETS AT FAIR VALUE THROUGH PROFIT OR LOSS | $366.1B | $110.6B | $240.1B | $32.6B |
| Loans and advances to government sector | $3.2B | $964.7M | $145.2M | $1.4M |
| Loans and advances to financial institutions | $231.6B | $58.3B | $15.5B | $4.2B |
| Loans and advances to customers | $14.2T | $7.5T | $2.0T | $712.9B |
| Debt securities | $583.3B | $152.5B | $83.8B | $37.8B |
| Other financial assets | $727.3B | $590.3B | $171.2B | $58.3B |
| FINANCIAL ASSETS AT AMORTIZED COST | $15.8T | $8.3T | $3.4T | $865.7B |
| Debt securities | $3.1T | $2.5T | $841.9B | $617.3B |
| Equity instruments | $10.7B | $4.5B | $2.0B | $60.5M |
| FINANCIAL ASSETS AT FAIR VALUE THROUGH OTHER COMPREHENSIVE INCOME | $3.1T | $2.5T | $843.9B | $617.3B |
| INVESTMENT IN JOINT VENTURES AND ASSOCIATES | $38.6B | $23.8B | $12.4B | $3.5B |
| Property and equipment | $896.7B | $646.5B | $298.2B | $96.1B |
| Investment properties | $181.5B | $133.3B | $60.2B | $19.7B |
| TANGIBLE ASSETS | $1.1T | $779.8B | $358.4B | $115.8B |
| INTANGIBLE ASSETS | $119.3B | $69.2B | $33.1B | $9.6B |
| Current | $385.0K | $45.4B | $160.3M | $38.7M |
| Deferred | $66.0B | $28.1B | $2.8B | $1.5B |
| INCOME TAX ASSETS | $66.0B | $73.5B | $3.0B | $1.6B |
| OTHER ASSETS | $130.9B | $88.2B | $44.1B | $9.4B |
| NON-CURRENT ASSETS HELD FOR SALE | $3.2B | $3.7B | $852.2M | $225.1M |
| TOTAL ASSETS | $25.4T | $14.7T | $6.1T | $2.0T |
| Derivatives | $6.5B | $3.9B | $2.1B | $334.3M |
| FINANCIAL LIABILITIES AT FAIR VALUE THROUGH PROFIT OR LOSS | $6.5B | $3.9B | $12.5B | $334.3M |
| Bank loans | $826.7B | $200.9B | $28.2B | $19.9B |
| Deposits from government sector | $469.3B | $120.6B | $34.0B | $9.7B |
| Deposits from financial institutions | $7.8B | $4.3B | $2.6B | $340.0M |
| Deposits from customers | $16.7T | $9.8T | $3.6T | $1.3T |
| Repurchase agreements | $468.2B | — | — | — |
| Other financial liabilities | $1.8T | $1.2T | $448.3B | $118.4B |
| Debt securities issued | $615.3B | $115.9B | $12.8B | $191.2M |
| FINANCIAL LIABILITIES AT AMORTIZED COST | $20.9T | $11.4T | $4.1T | $1.5T |
| PROVISIONS | $50.3B | $47.1B | $20.7B | $8.7B |
| Current | $125.1B | $13.8B | $192.2B | $7.2B |
| Deferred | $6.6B | $0 | $18.4B | $4.3B |
| INCOME TAX LIABILITIES | $131.7B | $13.8B | $210.5B | $11.5B |
| OTHER LIABILITIES | $785.6B | $597.5B | $323.0B | $117.7B |
| TOTAL LIABILITIES | $21.9T | $12.1T | $4.7T | $1.6T |
| Share capital | $612.7M | $612.7M | $612.7M | $612.7M |
| Share premium | $6.7B | $6.7B | $6.7B | $77.6B |
| Inflation adjustment to share capital and premium | $1.2T | $902.6B | $410.5B | — |
| Reserves | $2.9T | $1.9T | $951.1B | $271.6B |
| Line item | Dec 31, 2025 · FY | Dec 31, 2024 · FY | Dec 31, 2023 · FY | Dec 31, 2022 · FY |
|---|---|---|---|---|
| Profit before tax | $519.8B | $441.1B | $313.3B | $55.4B |
| Adjustments and other non-cash items | ($1.9T) | ($487.5B) | ($1.1T) | ($83.4B) |
| Depreciation and amortization | $111.1B | $79.6B | $28.7B | $11.0B |
| Net impairment loss of financial assets | $729.4B | $290.4B | $133.6B | $31.7B |
| Accrued interest | ($3.0T) | ($2.9T) | ($1.6T) | ($339.9B) |
| Exchange rate | ($341.7B) | $541.9B | ($572.9B) | ($1.2B) |
| Loss on net monetary position | $571.2B | $1.4T | — | — |
| Other adjustments | $72.3B | $102.2B | $39.9B | $8.0B |
| Net increases (decreases) in operating assets: | ($10.1T) | ($8.8T) | $415.6B | ($110.6B) |
| Financial assets at fair value through profit or loss (FVTPL) | ($340.4B) | $135.9B | ($138.6B) | ($17.7B) |
| Other financial assets | ($246.7B) | ($585.7B) | $10.0B | ($3.0B) |
| Loans and advances to financial institutions | ($201.2B) | ($44.3B) | ($1.1B) | $3.8B |
| Loans and advances to customers | ($8.0T) | ($6.8T) | $181.9B | ($17.2B) |
| Loans and advances to government sector | ($2.6B) | ($1.2B) | ($140.9M) | $42.0K |
| Loans and advances to central bank | $0 | $0 | $28.1M | ($9.0M) |
| Reverse repurchase agreements | $0 | $1.0T | ($1.0T) | $214.3B |
| Debt securities | ($382.6B) | $30.0B | $33.9B | $863.5M |
| Financial assets at fair value through other comprehensive income | ($924.4B) | ($2.5T) | $1.4T | ($305.4B) |
| Other assets | $663.8M | ($97.1B) | ($14.2B) | $13.8B |
| Net increases (decreases) in operating liabilities: | $9.4T | $8.8T | ($576.0B) | ($104.0B) |
| Deposits from financial institutions | $5.1B | $17.2B | $1.5B | ($83.3M) |
| Deposits from customers | $7.8T | $7.6T | ($465.1B) | ($63.6B) |
| Deposits from government sector | $388.7B | $206.6B | $3.9B | ($16.1B) |
| Repurchase agreements | $485.0B | $8.0B | ($5.4B) | $804.2M |
| Financial liabilities at FVTPL | $10.2B | ($14.7B) | $11.4B | ($277.7M) |
| Other financial liabilities | $726.3B | $974.3B | ($122.4B) | ($24.7B) |
| Income tax paid | ($20.8B) | ($275.0B) | ($7.1B) | ($1.6B) |
| Interest received | $4.8T | $4.7T | $3.1T | $633.2B |
| Interest paid | ($1.7T) | ($1.9T) | ($1.6T) | ($276.0B) |
| Total cash flows generated by operating activities | $1.0T | $2.6T | $601.2B | $113.0B |
| Payments: | ($244.4B) | ($166.0B) | ($44.2B) | ($28.3B) |
| Purchase of property and equipment, intangible assets and other assets | ($216.8B) | ($164.5B) | ($42.1B) | ($16.4B) |
| Acquistion of a subsidiary, net of cash acquired | ($25.5B) | — | — | — |
| Other payments related to investment activities | ($2.0B) | ($1.5B) | ($2.0B) | ($11.9B) |
| Collections: | $3.8B | $3.6B | $1.2B | $1.1B |
| Dividends received | $3.8B | $3.6B | $1.2B | $1.1B |
| Total cash flows used in investing activities | ($240.6B) | ($162.4B) | ($43.0B) | ($27.2B) |
| Payments: | ($33.4B) | ($114.4B) | ($41.4B) | ($9.1B) |
| Dividends | ($17.0B) | ($90.6B) | ($278.3M) | ($2.6B) |
| Payment of lease liabilities | ($16.4B) | ($13.1B) | ($6.2B) | ($2.1B) |
| Financing by local financial institutions | $0 | $0 | ($34.4B) | ($3.6B) |
| Collections: | $973.3B | $238.8B | $15.0B | $551.4M |
| Debt securities issued | $411.2B | — | — | — |
| Financing by local financial institutions | $359.1B | $102.0B | — | — |
| Other collections related to financing activities | $203.0B | $37.6B | $834.2M | $551.4M |
Banco BBVA Argentina S.A. score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.