AGI Inc's income statement, balance sheet and cash flow statement as filed with the SEC (10-K and 10-Q), with the latest fiscal years and quarters. In its latest fiscal year (Dec 31, 2025 · FY), AGI Inc reported net income of $1.0B.
| Line item | Dec 31, 2025 · FY |
|---|---|
| Interest income using the effective interest method | $9.5B |
| Interest expense using the effective interest method | ($5.1B) |
| Net interest income | $4.4B |
| Gain on financial assets at fair value through profit or loss | $303.2M |
| Commissions, banking fees and other revenues from services | $868.5M |
| Operating income | $5.6B |
| (-) Expected credit losses | ($1.7B) |
| Personnel expenses | ($524.7M) |
| Selling, general and administrative expenses | ($1.3B) |
| Tax expenses | ($503.8M) |
| Depreciation and amortization | ($201.9M) |
| Operating expenses | ($4.2B) |
| Net operating income | $1.4B |
| Other income (expenses), net | ($39.6M) |
| Income before income tax and social contribution | $1.3B |
| Income Tax Expense | ($700.6M) |
| Deferred income tax and social contribution | $410.4M |
| Net income for the year | $1.0B |
| Net Income | $1.0B |
| Net Income Attributable to Noncontrolling Interest | $8.8M |
| Earnings Per Share (Basic) | $2.82 |
| Earnings Per Share (Diluted) | $2.82 |
| Line item | Dec 31, 2025 · FY |
|---|---|
| Cash and balances with banks | $327.3M |
| Financial assets | $44.4B |
| At fair value through profit or loss | $3.1B |
| Securities | $2.5B |
| Debentures | $5.7B |
| Cash and Cash Equivalents | $660.8M |
| Loans to customers | $34.9B |
| (-) Allowance for expected credit loss | ($2.4B) |
| At amortized cost | $41.3B |
| Deferred Tax Assets, Non-Current | $1.4B |
| Property, Plant and Equipment | $92.4M |
| Intangible assets | $182.2M |
| Operating Lease Right-of-Use Asset | $211.7M |
| Other assets | $1.1B |
| Total assets | $47.8B |
| Financial liabilities amortized cost | $31.7B |
| Deposits | $20.9B |
| Funds from acceptances and issuance of securities | $6.2B |
| Debt issued and other borrowed funds | $759.3M |
| Loans and borrowing | $667.1M |
| Debentures (from Repurchase Agreements) | $3.3B |
| Derivatives | $115.1M |
| Provision for contingencies | $310.3M |
| Other liabilities | $1.3B |
| Obligations related to credits assignments | $10.4B |
| Lease liabilities | $248.3M |
| Deferred Tax Liabilities, Non-Current | $382.9M |
| Total liabilities | $44.5B |
| Carrying amount | $2.6B |
| Treasury shares | -1.3M |
| Reserves | $544.2M |
| Retained Earnings | $115.2M |
| Accumulated Other Comprehensive Income | ($3.3M) |
| Attributable to equity holders of the parent | $3.3B |
| Total equity | $3.3B |
| Total liabilities and equity | $47.8B |
| Line item | Dec 31, 2025 · FY |
|---|---|
| Profit or Loss | $1.0B |
| Expected credit losses | ($1.7B) |
| Depreciation Expense | $201.9M |
| Provision for contingencies | $192.4M |
| Current Income Tax Expense | $290.2M |
| Operating Lease Expense | $32.3M |
| Loss on disposal of property and equipment and intangible assets | $2.1M |
| Interest expense on loans and borrowings | $67.5M |
| (Increase) / decrease in financial assets measured at FVTOCI | $14.4M |
| (Increase) / decrease in financial assets measured at FVTPL | ($2.2B) |
| (Increase) / decrease in financial assets measured at amortized cost | ($14.3B) |
| (Increase) / decrease in other assets | ($388.1M) |
| Increase in customer demand deposits | $25.6M |
| Increase) / decrease in other liabilities | $82.5M |
| Increase in debt issued and other borrowed | $3.5B |
| (Increase) / decrease in obligations related to credit assignments | $5.9B |
| Decrease in provisions for contingencies | ($183.9M) |
| Increase in customer time deposits | $4.2B |
| (Increase) / decrease in interbank market funds | $2.9B |
| (Increase) / decrease in derivative instruments | $264.1M |
| Income tax and social contribution paid | ($480.8M) |
| Net cash flows from (used in) operating activities | ($409.6M) |
| Purchase of property and equipment | ($52.5M) |
| Purchase of intangible assets | ($109.9M) |
| Net cash used in investing activities | ($162.4M) |
| Increase in borrowings | $353.9M |
| Payment of borrowings | ($247.9M) |
| Payment of principal portion of lease liabilities | ($86.1M) |
| Net cash flows from (used in) financing activities | $19.9M |
| Cash and cash equivalents at beginning of period | $1.4B |
| Cash and cash equivalents at end of period | $853.3M |
| Increase (decrease) in cash and cash equivalents | ($552.1M) |
AGI Inc score and earnings-call analysis · All covered companies
Figures as reported in SEC filings. General information, not investment advice.